LOCHVIEW NURSERY LIMITED
🌳Matureactive
SC315967 · ltd · incorporated 2007-02-05
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Jul 2024
Net worth
£1.05M
book net assets
Opportunity
68/100
Strong
What this business does
Primary activity: Pre-primary education
Sector: Education
Investor take
PursueAsset-holding vehicle. Reasonable fundamentals — worth a memo before deciding.
Opportunity 68/100 (strong), bankability 77/100. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 4 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (58/100).
🏦
Refinance opportunity
8 live charges · 4 lenders · oldest 18.6y
35/100
too messy
Refinance path is blocked by complexity. Rethink structure or expect bespoke, expensive terms.
- · Oldest live charge is 18.6 years old — likely at or near maturity.
- · 4 lenders named — inter-creditor friction likely.
- · Legal-friction score 33/100 — workable, but lender will want more DD.
Data confidence
Overall: medium (74/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
1 year of iXBRL accounts extracted (no YoY comparison) + narrative notes parsed
50
Lenders & charges
8 charges (8/8 with lender, 8/8 with type)
90
Directors & officers
10 officers (2 active, 10 linked, 6 with DOB)
82
Ownership & PSC
1 active PSC(s) of 5 total, 5 with control declared
90
Director network
11 connected companies via shared directors
78
Filing history
100 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
68/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
50
Some acquirability indicators.
Risk profile
66
Some moderate concerns — review flags.
Signal strength
100
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · FRS 102Positive net assets
Net assets £1,050,347
Key financials
1 year extracted from filed iXBRL accountsCash
£684k
Net Worth
£1.1m
Current Assets
£1.7m
Current Liabilities
—
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2024-07-31 |
|---|---|
| Total assets | £2.43M |
| Current assets | £1.72M |
| Cash | £684.2k |
| Debtors | £1.03M |
| Net assets | £1.05M |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
2 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
20
filings
- • 13 officers
- • 3 persons-with-significant-control
- • 2 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (57 events)Click to expand
- 2026-01-14📄mortgage-satisfy-charge-fullmortgage · MR04
- 2026-01-14🔓Charge satisfied #8
- 2026-01-13📄termination-director-company-with-name-termination-dateofficers · TM01
- 2026-01-13📄termination-director-company-with-name-termination-dateofficers · TM01
- 2026-01-13📄termination-director-company-with-name-termination-dateofficers · TM01
- 2026-01-13📄termination-secretary-company-with-name-termination-dateofficers · TM02
- 2026-01-13📄appoint-person-director-company-with-name-dateofficers · AP01
- 2026-01-13📄appoint-person-director-company-with-name-dateofficers · AP01
- 2026-01-12📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2026-01-05➕MCCANDLESS, Christopher Andrew appointeddirector
- 2026-01-05➕MULLER, Matthew Peter appointeddirector
- 2026-01-05➖AGNEW, James Jenkins resignedsecretary
- 2026-01-05➖AGNEW, Ben resigneddirector
- 2026-01-05➖AGNEW, James Patrick resigneddirector
- 2026-01-05➖AGNEW, James Jenkins resigneddirector
- 2025-12-19📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC02
- 2025-12-17📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2025-12-17📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2025-12-05📄change-person-secretary-company-with-change-dateofficers · CH03
- 2025-12-05📄change-person-director-company-with-change-dateofficers · CH01
- 2025-12-05📄change-person-director-company-with-change-dateofficers · CH01
- 2025-12-05📄change-person-director-company-with-change-dateofficers · CH01
- 2025-12-02📄change-person-director-company-with-change-dateofficers · CH01
- 2025-12-02📄change-person-director-company-with-change-dateofficers · CH01
- 2025-12-02📄change-person-secretary-company-with-change-dateofficers · CH03
- 2025-11-03📄mortgage-satisfy-charge-fullmortgage · MR04
- 2025-11-03📄mortgage-satisfy-charge-fullmortgage · MR04
- 2025-11-03🔓Charge satisfied #7
- 2025-11-03🔓Charge satisfied #6
- 2025-04-17📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-11-26📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2023-09-14🔓Charge satisfied #5
- 2023-09-14🔓Charge satisfied #3
- 2022-11-03🔓Charge satisfied #4
- 2022-11-03🔓Charge satisfied #2
- 2022-11-01🔒Charge registered #7Lender: Santander UK PLC
- 2022-11-01🔒Charge registered #6Lender: Santander UK PLC
- 2022-10-31➖AGNEW, Julie resigneddirector
- 2022-10-25🔒Charge registered #8Lender: Santander UK PLC
- 2021-11-17➕AGNEW, Ben appointeddirector
- 2021-11-17➕AGNEW, James Patrick appointeddirector
- 2017-09-12🔒Charge registered #4Lender: Clydesdale Bank PLC (Trading as Both Clydesdale and Yorkshire Bank) (Company Number SC001111)
- 2017-09-06🔒Charge registered #5Lender: Clydesdale Bank PLC
- 2017-08-04🔓Charge satisfied #1
- 2014-03-31➕AGNEW, James Jenkins appointeddirector
- 2010-04-16🔒Charge registered #3Lender: Clydesdale Bank PLC
- 2010-02-07🔒Charge registered #2Lender: Clydesdale Bank PLC
- 2007-09-25🔒Charge registered #1Lender: Lloyds Tsb Scotland PLC
- 2007-07-31➖AGNEW, Julie resignedsecretary
- 2007-02-05🏢Company incorporatedAs LOCHVIEW NURSERY LIMITED
Showing most recent 50 of 57 events
Owner dependency
58/100
Moderate — manageable with handoverSome founder dependency, but not acute. A structured handover period should cover most risk.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
Succession & seller-readiness
36/100
Weak signalLimited succession signal. Not a near-term off-market candidate.
SIGNALS
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
Red flags
2 med · 1 low4 director resignations in last 12 months
mediumMultiple recent departures can indicate governance disagreement, succession event, or preparation for sale/stress.
Evidence: AGNEW, James Jenkins resigned 2026-01-05; AGNEW, Ben resigned 2026-01-05; AGNEW, James Patrick resigned 2026-01-05
Charge satisfaction-then-recreation pattern
mediumMultiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.
Multiple registered office changes
lowMultiple address changes in a short period can indicate operational instability or admin disorder.
Group structure
Lvn Holdings Ltd is the ultimate parent — holding 75%+ shares. This company sits inside their group.
🏛️ultimate parent
Lvn Holdings Ltd
Corporate parent · holds 75-100% shares · board control
⬇
LOCHVIEW NURSERY LIMITED
This company · SC315967
Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Lvn Holdings Ltd Corporate entity | 75–100% | 75–100% | board control75-100% shares · 75-100% voting · board control · firm interest | 29/08/2025 |
4 historic (ceased) PSCs
- Kjb Holdings Ltdceased 29/08/2025· 25-50% shares
- James Agnew Ltdceased 29/08/2025· 25-50% shares · 25-50% voting
- Mrs Julie Agnewceased 28/10/2022· 25-50% shares · 25-50% voting · board control
- Mr Jim Agnewceased 25/10/2022· 25-50% shares · 25-50% voting · board control
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Education & training · EH postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| HUBRIS COACHING LTD→ SC775465 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| K BROWN COACHING LIMITED→ SC766899 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| LLOYD EDUCATION & SAFEGUARDING SERVICES LTD→ SC877237 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
| MINDROOM BUSINESS LIMITED→ SC281020 · est 2005 · no financials extracted | — | — | — | — | 21y | — | — |
| NEWBYRES NURSERY LIMITED→ SC503909 · est 2015 · no financials extracted | — | — | — | — | 10y | — | — |
| NIPPERS NURSERY LIMITED→ SC189098 · est 1998 · no financials extracted | — | — | — | — | 27y | — | — |
| NOTOSH LIMITED→ SC370379 · est 2009 · no financials extracted | — | — | — | — | 16y | — | — |
| OTI EUROPE LIMITED→ SC471447 · est 2014 · no financials extracted | — | — | — | — | 12y | — | — |
| P C T PARTNERSHIP LIMITED→ SC236643 · est 2002 · no financials extracted | — | — | — | — | 23y | — | — |
| PF MERCHISTON JIU JITSU LTD→ SC800052 · est 2024 · no financials extracted | — | — | — | — | 2y | — | — |
| PIP4KIP LTD→ SC405574 · est 2011 · no financials extracted | — | — | — | — | 14y | — | — |
| PLAY 9 SCORE 36 LTD→ SC883821 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2007-02-05
Jurisdictionscotland
Primary SIC85100 — Pre-primary education
Registered office
1 Lochside Place
Edinburgh
EH12 9DF
Scotland
Filing status
Accounts
Next due: 2026-07-31
Last made up to: 2024-07-31
Confirmation statement
Next due: 2026-12-31
Last: 2025-12-17
Officers (2 active · 8 resigned)
MCCANDLESS, Christopher Andrew→
Activedirector · ~48y · appointed 2026-01-05
View their other companies + combined net worth →
MULLER, Matthew Peter→
Activedirector · ~51y · appointed 2026-01-05
View their other companies + combined net worth →
AGNEW, James Jenkins→
Resignedsecretary · appointed 2007-02-05 · resigned 2026-01-05
AGNEW, Julie→
Resignedsecretary · appointed 2007-02-05 · resigned 2007-07-31
BRIAN REID LTD.→
Resignedcorporate-nominee-secretary · appointed 2007-02-05 · resigned 2007-02-05
AGNEW, Ben→
Resigneddirector · ~27y · appointed 2021-11-17 · resigned 2026-01-05
AGNEW, James Patrick→
Resigneddirector · ~34y · appointed 2021-11-17 · resigned 2026-01-05
AGNEW, James Jenkins→
Resigneddirector · ~66y · appointed 2014-03-31 · resigned 2026-01-05
AGNEW, Julie→
Resigneddirector · ~56y · appointed 2007-02-05 · resigned 2022-10-31
STEPHEN MABBOTT LTD.→
Resignedcorporate-nominee-director · appointed 2007-02-05 · resigned 2007-02-05
Click a director name to see their full track record across all companies.
Mortgages & charges
8
Total charges
0
Outstanding
0
Active lenders
Status:Lender:8 of 8 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| satisfied | Santander Santander UK PLC | A registered charge | 1 property | 01/11/2022 | 03/11/2025 | |
| satisfied | Santander Santander UK PLC | A registered charge | 1 property | 01/11/2022 | 03/11/2025 | |
| satisfied | Santander Santander UK PLC | A registered charge | — | 25/10/2022 | 14/01/2026 | |
| satisfied | Virgin Money Clydesdale Bank PLC (Trading as Both Clydesdale and Yorkshire Bank) (Company Number SC001111) | A registered charge | — | 12/09/2017 | 03/11/2022 | |
| satisfied | Virgin Money Clydesdale Bank PLC | A registered charge | 1 property | 06/09/2017 | 14/09/2023 | |
| satisfied | Virgin Money Clydesdale Bank PLC | Standard security | 1 property | 16/04/2010 | 14/09/2023 | |
| satisfied | Virgin Money Clydesdale Bank PLC | Floating charge | 1 property | 07/02/2010 | 03/11/2022 | |
| satisfied | Lloyds Banking Group Lloyds Tsb Scotland PLC | Bond & floating charge | 1 property | 25/09/2007 | 04/08/2017 |
Recent filings (100 total)
mortgage-satisfy-charge-full
mortgage · MR04
2026-01-14
termination-director-company-with-name-termination-date
officers · TM01
2026-01-13
termination-director-company-with-name-termination-date
officers · TM01
2026-01-13
termination-director-company-with-name-termination-date
officers · TM01
2026-01-13
termination-secretary-company-with-name-termination-date
officers · TM02
2026-01-13
appoint-person-director-company-with-name-date
officers · AP01
2026-01-13
appoint-person-director-company-with-name-date
officers · AP01
2026-01-13
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2026-01-12
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC02
2025-12-19
confirmation-statement-with-updates
confirmation-statement · CS01
2025-12-17
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2025-12-17
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2025-12-17
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-12-08
change-person-secretary-company-with-change-date
officers · CH03
2025-12-05
change-person-director-company-with-change-date
officers · CH01
2025-12-05