THE HARMONY EMPLOYMENT AGENCY LIMITED

🌳Matureactive
SC285710 · ltd · incorporated 2005-06-02
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Jun 2025
Net worth
£406.3k
book net assets
Opportunity
75/100
Strong
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What this business does
Primary activity: Other social work activities without accommodation n.e.c.
Sector: Human health & social work
Investor take
Pursue
Strong opportunity: active trading company with strong profile and acceptable with review structure.

Opportunity 75/100 (strong), bankability 67/100. Strong seller-intent signal (68/100, director aged 50). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 5 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: strategic trade sale (73/100).

🏦

Refinance opportunity

5 live charges · 5 lenders · oldest 20.9y

35/100
too messy

Refinance path is blocked by complexity. Rethink structure or expect bespoke, expensive terms.

  • · Oldest live charge is 20.9 years old — likely at or near maturity.
  • · 5 lenders named — inter-creditor friction likely.
  • · Legal-friction score 35/100 — workable, but lender will want more DD.

Data confidence

Overall: medium (79/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
5 charges (5/5 with lender, 5/5 with type)
90
Directors & officers
5 officers (4 active, 5 linked, 2 with DOB)
78
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
3 connected companies via shared directors
54
Filing history
66 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
75/100Strong
PassWatchWorth a lookStrongExceptional 

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality
70
Active, clean filings, stable charge profile.
Acquirability
65
Some acquirability indicators.
Risk profile
77
Few red flags.
Signal strength
100
Good data coverage for analysis.

Signals from accounts

Derived from iXBRL accounts · FRS 102
Positive net assets
Net assets £406,324
Cash YoY
+66%
Year on year

Key financials

2 years extracted from filed iXBRL accounts
Cash
£70k
↑ 66% YoY
Net Worth
£406k
↑ 38% YoY
Current Assets
£636k
↑ 19% YoY
Current Liabilities
—
£0£127k£255k£382k£509k£636kJun 2024Jun 2025

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · FRS 102
Metric2025-06-302024-06-30
Total assets£474.1k£412.9k
Current assets£636.5k£535.0k
Cash£69.7k£41.9k
Net assets£406.3k£294.6k

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

2 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
1
filing
  • • 1 accounts
Counts from Companies House filing history.
Corporate timeline (32 events)Click to expand
  1. 2026-01-30
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  2. 2025-01-22
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  3. 2024-02-09
    📄
    mortgage-satisfy-charge-full
    mortgage · MR04
  4. 2024-02-09
    🔓
    Charge satisfied #5
  5. 2024-01-23
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  6. 2023-09-19
    📄
    mortgage-satisfy-charge-full
    mortgage · MR04
  7. 2023-09-19
    📄
    mortgage-satisfy-charge-full
    mortgage · MR04
  8. 2023-09-19
    🔓
    Charge satisfied #4
  9. 2023-09-19
    🔓
    Charge satisfied #3
  10. 2023-02-22
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  11. 2022-01-02
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  12. 2021-08-18
    📄
    gazette-filings-brought-up-to-date
    gazette · DISS40
  13. 2021-08-17
    📄
    gazette-notice-compulsory
    gazette · GAZ1
  14. 2021-01-09
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  15. 2020-01-26
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  16. 2020-01-24
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  17. 2019-09-10
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  18. 2019-08-23
    🔒
    Charge registered #5
    Lender: Hsbc UK Bank PLC
  19. 2018-12-01
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  20. 2018-01-25
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  21. 2012-11-10
    🔓
    Charge satisfied #1
  22. 2011-10-24
    🔒
    Charge registered #4
    Lender: Aldermore Invoice Finance
  23. 2008-12-03
    🔒
    Charge registered #3
    Lender: National Westminster Bank PLC
  24. 2007-11-02
    🔒
    Charge registered #2
    Lender: Hsbc Bank PLC
  25. 2006-03-07
    ➖
    THOMPSON, Jerry resigned
    secretary
  26. 2006-01-12
    ➕
    MCGILL, Iain appointed
    secretary
  27. 2006-01-12
    ➕
    SCHOFIELD, Harmony Ra appointed
    secretary
  28. 2006-01-12
    ➕
    MCGILL, Iain appointed
    director
  29. 2005-07-01
    🔒
    Charge registered #1
    Lender: Bibby Factors Scotland Limited
  30. 2005-06-02
    🏢
    Company incorporated
    As THE HARMONY EMPLOYMENT AGENCY LIMITED
  31. 2005-06-02
    ➕
    SCHOFIELD, Harmony Ra appointed
    director
  32. 2005-06-02
    ➕
    THOMPSON, Jerry appointed
    secretary

Owner dependency

68/100
High — earn-out structure required

Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.

FACTORS
  • +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
  • +Long-tenure founder: Senior director has been in place 21 years — deep operational knowledge concentrated in one person.

Succession & seller-readiness

66/100
Strong succession signal

Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.

SIGNALS
  • secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
  • primary20+ year tenure: Director in role 21 years. Very long tenure is a classic succession signal.
  • secondaryStable-but-static management: Company is 21 years old and no new directors in the last 3 years — succession not yet being planned internally.
  • supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

1 med ·
Charge satisfaction-then-recreation pattern
medium

Multiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.

Shareholders & ownership

1 active beneficial owner
NameSharesVoting rightsNature of controlNotified
Ms Harmony Ra Schofield
Individual · British · DOB 07/1976 · age 50
25–50%
—25-50% shares01/06/2017

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

Similar companies

Active · Healthcare & medical · EH postcode area
CompanyEst. valueTurnoverNet worthStaffAgeOppDirector
SUMMIT HEALTHCARE (WISHAW) LIMITED→
SC182649 · est 1998
£14.49M
£10.43M–£18.54M
——028y8460y
AYRSHIRE HOSPITALS LIMITED→
SC248921 · est 2003
£4.40M
£3.17M–£5.63M
——023y8464y
STONEHOUSE HOSPITALS LIMITED→
SC251033 · est 2003
£706.3k
£508.5k–£904.0k
——022y9264y
RENAISSANCE CARE (UK) LTD→
SC379961 · est 2010
£389.9k
£280.7k–£499.1k
——40015y8469y
GLOBAL NETWORK OF SEX WORK PROJECTS LIMITED→
SC349355 · est 2008
£93.1k
£67.0k–£119.1k
——417y8359y
PRESTIGE NURSING (SCOTLAND) LIMITED→
SC143810 · est 1993
———2880033y8463y
ANSWER PROJECT→
SC212773 · est 2000 · no financials extracted
————25y8379y
CRANSTON NURSERIES LIMITED→
SC253519 · est 2003
——£360.3k—22y8376y
EDINBURGH SPORTS INJURY CLINIC LIMITED→
SC245755 · est 2003
——£97.9k—23y8361y
ELDER HOMES LIMITED→
SC154896 · est 1994 · no financials extracted
————31y8380y
FLORABANK HOME LIMITED→
SC170166 · est 1996 · no financials extracted
————29y8381y
WITHIN EVE LTD→
SC769694 · est 2023 · no financials extracted
————2y——
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated2005-06-02
Jurisdictionscotland
Primary SIC88990 — Other social work activities without accommodation n.e.c.

Registered office

199-201 Great Junction Street
Edinburgh
EH6 5LQ
Scotland

Filing status

Accounts
Next due: 2027-03-31
Last made up to: 2025-06-30
Confirmation statement
Next due: 2026-06-16
Last: 2025-06-02

Officers (4 active · 1 resigned)

MCGILL, Iain→
secretary · appointed 2006-01-12
View their other companies + combined net worth →
Active
SCHOFIELD, Harmony Ra→
secretary · appointed 2006-01-12
View their other companies + combined net worth →
Active
MCGILL, Iain→
director · ~50y · appointed 2006-01-12
View their other companies + combined net worth →
Active
SCHOFIELD, Harmony Ra→
director · ~50y · appointed 2005-06-02
View their other companies + combined net worth →
Active
THOMPSON, Jerry→
secretary · appointed 2005-06-02 · resigned 2006-03-07
Resigned

Click a director name to see their full track record across all companies.

Mortgages & charges

5
Total charges
1
Outstanding
1
Active lenders
Status:Lender:5 of 5 shown
TypeProperties
satisfied
HSBC
Hsbc UK Bank PLC
A registered charge1 property23/08/201909/02/2024
satisfied
Aldermore
Aldermore Invoice Finance
Floating charge1 property24/10/201119/09/2023
satisfied
National Westminster Bank
National Westminster Bank PLC
Standard security1 property03/12/200819/09/2023
outstanding
HSBC
Hsbc Bank PLC
Floating charge1 property02/11/2007—
satisfied
Bibby Financial Services
Bibby Factors Scotland Limited
Floating charge1 property01/07/200510/11/2012
Click column headers to sort. Use filters above to narrow by status and lender.

Recent filings (66 total)

accounts-with-accounts-type-total-exemption-full
accounts · AA
2026-01-30
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-06-02
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-01-22
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-06-06
mortgage-satisfy-charge-full
mortgage · MR04
2024-02-09
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-01-23
mortgage-satisfy-charge-full
mortgage · MR04
2023-09-19
mortgage-satisfy-charge-full
mortgage · MR04
2023-09-19
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-06-02
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-02-22
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-06-03
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-01-02
gazette-filings-brought-up-to-date
gazette · DISS40
2021-08-18
gazette-notice-compulsory
gazette · GAZ1
2021-08-17
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-08-16