RIDLAND WEALTH MANAGEMENT LIMITED
🌳Matureactive
SC392605 · ltd · incorporated 2011-02-01
Investment thesis
Well-run mature business — low negotiation leverage; premium likely.
Why interesting: Textbook target; clean filings, stable trading.
Why risky: No pressure on seller; any deal likely at full price.
Opportunity decay
hardening · 12-months
Already tight — no obvious softening catalysts on the horizon.
- · Thesis: well-run, low negotiation leverage
🔒Estimated value
—
Upgrade to see
Turnover
—
not disclosed
Net worth
—
book net assets
Opportunity
80/100
Exceptional
What this business does
Primary activity: Activities of insurance agents and brokers
Sector: Financial & insurance
Investor take
PursueActive trading company with a 84-year-old founder — textbook succession opportunity.
Opportunity 80/100 (exceptional), bankability 75/100. Strong seller-intent signal (83/100, director aged 84). Share purchase looks the cleaner deal structure. Most likely exit: strategic trade sale (73/100).
Data confidence
Overall: medium (56/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
No iXBRL financials extracted
0
Lenders & charges
Confirmed no charges registered
85
Directors & officers
3 officers (3 active, 3 linked, 2 with DOB)
83
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
1 connected companies via shared directors
48
Filing history
36 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
80/100Exceptional
PassWatchWorth a lookStrongExceptional
Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
80
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
90
Good data coverage for analysis.
Recent activity
Last 30 days
0
filings
Last 90 days
1
filing
- • 1 confirmation-statement
Last 180 days
2
filings
- • 1 confirmation-statement
- • 1 accounts
Counts from Companies House filing history.
Corporate timeline (19 events)Click to expand
- 2025-11-20📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-12-05📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-01-05📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-12-20📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-12-29📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-07-28📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2021-03-17📄appoint-person-director-company-with-name-dateofficers · AP01
- 2021-03-15➕RIDLAND, Robert Forbes appointeddirector
- 2021-03-15📄change-person-director-company-with-change-dateofficers · CH01
- 2021-03-15📄change-person-secretary-company-with-change-dateofficers · CH03
- 2020-12-31📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2020-01-03📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2018-12-31📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2018-01-09📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2017-01-04📄accounts-with-accounts-type-total-exemption-smallaccounts · AA
- 2016-02-22📄annual-return-company-with-made-up-date-full-list-shareholdersannual-return · AR01
- 2011-02-01🏢Company incorporatedAs RIDLAND WEALTH MANAGEMENT LIMITED
- 2011-02-01➕RIDLAND, Katherine Helen appointedsecretary
- 2011-02-01➕RIDLAND, Katherine Helen appointeddirector
Owner dependency
100/100
Critical — business is the founderThe business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Founder name in company name: Company name contains director surname "RIDLAND" — strong identity link between founder and business.
- +Long-tenure founder: Senior director has been in place 15 years — deep operational knowledge concentrated in one person.
- +Founder age: Director aged approximately 84 — succession pressure is live.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
Succession & seller-readiness
89/100
Likely off-market candidateStrong acquirability signals converging. Worth approaching directly — this is how off-market deals start.
SIGNALS
- primaryFounder aged 70+: Senior director is approximately 84 years old. Natural succession window is now.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
- secondary12+ year tenure: Director in role 15 years.
- secondaryStable-but-static management: Company is 15 years old and no new directors in the last 3 years — succession not yet being planned internally.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Miss Katherine Helen Ridland Individual · British · DOB 11/1971 · age 55 | 75–100% | 75–100% | 75-100% shares · 75-100% voting | 06/04/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
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|---|---|---|---|---|---|---|---|
| PLAN IT AND PROSPER LTD→ SC866683 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| PROSPER SOCIAL FINANCE CIC→ SC588686 · est 2018 · no financials extracted | — | — | — | — | 8y | — | — |
| RAUDS MORTGAGE SOLUTIONS LTD→ SC753447 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| RBS COLLECTIVE INVESTMENT FUNDS LIMITED→ SC046694 · est 1969 · no financials extracted | — | — | — | — | 56y | — | — |
| RENTON WEALTH MANAGEMENT LTD→ SC666842 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| REPEL LTD→ SC689351 · est 2021 · no financials extracted | — | — | — | — | 5y | — | — |
| RIO PRECIOUS METALS LTD→ SC595536 · est 2018 · no financials extracted | — | — | — | — | 7y | — | — |
| ROSETTA CAPITAL VI GP LIMITED→ SC687766 · est 2021 · no financials extracted | — | — | — | — | 5y | — | — |
| RUTHERFORD FINANCE LIMITED→ SC143184 · est 1993 · no financials extracted | — | — | — | — | 33y | — | — |
| RUTLAND III CILP GP LIMITED→ SC460191 · est 2013 · no financials extracted | — | — | — | — | 12y | — | — |
| RYDEN MC KENNA LIMITED→ SC354946 · est 2009 · no financials extracted | — | — | — | — | 17y | — | — |
| SABRE GP HOLDINGS LIMITED→ SC589377 · est 2018 · no financials extracted | — | — | — | — | 8y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2011-02-01
Jurisdictionscotland
Primary SIC66220 — Activities of insurance agents and brokers
Registered office
Miller House
18 George Street
Edinburgh
EH2 2PF
Scotland
Filing status
Accounts
Next due: 2026-12-31
Last made up to: 2025-03-31
Confirmation statement
Next due: 2027-02-15
Last: 2026-02-01
Officers (3 active · 0 resigned)
RIDLAND, Katherine Helen→
Activesecretary · appointed 2011-02-01
View their other companies + combined net worth →
RIDLAND, Katherine Helen→
Activedirector · ~55y · appointed 2011-02-01
View their other companies + combined net worth →
RIDLAND, Robert Forbes→
Activedirector · ~84y · appointed 2021-03-15
View their other companies + combined net worth →
Click a director name to see their full track record across all companies.
Recent filings (36 total)
confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-02-13
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-11-20
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-03-04
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-12-05
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-02-29
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-01-05
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-03-07
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-12-20
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-03-08
accounts-with-accounts-type-total-exemption-full
accounts · AA
2021-12-29
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2021-07-28
appoint-person-director-company-with-name-date
officers · AP01
2021-03-17
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-03-15
change-person-director-company-with-change-date
officers · CH01
2021-03-15
change-person-secretary-company-with-change-date
officers · CH03
2021-03-15