R. MCGUINNESS BRICKLAYERS LIMITED

🌳Matureactive

SC339275 · ltd · incorporated 2008-03-10

Investment thesis

Property vehicle with a workable charge structure — clean refinance potential.

Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.

Why risky: Dependent on title and valuation due diligence; standard property risks.

Why now

Window steady · low confidence

Stable recent picture — watch for any upcoming trigger event.

Opportunity decay

approaching window · 12-months

Approaching a transaction window — refinance or sale event plausible in the next 12 months.

· Oldest live charge 12.4y old — refinance window within 12 months

What changed my view

Last 30 days

No material changes in the last 30 days.

Last 90 days

No snapshot from 90 days ago — start tracking from today.

Last 180 days

No snapshot from 180 days ago — start tracking from today.

🔒Estimated value

—

Upgrade to see

Turnover

—

year to Mar 2025

Net worth

£576

book net assets

Opportunity

82/100

Exceptional

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What this business does

Primary activity: Construction of commercial buildings

Sector: Construction

Investor take

Pursue

Active trading company with a 64-year-old founder — textbook succession opportunity.

Opportunity 82/100 (exceptional), bankability 80/100. Strong seller-intent signal (70/100, director aged 64). Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (65/100).

🏦

Refinance opportunity

1 live charge · oldest 12.4y

85/100

ready

Refinance conversation should be productive — structure clean and timing right.

· Oldest live charge is 12.4 years old — likely at or near maturity.
· Single lender — cleanest path to refinance.
· Legal-friction score 15/100 — clean.

Data confidence

Overall: medium (77/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile

address, 1 SIC codes, incorporation date

100

Financials

2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed

Lenders & charges

1 charges (1/1 with lender, 1/1 with type)

Directors & officers

3 officers (3 active, 3 linked, 2 with DOB)

Ownership & PSC

2 active PSC(s) of 2 total, 2 with control declared

Director network

Network not yet resolved

Filing history

43 filings on record

Gazette notices

No matching gazette notices (standard for active companies)

Opportunity Score

82/100Exceptional

PassWatchWorth a lookStrongExceptional

Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.

Business quality

Active, clean filings, stable charge profile.

Acquirability

Strong succession / seller-readiness signals.

Risk profile

Few red flags.

Signal strength

100

Good data coverage for analysis.

Signals from accounts

Derived from iXBRL accounts · accounting standard not declared

Positive net assets

Net assets £576

Very low cash

Cash position: £19

Net assets shrinking

Down £11 YoY

Cash YoY

+6%

Year on year

Key financials

2 years extracted from filed iXBRL accounts

Cash

£19

↑ 5.6% YoY

Net Worth

£576

↓ 1.9% YoY

Current Assets

£135k

↓ 60% YoY

Current Liabilities

—

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · accounting standard unknown

Metric	2025-03-31	2024-03-31
Total assets	£29.8k	£18.0k
Current assets	£135.1k	£335.7k
Cash	£19	£18
Debtors	£118.5k	£315.4k
Net assets	£576	£587

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

2 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days

filings

Last 90 days

filing

• 1 confirmation-statement

Last 180 days

filings

• 1 confirmation-statement
• 1 accounts

Counts from Companies House filing history.

Corporate timeline (20 events)Click to expand

2025-12-22
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-12-18
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-12-21
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-12-21
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2021-12-23
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2020-12-27
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2019-12-20
📄
accounts-with-accounts-type-micro-entity
accounts · AA
2018-12-20
📍
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2018-10-19
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2017-12-12
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2017-01-07
📄
accounts-with-accounts-type-total-exemption-small
accounts · AA
2016-03-28
📄
annual-return-company-with-made-up-date-full-list-shareholders
annual-return · AR01
2015-12-04
📄
accounts-with-accounts-type-total-exemption-small
accounts · AA
2015-04-10
📄
annual-return-company-with-made-up-date-full-list-shareholders
annual-return · AR01
2014-12-18
📄
accounts-with-accounts-type-total-exemption-small
accounts · AA
2014-01-23
🔒
Charge registered #1
Lender: The Royal Bank of Scotland PLC
2008-03-10
🏢
Company incorporated
As R. MCGUINNESS BRICKLAYERS LIMITED
2008-03-10
➕
MCGUINNESS, Margaret Ann appointed
secretary
2008-03-10
➕
MCGUINNESS, Margaret Ann appointed
director
2008-03-10
➕
MCGUINNESS, Robert appointed
director

Owner dependency

99/100

Critical — business is the founder

The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.

FACTORS

+Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
+Founder name in company name: Company name contains director surname "MCGUINNESS" — strong identity link between founder and business.
+Long-tenure founder: Senior director has been in place 18 years — deep operational knowledge concentrated in one person.
+Senior director age: Director aged approximately 64 — approaching natural succession window.
+Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.

Succession & seller-readiness

79/100

Likely off-market candidate

Strong acquirability signals converging. Worth approaching directly — this is how off-market deals start.

SIGNALS

primaryFounder aged 63+: Senior director is approximately 64. Approaching typical UK retirement age — succession thinking likely.
secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
secondary12+ year tenure: Director in role 18 years.
secondaryStable-but-static management: Company is 18 years old and no new directors in the last 3 years — succession not yet being planned internally.
supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

clean

No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Shareholders & ownership

2 active beneficial owners

Name	Shares	Voting rights	Nature of control	Notified
Mrs Margaret Ann Mcguinness Individual · British · DOB 04/1963 · age 63	25–50%	25–50%	25-50% shares · 25-50% voting	06/04/2016
Mr Robert Mcguinness Individual · British · DOB 07/1962 · age 64	25–50%	25–50%	25-50% shares · 25-50% voting	06/04/2016

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

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G.S. BROWN CONSTRUCTION LIMITED→ SC047574 · est 1970	£3.14M £2.24M–£4.03M	—	—	46	56y	84	83y
A. PROCTOR GROUP LIMITED→ SC105054 · est 1987	£1.97M £1.40M–£2.53M	—	—	102	39y	87	60y
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ALGO (BLAIRGOWRIE) LIMITED→ SC166057 · est 1996	—	—	£5.05M	—	29y	82	85y
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J. F. HALLEY & SON LIMITED→ SC282324 · est 2005	—	—	—	4	21y	82	66y
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Peers ranked by estimated value, then turnover, then opportunity score.See all →

🔒Tailored diligence questions

6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →

🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

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Company details

Statusactive

Typeltd

Incorporated2008-03-10

Jurisdictionscotland

Primary SIC41201 — Construction of commercial buildings

Registered office

Durn

Isla Road

Perth

PH2 7HF

Scotland

Filing status

Accounts

Next due: 2026-12-31

Last made up to: 2025-03-31

Confirmation statement

Next due: 2027-03-24

Last: 2026-03-10

Officers (3 active · 0 resigned)

MCGUINNESS, Margaret Ann→

secretary · appointed 2008-03-10

View their other companies + combined net worth →

Active

MCGUINNESS, Margaret Ann→

director · ~63y · appointed 2008-03-10

View their other companies + combined net worth →

Active

MCGUINNESS, Robert→

director · ~64y · appointed 2008-03-10

View their other companies + combined net worth →

Active

Click a director name to see their full track record across all companies.

Mortgages & charges

Total charges

Outstanding

Active lenders

Status:Lender:1 of 1 shown

			Type	Properties
	outstanding	Lloyds Banking Group The Royal Bank of Scotland PLC	A registered charge	1 property	23/01/2014	—

Click column headers to sort. Use filters above to narrow by status and lender.