SAVE & INVEST FT LIMITED
🌳Matureactive
SC312269 · ltd · incorporated 2006-11-21
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
🔒Estimated value
—
Upgrade to see
Turnover
—
not disclosed
Net worth
—
book net assets
Opportunity
78/100
Strong
What this business does
Primary activity: Financial intermediation not elsewhere classified
Sector: Financial & insurance
Investor take
PursueStrong opportunity: active trading company with strong profile and bankable structure.
Opportunity 78/100 (strong), bankability 80/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (73/100).
🏦
Refinance opportunity
1 live charge · oldest 0.1y
50/100
clean up first
Refinance viable after a tidy-up — address the highlighted items first.
- · Newest facility, 0.1 years old — likely still in initial term.
- · Single lender — cleanest path to refinance.
- · Legal-friction score 23/100 — clean.
Data confidence
Overall: medium (61/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
No iXBRL financials extracted
0
Lenders & charges
1 charges (1/1 with lender, 1/1 with type)
90
Directors & officers
10 officers (2 active, 10 linked, 7 with DOB)
84
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
14 connected companies via shared directors
87
Filing history
69 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
78/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
75
Strong succession / seller-readiness signals.
Risk profile
77
Few red flags.
Signal strength
100
Good data coverage for analysis.
Recent activity
Last 30 days
1
filing
- • 1 mortgage
Last 90 days
2
filings
- • 1 mortgage
- • 1 officers
Last 180 days
7
filings
- • 5 officers
- • 1 mortgage
- • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (43 events)Click to expand
- 2026-04-15📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2026-04-10🔒Charge registered #1Lender: Glas Trust Corporation Limited
- 2026-03-23📄termination-director-company-with-name-termination-dateofficers · TM01
- 2026-03-09➖MARSH, Mary Katherine resigneddirector
- 2025-12-16📄termination-director-company-with-name-termination-dateofficers · TM01
- 2025-12-16📄appoint-person-director-company-with-name-dateofficers · AP01
- 2025-11-12📄appoint-person-director-company-with-name-dateofficers · AP01
- 2025-11-12📄appoint-person-director-company-with-name-dateofficers · AP01
- 2025-11-05📄accounts-with-accounts-type-audit-exemption-subsiduaryaccounts · AA
- 2025-11-05📄legacyaccounts · PARENT_ACC
- 2025-11-05📄legacyother · GUARANTEE2
- 2025-11-05📄legacyother · AGREEMENT2
- 2025-10-27➕FEENEY, Paul William appointeddirector
- 2025-10-27➕HOTSON, Grant Thomas appointeddirector
- 2025-09-10📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2025-09-10📄change-account-reference-date-company-previous-shortenedaccounts · AA01
- 2025-08-28➖FEENEY, Paul William resigneddirector
- 2025-08-28➖HOTSON, Grant Thomas resigneddirector
- 2025-08-28➕MARSH, Mary Katherine appointeddirector
- 2025-08-28➖MARSH, Mary Katherine resigneddirector
- 2025-08-28➕MARSH, Mary Katherine appointeddirector
- 2025-08-28📄termination-director-company-with-name-termination-dateofficers · TM01
- 2025-08-28📄termination-director-company-with-name-termination-dateofficers · TM01
- 2025-08-28📄appoint-person-director-company-with-name-dateofficers · AP01
- 2025-01-31📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-11-04📄memorandum-articlesincorporation · MA
- 2024-11-04📄resolutionresolution · RESOLUTIONS
- 2024-11-02📄appoint-person-director-company-with-name-dateofficers · AP01
- 2024-11-02📄appoint-person-director-company-with-name-dateofficers · AP01
- 2024-11-02📄termination-director-company-with-name-termination-dateofficers · TM01
- 2024-11-02📄termination-secretary-company-with-name-termination-dateofficers · TM02
- 2024-10-29➖MARSH, John Anthony resignedsecretary
- 2024-10-29➕FEENEY, Paul William appointeddirector
- 2024-10-29➕HOTSON, Grant Thomas appointeddirector
- 2024-10-29➖MARSH, Mary Katherine resigneddirector
- 2024-01-03📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2010-01-22➕MARSH, John Anthony appointedsecretary
- 2010-01-22➖BOYDSLAW (SECRETARIAL SERVICES) LIMITED resignedcorporate-nominee-secretary
- 2007-02-12➕MARSH, Mary Katherine appointeddirector
- 2007-02-12➖BOYDSLAW (DIRECTORS) LIMITED resignedcorporate-nominee-director
- 2006-11-21🏢Company incorporatedAs SAVE & INVEST FT LIMITED
- 2006-11-21➕BOYDSLAW (SECRETARIAL SERVICES) LIMITED appointedcorporate-nominee-secretary
- 2006-11-21➕BOYDSLAW (DIRECTORS) LIMITED appointedcorporate-nominee-director
Owner dependency
66/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Senior director age: Director aged approximately 63 — approaching natural succession window.
Succession & seller-readiness
56/100
Strong succession signalMultiple signals suggest succession is on the horizon. Candidate for proactive outreach.
SIGNALS
- primaryFounder aged 63+: Senior director is approximately 63. Approaching typical UK retirement age — succession thinking likely.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
Red flags
1 med ·4 director resignations in last 12 months
mediumMultiple recent departures can indicate governance disagreement, succession event, or preparation for sale/stress.
Evidence: FEENEY, Paul William resigned 2025-08-28; HOTSON, Grant Thomas resigned 2025-08-28; MARSH, Mary Katherine resigned 2025-08-28
Group structure
Save & Invest Group Limited is the ultimate parent — holding 75%+ shares. This company sits inside their group.
🏛️ultimate parent
Save & Invest Group Limited
Corporate parent · holds 75-100% shares
⬇
SAVE & INVEST FT LIMITED
This company · SC312269
Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Save & Invest Group Limited Corporate entity | 75–100% | 75–100% | 75-100% shares · 75-100% voting | 06/04/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Financial services · G postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| @SIPP LIMITED→ SC217126 · est 2001 | £37.09M £26.97M–£47.20M | £10.21M | — | 6200 | 25y | 85 | 62y |
| COMMONWEALTH GAMES (SCOTLAND) ENDOWMENT FUND→ SC301214 · est 2006 | £22.3k £16.2k–£28.3k | — | — | 0 | 20y | 83 | 66y |
| BLAIRSTON ENTERPRISES LIMITED→ SC368750 · est 2009 | — | — | £2.38M | — | 16y | 83 | 72y |
| CALCLUTH & SANGSTER (INSURANCE BROKERS) LIMITED→ SC200273 · est 1999 · no financials extracted | — | — | — | — | 26y | 83 | 59y |
| THE LONDON MORTGAGE COMPANY LIMITED→ SC474874 · est 2014 · no financials extracted | — | — | — | — | 12y | — | — |
| TMW (COMMERCIAL) LIMITED→ SC781785 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| TOMINEY PROFESSIONAL LIMITED→ SC379379 · est 2010 · no financials extracted | — | — | — | — | 15y | — | — |
| TR PROPERTIES WEST (HOLDINGS) LIMITED→ SC765678 · est 2023 · no financials extracted | — | — | — | — | 3y | — | — |
| VAM COMMUNICATIONS LIMITED→ SC757541 · est 2023 · no financials extracted | — | — | — | — | 3y | — | — |
| WHA MORTGAGE SERVICES LTD→ SC725550 · est 2022 · no financials extracted | — | — | — | — | 4y | — | — |
| WHEATLEY FUNDING NO. 2 LIMITED→ SC470001 · est 2014 · no financials extracted | — | — | — | — | 12y | — | — |
| WIK DIAGNOSTICS LTD→ SC807772 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2006-11-21
Jurisdictionscotland
Primary SIC64999 — Financial intermediation not elsewhere classified
Registered office
100 West Regent Street
Glasgow
G2 2QD
Scotland
Filing status
Accounts
Next due: 2026-09-30
Last made up to: 2024-12-31
Confirmation statement
Next due: 2026-12-05
Last: 2025-11-21
Officers (2 active · 8 resigned)
FEENEY, Paul William→
Activedirector · ~63y · appointed 2025-10-27
View their other companies + combined net worth →
HOTSON, Grant Thomas→
Activedirector · ~55y · appointed 2025-10-27
View their other companies + combined net worth →
MARSH, John Anthony→
Resignedsecretary · appointed 2010-01-22 · resigned 2024-10-29
BOYDSLAW (SECRETARIAL SERVICES) LIMITED→
Resignedcorporate-nominee-secretary · appointed 2006-11-21 · resigned 2010-01-22
FEENEY, Paul William→
Resigneddirector · ~63y · appointed 2024-10-29 · resigned 2025-08-28
HOTSON, Grant Thomas→
Resigneddirector · ~55y · appointed 2024-10-29 · resigned 2025-08-28
MARSH, Mary Katherine→
Resigneddirector · ~69y · appointed 2025-08-28 · resigned 2025-08-28
MARSH, Mary Katherine→
Resigneddirector · ~69y · appointed 2025-08-28 · resigned 2026-03-09
MARSH, Mary Katherine→
Resigneddirector · ~69y · appointed 2007-02-12 · resigned 2024-10-29
BOYDSLAW (DIRECTORS) LIMITED→
Resignedcorporate-nominee-director · appointed 2006-11-21 · resigned 2007-02-12
Click a director name to see their full track record across all companies.
Mortgages & charges
1
Total charges
1
Outstanding
1
Active lenders
Status:Lender:1 of 1 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Glas Trust Corporation Glas Trust Corporation Limited | A registered charge | — | 10/04/2026 | — |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (69 total)
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2026-04-15
termination-director-company-with-name-termination-date
officers · TM01
2026-03-23
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-12-17
termination-director-company-with-name-termination-date
officers · TM01
2025-12-16
appoint-person-director-company-with-name-date
officers · AP01
2025-12-16
appoint-person-director-company-with-name-date
officers · AP01
2025-11-12
appoint-person-director-company-with-name-date
officers · AP01
2025-11-12
accounts-with-accounts-type-audit-exemption-subsiduary
accounts · AA
2025-11-05
legacy
accounts · PARENT_ACC
2025-11-05
legacy
other · GUARANTEE2
2025-11-05
legacy
other · AGREEMENT2
2025-11-05
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2025-09-10
change-account-reference-date-company-previous-shortened
accounts · AA01
2025-09-10
termination-director-company-with-name-termination-date
officers · TM01
2025-08-28
termination-director-company-with-name-termination-date
officers · TM01
2025-08-28