FIFE HOUSING GROUP YOURPLACE LIMITED

🌳Matureactive
SC375254 · ltd · incorporated 2010-03-22
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
🔒Estimated value
Upgrade to see
Turnover
not disclosed
Net worth
book net assets
Opportunity
68/100
Strong
🔔
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What this business does
Primary activity: Other business support service activities n.e.c.
Sector: Administrative & support services
Investor take
Pursue
Active trading company. Reasonable fundamentals — worth a memo before deciding.

Opportunity 68/100 (strong), bankability 65/100. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Discharge stale live charges. 6 live charge(s) created 15+ years ago — likely paid but undischarged. Clean register. Most likely exit: share sale to pe / searcher (50/100).

🏦

Refinance opportunity

47 live charges · 2 lenders · oldest 15.8y

40/100
too messy

Structure is too messy for a clean refinance right now — clean up first or expect bespoke terms.

  • · Oldest live charge is 15.8 years old — likely at or near maturity.
  • · Two lenders — manageable, but coordination required.
  • · Legal-friction score 45/100 (high).

Data confidence

Overall: medium (57/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
No iXBRL financials extracted
0
Lenders & charges
47 charges (47/47 with lender, 47/47 with type)
90
Directors & officers
28 officers (4 active, 28 linked, 20 with DOB)
84
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
1 connected companies via shared directors
48
Filing history
128 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
68/100Strong
PassWatchWorth a lookStrongExceptional 

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality
60
Adequate — check latest filings for context.
Acquirability
50
Some acquirability indicators.
Risk profile
74
Few red flags.
Signal strength
100
Good data coverage for analysis.

Recent activity

Last 30 days
2
filings
  • 1 confirmation-statement
  • 1 mortgage
Last 90 days
2
filings
  • 1 confirmation-statement
  • 1 mortgage
Last 180 days
2
filings
  • 1 confirmation-statement
  • 1 mortgage
Counts from Companies House filing history.
Corporate timeline (122 events)Click to expand
  1. 2026-04-02
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  2. 2026-03-25
    🔒
    Charge registered #47
    Lender: Fife Housing Association Limited
  3. 2025-08-28
    📄
    accounts-with-accounts-type-small
    accounts · AA
  4. 2025-07-07
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  5. 2025-06-26
    🔒
    Charge registered #46
    Lender: Fife Housing Association Limited
  6. 2025-05-23
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  7. 2025-05-22
    🔒
    Charge registered #45
    Lender: Fife Housing Association Limited
  8. 2025-04-15
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  9. 2025-04-02
    STOCK, Sandra resigned
    director
  10. 2025-03-10
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  11. 2025-03-06
    🔒
    Charge registered #44
    Lender: Fife Housing Association Limited
  12. 2025-01-31
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  13. 2025-01-30
    🔒
    Charge registered #43
    Lender: Fife Housing Association Limited
  14. 2024-09-26
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  15. 2024-09-20
    📄
    change-person-director-company-with-change-date
    officers · CH01
  16. 2024-09-20
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  17. 2024-09-17
    STOCK, Sandra appointed
    director
  18. 2024-09-13
    🔒
    Charge registered #42
    Lender: Fife Housing Association Limited
  19. 2024-09-02
    📄
    accounts-with-accounts-type-small
    accounts · AA
  20. 2024-06-04
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  21. 2024-06-03
    🔒
    Charge registered #41
    Lender: Fife Housing Association Limited
  22. 2024-05-23
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  23. 2024-05-22
    🔒
    Charge registered #40
    Lender: Fife Housing Association Limited
  24. 2024-05-13
    📄
    mortgage-satisfy-charge-full
    mortgage · MR04
  25. 2024-05-13
    🔓
    Charge satisfied #37
  26. 2024-05-10
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  27. 2024-05-10
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  28. 2024-05-09
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  29. 2024-05-08
    🔒
    Charge registered #39
    Lender: Fife Housing Association Limited
  30. 2024-05-08
    🔒
    Charge registered #38
    Lender: Fife Housing Association Limited
  31. 2024-05-08
    🔒
    Charge registered #37
    Lender: Fife Housing Association Limited
  32. 2023-11-30
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  33. 2023-11-29
    🔒
    Charge registered #36
    Lender: Fife Housing Association Limited
  34. 2023-11-15
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  35. 2023-11-10
    🔒
    Charge registered #35
    Lender: Fife Housing Association Limited
  36. 2023-10-13
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  37. 2023-10-11
    📄
    accounts-with-accounts-type-small
    accounts · AA
  38. 2023-10-09
    🔒
    Charge registered #34
    Lender: Fife Housing Association Limited
  39. 2022-09-20
    DEWAR, Katherine Margaret resigned
    director
  40. 2022-09-20
    YOUNG, Kenneth Mckenzie resigned
    director
  41. 2021-11-29
    STOCK, Sandra resigned
    director
  42. 2021-09-06
    GRAHAM, Beverley appointed
    director
  43. 2021-09-03
    BRAMLEY, Susan resigned
    director
  44. 2021-07-02
    🔒
    Charge registered #33
    Lender: Fife Housing Association Limited
  45. 2021-05-24
    MCAULAY, Ricky appointed
    director
  46. 2021-03-31
    🔒
    Charge registered #32
    Lender: Fife Housing Association Limited
  47. 2020-11-12
    🔒
    Charge registered #31
    Lender: Fife Housing Association Limited
  48. 2020-10-29
    🔒
    Charge registered #30
    Lender: Fife Housing Association Limited
  49. 2020-04-04
    STOCK, Sandra appointed
    director
  50. 2018-11-23
    DONALDSON, Nicola resigned
    secretary
Showing most recent 50 of 122 events

Owner dependency

50/100
Moderate — manageable with handover

Some founder dependency, but not acute. A structured handover period should cover most risk.

Succession & seller-readiness

45/100
Moderate signal

Some succession indicators present. Worth watching; approach if sector/strategy fits.

SIGNALS
  • secondaryStable-but-static management: Company is 16 years old and no new directors in the last 3 years — succession not yet being planned internally.
  • supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

1 med · 1 low
3 new charges in last 12 months
medium

Heavy recent charge activity can indicate refinancing pressure, aggressive leverage, or multiple lender rotation.

Evidence: 2026-03-25: A registered charge; 2025-06-26: A registered charge; 2025-05-22: A registered charge

46 live charges
low

Heavily leveraged with multiple live security positions — understand the capital structure before proceeding.

Group structure

Fife Housing Association is the ultimate parent — holding 75%+ shares. This company sits inside their group.

🏛️
Fife Housing Association
Corporate parent · holds 75-100% shares
ultimate parent
FIFE HOUSING GROUP YOURPLACE LIMITED
This company · SC375254

Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).

Shareholders & ownership

1 active beneficial owner · dominant holder ≥75%
NameSharesVoting rightsNature of controlNotified
Fife Housing Association
Corporate entity
75100%
75-100% shares06/04/2016

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated2010-03-22
Jurisdictionscotland
Primary SIC82990 — Other business support service activities n.e.c.

Registered office

7 Pitreavie Court
Pitreavie Business Park
Dunfermline
Fife
KY11 8UU

Filing status

Accounts
Next due: 2026-12-31
Last made up to: 2025-03-31
Confirmation statement
Next due: 2027-04-29
Last: 2026-04-15

Officers (4 active · 24 resigned)

BANKS, Derek
secretary · appointed 2018-08-30
View their other companies + combined net worth →
Active
DONALDSON, Nicola
director · ~55y · appointed 2014-05-19
View their other companies + combined net worth →
Active
GRAHAM, Beverley
director · ~56y · appointed 2021-09-06
View their other companies + combined net worth →
Active
MCAULAY, Ricky
director · ~56y · appointed 2021-05-24
View their other companies + combined net worth →
Active
BRAMLEY, Susan
secretary · appointed 2014-03-24 · resigned 2015-01-19
Resigned
CLARK, Andrew
secretary · appointed 2015-01-19 · resigned 2016-04-04
Resigned
CLARK, Andrew
secretary · appointed 2010-03-22 · resigned 2014-03-24
Resigned
DONALDSON, Nicola
secretary · appointed 2018-08-09 · resigned 2018-11-23
Resigned
DONALDSON, Nicola
secretary · appointed 2016-09-19 · resigned 2017-06-09
Resigned
MORRISON, Neil
secretary · appointed 2016-04-04 · resigned 2016-09-19
Resigned
NICHOLL, Fiona
secretary · appointed 2017-06-09 · resigned 2018-11-23
Resigned
ADAM, Derek Laurence
director · ~60y · appointed 2013-05-02 · resigned 2015-09-23
Resigned
BAILLIE, Andrew
director · ~67y · appointed 2010-03-22 · resigned 2012-11-26
Resigned
BERWICK, Alistair
director · ~67y · appointed 2010-03-22 · resigned 2012-06-12
Resigned
BRAMLEY, Susan
director · ~64y · appointed 2017-11-27 · resigned 2021-09-03
Resigned
CONDIE, Alexander Mckenzie
director · ~88y · appointed 2010-03-22 · resigned 2013-04-26
Resigned
DEWAR, Katherine Margaret
director · ~70y · appointed 2014-09-15 · resigned 2022-09-20
Resigned
DUGUID, Edward Stuart
director · ~75y · appointed 2012-12-04 · resigned 2014-05-16
Resigned
FLEMING, Martin
director · ~58y · appointed 2015-03-30 · resigned 2017-11-27
Resigned
GREIG, Linda
director · ~68y · appointed 2010-03-22 · resigned 2011-05-16
Resigned

Click a director name to see their full track record across all companies.

Mortgages & charges

47
Total charges
46
Outstanding
1
Active lenders
Status:Lender:47 of 47 shown
TypeProperties
outstanding
Fife Housing Association
Fife Housing Association Limited
A registered charge1 property25/03/2026
outstanding
Fife Housing Association
Fife Housing Association Limited
A registered charge1 property26/06/2025
outstanding
Fife Housing Association
Fife Housing Association Limited
A registered charge1 property22/05/2025
outstanding
Fife Housing Association
Fife Housing Association Limited
A registered charge1 property06/03/2025
outstanding
Fife Housing Association
Fife Housing Association Limited
A registered charge1 property30/01/2025
outstanding
Fife Housing Association
Fife Housing Association Limited
A registered charge2 properties13/09/2024
outstanding
Fife Housing Association
Fife Housing Association Limited
A registered charge1 property03/06/2024
outstanding
Fife Housing Association
Fife Housing Association Limited
A registered charge1 property22/05/2024
outstanding
Fife Housing Association
Fife Housing Association Limited
A registered charge1 property08/05/2024
outstanding
Fife Housing Association
Fife Housing Association Limited
A registered charge1 property08/05/2024
satisfied
Fife Housing Association
Fife Housing Association Limited
A registered charge1 property08/05/202413/05/2024
outstanding
Fife Housing Association
Fife Housing Association Limited
A registered charge1 property29/11/2023
outstanding
Fife Housing Association
Fife Housing Association Limited
A registered charge1 property10/11/2023
outstanding
Fife Housing Association
Fife Housing Association Limited
A registered charge1 property09/10/2023
outstanding
Fife Housing Association
Fife Housing Association Limited
A registered charge1 property02/07/2021
outstanding
Fife Housing Association
Fife Housing Association Limited
A registered charge1 property31/03/2021
outstanding
Fife Housing Association
Fife Housing Association Limited
A registered charge1 property12/11/2020
outstanding
Fife Housing Association
Fife Housing Association Limited
A registered charge1 property29/10/2020
outstanding
Fife Housing Association
Fife Housing Association Limited
A registered charge1 property17/02/2016
outstanding
Fife Housing Association
A registered charge1 property22/01/2016
outstanding
Fife Housing Association
Fife Housing Association Limited
A registered charge1 property14/08/2015
outstanding
Fife Housing Association
Fife Housing Association Limited
A registered charge1 property09/07/2015
outstanding
Fife Housing Association
Fife Housing Association Limited
A registered charge1 property04/09/2014
outstanding
Fife Housing Association
Fife Housing Association Limited
A registered charge1 property04/09/2014
outstanding
Fife Housing Association
Fife Housing Association Limited
A registered charge1 property03/09/2014
outstanding
Fife Housing Association
Fife Housing Association Limited
A registered charge1 property03/06/2013
outstanding
Fife Housing Association
Fife Housing Association Limited
Standard security1 property05/04/2013
outstanding
Fife Housing Association
Fife Housing Association Limited
Standard security1 property05/04/2013
outstanding
Fife Housing Association
Fife Housing Association Limited
Standard security1 property05/04/2013
outstanding
Fife Housing Association
Fife Housing Association Limited
Standard security1 property05/04/2013
outstanding
Fife Housing Association
Fife Housing Association Limited
Standard security1 property11/04/2012
outstanding
Fife Housing Association
Fife Housing Association Limited
Standard security1 property04/04/2012
outstanding
Fife Housing Association
Fife Housing Association Limited
Standard security1 property04/04/2012
outstanding
Fife Housing Association
Fife Housing Association Limited
Standard security1 property04/04/2012
outstanding
Fife Housing Association
Fife Housing Association Limited
Standard security1 property04/04/2012
outstanding
Fife Housing Association
Fife Housing Association Limited
Standard security1 property04/04/2012
outstanding
Fife Housing Association
Fife Housing Association Limited
Standard security1 property04/04/2012
outstanding
Fife Housing Association
Fife Housing Association Limited
Standard security1 property04/04/2012
outstanding
Fife Housing Association
Fife Housing Association Limited
Standard security1 property10/11/2011
outstanding
Fife Housing Association
Fife Housing Association Limited
Standard security1 property03/11/2011
outstanding
Fife Housing Association
Fife Housing Association Limited
Standard security1 property13/06/2011
outstanding
Fife Housing Association
Standard security1 property24/03/2011
outstanding
Fife Housing Association
Standard security1 property24/03/2011
outstanding
Fife Housing Association
Standard security1 property24/03/2011
outstanding
Fife Housing Association
Standard security1 property24/03/2011
outstanding
Fife Housing Association
Standard security1 property24/03/2011
outstanding
Fife Housing Association
Fife Housing Association Limited
Bond & floating charge1 property14/07/2010
Click column headers to sort. Use filters above to narrow by status and lender.

Recent filings (128 total)

confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-04-28
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2026-04-02
accounts-with-accounts-type-small
accounts · AA
2025-08-28
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2025-07-07
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2025-05-23
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-04-15
termination-director-company-with-name-termination-date
officers · TM01
2025-04-15
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2025-03-10
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2025-01-31
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2024-09-26
change-person-director-company-with-change-date
officers · CH01
2024-09-20
appoint-person-director-company-with-name-date
officers · AP01
2024-09-20
accounts-with-accounts-type-small
accounts · AA
2024-09-02
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2024-06-04
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2024-05-23