DUNDEE AND ANGUS CHAMBER OF COMMERCE LIMITED

🌳Matureactive
SC314278 · private-limited-guarant-nsc · incorporated 2007-01-09
Investment thesis
Looks cheap but ownership + security both unclear — probable value trap.
Why interesting: Headline metrics may be attractive.
Why risky: No PSC visibility combined with multiple live charges; transacting likely slow and expensive.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
  • · Oldest live charge 18.3y old — refinance window within 12 months
🔒Estimated value
Upgrade to see
Turnover
year to Dec 2024
Net worth
book net assets
Opportunity
77/100
Strong
🔔
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What this business does
Primary activity: Activities of business and employers membership organisations
Sector: Other service activities
Investor take
Pursue
Strong opportunity: active trading company with strong profile and bankable structure.

Opportunity 77/100 (strong), bankability 75/100. Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (65/100).

🏦

Refinance opportunity

2 live charges · 2 lenders · oldest 18.3y

50/100
clean up first

Refinance viable after a tidy-up — address the highlighted items first.

  • · Oldest live charge is 18.3 years old — likely at or near maturity.
  • · Two lenders — manageable, but coordination required.
  • · Legal-friction score 28/100 — workable, but lender will want more DD.

Data confidence

Overall: medium (73/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
2 charges (2/2 with lender, 2/2 with type)
90
Directors & officers
59 officers (11 active, 59 linked, 58 with DOB)
90
Ownership & PSC
No PSCs filed (unusual — worth investigating)
35
Director network
6 connected companies via shared directors
63
Filing history
158 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
77/100Strong
PassWatchWorth a lookStrongExceptional 

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality
70
Active, clean filings, stable charge profile.
Acquirability
70
Strong succession / seller-readiness signals.
Risk profile
77
Few red flags.
Signal strength
100
Good data coverage for analysis.

Key financials

2 years extracted from filed iXBRL accounts
Cash
Net Worth
Current Assets
Current Liabilities
£0£0£0£0£0£0Dec 2023Dec 2024

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · FRS 102
Metric2024-12-312023-12-31
Average employees92300

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

2 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
5
filings
  • 4 officers
  • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (133 events)Click to expand
  1. 2026-01-30
    📄
    termination-secretary-company-with-name-termination-date
    officers · TM02
  2. 2026-01-30
    📄
    replacement-filing-of-director-appointment-with-name
    officers · RP01AP01
  3. 2026-01-29
    📄
    change-person-director-company-with-change-date
    officers · CH01
  4. 2026-01-09
    THORNTONS LAW LLP resigned
    corporate-secretary
  5. 2025-11-27
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  6. 2025-11-24
    MALPAS, Pamela resigned
    director
  7. 2025-09-30
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  8. 2025-09-01
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  9. 2025-08-27
    MALPAS, Pamela appointed
    director
  10. 2025-06-20
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  11. 2025-05-22
    BABER, Mansoor resigned
    director
  12. 2025-04-08
    📄
    change-person-director-company-with-change-date
    officers · CH01
  13. 2025-04-07
    📄
    change-person-director-company-with-change-date
    officers · CH01
  14. 2024-09-27
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  15. 2024-09-09
    📄
    memorandum-articles
    incorporation · MA
  16. 2024-09-09
    📄
    resolution
    resolution · RESOLUTIONS
  17. 2024-09-03
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  18. 2024-05-28
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  19. 2024-05-28
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  20. 2024-05-23
    SIMPSON, Gillian Christina appointed
    director
  21. 2024-05-23
    MATTHEW, Kevin James resigned
    director
  22. 2024-05-23
    PARKER, Philip Jeremy resigned
    director
  23. 2024-05-15
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  24. 2024-05-13
    🔒
    Charge registered #2
    Lender: Bank of Scotland PLC
  25. 2024-05-03
    📄
    mortgage-satisfy-charge-full
    mortgage · MR04
  26. 2024-05-03
    🔓
    Charge satisfied #1
  27. 2023-09-29
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  28. 2023-05-04
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  29. 2023-05-02
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  30. 2023-04-28
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  31. 2023-04-28
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  32. 2023-04-27
    ARCHIBALD, Campbell Charles appointed
    director
  33. 2023-04-27
    CARGILL, Daniel David appointed
    director
  34. 2023-04-27
    MCFADYEN, Susan Lea resigned
    director
  35. 2023-04-27
    SMITH, Steve resigned
    director
  36. 2022-06-22
    STURROCK, Lynne appointed
    director
  37. 2022-06-22
    DAVIDSON, Blair Ewen resigned
    director
  38. 2022-06-22
    MATTHEW, Kevin James appointed
    director
  39. 2021-05-27
    ABUBAKER, Abubaker Gaber, Dr appointed
    director
  40. 2021-05-27
    FAIRWEATHER, Kelly Anne appointed
    director
  41. 2021-05-27
    LEMON, Lorraine Springorum appointed
    director
  42. 2021-05-27
    MOIR, Kyle Frank Strachan appointed
    director
  43. 2021-05-27
    MORRISON, Fiona appointed
    director
  44. 2021-05-27
    PARKER, Graham John appointed
    director
  45. 2021-05-27
    BUCHAN, James resigned
    director
  46. 2021-05-27
    COLLINS, Ian Philip resigned
    director
  47. 2021-05-27
    MILLER, Deborah resigned
    director
  48. 2021-05-27
    SOMMERVILLE, Craig Cameron, Dr resigned
    director
  49. 2021-05-27
    TAYLOR, Stuart Glenday resigned
    director
  50. 2020-09-17
    SLEVIN, Theresa Frances resigned
    director
Showing most recent 50 of 133 events

Owner dependency

48/100
Moderate — manageable with handover

Some founder dependency, but not acute. A structured handover period should cover most risk.

FACTORS
  • -11 active directors: Broader management team in place — suggests transferable governance.
  • +Senior director age: Director aged approximately 62 — approaching natural succession window.

Succession & seller-readiness

53/100
Moderate signal

Some succession indicators present. Worth watching; approach if sector/strategy fits.

SIGNALS
  • secondaryFounder aged 58+: Senior director is approximately 62. Early succession window.
  • secondary12+ year tenure: Director in role 15 years.
  • supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

1 med ·
3 director resignations in last 12 months
medium

Multiple recent departures can indicate governance disagreement, succession event, or preparation for sale/stress.

Evidence: THORNTONS LAW LLP resigned 2026-01-09; BABER, Mansoor resigned 2025-05-22; MALPAS, Pamela resigned 2025-11-24

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeprivate-limited-guarant-nsc
Incorporated2007-01-09
Jurisdictionscotland
Primary SIC94110 — Activities of business and employers membership organisations

Registered office

Whitehall House
33 Yeaman Shore
Dundee
DD1 4BJ

Filing status

Accounts
Next due: 2026-09-30
Last made up to: 2024-12-31
Confirmation statement
Next due: 2027-01-23
Last: 2026-01-09

Officers (11 active · 48 resigned)

ABUBAKER, Abubaker Gaber, Dr
director · ~62y · appointed 2021-05-27
View their other companies + combined net worth →
Active
ARCHIBALD, Campbell Charles
director · ~54y · appointed 2023-04-27
View their other companies + combined net worth →
Active
CARGILL, Daniel David
director · ~35y · appointed 2023-04-27
View their other companies + combined net worth →
Active
FAIRWEATHER, Kelly Anne
director · ~49y · appointed 2021-05-27
View their other companies + combined net worth →
Active
HENDERSON, Alison Shona
director · ~57y · appointed 2011-09-01
View their other companies + combined net worth →
Active
LEMON, Lorraine Springorum
director · ~46y · appointed 2021-05-27
View their other companies + combined net worth →
Active
MOIR, Kyle Frank Strachan
director · ~44y · appointed 2021-05-27
View their other companies + combined net worth →
Active
MORRISON, Fiona
director · ~58y · appointed 2021-05-27
View their other companies + combined net worth →
Active
PARKER, Graham John
director · ~42y · appointed 2021-05-27
View their other companies + combined net worth →
Active
SIMPSON, Gillian Christina
director · ~41y · appointed 2024-05-23
View their other companies + combined net worth →
Active
STURROCK, Lynne
director · ~43y · appointed 2022-06-22
View their other companies + combined net worth →
Active
THORNTONS LAW LLP
corporate-secretary · appointed 2007-01-09 · resigned 2026-01-09
Resigned
AGNEW, Douglas Scott
director · ~57y · appointed 2010-10-19 · resigned 2016-08-24
Resigned
ALLAN, Timothy Edward Douglas
director · ~60y · appointed 2014-02-21 · resigned 2016-04-20
Resigned
BABER, Mansoor
director · ~52y · appointed 2020-02-19 · resigned 2025-05-22
Resigned
BUCHAN, James
director · ~38y · appointed 2015-05-01 · resigned 2021-05-27
Resigned
BURKE, Sandra Jayne
director · ~69y · appointed 2013-04-22 · resigned 2014-08-29
Resigned
CAMERON, Elizabeth Kelly, Doctor
director · ~70y · appointed 2007-01-09 · resigned 2008-08-27
Resigned
COLLINS, Ian Philip
director · ~55y · appointed 2014-08-28 · resigned 2021-05-27
Resigned
DAVIDGE, Brett Douglas
director · ~53y · appointed 2017-08-31 · resigned 2018-02-28
Resigned

Click a director name to see their full track record across all companies.

Mortgages & charges

2
Total charges
1
Outstanding
1
Active lenders
Status:Lender:2 of 2 shown
TypeProperties
outstanding
Lloyds Banking Group
Bank of Scotland PLC
A registered charge13/05/2024
satisfied
Lloyds Banking Group
The Royal Bank of Scotland PLC
Bond & floating charge1 property08/02/200803/05/2024
Click column headers to sort. Use filters above to narrow by status and lender.

Recent filings (158 total)

confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-01-30
termination-secretary-company-with-name-termination-date
officers · TM02
2026-01-30
replacement-filing-of-director-appointment-with-name
officers · RP01AP01
2026-01-30
change-person-director-company-with-change-date
officers · CH01
2026-01-29
termination-director-company-with-name-termination-date
officers · TM01
2025-11-27
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-09-30
appoint-person-director-company-with-name-date
officers · AP01
2025-09-01
termination-director-company-with-name-termination-date
officers · TM01
2025-06-20
change-person-director-company-with-change-date
officers · CH01
2025-04-08
change-person-director-company-with-change-date
officers · CH01
2025-04-07
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-02-10
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-09-27
memorandum-articles
incorporation · MA
2024-09-09
resolution
resolution · RESOLUTIONS
2024-09-09
appoint-person-director-company-with-name-date
officers · AP01
2024-09-03