TOWER PROPERTIES (AYRSHIRE) LIMITED

🏛️Establishedactive
SC597333 · ltd · incorporated 2018-05-16
Investment thesis
Property vehicle with leveraged stack — refinance / partial-release angle.
Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.
Why risky: Multiple lenders to manage; inter-creditor friction and partial-release cost possible.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
  • · Oldest live charge 7.3y old — refinance window within 12 months
🔒Estimated value
—
Upgrade to see
Turnover
—
year to May 2025
Net worth
£161.2k
book net assets
Opportunity
70/100
Strong
🔔
Follow this company (free)
Email alerts on filings, charges, director changes, gazette notices. No account needed.

Unsubscribe any time from any email. GDPR-respectful.

🔒Generate AI memo →🔒Outreach pack →🔒Corporate story →📑 Reports →Sign in to watch
What this business does
Primary activity: Other letting and operating of own or leased real estate
Sector: Real estate
Investor take
Pursue
Strong opportunity: property-backed borrower with strong profile and acceptable with review structure.

Opportunity 70/100 (strong), bankability 65/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Most likely exit: strategic trade sale (63/100).

🏦

Refinance opportunity

6 live charges · 2 lenders · oldest 7.3y

70/100
ready

Refinance conversation should be productive — structure clean and timing right.

  • · Oldest live charge is 7.3 years old — likely at or near maturity.
  • · Two lenders — manageable, but coordination required.
  • · Legal-friction score 15/100 — clean.

Data confidence

Overall: high (82/100)

Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
6 charges (6/6 with lender, 6/6 with type)
90
Directors & officers
3 officers (3 active, 3 linked, 2 with DOB)
83
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
10 connected companies via shared directors
75
Filing history
27 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
🔒Estimated company valuation

Sector-multiple EBITDA, turnover, and NAV-proxy valuation range with confidence tier — derived from extracted iXBRL financials.

Available from the Pro tier upwards.

See pricing →
Opportunity Score
70/100Strong
PassWatchWorth a lookStrongExceptional 

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality
55
Adequate — check latest filings for context.
Acquirability
55
Some acquirability indicators.
Risk profile
82
Few red flags.
Signal strength
100
Good data coverage for analysis.

Signals from accounts

Derived from iXBRL accounts · accounting standard not declared
Positive net assets
Net assets £161,198

Key financials

2 years extracted from filed iXBRL accounts
Cash
—
Net Worth
£161k
↑ 39% YoY
Current Assets
£90k
↑ 6.6% YoY
Current Liabilities
—
£0£32k£64k£97k£129k£161kMay 2024May 2025

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · accounting standard unknown
Metric2025-05-312024-05-31
Total assets£172.4k£124.4k
Current assets£90.4k£84.8k
Net assets£161.2k£115.9k

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
0
filings
Last 90 days
1
filing
  • • 1 accounts
Last 180 days
4
filings
  • • 3 mortgage
  • • 1 accounts
Counts from Companies House filing history.
Corporate timeline (29 events)Click to expand
  1. 2026-02-25
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  2. 2025-12-22
    📄
    mortgage-create-with-deed
    mortgage · MR01
  3. 2025-12-19
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  4. 2025-12-19
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  5. 2025-12-16
    🔒
    Charge registered #6
    Lender: The Mortgage Works (UK) PLC
  6. 2025-12-16
    🔒
    Charge registered #5
    Lender: The Mortgage Works (UK) PLC
  7. 2025-06-19
    📄
    mortgage-satisfy-charge-full
    mortgage · MR04
  8. 2025-06-19
    🔓
    Charge satisfied #1
  9. 2025-04-28
    📄
    legacy
    miscellaneous · RPCH01
  10. 2025-01-09
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  11. 2024-03-05
    📄
    accounts-amended-with-accounts-type-micro-entity
    accounts · AAMD
  12. 2024-02-28
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  13. 2023-05-31
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  14. 2022-08-03
    📄
    gazette-filings-brought-up-to-date
    gazette · DISS40
  15. 2022-08-02
    📄
    gazette-notice-compulsory
    gazette · GAZ1
  16. 2022-05-26
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  17. 2021-07-21
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  18. 2020-02-13
    📄
    accounts-with-accounts-type-dormant
    accounts · AA
  19. 2019-03-06
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  20. 2019-03-06
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  21. 2019-03-06
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  22. 2019-03-02
    🔒
    Charge registered #4
    Lender: The Royal Bank of Scotland PLC
  23. 2019-03-02
    🔒
    Charge registered #3
    Lender: The Royal Bank of Scotland PLC
  24. 2019-03-02
    🔒
    Charge registered #2
    Lender: The Royal Bank of Scotland PLC
  25. 2019-01-29
    🔒
    Charge registered #1
    Lender: The Royal Bank of Scotland PLC
  26. 2018-05-16
    🏢
    Company incorporated
    As TOWER PROPERTIES (AYRSHIRE) LIMITED
  27. 2018-05-16
    ➕
    HAMID, Sayiad appointed
    secretary
  28. 2018-05-16
    ➕
    HAMID, Rohail appointed
    director
  29. 2018-05-16
    ➕
    HAMID, Sayiad appointed
    director

Owner dependency

66/100
High — earn-out structure required

Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.

FACTORS
  • +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
  • +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.

Succession & seller-readiness

36/100
Weak signal

Limited succession signal. Not a near-term off-market candidate.

SIGNALS
  • secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.

Red flags

1 low
5 live charges
low

Heavily leveraged with multiple live security positions — understand the capital structure before proceeding.

Shareholders & ownership

2 active beneficial owners
NameSharesVoting rightsNature of controlNotified
Rohail Hamid
Individual · British · DOB 03/1996 · age 30
25–50%
25–50%25-50% shares · 25-50% voting16/05/2018
Sayiad Hamid
Individual · British · DOB 07/1971 · age 55
25–50%
25–50%25-50% shares · 25-50% voting16/05/2018

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

Similar companies

Active · Property · KA postcode area
CompanyEst. valueTurnoverNet worthStaffAgeOppDirector
FREEPORT SCOTLAND LIMITED→
SC087372 · est 1984
£2.26M
£1.92M–£2.60M
—£2.26M—42y8365y
ROBB DONALD & CO. LIMITED→
SC109886 · est 1988
£1.67M
£1.42M–£1.92M
—£1.67M—38y8376y
DOONBANK INVESTMENTS LIMITED→
SC089875 · est 1984
£1.61M
£1.37M–£1.85M
—£1.61M—41y8369y
DS PROPERTY MANAGEMENT LIMITED→
SC372145 · est 2010
£234.1k
£199.0k–£269.2k
—£234.1k—16y8361y
MCG PROPERTIES LIMITED→
SC297086 · est 2006
£111.8k
£95.0k–£128.6k
—£111.8k—20y8371y
BARRA SHELL LIMITED→
SC293764 · est 2005
———20020y8360y
BLUEHOUSE SCOTLAND LTD.→
SC214253 · est 2000
———025y8367y
CORUM (AYR) LIMITED→
SC287161 · est 2005
———160020y8370y
DMVE TRUSTEE LIMITED→
SC043088 · est 1966
———060y8360y
INVERGOWER ESTATES LIMITED→
SC211407 · est 2000 · no financials extracted
————25y8366y
MILGAR HOMES LIMITED→
SC252617 · est 2003
————22y8371y
THE WESTERN MEETING CLUB 2003 LIMITED→
SC241997 · est 2003
———023y8379y
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated2018-05-16
Jurisdictionscotland
Primary SIC68209 — Other letting and operating of own or leased real estate

Registered office

Unit 3 Towerlands Gate
Bourtreehill
Irvine
Ayrshire
KA11 1HA
United Kingdom

Filing status

Accounts
Next due: 2027-02-28
Last made up to: 2025-05-31
Confirmation statement
Next due: 2026-05-29
Last: 2025-05-15

Officers (3 active · 0 resigned)

HAMID, Sayiad→
secretary · appointed 2018-05-16
View their other companies + combined net worth →
Active
HAMID, Rohail→
director · ~30y · appointed 2018-05-16
View their other companies + combined net worth →
Active
HAMID, Sayiad→
director · ~55y · appointed 2018-05-16
View their other companies + combined net worth →
Active

Click a director name to see their full track record across all companies.

Mortgages & charges

6
Total charges
5
Outstanding
2
Active lenders
Status:Lender:6 of 6 shown
TypeProperties
outstanding
The Mortgage Works (UK)
The Mortgage Works (UK) PLC
A registered charge1 property16/12/2025—
outstanding
The Mortgage Works (UK)
The Mortgage Works (UK) PLC
A registered charge1 property16/12/2025—
outstanding
Lloyds Banking Group
The Royal Bank of Scotland PLC
A registered charge1 property02/03/2019—
outstanding
Lloyds Banking Group
The Royal Bank of Scotland PLC
A registered charge1 property02/03/2019—
outstanding
Lloyds Banking Group
The Royal Bank of Scotland PLC
A registered charge1 property02/03/2019—
satisfied
Lloyds Banking Group
The Royal Bank of Scotland PLC
A registered charge—29/01/201919/06/2025
Click column headers to sort. Use filters above to narrow by status and lender.

Recent filings (27 total)

accounts-with-accounts-type-micro-entity
accounts · AA
2026-02-25
mortgage-create-with-deed
mortgage · MR01
2025-12-22
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2025-12-19
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2025-12-19
mortgage-satisfy-charge-full
mortgage · MR04
2025-06-19
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-05-29
legacy
miscellaneous · RPCH01
2025-04-28
accounts-with-accounts-type-micro-entity
accounts · AA
2025-01-09
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-06-21
accounts-amended-with-accounts-type-micro-entity
accounts · AAMD
2024-03-05
accounts-with-accounts-type-micro-entity
accounts · AA
2024-02-28
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-06-19
accounts-with-accounts-type-micro-entity
accounts · AA
2023-05-31
gazette-filings-brought-up-to-date
gazette · DISS40
2022-08-03
gazette-notice-compulsory
gazette · GAZ1
2022-08-02