THORNIEHILL LIMITED
- · Oldest live charge 7.0y old — refinance window within 12 months
Opportunity 79/100 (strong), bankability 85/100. Strong seller-intent signal (83/100, director aged 65). Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (65/100).
Refinance opportunity
1 live charge · oldest 7.0y
Refinance conversation should be productive — structure clean and timing right.
- · Oldest live charge is 7.0 years old — likely at or near maturity.
- · Single lender — cleanest path to refinance.
- · Legal-friction score 15/100 — clean.
Data confidence
Overall: medium (79/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Sector-multiple EBITDA, turnover, and NAV-proxy valuation range with confidence tier — derived from extracted iXBRL financials.
Available from the Pro tier upwards.
See pricing →Solid opportunity signal. Worth a dedicated memo and management meeting.
Signals from accounts
Derived from iXBRL accounts · FRS 105 (micro)Key financials
2 years extracted from filed iXBRL accountsHover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 105 (micro)| Metric | 2025-03-31 | 2024-03-31 |
|---|---|---|
| Total assets | £320.4k | £215.0k |
| Current assets | £141.2k | — |
| Net assets | £320.4k | £215.0k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
- • 1 confirmation-statement
- • 1 confirmation-statement
- • 1 accounts
Corporate timeline (21 events)Click to expand
- 2025-12-18📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2024-11-18📄mortgage-satisfy-charge-fullmortgage · MR04
- 2024-11-18🔓Charge satisfied #1
- 2024-10-25📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC02
- 2024-10-25📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2024-10-25📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2024-10-23✏️certificate-change-of-name-companychange-of-name · CERTNM
- 2024-10-22📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2023-11-22📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2022-12-16📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2021-12-21📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2020-11-18📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2019-12-16📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2019-05-17📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2019-04-26🔒Charge registered #1Lender: The Royal Bank of Scotland PLC
- 2018-12-14📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2017-12-18📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2008-03-13🏢Company incorporatedAs THORNIEHILL LIMITED
- 2008-03-13➕FINLAY, Ann Martha appointedsecretary
- 2008-03-13➕FINLAY, Ann Martha appointeddirector
- 2008-03-13➕FINLAY, John Robert appointeddirector
Owner dependency
The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Long-tenure founder: Senior director has been in place 18 years — deep operational knowledge concentrated in one person.
- +Founder age: Director aged approximately 65 — succession pressure is live.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
Succession & seller-readiness
Strong acquirability signals converging. Worth approaching directly — this is how off-market deals start.
- primaryFounder aged 63+: Senior director is approximately 65. Approaching typical UK retirement age — succession thinking likely.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
- secondary12+ year tenure: Director in role 18 years.
- secondaryStable-but-static management: Company is 18 years old and no new directors in the last 3 years — succession not yet being planned internally.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
1 med ·Name changes can be benign (rebrand) but can also precede distress, phoenix activity, or buyer concealment.
Evidence: 2024-10-23: certificate-change-of-name-company
Group structure
Thorniehill Holding Company Limited is the ultimate parent — holding 75%+ shares. This company sits inside their group.
Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Thorniehill Holding Company Limited Corporate entity | 75–100% | 75–100% | board control75-100% shares · 75-100% voting · board control | 25/10/2024 |
2 historic (ceased) PSCs
- Mrs Ann Martha Finlayceased 25/10/2024· 25-50% shares · 25-50% voting
- Mr John Robert Finlayceased 25/10/2024· 25-50% shares · 25-50% voting
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
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| DUMFRIES PROPERTY RENTALS LIMITED→ SC358491 · est 2009 | £265.7k £225.8k–£305.5k | — | £265.7k | — | 17y | 82 | 61y |
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7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (3 active · 0 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | A registered charge | — | 26/04/2019 | 18/11/2024 |