BRIAN BRASS LIMITED

🌳Matureactive
SC332317 · ltd · incorporated 2007-10-12
Investment thesis
Property vehicle with a workable charge structure — clean refinance potential.
Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.
Why risky: Dependent on title and valuation due diligence; standard property risks.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
  • · Oldest live charge 18.5y old — refinance window within 12 months
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Jun 2025
Net worth
£144.4k
book net assets
Opportunity
82/100
Exceptional
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What this business does
Primary activity: Construction of commercial buildings
Sector: Construction
Investor take
Pursue
Active trading company with a 70-year-old founder — textbook succession opportunity.

Opportunity 82/100 (exceptional), bankability 75/100. Strong seller-intent signal (83/100, director aged 70). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Discharge stale live charges. 2 live charge(s) created 15+ years ago — likely paid but undischarged. Clean register. Most likely exit: share sale to pe / searcher (65/100).

🏦

Refinance opportunity

2 live charges · 2 lenders · oldest 18.5y

50/100
clean up first

Refinance viable after a tidy-up — address the highlighted items first.

  • · Oldest live charge is 18.5 years old — likely at or near maturity.
  • · Two lenders — manageable, but coordination required.
  • · Legal-friction score 25/100 — workable, but lender will want more DD.

Data confidence

Overall: medium (77/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
2 charges (2/2 with lender, 2/2 with type)
90
Directors & officers
3 officers (3 active, 3 linked, 2 with DOB)
83
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
Network not yet resolved
30
Filing history
42 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
82/100Exceptional
PassWatchWorth a lookStrongExceptional 

Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.

Business quality
70
Active, clean filings, stable charge profile.
Acquirability
80
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.

Signals from accounts

Derived from iXBRL accounts · accounting standard not declared
Positive net assets
Net assets £144,377
Cash YoY
+322%
Year on year

Key financials

2 years extracted from filed iXBRL accounts
Cash
£60k
↑ 322% YoY
Net Worth
£144k
↑ 7.6% YoY
Current Assets
£381k
↑ 1.3% YoY
Current Liabilities
—
£0£76k£152k£229k£305k£381kJun 2024Jun 2025

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · accounting standard unknown
Metric2025-06-302024-06-30
Total assets£153.4k£139.2k
Current assets£381.2k£376.3k
Cash£60.1k£14.2k
Debtors£317.6k£358.8k
Net assets£144.4k£134.2k

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
0
filings
Last 90 days
1
filing
  • • 1 accounts
Last 180 days
2
filings
  • • 1 accounts
  • • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (21 events)Click to expand
  1. 2026-02-04
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  2. 2025-03-07
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  3. 2024-02-28
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  4. 2023-01-16
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  5. 2022-03-31
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  6. 2021-08-28
    📄
    gazette-filings-brought-up-to-date
    gazette · DISS40
  7. 2021-08-27
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  8. 2021-08-24
    📄
    gazette-notice-compulsory
    gazette · GAZ1
  9. 2020-03-20
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  10. 2019-01-14
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  11. 2018-03-31
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  12. 2017-03-31
    📄
    accounts-with-accounts-type-total-exemption-small
    accounts · AA
  13. 2015-11-30
    📄
    accounts-with-accounts-type-total-exemption-small
    accounts · AA
  14. 2015-10-20
    📄
    annual-return-company-with-made-up-date-full-list-shareholders
    annual-return · AR01
  15. 2015-02-11
    📄
    accounts-with-accounts-type-total-exemption-small
    accounts · AA
  16. 2009-09-17
    🔒
    Charge registered #2
    Lender: Royal Bank of Scotland PLC
  17. 2007-10-30
    🔒
    Charge registered #1
    Lender: The Royal Bank of Scotland PLC
  18. 2007-10-12
    🏢
    Company incorporated
    As BRIAN BRASS LIMITED
  19. 2007-10-12
    ➕
    BRASS, Karen Margaret appointed
    secretary
  20. 2007-10-12
    ➕
    BRASS, Brian Mackay appointed
    director
  21. 2007-10-12
    ➕
    BRASS, Karen Margaret appointed
    director

Owner dependency

100/100
Critical — business is the founder

The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.

FACTORS
  • +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
  • +Founder name in company name: Company name contains director surname "BRASS" — strong identity link between founder and business.
  • +Long-tenure founder: Senior director has been in place 19 years — deep operational knowledge concentrated in one person.
  • +Founder age: Director aged approximately 70 — succession pressure is live.
  • +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.

Succession & seller-readiness

89/100
Likely off-market candidate

Strong acquirability signals converging. Worth approaching directly — this is how off-market deals start.

SIGNALS
  • primaryFounder aged 70+: Senior director is approximately 70 years old. Natural succession window is now.
  • secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
  • secondary12+ year tenure: Director in role 19 years.
  • secondaryStable-but-static management: Company is 19 years old and no new directors in the last 3 years — succession not yet being planned internally.
  • supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

clean
No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Shareholders & ownership

2 active beneficial owners
NameSharesVoting rightsNature of controlNotified
Brian Mackay Brass
Individual · British · DOB 09/1956 · age 70
25–50%
25–50%25-50% shares · 25-50% voting06/04/2016
Mrs Karen Margaret Brass
Individual · British · DOB 07/1961 · age 65
25–50%
25–50%25-50% shares · 25-50% voting06/04/2016

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

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————13y——
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———————
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————9y——
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated2007-10-12
Jurisdictionscotland
Primary SIC41201 — Construction of commercial buildings

Registered office

Kardale
Sandwick
Orkney
KW16 3HY

Filing status

Accounts
Next due: 2027-03-31
Last made up to: 2025-06-30
Confirmation statement
Next due: 2026-10-26
Last: 2025-10-12

Officers (3 active · 0 resigned)

BRASS, Karen Margaret→
secretary · appointed 2007-10-12
View their other companies + combined net worth →
Active
BRASS, Brian Mackay→
director · ~70y · appointed 2007-10-12
View their other companies + combined net worth →
Active
BRASS, Karen Margaret→
director · ~65y · appointed 2007-10-12
View their other companies + combined net worth →
Active

Click a director name to see their full track record across all companies.

Mortgages & charges

2
Total charges
2
Outstanding
1
Active lenders
Status:Lender:2 of 2 shown
TypeProperties
outstanding
Lloyds Banking Group
Royal Bank of Scotland PLC
Standard security1 property17/09/2009—
outstanding
Lloyds Banking Group
The Royal Bank of Scotland PLC
Bond & floating charge1 property30/10/2007—
Click column headers to sort. Use filters above to narrow by status and lender.

Recent filings (42 total)

accounts-with-accounts-type-total-exemption-full
accounts · AA
2026-02-04
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-11-05
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-03-07
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-10-21
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-02-28
confirmation-statement-with-updates
confirmation-statement · CS01
2023-10-23
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-01-16
confirmation-statement-with-updates
confirmation-statement · CS01
2022-11-01
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-03-31
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-10-20
gazette-filings-brought-up-to-date
gazette · DISS40
2021-08-28
accounts-with-accounts-type-total-exemption-full
accounts · AA
2021-08-27
gazette-notice-compulsory
gazette · GAZ1
2021-08-24
confirmation-statement-with-no-updates
confirmation-statement · CS01
2020-12-17
accounts-with-accounts-type-total-exemption-full
accounts · AA
2020-03-20