CCHG LTD
📈Growthactive
SC415497 · ltd · incorporated 2012-01-26
Investment thesis
Growth-phase business — story-led; valuation sensitive to momentum.
Why interesting: Trading is scaling; acquirers paying for trajectory get disproportionate leverage.
Why risky: Price often leads fundamentals; dependency on founder often high.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Dec 2024
Net worth
—
book net assets
Opportunity
72/100
Strong
What this business does
Primary activity: Other retail sale in non-specialised stores
Sector: Wholesale & retail
Investor take
PursueStrong opportunity: conservative operator with strong profile and acceptable with review structure.
Opportunity 72/100 (strong), bankability 67/100. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 4 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: strategic trade sale (70/100).
🏦
Refinance opportunity
5 live charges · 4 lenders · oldest 10.1y
45/100
clean up first
Refinance viable after a tidy-up — address the highlighted items first.
- · Oldest live charge is 10.1 years old — likely at or near maturity.
- · 4 lenders named — inter-creditor friction likely.
- · Legal-friction score 33/100 — workable, but lender will want more DD.
- · Profitable and stable/growing — lender coverage supportable.
Data confidence
Overall: high (83/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
5 charges (5/5 with lender, 5/5 with type)
90
Directors & officers
10 officers (2 active, 10 linked, 7 with DOB)
84
Ownership & PSC
2 active PSC(s) of 3 total, 3 with control declared
90
Director network
14 connected companies via shared directors
87
Filing history
89 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
🔒Estimated company valuation
Sector-multiple EBITDA, turnover, and NAV-proxy valuation range with confidence tier — derived from extracted iXBRL financials.
Available from the Pro tier upwards.
See pricing →Opportunity Score
72/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
50
Some acquirability indicators.
Risk profile
77
Few red flags.
Signal strength
100
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · FRS 102Profitable
Profit before tax £6,275,692
Key financials
2 years extracted from filed iXBRL accountsCash
—
Net Worth
—
Current Assets
—
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2024-12-31 | 2023-12-31 |
|---|---|---|
| Turnover | — | £46.28M |
| Gross profit | — | £25.45M |
| Profit before tax | £6.28M | £3.37M |
| Average employees | 557 | 47800 |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
3 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
1
filing
- • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (48 events)Click to expand
- 2025-10-01📄termination-director-company-with-name-termination-dateofficers · TM01
- 2025-09-30📄accounts-with-accounts-type-fullaccounts · AA
- 2025-05-15➖FOWLER, Greig Griffith resigneddirector
- 2024-12-18📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2024-12-18📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2024-12-17📄termination-director-company-with-name-termination-dateofficers · TM01
- 2024-11-30➖MUTTER, Douglas resigneddirector
- 2024-10-31➖HENDERSON, Ian resignedsecretary
- 2024-10-31➖HENDERSON, Ian Gordon resigneddirector
- 2024-10-31📄termination-secretary-company-with-name-termination-dateofficers · TM02
- 2024-10-31📄termination-director-company-with-name-termination-dateofficers · TM01
- 2024-09-23📄accounts-with-accounts-type-fullaccounts · AA
- 2023-12-14📄appoint-person-director-company-with-name-dateofficers · AP01
- 2023-12-12📄change-person-director-company-with-change-dateofficers · CH01
- 2023-11-23➕FOWLER, Greig Griffith appointeddirector
- 2023-09-29📄accounts-with-accounts-type-fullaccounts · AA
- 2023-05-29📄change-person-director-company-with-change-dateofficers · CH01
- 2022-12-05📄termination-director-company-with-name-termination-dateofficers · TM01
- 2022-12-01➖ROONEY, William James resigneddirector
- 2022-06-27📄accounts-with-accounts-type-fullaccounts · AA
- 2022-04-26📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2022-04-20🔒Charge registered #5Lender: Hsbc UK Bank PLC
- 2022-01-24📄mortgage-satisfy-charge-fullmortgage · MR04
- 2022-01-24📄mortgage-satisfy-charge-fullmortgage · MR04
- 2022-01-24🔓Charge satisfied #4
- 2022-01-24🔓Charge satisfied #3
- 2021-09-16📄accounts-with-accounts-type-fullaccounts · AA
- 2021-05-11📄termination-director-company-with-name-termination-dateofficers · TM01
- 2021-04-28➖HENDERSON, Connor William resigneddirector
- 2020-12-22📄accounts-with-accounts-type-fullaccounts · AA
- 2020-11-20➕TAHIR, Mohammad Rehan appointeddirector
- 2018-10-29➕MUTTER, Douglas appointeddirector
- 2018-09-19🔓Charge satisfied #2
- 2018-09-19🔓Charge satisfied #1
- 2018-09-04🔒Charge registered #4Lender: Philip Morris Limited (As Lender)
- 2018-09-04🔒Charge registered #3Lender: Philip Morris Limited
- 2017-07-20➕HENDERSON, Ian appointedsecretary
- 2017-07-20➖LEISK, Keith resignedsecretary
- 2017-07-20➕HENDERSON, Ian Gordon appointeddirector
- 2017-07-20➕ROONEY, William James appointeddirector
- 2016-05-27🔒Charge registered #2Lender: Barclays Bank PLC
- 2016-03-29🔒Charge registered #1Lender: Barclays Bank PLC
- 2013-10-21➖HENDERSON, Callum resignedsecretary
- 2013-10-21➕LEISK, Keith appointedsecretary
- 2012-01-26🏢Company incorporatedAs CCHG LTD
- 2012-01-26➕HENDERSON, Callum Robert appointeddirector
- 2012-01-26➕HENDERSON, Callum appointedsecretary
- 2012-01-26➕HENDERSON, Connor William appointeddirector
Owner dependency
58/100
Moderate — manageable with handoverSome founder dependency, but not acute. A structured handover period should cover most risk.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
Succession & seller-readiness
49/100
Moderate signalSome succession indicators present. Worth watching; approach if sector/strategy fits.
SIGNALS
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
- secondary12+ year tenure: Director in role 14 years.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
1 med ·Charge satisfaction-then-recreation pattern
mediumMultiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.
Shareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Callum Robert Henderson Individual · British · DOB 04/1986 · age 40 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 20/06/2016 |
Mr Connor William Henderson Individual · British · DOB 10/1989 · age 37 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 20/06/2016 |
1 historic (ceased) PSC
- Mr Callum Robert Hendersonceased 21/02/2018· 25-50% shares
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Retail · EH postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| CAPSULE CORP 7TH UNIVERSE LIMITED→ SC817841 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| CARD MRKT LIMITED→ SC690036 · est 2021 · no financials extracted | — | — | — | — | 5y | — | — |
| CARESTARZ LIMITED→ SC668508 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| CARETTA PILATES LTD→ SC880034 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
| CARIBBEAN PARLOUR LIMITED→ SC700558 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
| CARRICK KNOWE GROCER LTD→ SC832727 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| CASEHUB LIMITED→ SC800700 · est 2024 · no financials extracted | — | — | — | — | 2y | — | — |
| CATACLISTUM LTD→ SC687337 · est 2021 · no financials extracted | — | — | — | — | 5y | — | — |
| CATALOG LTD→ SC411462 · est 2011 · no financials extracted | — | — | — | — | 14y | — | — |
| CAW HOLDINGS LTD→ SC844775 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| CCP RETAIL LIMITED→ SC773539 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| CD CHEM LIMITED→ SC429140 · est 2012 · no financials extracted | — | — | — | — | 13y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2012-01-26
Jurisdictionscotland
Primary SIC47190 — Other retail sale in non-specialised stores
Registered office
1 Huly Hill Road
Newbridge
Edinburgh
EH28 8PH
Scotland
Filing status
Accounts
Next due: 2026-09-30
Last made up to: 2024-12-31
Confirmation statement
Next due: 2026-12-30
Last: 2025-12-16
Officers (2 active · 8 resigned)
HENDERSON, Callum Robert→
Activedirector · ~40y · appointed 2012-01-26
View their other companies + combined net worth →
TAHIR, Mohammad Rehan→
Activedirector · ~44y · appointed 2020-11-20
View their other companies + combined net worth →
HENDERSON, Callum→
Resignedsecretary · appointed 2012-01-26 · resigned 2013-10-21
HENDERSON, Ian→
Resignedsecretary · appointed 2017-07-20 · resigned 2024-10-31
LEISK, Keith→
Resignedsecretary · appointed 2013-10-21 · resigned 2017-07-20
FOWLER, Greig Griffith→
Resigneddirector · ~53y · appointed 2023-11-23 · resigned 2025-05-15
HENDERSON, Connor William→
Resigneddirector · ~37y · appointed 2012-01-26 · resigned 2021-04-28
HENDERSON, Ian Gordon→
Resigneddirector · ~57y · appointed 2017-07-20 · resigned 2024-10-31
MUTTER, Douglas→
Resigneddirector · ~45y · appointed 2018-10-29 · resigned 2024-11-30
ROONEY, William James→
Resigneddirector · ~53y · appointed 2017-07-20 · resigned 2022-12-01
Click a director name to see their full track record across all companies.
Mortgages & charges
5
Total charges
1
Outstanding
1
Active lenders
Status:Lender:5 of 5 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | HSBC Hsbc UK Bank PLC | A registered charge | 1 property | 20/04/2022 | — | |
| satisfied | Philip Morris (As Lender) Philip Morris Limited (As Lender) | A registered charge | — | 04/09/2018 | 24/01/2022 | |
| satisfied | Philip Morris Philip Morris Limited | A registered charge | — | 04/09/2018 | 24/01/2022 | |
| satisfied | Barclays Barclays Bank PLC | A registered charge | 2 properties | 27/05/2016 | 19/09/2018 | |
| satisfied | Barclays Barclays Bank PLC | A registered charge | — | 29/03/2016 | 19/09/2018 |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (89 total)
confirmation-statement-with-updates
confirmation-statement · CS01
2025-12-23
termination-director-company-with-name-termination-date
officers · TM01
2025-10-01
accounts-with-accounts-type-full
accounts · AA
2025-09-30
confirmation-statement-with-updates
confirmation-statement · CS01
2024-12-19
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2024-12-18
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2024-12-18
termination-director-company-with-name-termination-date
officers · TM01
2024-12-17
termination-secretary-company-with-name-termination-date
officers · TM02
2024-10-31
termination-director-company-with-name-termination-date
officers · TM01
2024-10-31
accounts-with-accounts-type-full
accounts · AA
2024-09-23
confirmation-statement-with-updates
confirmation-statement · CS01
2023-12-18
appoint-person-director-company-with-name-date
officers · AP01
2023-12-14
change-person-director-company-with-change-date
officers · CH01
2023-12-12
accounts-with-accounts-type-full
accounts · AA
2023-09-29
change-person-director-company-with-change-date
officers · CH01
2023-05-29