J C ROXBURGH (INSURANCE BROKERS) LTD

🌳Matureactive

SC417217 · ltd · incorporated 2012-02-16

Investment thesis

Well-run mature business — low negotiation leverage; premium likely.

Why interesting: Textbook target; clean filings, stable trading.

Why risky: No pressure on seller; any deal likely at full price.

Why now

Window steady · low confidence

Steady and tidy — no seller pressure yet. Approach only if an angle opens.

Opportunity decay

hardening · 12-months

Already tight — no obvious softening catalysts on the horizon.

· Thesis: well-run, low negotiation leverage

What changed my view

Last 30 days

No material changes in the last 30 days.

Last 90 days

No snapshot from 90 days ago — start tracking from today.

Last 180 days

No snapshot from 180 days ago — start tracking from today.

🔒Estimated value

—

Upgrade to see

Turnover

—

not disclosed

Net worth

—

book net assets

Opportunity

78/100

Strong

🔒Generate AI memo →🔒Outreach pack →🔒Corporate story →📑 Reports →Sign in to watch

What this business does

Primary activity: Activities of insurance agents and brokers

Sector: Financial & insurance

Investor take

Pursue

Active trading company with a 68-year-old founder — textbook succession opportunity.

Opportunity 78/100 (strong), bankability 75/100. Strong seller-intent signal (63/100, director aged 68). Share purchase looks the cleaner deal structure. Most likely exit: strategic trade sale (73/100).

Data confidence

Overall: medium (59/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile

address, 1 SIC codes, incorporation date

100

Financials

No iXBRL financials extracted

Lenders & charges

Confirmed no charges registered

Directors & officers

10 officers (4 active, 10 linked, 8 with DOB)

Ownership & PSC

1 active PSC(s) of 1 total, 1 with control declared

Director network

9 connected companies via shared directors

Filing history

53 filings on record

Gazette notices

No matching gazette notices (standard for active companies)

Opportunity Score

78/100Strong

PassWatchWorth a lookStrongExceptional

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality

Active, clean filings, stable charge profile.

Acquirability

Strong succession / seller-readiness signals.

Risk profile

Few red flags.

Signal strength

Good data coverage for analysis.

Recent activity

Last 30 days

filings

Last 90 days

filings

Last 180 days

filings

• 3 officers
• 1 persons-with-significant-control

Counts from Companies House filing history.

Corporate timeline (31 events)Click to expand

2026-04-10
📄
change-person-director-company-with-change-date
officers · CH01
2026-04-10
📄
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2026-04-02
📄
termination-director-company-with-name-termination-date
officers · TM01
2026-03-31
➖
HILL, Graham Alexander resigned
director
2026-02-06
📄
appoint-person-director-company-with-name-date
officers · AP01
2026-02-01
➕
HAMILTON, Michael Gordon appointed
director
2025-07-03
📄
accounts-with-accounts-type-small
accounts · AA
2024-10-22
📄
memorandum-articles
incorporation · MA
2024-10-18
📄
resolution
resolution · RESOLUTIONS
2024-07-16
📄
accounts-with-accounts-type-small
accounts · AA
2023-10-09
📄
accounts-with-accounts-type-small
accounts · AA
2022-08-18
📄
accounts-with-accounts-type-small
accounts · AA
2021-11-23
📄
accounts-with-accounts-type-small
accounts · AA
2021-08-06
📄
termination-director-company-with-name-termination-date
officers · TM01
2021-07-31
➖
MCKEEN, John resigned
director
2021-02-05
📄
accounts-with-accounts-type-small
accounts · AA
2019-11-12
📄
accounts-with-accounts-type-small
accounts · AA
2018-12-17
➕
ROXBURGH, Stewart appointed
secretary
2018-11-16
➖
GILLEN, Jane Mcphail resigned
secretary
2018-11-16
➖
GILLEN, Jane Mcphail resigned
director
2018-11-12
➕
ELLIOT, Graeme Douglas appointed
director
2013-03-31
➖
ROXBURGH, James Cook resigned
director
2013-03-31
➖
ROXBURGH, Mary Jane Jarvie resigned
director
2012-11-01
➕
GILLEN, Jane Mcphail appointed
secretary
2012-02-16
🏢
Company incorporated
As J C ROXBURGH (INSURANCE BROKERS) LTD
2012-02-16
➕
ROXBURGH, Stewart appointed
director
2012-02-16
➕
GILLEN, Jane Mcphail appointed
director
2012-02-16
➕
HILL, Graham Alexander appointed
director
2012-02-16
➕
MCKEEN, John appointed
director
2012-02-16
➕
ROXBURGH, James Cook appointed
director
2012-02-16
➕
ROXBURGH, Mary Jane Jarvie appointed
director

Owner dependency

80/100

Critical — business is the founder

The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.

FACTORS

+Founder name in company name: Company name contains director surname "ROXBURGH" — strong identity link between founder and business.
+Founder age: Director aged approximately 68 — succession pressure is live.

Succession & seller-readiness

63/100

Strong succession signal

Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.

SIGNALS

primaryFounder aged 63+: Senior director is approximately 68. Approaching typical UK retirement age — succession thinking likely.
secondary12+ year tenure: Director in role 14 years.
supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

clean

No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Shareholders & ownership

1 active beneficial owner

Name	Shares	Voting rights	Nature of control	Notified
Mr Stewart Roxburgh Individual · British · DOB 02/1958 · age 68	50–75%	50–75%	board control50-75% shares · 50-75% voting · board control	06/04/2016

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

Similar companies

Active · Financial services · G postcode area

Company	Est. value	Turnover	Net worth	Staff	Age	Opp	Director
@SIPP LIMITED→ SC217126 · est 2001	£37.09M £26.97M–£47.20M	£10.21M	—	6200	25y	85	62y
FLEET ALLIANCE LIMITED→ SC235634 · est 2002	£7.49M £5.45M–£9.53M	—	—	—	23y	82	61y
FORWARD ASSET FINANCE LIMITED→ SC337979 · est 2008	£1.02M £744.7k–£1.30M	—	—	500	18y	83	64y
COMMONWEALTH GAMES (SCOTLAND) ENDOWMENT FUND→ SC301214 · est 2006	£22.3k £16.2k–£28.3k	—	—	0	20y	83	66y
BLAIRSTON ENTERPRISES LIMITED→ SC368750 · est 2009	—	—	£2.38M	—	16y	83	72y
CALCLUTH & SANGSTER (INSURANCE BROKERS) LIMITED→ SC200273 · est 1999 · no financials extracted	—	—	—	—	26y	83	59y
FEMALE INDEPENDENT LTD.→ SC245607 · est 2003	—	—	£20.0k	—	23y	83	66y
HARRY SMITH, LIMITED→ SC008622 · est 1913	—	—	£1.66M	—	113y	83	58y
MORTGAGE ADVICE BROKERAGE LTD→ SC336489 · est 2008	—	—	—	1500	18y	83	58y
NITRON INVESTMENTS LIMITED→ SC047915 · est 1970	—	—	£431.4k	—	55y	83	80y
PENTA CAPITAL INVESTMENTS LIMITED→ SC277543 · est 2004 · no financials extracted	—	—	—	—	21y	83	64y
PEOPLESCHAMPION.COM LIMITED→ SC270602 · est 2004 · no financials extracted	—	—	—	—	22y	83	63y

Peers ranked by estimated value, then turnover, then opportunity score.See all →

🔒Tailored diligence questions

7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →

🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive

Typeltd

Incorporated2012-02-16

Jurisdictionscotland

Primary SIC66220 — Activities of insurance agents and brokers

Registered office

151 Glasgow Road

Clydebank

Dunbartonshire

G81 1LQ

Filing status

Accounts

Next due: 2026-12-31

Last made up to: 2025-03-31

Confirmation statement

Next due: 2026-10-14

Last: 2025-09-30

Officers (4 active · 6 resigned)

ROXBURGH, Stewart→

secretary · appointed 2018-12-17

View their other companies + combined net worth →

Active

ELLIOT, Graeme Douglas→

director · ~50y · appointed 2018-11-12

View their other companies + combined net worth →

Active

HAMILTON, Michael Gordon→

director · ~57y · appointed 2026-02-01

View their other companies + combined net worth →

Active

ROXBURGH, Stewart→

director · ~68y · appointed 2012-02-16

View their other companies + combined net worth →

Active

GILLEN, Jane Mcphail→

secretary · appointed 2012-11-01 · resigned 2018-11-16

Resigned

GILLEN, Jane Mcphail→

director · ~68y · appointed 2012-02-16 · resigned 2018-11-16

Resigned

HILL, Graham Alexander→

director · ~59y · appointed 2012-02-16 · resigned 2026-03-31

Resigned

MCKEEN, John→

director · ~67y · appointed 2012-02-16 · resigned 2021-07-31

Resigned

ROXBURGH, James Cook→

director · ~98y · appointed 2012-02-16 · resigned 2013-03-31

Resigned

ROXBURGH, Mary Jane Jarvie→

director · ~98y · appointed 2012-02-16 · resigned 2013-03-31

Resigned

Click a director name to see their full track record across all companies.

Recent filings (53 total)

change-person-director-company-with-change-date

officers · CH01

2026-04-10

change-to-a-person-with-significant-control

persons-with-significant-control · PSC04

2026-04-10

termination-director-company-with-name-termination-date

officers · TM01

2026-04-02

appoint-person-director-company-with-name-date

officers · AP01

2026-02-06

confirmation-statement-with-updates

confirmation-statement · CS01

2025-09-30

accounts-with-accounts-type-small

accounts · AA

2025-07-03

confirmation-statement-with-no-updates

confirmation-statement · CS01

2025-02-21

memorandum-articles

incorporation · MA

2024-10-22

resolution

resolution · RESOLUTIONS

2024-10-18

accounts-with-accounts-type-small

accounts · AA

2024-07-16

confirmation-statement-with-no-updates

confirmation-statement · CS01

2024-02-21

confirmation-statement-with-no-updates

confirmation-statement · CS01

2024-02-14

accounts-with-accounts-type-small

accounts · AA

2023-10-09

confirmation-statement-with-no-updates

confirmation-statement · CS01

2023-02-24

confirmation-statement-with-no-updates

confirmation-statement · CS01

2023-02-22