NEVIS BANK HOTEL LIMITED
🌳Matureactive
SC359563 · ltd · incorporated 2009-05-13
Investment thesis
Well-run mature business — low negotiation leverage; premium likely.
Why interesting: Textbook target; clean filings, stable trading.
Why risky: No pressure on seller; any deal likely at full price.
Opportunity decay
hardening · 12-months
Already tight — no obvious softening catalysts on the horizon.
- · Thesis: well-run, low negotiation leverage
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Mar 2025
Net worth
£1.64M
book net assets
Opportunity
82/100
Exceptional
What this business does
Primary activity: Hotels and similar accommodation
Sector: Accommodation & food service
Investor take
PursueActive trading company with a 80-year-old founder — textbook succession opportunity.
Opportunity 82/100 (exceptional), bankability 80/100. Strong seller-intent signal (83/100, director aged 80). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Cash flow review and working-capital discipline. Cash down -68% YoY — forensic review of receivables, stock turns, and creditor days. Most likely exit: share sale to pe / searcher (73/100).
🏦
Refinance opportunity
2 live charges · oldest 16.8y
45/100
under pressure
Refinance would be pressure-driven, not opportunity-driven. Expect tighter margins and covenant scrutiny.
- · Oldest live charge is 16.8 years old — likely at or near maturity.
- · Single lender — cleanest path to refinance.
- · Cashflow trend is negative — lender view likely cautious.
Data confidence
Overall: high (80/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
2 charges (2/2 with lender, 2/2 with type)
90
Directors & officers
2 officers (2 active, 2 linked, 2 with DOB)
90
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
1 connected companies via shared directors
48
Filing history
44 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
82/100Exceptional
PassWatchWorth a lookStrongExceptional
Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
80
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · accounting standard not declaredPositive net assets
Net assets £1,643,100
Cash draining
Cash down 68% YoY
Cash YoY
-68%
Year on year
Key financials
2 years extracted from filed iXBRL accountsCash
£89k
↓ 68% YoY
Net Worth
£1.6m
↑ 9.6% YoY
Current Assets
£136k
↓ 58% YoY
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2025-03-31 | 2024-03-31 |
|---|---|---|
| Total assets | £1.74M | £1.59M |
| Current assets | £136.2k | £320.6k |
| Cash | £89.3k | £276.5k |
| Debtors | £29.7k | £29.6k |
| Net assets | £1.64M | £1.50M |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
0
filings
Counts from Companies House filing history.
Corporate timeline (21 events)Click to expand
- 2025-10-14📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-07-10📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-09-08📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-06-01📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2022-10-26📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-11-09📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-05-04📄change-person-director-company-with-change-dateofficers · CH01
- 2021-05-04📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2021-05-04📄change-person-director-company-with-change-dateofficers · CH01
- 2021-05-04📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2020-11-17📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2019-11-04📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2018-08-27📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2017-06-28📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2017-06-27📄change-person-director-company-with-change-dateofficers · CH01
- 2017-06-27📄change-person-director-company-with-change-dateofficers · CH01
- 2009-09-09🔒Charge registered #2Lender: Royal Bank of Scotland PLC
- 2009-07-31🔒Charge registered #1Lender: Royal Bank of Scotland PLC
- 2009-05-13🏢Company incorporatedAs NEVIS BANK HOTEL LIMITED
- 2009-05-13➕CLAASE, Bernadine appointeddirector
- 2009-05-13➕CLAASE, Derek Ian appointeddirector
Owner dependency
96/100
Critical — business is the founderThe business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Long-tenure founder: Senior director has been in place 17 years — deep operational knowledge concentrated in one person.
- +Founder age: Director aged approximately 80 — succession pressure is live.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
- +No director turnover: Company is 17 years old with no director changes — suggests a very tight-knit founder team never broadened.
Succession & seller-readiness
89/100
Likely off-market candidateStrong acquirability signals converging. Worth approaching directly — this is how off-market deals start.
SIGNALS
- primaryFounder aged 70+: Senior director is approximately 80 years old. Natural succession window is now.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
- secondary12+ year tenure: Director in role 17 years.
- secondaryStable-but-static management: Company is 17 years old and no new directors in the last 3 years — succession not yet being planned internally.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Shareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mrs Bernadine Claase Individual · British · DOB 05/1965 · age 61 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 06/04/2016 |
Mr Derek Ian Claase Individual · British · DOB 11/1946 · age 80 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 06/04/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Hospitality · PA postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| FZ MULTIVENTURE LTD→ SC852878 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| LAURA'S TINY TREASURES LIMITED→ SC286285 · est 2005 · no financials extracted | — | — | — | — | 20y | — | — |
| MAIN CORP PROPERTY LTD→ SC811291 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| MASTER CHEF PAISLEY LTD→ SC881885 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
| MOCHEF LIMITED→ SC545354 · est 2016 · no financials extracted | — | — | — | — | 9y | — | — |
| MUSSELMEN LIMITED→ SC331401 · est 2007 · no financials extracted | — | — | — | — | 18y | — | — |
| NICO'S PIZZERIA LTD→ SC622592 · est 2019 · no financials extracted | — | — | — | — | 7y | — | — |
| O.C.K TAKEAWAY LTD→ SC883292 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
| O.C.O. WEST END LIMITED→ SC216552 · est 2001 · no financials extracted | — | — | — | — | 25y | — | — |
| ONE COVE ROAD LTD→ SC535035 · est 2016 · no financials extracted | — | — | — | — | 9y | — | — |
| ORMIDALE COURTYARD RENTAL LIMITED→ SC562250 · est 2017 · no financials extracted | — | — | — | — | 9y | — | — |
| PAILTEAS LTD→ SC861530 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2009-05-13
Jurisdictionscotland
Primary SIC55100 — Hotels and similar accommodation
Registered office
R A Clement Associates
5 Argyll Square
Oban
PA34 4AZ
Scotland
Filing status
Accounts
Next due: 2026-12-31
Last made up to: 2025-03-31
Confirmation statement
Next due: 2026-05-27
Last: 2025-05-13
Officers (2 active · 0 resigned)
CLAASE, Bernadine→
Activedirector · ~61y · appointed 2009-05-13
View their other companies + combined net worth →
CLAASE, Derek Ian→
Activedirector · ~80y · appointed 2009-05-13
View their other companies + combined net worth →
Click a director name to see their full track record across all companies.
Mortgages & charges
2
Total charges
2
Outstanding
1
Active lenders
Status:Lender:2 of 2 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Lloyds Banking Group Royal Bank of Scotland PLC | Standard security | 1 property | 09/09/2009 | — | |
| outstanding | Lloyds Banking Group Royal Bank of Scotland PLC | Floating charge | 1 property | 31/07/2009 | — |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (44 total)
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-10-14
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-05-29
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-07-10
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-05-28
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-09-08
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2023-06-01
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-05-25
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-10-26
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-05-26
accounts-with-accounts-type-total-exemption-full
accounts · AA
2021-11-09
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-05-26
change-person-director-company-with-change-date
officers · CH01
2021-05-04
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2021-05-04
change-person-director-company-with-change-date
officers · CH01
2021-05-04
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2021-05-04