GARY COYLE LTD

🌳Matureactive
SC328108 · ltd · incorporated 2007-07-20
Investment thesis
Well-run mature business — low negotiation leverage; premium likely.
Why interesting: Textbook target; clean filings, stable trading.
Why risky: No pressure on seller; any deal likely at full price.
Why now
Window steady · low confidence
Steady and tidy — no seller pressure yet. Approach only if an angle opens.
Opportunity decay
hardening · 12-months
Already tight — no obvious softening catalysts on the horizon.
  • · Thesis: well-run, low negotiation leverage
What changed my view
Last 30 days

No material changes in the last 30 days.

Last 90 days

No snapshot from 90 days ago — start tracking from today.

Last 180 days

No snapshot from 180 days ago — start tracking from today.

🔒Estimated value
—
Upgrade to see
Turnover
—
year to Mar 2025
Net worth
£332.8k
book net assets
Opportunity
80/100
Exceptional
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What this business does
Primary activity: Plumbing, heat and air-conditioning installation
Sector: Construction
Investor take
Pursue
Asset-holding vehicle with a 63-year-old founder — textbook succession opportunity.

Opportunity 80/100 (exceptional), bankability 75/100. Strong seller-intent signal (70/100, director aged 63). Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (65/100).

Data confidence

Overall: medium (76/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
Confirmed no charges registered
85
Directors & officers
5 officers (3 active, 5 linked, 2 with DOB)
78
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
Network not yet resolved
30
Filing history
53 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
80/100Exceptional
PassWatchWorth a lookStrongExceptional 

Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.

Business quality
70
Active, clean filings, stable charge profile.
Acquirability
80
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
90
Good data coverage for analysis.

Signals from accounts

Derived from iXBRL accounts · accounting standard not declared
Positive net assets
Net assets £332,805
Cash YoY
-3%
Year on year

Key financials

2 years extracted from filed iXBRL accounts
Cash
£202k
↓ 3.0% YoY
Net Worth
£333k
↑ 3.8% YoY
Current Assets
£257k
~ YoY
Current Liabilities
—
£0£67k£133k£200k£266k£333kMar 2024Mar 2025

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · accounting standard unknown
Metric2025-03-312024-03-31
Total assets£334.0k£324.7k
Current assets£257.5k£257.1k
Cash£202.4k£208.6k
Debtors£49.6k£43.7k
Net assets£332.8k£320.6k

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
0
filings
Counts from Companies House filing history.
Corporate timeline (24 events)Click to expand
  1. 2025-07-22
    📄
    capital-allotment-shares
    capital · SH01
  2. 2025-07-21
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  3. 2024-07-23
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  4. 2023-07-20
    📄
    change-to-a-person-with-significant-control
    persons-with-significant-control · PSC04
  5. 2023-07-18
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  6. 2023-04-20
    📄
    change-to-a-person-with-significant-control
    persons-with-significant-control · PSC04
  7. 2023-04-20
    📄
    change-to-a-person-with-significant-control
    persons-with-significant-control · PSC04
  8. 2023-04-18
    📄
    capital-allotment-shares
    capital · SH01
  9. 2023-03-06
    ➕
    COYLE, Corinne Dawn appointed
    director
  10. 2023-03-06
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  11. 2022-08-03
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  12. 2021-09-07
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  13. 2020-07-07
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  14. 2019-09-03
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  15. 2018-06-28
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  16. 2017-07-26
    📄
    change-to-a-person-with-significant-control
    persons-with-significant-control · PSC04
  17. 2017-07-26
    📄
    notification-of-a-person-with-significant-control
    persons-with-significant-control · PSC01
  18. 2007-07-23
    ➖
    FORM 10 SECRETARIES FD LTD resigned
    corporate-nominee-secretary
  19. 2007-07-23
    ➖
    FORM 10 DIRECTORS FD LTD resigned
    corporate-nominee-director
  20. 2007-07-20
    🏢
    Company incorporated
    As GARY COYLE LTD
  21. 2007-07-20
    ➕
    COYLE, Corinne Dawn appointed
    secretary
  22. 2007-07-20
    ➕
    COYLE, Gary Campbell appointed
    director
  23. 2007-07-20
    ➕
    FORM 10 SECRETARIES FD LTD appointed
    corporate-nominee-secretary
  24. 2007-07-20
    ➕
    FORM 10 DIRECTORS FD LTD appointed
    corporate-nominee-director

Owner dependency

99/100
Critical — business is the founder

The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.

FACTORS
  • +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
  • +Founder name in company name: Company name contains director surname "COYLE" — strong identity link between founder and business.
  • +Long-tenure founder: Senior director has been in place 19 years — deep operational knowledge concentrated in one person.
  • +Senior director age: Director aged approximately 63 — approaching natural succession window.
  • +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.

Succession & seller-readiness

79/100
Likely off-market candidate

Strong acquirability signals converging. Worth approaching directly — this is how off-market deals start.

SIGNALS
  • primaryFounder aged 63+: Senior director is approximately 63. Approaching typical UK retirement age — succession thinking likely.
  • secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
  • secondary12+ year tenure: Director in role 19 years.
  • secondaryStable-but-static management: Company is 19 years old and no new directors in the last 3 years — succession not yet being planned internally.
  • supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

clean
No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Shareholders & ownership

2 active beneficial owners
NameSharesVoting rightsNature of controlNotified
Mrs Corinne Dawn Coyle
Individual · British · DOB 09/1967 · age 59
50–75%
50–75%board control50-75% shares · 50-75% voting · board control20/07/2017
Mr Gary Campbell Coyle
Individual · British · DOB 10/1963 · age 63
25–50%
—25-50% shares01/07/2016

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated2007-07-20
Jurisdictionscotland
Primary SIC43220 — Plumbing, heat and air-conditioning installation

Registered office

Account Tax Ltd
Traill Drive
Montrose
Angus
DD10 8SW

Filing status

Accounts
Next due: 2026-12-31
Last made up to: 2025-03-31
Confirmation statement
Next due: 2026-08-03
Last: 2025-07-20

Officers (3 active · 2 resigned)

COYLE, Corinne Dawn→
secretary · appointed 2007-07-20
View their other companies + combined net worth →
Active
COYLE, Corinne Dawn→
director · ~59y · appointed 2023-03-06
View their other companies + combined net worth →
Active
COYLE, Gary Campbell→
director · ~63y · appointed 2007-07-20
View their other companies + combined net worth →
Active
FORM 10 SECRETARIES FD LTD→
corporate-nominee-secretary · appointed 2007-07-20 · resigned 2007-07-23
Resigned
FORM 10 DIRECTORS FD LTD→
corporate-nominee-director · appointed 2007-07-20 · resigned 2007-07-23
Resigned

Click a director name to see their full track record across all companies.

Recent filings (53 total)

confirmation-statement-with-updates
confirmation-statement · CS01
2025-07-24
capital-allotment-shares
capital · SH01
2025-07-22
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-07-21
confirmation-statement-with-updates
confirmation-statement · CS01
2024-07-29
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-07-23
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2023-07-20
confirmation-statement-with-updates
confirmation-statement · CS01
2023-07-20
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-07-18
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2023-04-20
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2023-04-20
capital-allotment-shares
capital · SH01
2023-04-18
appoint-person-director-company-with-name-date
officers · AP01
2023-03-06
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-08-03
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-07-21
accounts-with-accounts-type-total-exemption-full
accounts · AA
2021-09-07