DSW FINANCE (UK) LTD

🌳Matureactive
SC337598 · ltd · incorporated 2008-02-11
Investment thesis
Well-run mature business — low negotiation leverage; premium likely.
Why interesting: Textbook target; clean filings, stable trading.
Why risky: No pressure on seller; any deal likely at full price.
Opportunity decay
hardening · 12-months
Already tight — no obvious softening catalysts on the horizon.
  • · Thesis: well-run, low negotiation leverage
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Nov 2025
Net worth
£7.2k
book net assets
Opportunity
79/100
Strong
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What this business does
Primary activity: Financial intermediation not elsewhere classified
Sector: Financial & insurance
Investor take
Pursue
Strong opportunity: asset-holding vehicle with strong profile and bankable structure.

Opportunity 79/100 (strong), bankability 75/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Most likely exit: strategic trade sale (73/100).

Data confidence

Overall: high (81/100)

Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
Confirmed no charges registered
85
Directors & officers
5 officers (3 active, 5 linked, 4 with DOB)
86
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
7 connected companies via shared directors
66
Filing history
64 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
79/100Strong
PassWatchWorth a lookStrongExceptional 

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality
70
Active, clean filings, stable charge profile.
Acquirability
75
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
90
Good data coverage for analysis.

Signals from accounts

Derived from iXBRL accounts · FRS 105 (micro)
Positive net assets
Net assets £7,240

Key financials

2 years extracted from filed iXBRL accounts
Cash
—
Net Worth
£7k
↑ 2.9% YoY
Current Assets
£31k
↑ 119% YoY
Current Liabilities
—
£0£6k£12k£19k£25k£31kNov 2024Nov 2025

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · FRS 105 (micro)
Metric2025-11-302024-11-30
Total assets£16.1k£18.1k
Current assets£31.0k£14.2k
Net assets£7.2k£7.0k

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
0
filings
Last 90 days
1
filing
  • • 1 accounts
Last 180 days
1
filing
  • • 1 accounts
Counts from Companies House filing history.
Corporate timeline (22 events)Click to expand
  1. 2026-03-30
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  2. 2025-07-23
    📄
    capital-alter-shares-redemption-statement-of-capital
    capital · SH02
  3. 2024-12-17
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  4. 2023-12-21
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  5. 2023-09-19
    📄
    change-to-a-person-with-significant-control
    persons-with-significant-control · PSC04
  6. 2023-09-19
    📄
    change-to-a-person-with-significant-control
    persons-with-significant-control · PSC04
  7. 2023-01-06
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  8. 2022-01-20
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  9. 2020-12-17
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  10. 2020-01-09
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  11. 2019-01-08
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  12. 2018-01-08
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  13. 2017-01-17
    📄
    accounts-with-accounts-type-total-exemption-small
    accounts · AA
  14. 2016-02-26
    📄
    annual-return-company-with-made-up-date-full-list-shareholders
    annual-return · AR01
  15. 2015-10-21
    ➕
    WALKER, David Steven appointed
    director
  16. 2014-12-16
    ➖
    WALKER, David Steven resigned
    director
  17. 2014-12-03
    ➕
    WALKER, Ann appointed
    director
  18. 2014-02-27
    ➖
    WALKER, Ann resigned
    director
  19. 2008-02-11
    🏢
    Company incorporated
    As DSW FINANCE (UK) LTD
  20. 2008-02-11
    ➕
    WALKER, Ann appointed
    secretary
  21. 2008-02-11
    ➕
    WALKER, Ann appointed
    director
  22. 2008-02-11
    ➕
    WALKER, David Steven appointed
    director

Owner dependency

74/100
High — earn-out structure required

Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.

FACTORS
  • +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
  • +Senior director age: Director aged approximately 58 — approaching natural succession window.
  • +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.

Succession & seller-readiness

61/100
Strong succession signal

Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.

SIGNALS
  • secondaryFounder aged 58+: Senior director is approximately 58. Early succession window.
  • secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
  • secondaryStable-but-static management: Company is 18 years old and no new directors in the last 3 years — succession not yet being planned internally.
  • supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

clean
No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Shareholders & ownership

2 active beneficial owners
NameSharesVoting rightsNature of controlNotified
Mrs Ann Walker
Individual · British · DOB 01/1969 · age 57
25–50%
25–50%board control25-50% shares · 25-50% voting · board control06/04/2016
Mr David Steven Walker
Individual · British · DOB 10/1968 · age 58
25–50%
25–50%board control25-50% shares · 25-50% voting · board control06/04/2016

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated2008-02-11
Jurisdictionscotland
Primary SIC64999 — Financial intermediation not elsewhere classified

Registered office

1 Dornie Court
Thornliebank Industrial Estate
Glasgow
G46 8AU
United Kingdom

Filing status

Accounts
Next due: 2027-08-31
Last made up to: 2025-11-30
Confirmation statement
Next due: 2026-08-15
Last: 2025-08-01

Officers (3 active · 2 resigned)

WALKER, Ann→
secretary · appointed 2008-02-11
View their other companies + combined net worth →
Active
WALKER, Ann→
director · ~57y · appointed 2014-12-03
View their other companies + combined net worth →
Active
WALKER, David Steven→
director · ~58y · appointed 2015-10-21
View their other companies + combined net worth →
Active
WALKER, Ann→
director · ~57y · appointed 2008-02-11 · resigned 2014-02-27
Resigned
WALKER, David Steven→
director · ~58y · appointed 2008-02-11 · resigned 2014-12-16
Resigned

Click a director name to see their full track record across all companies.

Recent filings (64 total)

accounts-with-accounts-type-micro-entity
accounts · AA
2026-03-30
confirmation-statement-with-updates
confirmation-statement · CS01
2025-08-01
capital-alter-shares-redemption-statement-of-capital
capital · SH02
2025-07-23
confirmation-statement-with-updates
confirmation-statement · CS01
2025-04-08
confirmation-statement-with-updates
confirmation-statement · CS01
2025-03-04
accounts-with-accounts-type-micro-entity
accounts · AA
2024-12-17
confirmation-statement-with-updates
confirmation-statement · CS01
2024-04-09
accounts-with-accounts-type-micro-entity
accounts · AA
2023-12-21
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2023-09-19
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2023-09-19
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-04-04
accounts-with-accounts-type-micro-entity
accounts · AA
2023-01-06
confirmation-statement-with-updates
confirmation-statement · CS01
2022-03-02
accounts-with-accounts-type-micro-entity
accounts · AA
2022-01-20
confirmation-statement-with-updates
confirmation-statement · CS01
2021-03-30