VOLOPA FINANCIAL SERVICES (SCOTLAND) LIMITED

🌳Matureactive

SC399401 · ltd · incorporated 2011-05-12

Investment thesis

Well-run mature business — low negotiation leverage; premium likely.

Why interesting: Textbook target; clean filings, stable trading.

Why risky: No pressure on seller; any deal likely at full price.

Opportunity decay

hardening · 12-months

Already tight — no obvious softening catalysts on the horizon.

· Thesis: well-run, low negotiation leverage

🔒Estimated value

—

Upgrade to see

Turnover

—

not disclosed

Net worth

—

book net assets

Opportunity

78/100

Strong

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What this business does

Primary activity: Financial intermediation not elsewhere classified

Sector: Financial & insurance

Investor take

Pursue

Active trading company with a 67-year-old founder — textbook succession opportunity.

Opportunity 78/100 (strong), bankability 75/100. Strong seller-intent signal (63/100, director aged 67). Share purchase looks the cleaner deal structure. Most likely exit: strategic trade sale (73/100).

Data confidence

Overall: medium (61/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile

address, 1 SIC codes, incorporation date

100

Financials

No iXBRL financials extracted

Lenders & charges

Confirmed no charges registered

Directors & officers

23 officers (5 active, 23 linked, 19 with DOB)

Ownership & PSC

2 active PSC(s) of 2 total, 2 with control declared

Director network

20 connected companies via shared directors

Filing history

172 filings on record

Gazette notices

No matching gazette notices (standard for active companies)

Opportunity Score

78/100Strong

PassWatchWorth a lookStrongExceptional

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality

Active, clean filings, stable charge profile.

Acquirability

Strong succession / seller-readiness signals.

Risk profile

Few red flags.

Signal strength

Good data coverage for analysis.

Recent activity

Last 30 days

filing

• 1 capital

Last 90 days

filings

• 3 capital
• 1 accounts

Last 180 days

filings

• 5 capital
• 1 accounts

Counts from Companies House filing history.

Corporate timeline (66 events)Click to expand

2026-04-22
📄
capital-allotment-shares
capital · SH01
2026-03-24
📄
change-account-reference-date-company-previous-shortened
accounts · AA01
2026-03-23
📄
capital-allotment-shares
capital · SH01
2026-02-18
📄
capital-allotment-shares
capital · SH01
2026-01-27
📄
capital-allotment-shares
capital · SH01
2025-12-12
📄
capital-allotment-shares
capital · SH01
2025-10-31
📄
capital-allotment-shares
capital · SH01
2025-10-21
📄
capital-allotment-shares
capital · SH01
2025-09-15
📄
appoint-corporate-secretary-company-with-name-date
officers · AP04
2025-09-10
📄
accounts-with-accounts-type-full
accounts · AA
2025-09-08
📄
termination-secretary-company-with-name-termination-date
officers · TM02
2025-09-01
➕
STANFORD SECRETARIES LIMITED appointed
corporate-secretary
2025-08-31
➖
COSEC SERVICES LIMITED resigned
corporate-secretary
2025-08-29
📄
capital-allotment-shares
capital · SH01
2025-08-07
📄
capital-allotment-shares
capital · SH01
2025-06-02
📄
capital-allotment-shares
capital · SH01
2025-05-05
📄
capital-allotment-shares
capital · SH01
2025-04-25
📄
capital-allotment-shares
capital · SH01
2025-04-04
📄
capital-allotment-shares
capital · SH01
2025-03-27
📄
change-account-reference-date-company-previous-shortened
accounts · AA01
2025-03-03
📄
capital-allotment-shares
capital · SH01
2025-02-19
📄
capital-allotment-shares
capital · SH01
2025-01-29
📄
capital-allotment-shares
capital · SH01
2024-12-31
📄
capital-allotment-shares
capital · SH01
2024-11-29
📄
capital-allotment-shares
capital · SH01
2024-10-30
📄
capital-allotment-shares
capital · SH01
2024-09-16
➕
NEWMAN, Steven Paul appointed
director
2024-07-30
➖
FITZGERALD, Sean Patrick resigned
director
2024-03-31
➖
BAGSHAW, Murray Alexander resigned
director
2024-03-31
➕
FITZGERALD, Sean Patrick appointed
director
2021-09-03
➖
WISSEMA, Javor resigned
director
2020-10-16
➖
DICKSON, Andrew Rodney Noel resigned
director
2018-09-22
➖
MILLS, Deborah Louise resigned
director
2018-05-30
➕
WISSEMA, Javor appointed
director
2017-04-20
➕
BAGSHAW, Murray Alexander appointed
director
2017-02-24
➕
STRAUSS, Steven Michael appointed
director
2017-02-02
➖
STEWART, Peter Gavin resigned
director
2017-01-23
➖
NEWALL, Graham Roger resigned
director
2016-12-12
➖
KHAN, Sakina resigned
director
2015-12-15
➕
WOODROW, Floyd Matthew appointed
director
2015-11-12
➕
SMITH, Graham Roger appointed
director
2015-11-12
➕
KHAN, Sakina appointed
director
2015-11-09
➕
MILLS, Deborah Louise appointed
director
2015-09-21
➕
DICKSON, Andrew Rodney Noel appointed
director
2015-09-15
➕
COSEC SERVICES LIMITED appointed
corporate-secretary
2015-09-15
➖
MACLAY MURRAY & SPENS LLP resigned
corporate-secretary
2015-09-14
➖
FRANSSEN, Sven resigned
director
2015-06-08
➕
MACLAY MURRAY & SPENS LLP appointed
corporate-secretary
2015-04-30
➖
PATON, James resigned
director
2014-09-17
➕
FRANSSEN, Sven appointed
director

Showing most recent 50 of 66 events

Owner dependency

55/100

Moderate — manageable with handover

Some founder dependency, but not acute. A structured handover period should cover most risk.

FACTORS

-4 active directors: Broader management team in place — suggests transferable governance.
+Founder age: Director aged approximately 67 — succession pressure is live.

Succession & seller-readiness

55/100

Strong succession signal

Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.

SIGNALS

primaryFounder aged 63+: Senior director is approximately 67. Approaching typical UK retirement age — succession thinking likely.
supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

clean

No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Group structure

2 corporate shareholders identified. Group structure is distributed.

🏛️

Volopa Holdings Limited

Corporate parent · holds 50-75% shares · board control

majority

🏛️

Volopa Group Limited

Corporate parent · holds 25-50% shares

significant stake

⬇

VOLOPA FINANCIAL SERVICES (SCOTLAND) LIMITED

This company · SC399401

Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).

Shareholders & ownership

2 active beneficial owners

Name	Shares	Voting rights	Nature of control	Notified
Volopa Holdings Limited Corporate entity	50–75%	50–75%	board control50-75% shares · 50-75% voting · board control	13/12/2017
Volopa Group Limited Corporate entity	25–50%	25–50%	25-50% shares · 25-50% voting	24/02/2017

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

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Peers ranked by estimated value, then turnover, then opportunity score.See all →

🔒Tailored diligence questions

7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →

🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

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Company details

Statusactive

Typeltd

Incorporated2011-05-12

Jurisdictionscotland

Primary SIC64999 — Financial intermediation not elsewhere classified

Registered office

1 George Square

Glasgow

G2 1AL

Filing status

Accounts

Next due: 2026-06-24

Last made up to: 2024-03-31

Confirmation statement

Next due: 2026-05-26

Last: 2025-05-12