CORUM (AYR) LIMITED

🌳Matureactive

SC287161 · ltd · incorporated 2005-07-07

Investment thesis

Property vehicle with a workable charge structure — clean refinance potential.

Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.

Why risky: Dependent on title and valuation due diligence; standard property risks.

Opportunity decay

approaching window · 12-months

Approaching a transaction window — refinance or sale event plausible in the next 12 months.

· Oldest live charge 20.5y old — refinance window within 12 months

🔒Estimated value

—

Upgrade to see

Turnover

—

year to Dec 2024

Net worth

—

book net assets

Opportunity

83/100

Exceptional

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What this business does

Primary activity: Real estate agencies

Sector: Real estate

Investor take

Pursue

Property-backed borrower with a 70-year-old founder — textbook succession opportunity.

Opportunity 83/100 (exceptional), bankability 80/100. Strong seller-intent signal (63/100, director aged 70). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Discharge stale live charges. 1 live charge(s) created 15+ years ago — likely paid but undischarged. Clean register. Most likely exit: share sale to pe / searcher (65/100).

🏦

Refinance opportunity

1 live charge · oldest 20.5y

65/100

clean up first

Refinance viable after a tidy-up — address the highlighted items first.

· Oldest live charge is 20.5 years old — likely at or near maturity.
· Single lender — cleanest path to refinance.
· Legal-friction score 25/100 — workable, but lender will want more DD.

Data confidence

Overall: high (81/100)

Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.

Company profile

address, 1 SIC codes, incorporation date

100

Financials

2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed

Lenders & charges

1 charges (1/1 with lender, 1/1 with type)

Directors & officers

7 officers (5 active, 7 linked, 4 with DOB)

Ownership & PSC

2 active PSC(s) of 2 total, 2 with control declared

Director network

9 connected companies via shared directors

Filing history

62 filings on record

Gazette notices

No matching gazette notices (standard for active companies)

Opportunity Score

83/100Exceptional

PassWatchWorth a lookStrongExceptional

Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.

Business quality

Active, clean filings, stable charge profile.

Acquirability

Strong succession / seller-readiness signals.

Risk profile

Few red flags.

Signal strength

100

Good data coverage for analysis.

Key financials

2 years extracted from filed iXBRL accounts

Cash

—

Net Worth

—

Current Assets

—

Current Liabilities

—

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · FRS 102

Metric	2024-12-31	2023-12-31
Average employees	1600	1500

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days

filings

Last 90 days

filings

Last 180 days

filing

• 1 officers

Counts from Companies House filing history.

Corporate timeline (28 events)Click to expand

2026-02-09
📄
change-person-director-company-with-change-date
officers · CH01
2025-09-29
📄
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2025-09-18
📄
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2025-09-12
📄
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2025-09-12
📄
change-person-director-company-with-change-date
officers · CH01
2025-06-02
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-06-12
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-10-16
📍
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2023-07-12
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-11-29
📄
termination-director-company-with-name-termination-date
officers · TM01
2022-11-28
➖
MACDONALD, Francis Joseph resigned
director
2022-08-10
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2021-09-03
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2021-04-14
📍
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2021-01-19
📍
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2020-12-22
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2019-09-26
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2018-10-05
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2005-11-30
🔒
Charge registered #1
Lender: The Governor and Company of the Bank of Scotland
2005-09-08
➕
SHIRRA, Lynda Mason appointed
secretary
2005-09-08
➕
KELLY, John Michael appointed
director
2005-09-08
➕
MACDONALD, Francis Joseph appointed
director
2005-08-25
➖
WWW.FIRSTREGISTRARS.CO.UK LIMITED resigned
corporate-secretary
2005-07-07
🏢
Company incorporated
As CORUM (AYR) LIMITED
2005-07-07
➕
PATTERSON, Bruce Matthew Winston appointed
director
2005-07-07
➕
SHIRRA, Lynda Mason appointed
director
2005-07-07
➕
THE CORUM PARTNERSHIP appointed
corporate-director
2005-07-07
➕
WWW.FIRSTREGISTRARS.CO.UK LIMITED appointed
corporate-secretary

Owner dependency

65/100

High — earn-out structure required

Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.

FACTORS

-4 active directors: Broader management team in place — suggests transferable governance.
+Long-tenure founder: Senior director has been in place 21 years — deep operational knowledge concentrated in one person.
+Founder age: Director aged approximately 70 — succession pressure is live.

Succession & seller-readiness

90/100

Likely off-market candidate

Strong acquirability signals converging. Worth approaching directly — this is how off-market deals start.

SIGNALS

primaryFounder aged 70+: Senior director is approximately 70 years old. Natural succession window is now.
primary20+ year tenure: Director in role 21 years. Very long tenure is a classic succession signal.
secondaryStable-but-static management: Company is 21 years old and no new directors in the last 3 years — succession not yet being planned internally.
supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

clean

No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Shareholders & ownership

2 active beneficial owners

Name	Shares	Voting rights	Nature of control	Notified
Mrs Lynda Mason Shirra Individual · British · DOB 08/1956 · age 70	25–50%	25–50%	25-50% shares · 25-50% voting	30/06/2016
Mr Bruce Matthew Winston Patterson Individual · British · DOB 01/1964 · age 62	25–50%	25–50%	25-50% shares · 25-50% voting	30/06/2016

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

Similar companies

Active · Property · KA postcode area

Company	Est. value	Turnover	Net worth	Staff	Age	Opp	Director
FREEPORT SCOTLAND LIMITED→ SC087372 · est 1984	£2.26M £1.92M–£2.60M	—	£2.26M	—	42y	83	65y
ROBB DONALD & CO. LIMITED→ SC109886 · est 1988	£1.67M £1.42M–£1.92M	—	£1.67M	—	38y	83	76y
DOONBANK INVESTMENTS LIMITED→ SC089875 · est 1984	£1.61M £1.37M–£1.85M	—	£1.61M	—	41y	83	69y
DS PROPERTY MANAGEMENT LIMITED→ SC372145 · est 2010	£234.1k £199.0k–£269.2k	—	£234.1k	—	16y	83	61y
MCG PROPERTIES LIMITED→ SC297086 · est 2006	£111.8k £95.0k–£128.6k	—	£111.8k	—	20y	83	71y
BARRA SHELL LIMITED→ SC293764 · est 2005	—	—	—	200	20y	83	60y
BLUEHOUSE SCOTLAND LTD.→ SC214253 · est 2000	—	—	—	0	25y	83	67y
DMVE TRUSTEE LIMITED→ SC043088 · est 1966	—	—	—	0	60y	83	60y
INVERGOWER ESTATES LIMITED→ SC211407 · est 2000 · no financials extracted	—	—	—	—	25y	83	66y
MILGAR HOMES LIMITED→ SC252617 · est 2003	—	—	—	—	22y	83	71y
THE WESTERN MEETING CLUB 2003 LIMITED→ SC241997 · est 2003	—	—	—	0	23y	83	79y
TOWER PROPERTIES (AYRSHIRE) LIMITED→ SC597333 · est 2018 · no financials extracted	—	—	—	—	7y	—	—

Peers ranked by estimated value, then turnover, then opportunity score.See all →

🔒Tailored diligence questions

7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →

🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

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Company details

Statusactive

Typeltd

Incorporated2005-07-07

Jurisdictionscotland

Primary SIC68310 — Real estate agencies

Registered office

24 Lewis Gardens

Ayr

KA7 4GG

Scotland

Filing status

Accounts

Next due: 2026-09-30

Last made up to: 2024-12-31

Confirmation statement

Next due: 2026-09-26

Last: 2025-09-12