THRIVE CHILDCARE AND EDUCATION GROUP LIMITED

🌳Matureactive

SC304774 · ltd · incorporated 2006-06-30

Investment thesis

Established operating company — standard diligence applies, no dominant angle.

Why interesting: Live, filing, normal profile.

Why risky: No standout signals in either direction.

🔒Estimated value

—

Upgrade to see

Turnover

—

not disclosed

Net worth

—

book net assets

Opportunity

70/100

Strong

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What this business does

Primary activity: Child day-care activities

Sector: Human health & social work

Investor take

Pursue

Strong opportunity: active trading company with strong profile and acceptable with review structure.

Opportunity 70/100 (strong), bankability 57/100. Biggest value-creation lever: Consolidate lender relationships. 8 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (65/100).

🏦

Refinance opportunity

25 live charges · 8 lenders · oldest 19.5y

25/100

too messy

Structure is too messy for a clean refinance right now — clean up first or expect bespoke terms.

· Oldest live charge is 19.5 years old — likely at or near maturity.
· 8 lenders named — inter-creditor friction likely.
· Legal-friction score 45/100 (high).

Data confidence

Overall: medium (61/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile

address, 1 SIC codes, incorporation date

100

Financials

No iXBRL financials extracted

Lenders & charges

25 charges (25/25 with lender, 25/25 with type)

Directors & officers

19 officers (6 active, 19 linked, 16 with DOB)

Ownership & PSC

1 active PSC(s) of 2 total, 2 with control declared

Director network

15 connected companies via shared directors

Filing history

176 filings on record

Gazette notices

No matching gazette notices (standard for active companies)

Opportunity Score

70/100Strong

PassWatchWorth a lookStrongExceptional

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality

Adequate — check latest filings for context.

Acquirability

Strong succession / seller-readiness signals.

Risk profile

Some moderate concerns — review flags.

Signal strength

100

Good data coverage for analysis.

Recent activity

Last 30 days

filings

Last 90 days

filing

• 1 confirmation-statement

Last 180 days

filings

• 2 accounts
• 2 other
• 1 confirmation-statement

Counts from Companies House filing history.

Corporate timeline (95 events)Click to expand

2025-12-28
📄
accounts-with-accounts-type-audit-exemption-subsiduary
accounts · AA
2025-12-28
📄
legacy
accounts · PARENT_ACC
2025-12-28
📄
legacy
other · GUARANTEE2
2025-12-28
📄
legacy
other · AGREEMENT2
2025-10-07
📄
appoint-person-director-company-with-name-date
officers · AP01
2025-10-07
📄
appoint-person-director-company-with-name-date
officers · AP01
2025-10-07
📄
appoint-person-director-company-with-name-date
officers · AP01
2025-10-07
📄
appoint-person-director-company-with-name-date
officers · AP01
2025-10-07
📄
appoint-person-director-company-with-name-date
officers · AP01
2025-10-03
📄
termination-director-company-with-name-termination-date
officers · TM01
2025-09-29
➕
ALLEN, Claire appointed
director
2025-09-29
➕
BARRINGTON-FORTUNE, Laura appointed
director
2025-09-29
➕
DARROCH, Cheryl appointed
director
2025-09-29
➕
KRYSTEK-WALTON, Ursula Jane appointed
director
2025-09-29
➕
LLOYD, Marie appointed
director
2025-09-29
➖
RANKIN, Cary resigned
director
2025-07-04
📄
appoint-person-director-company-with-name-date
officers · AP01
2025-06-30
➕
DALTON, Andrew Mark appointed
director
2025-06-15
📄
termination-director-company-with-name-termination-date
officers · TM01
2025-06-09
➖
NEWTON, William resigned
director
2025-04-07
📄
accounts-with-accounts-type-audit-exemption-subsiduary
accounts · AA
2025-04-07
📄
legacy
accounts · PARENT_ACC
2025-04-07
📄
legacy
other · AGREEMENT2
2025-04-07
📄
legacy
other · GUARANTEE2
2024-04-24
📄
mortgage-alter-floating-charge-with-number
mortgage · 466(Scot)
2024-04-22
📄
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2024-04-20
📄
mortgage-alter-floating-charge-with-number
mortgage · 466(Scot)
2024-04-18
📄
accounts-with-accounts-type-audit-exemption-subsiduary
accounts · AA
2024-04-18
📄
legacy
accounts · PARENT_ACC
2024-04-18
📄
legacy
other · AGREEMENT2
2024-04-18
📄
legacy
other · GUARANTEE2
2024-04-15
🔒
Charge registered #25
Lender: Apiary Capital Partners I Investment Gp LLP in Its Capacity as General Partner of Apiary Capital Partners I Investment LP (As Security Trustee)
2024-04-15
🔒
Charge registered #24
Lender: Apiary Capital Partners I Investment Gp LLP in Its Capacity as General Partner of Apiary Capital Partners I Investment LP as Security Trustee
2020-04-01
➕
NEWTON, William appointed
director
2020-04-01
➖
SHEEHY, Stuart David resigned
director
2019-03-18
🔓
Charge satisfied #14
2019-03-18
🔓
Charge satisfied #15
2019-03-15
🔓
Charge satisfied #22
2019-03-15
🔓
Charge satisfied #20
2019-03-15
🔓
Charge satisfied #19
2019-03-15
🔓
Charge satisfied #18
2019-03-15
🔓
Charge satisfied #17
2019-03-15
🔓
Charge satisfied #16
2019-02-18
➖
LYONS, Thomas resigned
secretary
2019-02-18
➖
LYONS, Thomas resigned
director
2019-02-18
➕
RANKIN, Cary appointed
director
2019-02-18
➖
SCOTT, Graeme John resigned
director
2019-02-18
➕
SHEEHY, Stuart David appointed
director
2018-01-23
➖
AITCHISON, Douglas resigned
director
2018-01-23
➖
MCGHEE, Susan Jane resigned
director

Showing most recent 50 of 95 events

Owner dependency

48/100

Moderate — manageable with handover

Some founder dependency, but not acute. A structured handover period should cover most risk.

FACTORS

-6 active directors: Broader management team in place — suggests transferable governance.
+Senior director age: Director aged approximately 59 — approaching natural succession window.

Succession & seller-readiness

40/100

Moderate signal

Some succession indicators present. Worth watching; approach if sector/strategy fits.

SIGNALS

secondaryFounder aged 58+: Senior director is approximately 59. Early succession window.

Red flags

2 med · 1 low

2 director resignations in last 12 months

medium

Multiple recent departures can indicate governance disagreement, succession event, or preparation for sale/stress.

Evidence: NEWTON, William resigned 2025-06-09; RANKIN, Cary resigned 2025-09-29

Charge satisfaction-then-recreation pattern

medium

Multiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.

11 live charges

low

Heavily leveraged with multiple live security positions — understand the capital structure before proceeding.

Group structure

Thrive Childcare And Education Holdings Limited is the ultimate parent — holding 75%+ shares. This company sits inside their group.

🏛️

Thrive Childcare And Education Holdings Limited

Corporate parent · holds 75-100% shares · board control

ultimate parent

⬇

THRIVE CHILDCARE AND EDUCATION GROUP LIMITED

This company · SC304774

Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).

Shareholders & ownership

1 active beneficial owner · dominant holder ≥75%

Name	Shares	Voting rights	Nature of control	Notified
Thrive Childcare And Education Holdings Limited Corporate entity	75–100%	75–100%	board control75-100% shares · 75-100% voting · board control	18/02/2019

1 historic (ceased) PSC

Mr Graeme John Scottceased 18/02/2019· 75-100% shares · 75-100% voting · board control

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

Similar companies

Active · Healthcare & medical · EH postcode area

Company	Est. value	Turnover	Net worth	Staff	Age	Opp	Director
SUMMIT HEALTHCARE (WISHAW) LIMITED→ SC182649 · est 1998	£14.49M £10.43M–£18.54M	—	—	0	28y	84	60y
AYRSHIRE HOSPITALS LIMITED→ SC248921 · est 2003	£4.40M £3.17M–£5.63M	—	—	0	23y	84	64y
STONEHOUSE HOSPITALS LIMITED→ SC251033 · est 2003	£706.3k £508.5k–£904.0k	—	—	0	22y	92	64y
RENAISSANCE CARE (UK) LTD→ SC379961 · est 2010	£389.9k £280.7k–£499.1k	—	—	400	15y	84	69y
GLOBAL NETWORK OF SEX WORK PROJECTS LIMITED→ SC349355 · est 2008	£93.1k £67.0k–£119.1k	—	—	4	17y	83	59y
PRESTIGE NURSING (SCOTLAND) LIMITED→ SC143810 · est 1993	—	—	—	28800	33y	84	63y
ANSWER PROJECT→ SC212773 · est 2000 · no financials extracted	—	—	—	—	25y	83	79y
CRANSTON NURSERIES LIMITED→ SC253519 · est 2003	—	—	£360.3k	—	22y	83	76y
EDINBURGH SPORTS INJURY CLINIC LIMITED→ SC245755 · est 2003	—	—	£97.9k	—	23y	83	61y
ELDER HOMES LIMITED→ SC154896 · est 1994 · no financials extracted	—	—	—	—	31y	83	80y
FLORABANK HOME LIMITED→ SC170166 · est 1996 · no financials extracted	—	—	—	—	29y	83	81y
WITHIN EVE LTD→ SC769694 · est 2023 · no financials extracted	—	—	—	—	2y	—	—

Peers ranked by estimated value, then turnover, then opportunity score.See all →

🔒Tailored diligence questions

7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →

🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

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Company details

Statusactive

Typeltd

Incorporated2006-06-30

Jurisdictionscotland

Primary SIC88910 — Child day-care activities

Registered office

Newfield House

1 New Street

Musselburgh

East Lothian

EH21 6HY

Filing status

Accounts

Next due: 2026-12-31

Last made up to: 2025-03-31

Confirmation statement

Next due: 2027-04-15

Last: 2026-04-01