MCGOWAN GROUP LTD
🌳Matureactive
SC413501 · ltd · incorporated 2011-12-20
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
🔒Estimated value
—
Upgrade to see
Turnover
—
not disclosed
Net worth
—
book net assets
Opportunity
74/100
Strong
What this business does
Primary activity: Other specialised construction activities n.e.c.
Sector: Construction
ALSO REGISTERED FOR
- 81300Landscape service activities
Investor take
PursueActive trading company with a 61-year-old founder — textbook succession opportunity.
Opportunity 74/100 (strong), bankability 77/100. Strong seller-intent signal (60/100, director aged 61). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 3 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (65/100).
🏦
Refinance opportunity
3 live charges · 3 lenders · oldest 12.7y
35/100
too messy
Refinance path is blocked by complexity. Rethink structure or expect bespoke, expensive terms.
- · Oldest live charge is 12.7 years old — likely at or near maturity.
- · 3 lenders named — inter-creditor friction likely.
- · Legal-friction score 33/100 — workable, but lender will want more DD.
Data confidence
Overall: medium (61/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 2 SIC codes, incorporation date
100
Financials
No iXBRL financials extracted
0
Lenders & charges
3 charges (3/3 with lender, 3/3 with type)
90
Directors & officers
11 officers (4 active, 11 linked, 10 with DOB)
88
Ownership & PSC
1 active PSC(s) of 2 total, 2 with control declared
90
Director network
12 connected companies via shared directors
81
Filing history
72 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
74/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
70
Strong succession / seller-readiness signals.
Risk profile
69
Some moderate concerns — review flags.
Signal strength
100
Good data coverage for analysis.
Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
11
filings
- • 4 other
- • 4 officers
- • 2 accounts
Counts from Companies House filing history.
Corporate timeline (48 events)Click to expand
- 2026-01-19📄legacyother · GUARANTEE2
- 2026-01-19📄legacyother · AGREEMENT2
- 2026-01-14📄accounts-with-accounts-type-audit-exemption-subsiduaryaccounts · AA
- 2026-01-14📄legacyother · AGREEMENT2
- 2026-01-14📄legacyother · GUARANTEE2
- 2025-12-30📄legacyaccounts · PARENT_ACC
- 2025-12-16📄termination-director-company-with-name-termination-dateofficers · TM01
- 2025-12-16📄termination-director-company-with-name-termination-dateofficers · TM01
- 2025-12-15📄appoint-person-director-company-with-name-dateofficers · AP01
- 2025-12-15📄appoint-person-director-company-with-name-dateofficers · AP01
- 2025-12-04➕AMES, Elaine Kathryn appointeddirector
- 2025-12-04➕HILEY, Richard Alexander appointeddirector
- 2025-12-04➖PITRAT, Nicolas Robert Louis resigneddirector
- 2025-12-04➖WOODMASS, Stephanie resigneddirector
- 2025-09-12➕FRENCH, Richard appointedsecretary
- 2025-09-12➕FRENCH, Richard Anthony Lister appointeddirector
- 2025-09-12➖HEWITSON, Benjamin Peter Thexton resigneddirector
- 2025-09-12📄appoint-person-secretary-company-with-name-dateofficers · AP03
- 2025-09-12📄appoint-person-director-company-with-name-dateofficers · AP01
- 2025-09-12📄termination-director-company-with-name-termination-dateofficers · TM01
- 2025-04-10📄termination-director-company-with-name-termination-dateofficers · TM01
- 2025-04-04➖MCGOWAN, Ross Alan Foster resigneddirector
- 2025-02-17📄termination-director-company-with-name-termination-dateofficers · TM01
- 2025-02-13➖FORSYTH, Donald Campbell resigneddirector
- 2025-01-20📄change-account-reference-date-company-previous-shortenedaccounts · AA01
- 2024-10-23📄mortgage-satisfy-charge-fullmortgage · MR04
- 2024-10-23🔓Charge satisfied #3
- 2024-10-22📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2024-10-22📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC02
- 2024-10-22📄appoint-person-director-company-with-name-dateofficers · AP01
- 2024-10-22📄appoint-person-director-company-with-name-dateofficers · AP01
- 2024-10-22📄appoint-person-director-company-with-name-dateofficers · AP01
- 2024-10-18➕HEWITSON, Benjamin Peter Thexton appointeddirector
- 2024-10-18➕PITRAT, Nicolas Robert Louis appointeddirector
- 2024-10-18➕WOODMASS, Stephanie appointeddirector
- 2024-10-11📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-06-01➖MACKAY, Derek Alistair resigneddirector
- 2023-09-18➕FORSYTH, Donald Campbell appointeddirector
- 2023-06-16➖SMITH, Ross resigneddirector
- 2021-06-18🔓Charge satisfied #2
- 2020-02-21🔒Charge registered #3Lender: Bank of Scotland PLC
- 2019-03-19➕MACKAY, Derek Alistair appointeddirector
- 2019-03-19➕SMITH, Ross appointeddirector
- 2015-07-22🔓Charge satisfied #1
- 2015-06-29🔒Charge registered #2Lender: Lloyds Bank Commercial Finance LTD
- 2013-08-19🔒Charge registered #1Lender: Lloyds Tsb Bank PLC
- 2011-12-20🏢Company incorporatedAs MCGOWAN GROUP LTD
- 2011-12-20➕MCGOWAN, Ross Alan Foster appointeddirector
Owner dependency
58/100
Moderate — manageable with handoverSome founder dependency, but not acute. A structured handover period should cover most risk.
FACTORS
- +Senior director age: Director aged approximately 61 — approaching natural succession window.
Succession & seller-readiness
40/100
Moderate signalSome succession indicators present. Worth watching; approach if sector/strategy fits.
SIGNALS
- secondaryFounder aged 58+: Senior director is approximately 61. Early succession window.
Red flags
2 med ·3 director resignations in last 12 months
mediumMultiple recent departures can indicate governance disagreement, succession event, or preparation for sale/stress.
Evidence: HEWITSON, Benjamin Peter Thexton resigned 2025-09-12; PITRAT, Nicolas Robert Louis resigned 2025-12-04; WOODMASS, Stephanie resigned 2025-12-04
Charge satisfaction-then-recreation pattern
mediumMultiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.
Group structure
Brush Group Limited is the ultimate parent — holding 75%+ shares. This company sits inside their group.
🏛️ultimate parent
Brush Group Limited
Corporate parent · holds 75-100% shares · board control
⬇
MCGOWAN GROUP LTD
This company · SC413501
Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Brush Group Limited Corporate entity | 75–100% | 75–100% | board control75-100% shares · 75-100% voting · board control | 18/10/2024 |
1 historic (ceased) PSC
- Ross Alan Mcgowanceased 18/10/2024· 75-100% shares · 75-100% voting
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Construction · PH postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| BEAR SCOTLAND LIMITED→ SC206139 · est 2000 | £13.00M £9.29M–£16.72M | — | — | — | 26y | 83 | 65y |
| G.S. BROWN CONSTRUCTION LIMITED→ SC047574 · est 1970 | £3.14M £2.24M–£4.03M | — | — | 46 | 55y | 84 | 83y |
| A. PROCTOR GROUP LIMITED→ SC105054 · est 1987 | £1.97M £1.40M–£2.53M | — | — | 102 | 38y | 88 | 60y |
| BALHOUSIE GLAZING LIMITED→ SC148115 · est 1993 | — | — | £216.9k | — | 32y | 83 | 70y |
| ALGO (BLAIRGOWRIE) LIMITED→ SC166057 · est 1996 | — | — | £5.05M | — | 29y | 82 | 85y |
| CALEDONIAN DEVELOPMENTS LTD.→ SC211941 · est 2000 | — | — | — | 200 | 25y | 82 | 64y |
| CIOCH LIMITED→ SC169567 · est 1996 | — | — | £62.8k | — | 29y | 82 | 76y |
| GILLIES & MACKAY LIMITED→ SC237291 · est 2002 | — | — | £89.9k | — | 23y | 82 | 66y |
| GRM INVESTMENTS LIMITED→ SC346383 · est 2008 | — | — | £31.7k | — | 17y | 82 | 65y |
| J. F. HALLEY & SON LIMITED→ SC282324 · est 2005 | — | — | — | 4 | 21y | 82 | 66y |
| JAMES MOFFAT CONSTRUCTION LIMITED→ SC333711 · est 2007 | — | — | £127.4k | — | 18y | 82 | 61y |
| LANDSTOCK HIGHLAND LIMITED→ SC154534 · est 1994 | — | — | — | — | 31y | 82 | 84y |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2011-12-20
Jurisdictionscotland
Primary SIC43999 — Other specialised construction activities n.e.c.
Registered office
Unit 16a Dalfaber Industrial Estate
Dalfaber Drive
Aviemore
PH22 1ST
Scotland
Filing status
Accounts
Next due: 2026-09-30
Last made up to: 2024-12-31
Confirmation statement
Next due: 2027-01-24
Last: 2026-01-10
Officers (4 active · 7 resigned)
Active
AMES, Elaine Kathryn→
Activedirector · ~44y · appointed 2025-12-04
View their other companies + combined net worth →
FRENCH, Richard Anthony Lister→
Activedirector · ~61y · appointed 2025-09-12
View their other companies + combined net worth →
HILEY, Richard Alexander→
Activedirector · ~44y · appointed 2025-12-04
View their other companies + combined net worth →
FORSYTH, Donald Campbell→
Resigneddirector · ~65y · appointed 2023-09-18 · resigned 2025-02-13
HEWITSON, Benjamin Peter Thexton→
Resigneddirector · ~51y · appointed 2024-10-18 · resigned 2025-09-12
MACKAY, Derek Alistair→
Resigneddirector · ~54y · appointed 2019-03-19 · resigned 2024-06-01
MCGOWAN, Ross Alan Foster→
Resigneddirector · ~43y · appointed 2011-12-20 · resigned 2025-04-04
PITRAT, Nicolas Robert Louis→
Resigneddirector · ~50y · appointed 2024-10-18 · resigned 2025-12-04
SMITH, Ross→
Resigneddirector · ~57y · appointed 2019-03-19 · resigned 2023-06-16
WOODMASS, Stephanie→
Resigneddirector · ~48y · appointed 2024-10-18 · resigned 2025-12-04
Click a director name to see their full track record across all companies.
Mortgages & charges
3
Total charges
0
Outstanding
0
Active lenders
Status:Lender:3 of 3 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| satisfied | Lloyds Banking Group Bank of Scotland PLC | A registered charge | — | 21/02/2020 | 23/10/2024 | |
| satisfied | Lloyds Banking Group Lloyds Bank Commercial Finance LTD | A registered charge | — | 29/06/2015 | 18/06/2021 | |
| satisfied | Lloyds Banking Group Lloyds Tsb Bank PLC | A registered charge | 1 property | 19/08/2013 | 22/07/2015 |
Recent filings (72 total)
legacy
other · GUARANTEE2
2026-01-19
legacy
other · AGREEMENT2
2026-01-19
accounts-with-accounts-type-audit-exemption-subsiduary
accounts · AA
2026-01-14
legacy
other · AGREEMENT2
2026-01-14
legacy
other · GUARANTEE2
2026-01-14
confirmation-statement-with-updates
confirmation-statement · CS01
2026-01-12
legacy
accounts · PARENT_ACC
2025-12-30
termination-director-company-with-name-termination-date
officers · TM01
2025-12-16
termination-director-company-with-name-termination-date
officers · TM01
2025-12-16
appoint-person-director-company-with-name-date
officers · AP01
2025-12-15
appoint-person-director-company-with-name-date
officers · AP01
2025-12-15
appoint-person-secretary-company-with-name-date
officers · AP03
2025-09-12
appoint-person-director-company-with-name-date
officers · AP01
2025-09-12
termination-director-company-with-name-termination-date
officers · TM01
2025-09-12
termination-director-company-with-name-termination-date
officers · TM01
2025-04-10