DUNURY PROPERTIES LIMITED
🌳Matureactive
SC327258 · ltd · incorporated 2007-07-04
Investment thesis
Property vehicle with leveraged stack — refinance / partial-release angle.
Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.
Why risky: Multiple lenders to manage; inter-creditor friction and partial-release cost possible.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Jun 2025
Net worth
£-90.9k
book net assets
Opportunity
79/100
Strong
What this business does
Primary activity: Other letting and operating of own or leased real estate
Sector: Real estate
Investor take
Pass (distressed without resilience)Distressed property-backed borrower — structural issues outweigh the discount.
Opportunity 79/100 (strong), bankability 67/100. Strong seller-intent signal (93/100, director aged 71). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 3 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (65/100).
🏦
Refinance opportunity
5 live charges · 3 lenders · oldest 18.8y
35/100
too messy
Refinance path is blocked by complexity. Rethink structure or expect bespoke, expensive terms.
- · Oldest live charge is 18.8 years old — likely at or near maturity.
- · 3 lenders named — inter-creditor friction likely.
- · Legal-friction score 25/100 — workable, but lender will want more DD.
Data confidence
Overall: high (83/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
5 charges (5/5 with lender, 5/5 with type)
90
Directors & officers
4 officers (3 active, 4 linked, 2 with DOB)
80
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
20 connected companies via shared directors
90
Filing history
53 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
79/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
80
Strong succession / seller-readiness signals.
Risk profile
77
Few red flags.
Signal strength
100
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · FRS 105 (micro)Negative net assets
Liabilities exceed assets by £90,890
Key financials
2 years extracted from filed iXBRL accountsCash
—
Net Worth
-£91k
↑ 11% YoY
Current Assets
£31k
↓ 15% YoY
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 105 (micro)| Metric | 2025-06-30 | 2024-06-30 |
|---|---|---|
| Total assets | £199.3k | £188.0k |
| Current assets | £30.5k | £35.8k |
| Net assets | £-90.9k | £-101.8k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
1
filing
- • 1 accounts
Last 180 days
1
filing
- • 1 accounts
Counts from Companies House filing history.
Corporate timeline (32 events)Click to expand
- 2026-03-12📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2025-03-24📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2024-04-13📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2023-11-29📄change-account-reference-date-company-current-shortenedaccounts · AA01
- 2023-03-29📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2022-04-07📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2022-03-23📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2022-03-23📄mortgage-satisfy-charge-fullmortgage · MR04
- 2022-03-23📄mortgage-satisfy-charge-fullmortgage · MR04
- 2022-03-23🔓Charge satisfied #3
- 2022-03-23🔓Charge satisfied #4
- 2022-03-22🔒Charge registered #5Lender: Shawbrook Bank Limited
- 2021-04-19📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2020-04-15📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2019-04-25📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2018-04-16📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2017-09-26📄change-person-director-company-with-change-dateofficers · CH01
- 2017-09-26📄change-person-secretary-company-with-change-dateofficers · CH03
- 2017-09-26📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2017-08-12📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2017-08-10🔒Charge registered #3Lender: Auch Well Limited
- 2017-08-04🔓Charge satisfied #2
- 2017-08-04🔓Charge satisfied #1
- 2017-07-27🔒Charge registered #4Lender: Auch Well Limited
- 2012-09-30➕ESPOSITO, Francesco Jozef appointedsecretary
- 2012-09-30➖KINSELLA, Frances resignedsecretary
- 2007-08-07🔒Charge registered #2Lender: The Royal Bank of Scotland PLC
- 2007-07-15🔒Charge registered #1Lender: The Royal Bank of Scotland PLC
- 2007-07-04🏢Company incorporatedAs DUNURY PROPERTIES LIMITED
- 2007-07-04➕ESPOSITO, Francesco Jozef appointeddirector
- 2007-07-04➕HAY, Graeme appointeddirector
- 2007-07-04➕KINSELLA, Frances appointedsecretary
Owner dependency
83/100
Critical — business is the founderThe business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Long-tenure founder: Senior director has been in place 19 years — deep operational knowledge concentrated in one person.
- +Founder age: Director aged approximately 71 — succession pressure is live.
Succession & seller-readiness
89/100
Likely off-market candidateStrong acquirability signals converging. Worth approaching directly — this is how off-market deals start.
SIGNALS
- primaryFounder aged 70+: Senior director is approximately 71 years old. Natural succession window is now.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
- secondary12+ year tenure: Director in role 19 years.
- secondaryStable-but-static management: Company is 19 years old and no new directors in the last 3 years — succession not yet being planned internally.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
1 med ·Charge satisfaction-then-recreation pattern
mediumMultiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.
Shareholders & ownership
1 active beneficial owner| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Francesco Jozef Esposito Individual · British · DOB 02/1955 · age 71 | 50–75% | — | 50-75% shares | 06/04/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Property · DD postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| DISCOVERY DWELLINGS LTD→ SC855000 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| EARLY BIRDS PROPERTIES LTD→ SC780448 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| EAST OF SCOTLAND COLOUR PRINT LIMITED→ SC343575 · est 2008 · no financials extracted | — | — | — | — | 17y | — | — |
| EDL PROPERTIES LIMITED→ SC727127 · est 2022 · no financials extracted | — | — | — | — | 4y | — | — |
| EDM PROPERTY MANAGEMENT LTD→ SC752444 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| EKM SIMPSON LIMITED→ SC813890 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| ELABOR LIMITED→ SC555871 · est 2017 · no financials extracted | — | — | — | — | 9y | — | — |
| ENTERPRISE INVESTMENTS (DUNDEE) LIMITED→ SC392888 · est 2011 · no financials extracted | — | — | — | — | 15y | — | — |
| ESG PROPERTY LTD→ SC740400 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| EXTEND ESTATES LIMITED→ SC212020 · est 2000 · no financials extracted | — | — | — | — | 25y | — | — |
| F & F CONSTRUCTION LIMITED→ SC547961 · est 2016 · no financials extracted | — | — | — | — | 9y | — | — |
| F & F CONSULTING LTD→ SC404760 · est 2011 · no financials extracted | — | — | — | — | 14y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2007-07-04
Jurisdictionscotland
Primary SIC68209 — Other letting and operating of own or leased real estate
Registered office
61 Lorne Street
Dundee
Angus
DD2 3HE
Filing status
Accounts
Next due: 2027-03-31
Last made up to: 2025-06-30
Confirmation statement
Next due: 2026-07-12
Last: 2025-06-28
Officers (3 active · 1 resigned)
ESPOSITO, Francesco Jozef→
Activesecretary · appointed 2012-09-30
View their other companies + combined net worth →
ESPOSITO, Francesco Jozef→
Activedirector · ~71y · appointed 2007-07-04
View their other companies + combined net worth →
Active
KINSELLA, Frances→
Resignedsecretary · appointed 2007-07-04 · resigned 2012-09-30
Click a director name to see their full track record across all companies.
Mortgages & charges
5
Total charges
1
Outstanding
1
Active lenders
Status:Lender:5 of 5 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Shawbrook Shawbrook Bank Limited | A registered charge | 1 property | 22/03/2022 | — | |
| satisfied | Auch Well Auch Well Limited | A registered charge | 1 property | 10/08/2017 | 23/03/2022 | |
| satisfied | Auch Well Auch Well Limited | A registered charge | — | 27/07/2017 | 23/03/2022 | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | Standard security | 1 property | 07/08/2007 | 04/08/2017 | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | Bond & floating charge | 1 property | 15/07/2007 | 04/08/2017 |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (53 total)
accounts-with-accounts-type-micro-entity
accounts · AA
2026-03-12
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-06-30
accounts-with-accounts-type-micro-entity
accounts · AA
2025-03-24
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-07-06
accounts-with-accounts-type-micro-entity
accounts · AA
2024-04-13
change-account-reference-date-company-current-shortened
accounts · AA01
2023-11-29
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-06-28
accounts-with-accounts-type-micro-entity
accounts · AA
2023-03-29
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-07-11
accounts-with-accounts-type-micro-entity
accounts · AA
2022-04-07
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2022-03-23
mortgage-satisfy-charge-full
mortgage · MR04
2022-03-23
mortgage-satisfy-charge-full
mortgage · MR04
2022-03-23
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-06-30
accounts-with-accounts-type-micro-entity
accounts · AA
2021-04-19