CLOYBANK FARM LIMITED

🌳Matureactive

SC342524 · ltd · incorporated 2008-05-07

Investment thesis

Well-run mature business — low negotiation leverage; premium likely.

Why interesting: Textbook target; clean filings, stable trading.

Why risky: No pressure on seller; any deal likely at full price.

Opportunity decay

hardening · 12-months

Already tight — no obvious softening catalysts on the horizon.

· Thesis: well-run, low negotiation leverage

🔒Estimated value

—

Upgrade to see

Turnover

—

year to May 2025

Net worth

£250.7k

book net assets

Opportunity

78/100

Strong

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What this business does

Primary activity: Other education n.e.c.

Sector: Education

Investor take

Pursue

Asset-holding vehicle with a 65-year-old founder — textbook succession opportunity.

Opportunity 78/100 (strong), bankability 75/100. Strong seller-intent signal (68/100, director aged 65). Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (73/100).

Data confidence

Overall: high (80/100)

Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.

Company profile

address, 1 SIC codes, incorporation date

100

Financials

2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed

Lenders & charges

Confirmed no charges registered

Directors & officers

12 officers (2 active, 12 linked, 10 with DOB)

Ownership & PSC

2 active PSC(s) of 2 total, 2 with control declared

Director network

5 connected companies via shared directors

Filing history

64 filings on record

Gazette notices

No matching gazette notices (standard for active companies)

Opportunity Score

78/100Strong

PassWatchWorth a lookStrongExceptional

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality

Active, clean filings, stable charge profile.

Acquirability

Strong succession / seller-readiness signals.

Risk profile

Few red flags.

Signal strength

Good data coverage for analysis.

Signals from accounts

Derived from iXBRL accounts · accounting standard not declared

Positive net assets

Net assets £250,737

Key financials

2 years extracted from filed iXBRL accounts

Cash

—

Net Worth

£251k

↑ 6.6% YoY

Current Assets

£14k

↑ 186% YoY

Current Liabilities

—

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · accounting standard unknown

Metric	2025-05-26	2024-05-26
Total assets	£226.9k	£201.9k
Current assets	£14.2k	£5.0k
Net assets	£250.7k	£235.2k

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

Recent activity

Last 30 days

filings

Last 90 days

filing

• 1 accounts

Last 180 days

filing

• 1 accounts

Counts from Companies House filing history.

Corporate timeline (40 events)Click to expand

2026-02-11
📄
accounts-with-accounts-type-micro-entity
accounts · AA
2025-04-22
📄
accounts-with-accounts-type-micro-entity
accounts · AA
2024-06-05
📄
accounts-with-accounts-type-micro-entity
accounts · AA
2024-02-22
📄
change-account-reference-date-company-previous-shortened
accounts · AA01
2023-07-11
➕
PENMAN, Elizabeth appointed
director
2023-07-11
📄
appoint-person-director-company-with-name-date
officers · AP01
2023-04-28
📄
gazette-filings-brought-up-to-date
gazette · DISS40
2023-04-27
📄
accounts-with-accounts-type-micro-entity
accounts · AA
2023-04-25
📄
gazette-notice-compulsory
gazette · GAZ1
2022-08-31
📄
accounts-with-accounts-type-micro-entity
accounts · AA
2022-05-05
📄
change-account-reference-date-company-previous-shortened
accounts · AA01
2022-02-16
📄
change-account-reference-date-company-previous-shortened
accounts · AA01
2021-09-21
📄
resolution
resolution · RESOLUTIONS
2021-04-20
📄
accounts-with-accounts-type-micro-entity
accounts · AA
2020-07-08
➖
BUCHANAN, Stuart resigned
director
2020-07-08
📄
termination-director-company-with-name-termination-date
officers · TM01
2020-02-05
📄
accounts-with-accounts-type-micro-entity
accounts · AA
2019-10-04
📄
appoint-person-director-company-with-name-date
officers · AP01
2019-10-03
➕
BUCHANAN, Stuart appointed
director
2019-02-28
📄
accounts-with-accounts-type-micro-entity
accounts · AA
2016-09-08
➖
BUCHANAN, Claire resigned
director
2016-03-07
➕
PENMAN, John appointed
director
2016-03-07
➕
BUCHANAN, Claire appointed
director
2016-03-07
➖
NEWTON, Jacqueline resigned
director
2015-06-12
➖
CORRY, Seamus resigned
director
2014-11-10
➖
PENMAN, Elizabeth resigned
secretary
2014-11-10
➕
CORRY, Seamus appointed
director
2014-11-10
➕
NEWTON, Jacqueline appointed
director
2014-11-10
➖
PENMAN, Elizabeth resigned
director
2014-11-10
➖
PENMAN, John resigned
director
2009-03-25
➕
PENMAN, Elizabeth appointed
secretary
2009-03-25
➖
CARRICK KERR & CO resigned
corporate-secretary
2009-03-25
➖
BUCHANAN, Stuart resigned
director
2009-03-25
➖
PENMAN, Carol Ann resigned
director
2008-07-11
➕
PENMAN, Elizabeth appointed
director
2008-07-11
➕
PENMAN, John appointed
director
2008-05-07
🏢
Company incorporated
As CLOYBANK FARM LIMITED
2008-05-07
➕
CARRICK KERR & CO appointed
corporate-secretary
2008-05-07
➕
BUCHANAN, Stuart appointed
director
2008-05-07
➕
PENMAN, Carol Ann appointed
director

Owner dependency

81/100

Critical — business is the founder

The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.

FACTORS

+Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
+Founder age: Director aged approximately 65 — succession pressure is live.
+Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.

Succession & seller-readiness

61/100

Strong succession signal

Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.

SIGNALS

primaryFounder aged 63+: Senior director is approximately 65. Approaching typical UK retirement age — succession thinking likely.
secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

clean

No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Shareholders & ownership

2 active beneficial owners

Name	Shares	Voting rights	Nature of control	Notified
Mrs Elizabeth Penman Individual · British · DOB 12/1962 · age 64	25–50%	—	25-50% shares	06/04/2016
Mr John Penman Individual · British · DOB 01/1961 · age 65	25–50%	—	25-50% shares	06/04/2016

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

Similar companies

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FINITY SPORTS GROUP LIMITED→ SC866445 · est 2025 · no financials extracted	—	—	—	—	—	—	—
FIRE RISK SOLUTIONS NETWORK LIMITED→ SC414601 · est 2012 · no financials extracted	—	—	—	—	14y	—	—
FISHER EDUCATIONAL PSYCHOLOGY LTD→ SC848984 · est 2025 · no financials extracted	—	—	—	—	—	—	—
FITNESS EVOLVED LTD→ SC778110 · est 2023 · no financials extracted	—	—	—	—	2y	—	—
FLOURISH ABC CIC→ SC800447 · est 2024 · no financials extracted	—	—	—	—	2y	—	—
FLOURISHING HEALTH LTD→ SC779466 · est 2023 · no financials extracted	—	—	—	—	2y	—	—
FOOLPROOF CREATIVE ARTS→ SC365865 · est 2009 · no financials extracted	—	—	—	—	16y	—	—
FORCES EMPLOYMENT FAIRS LIMITED→ SC427476 · est 2012 · no financials extracted	—	—	—	—	13y	—	—
FREDERIC CHOPIN POLISH CENTRE & EDUCATION IN EDINBURGH LTD→ SC618682 · est 2019 · no financials extracted	—	—	—	—	7y	—	—
FUCHSIA TRAINING ACADEMY LIMITED→ SC749769 · est 2022 · no financials extracted	—	—	—	—	3y	—	—
FUREVER FRIEND DOG TRAINING LTD→ SC839859 · est 2025 · no financials extracted	—	—	—	—	1y	—	—
G20 WORKS COMMUNITY INTEREST COMPANY→ SC730103 · est 2022 · no financials extracted	—	—	—	—	3y	—	—

Peers ranked by estimated value, then turnover, then opportunity score.See all →

🔒Tailored diligence questions

7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →

🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive

Typeltd

Incorporated2008-05-07

Jurisdictionscotland

Primary SIC85590 — Other education n.e.c.

Registered office

54 Cowgate

Kirkintilloch

Glasgow

G66 1HN

Filing status

Accounts

Next due: 2027-02-26

Last made up to: 2025-05-26

Confirmation statement

Next due: 2026-05-21

Last: 2025-05-07

Officers (2 active · 10 resigned)

PENMAN, Elizabeth→

director · ~64y · appointed 2023-07-11

View their other companies + combined net worth →

Active

PENMAN, John→

director · ~65y · appointed 2016-03-07

View their other companies + combined net worth →

Active

PENMAN, Elizabeth→

secretary · appointed 2009-03-25 · resigned 2014-11-10

Resigned

CARRICK KERR & CO→

corporate-secretary · appointed 2008-05-07 · resigned 2009-03-25

Resigned

BUCHANAN, Claire→

director · ~42y · appointed 2016-03-07 · resigned 2016-09-08

Resigned

BUCHANAN, Stuart→

director · ~40y · appointed 2019-10-03 · resigned 2020-07-08

Resigned

BUCHANAN, Stuart→

director · ~40y · appointed 2008-05-07 · resigned 2009-03-25

Resigned

CORRY, Seamus→

director · ~57y · appointed 2014-11-10 · resigned 2015-06-12

Resigned

NEWTON, Jacqueline→

director · ~44y · appointed 2014-11-10 · resigned 2016-03-07

Resigned

PENMAN, Carol Ann→

director · ~47y · appointed 2008-05-07 · resigned 2009-03-25

Resigned

PENMAN, Elizabeth→

director · ~64y · appointed 2008-07-11 · resigned 2014-11-10

Resigned

PENMAN, John→

director · ~65y · appointed 2008-07-11 · resigned 2014-11-10

Resigned

Click a director name to see their full track record across all companies.

Recent filings (64 total)

accounts-with-accounts-type-micro-entity

accounts · AA

2026-02-11

confirmation-statement-with-no-updates

confirmation-statement · CS01

2025-06-13

accounts-with-accounts-type-micro-entity

accounts · AA

2025-04-22

accounts-with-accounts-type-micro-entity

accounts · AA

2024-06-05

confirmation-statement-with-no-updates

confirmation-statement · CS01

2024-05-28

change-account-reference-date-company-previous-shortened

accounts · AA01

2024-02-22

appoint-person-director-company-with-name-date

officers · AP01

2023-07-11

confirmation-statement-with-no-updates

confirmation-statement · CS01

2023-06-13

gazette-filings-brought-up-to-date

gazette · DISS40

2023-04-28

accounts-with-accounts-type-micro-entity

accounts · AA

2023-04-27

gazette-notice-compulsory

gazette · GAZ1

2023-04-25

accounts-with-accounts-type-micro-entity

accounts · AA

2022-08-31

confirmation-statement-with-no-updates

confirmation-statement · CS01

2022-06-13

change-account-reference-date-company-previous-shortened

accounts · AA01

2022-05-05

change-account-reference-date-company-previous-shortened

accounts · AA01

2022-02-16