J C ROXBURGH (INSURANCE BROKERS) LTD

🌳Matureactive
SC417217 · ltd · incorporated 2012-02-16
Investment thesis
Well-run mature business — low negotiation leverage; premium likely.
Why interesting: Textbook target; clean filings, stable trading.
Why risky: No pressure on seller; any deal likely at full price.
Opportunity decay
hardening · 12-months
Already tight — no obvious softening catalysts on the horizon.
  • · Thesis: well-run, low negotiation leverage
🔒Estimated value
Upgrade to see
Turnover
not disclosed
Net worth
book net assets
Opportunity
78/100
Strong
🔔
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What this business does
Primary activity: Activities of insurance agents and brokers
Sector: Financial & insurance
Investor take
Pursue
Active trading company with a 68-year-old founder — textbook succession opportunity.

Opportunity 78/100 (strong), bankability 75/100. Strong seller-intent signal (63/100, director aged 68). Share purchase looks the cleaner deal structure. Most likely exit: strategic trade sale (73/100).

Data confidence

Overall: medium (59/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
No iXBRL financials extracted
0
Lenders & charges
Confirmed no charges registered
85
Directors & officers
10 officers (4 active, 10 linked, 8 with DOB)
86
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
9 connected companies via shared directors
72
Filing history
53 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
78/100Strong
PassWatchWorth a lookStrongExceptional 

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality
70
Active, clean filings, stable charge profile.
Acquirability
70
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
90
Good data coverage for analysis.

Recent activity

Last 30 days
2
filings
  • 1 officers
  • 1 persons-with-significant-control
Last 90 days
4
filings
  • 3 officers
  • 1 persons-with-significant-control
Last 180 days
4
filings
  • 3 officers
  • 1 persons-with-significant-control
Counts from Companies House filing history.
Corporate timeline (31 events)Click to expand
  1. 2026-04-10
    📄
    change-person-director-company-with-change-date
    officers · CH01
  2. 2026-04-10
    📄
    change-to-a-person-with-significant-control
    persons-with-significant-control · PSC04
  3. 2026-04-02
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  4. 2026-03-31
    HILL, Graham Alexander resigned
    director
  5. 2026-02-06
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  6. 2026-02-01
    HAMILTON, Michael Gordon appointed
    director
  7. 2025-07-03
    📄
    accounts-with-accounts-type-small
    accounts · AA
  8. 2024-10-22
    📄
    memorandum-articles
    incorporation · MA
  9. 2024-10-18
    📄
    resolution
    resolution · RESOLUTIONS
  10. 2024-07-16
    📄
    accounts-with-accounts-type-small
    accounts · AA
  11. 2023-10-09
    📄
    accounts-with-accounts-type-small
    accounts · AA
  12. 2022-08-18
    📄
    accounts-with-accounts-type-small
    accounts · AA
  13. 2021-11-23
    📄
    accounts-with-accounts-type-small
    accounts · AA
  14. 2021-08-06
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  15. 2021-07-31
    MCKEEN, John resigned
    director
  16. 2021-02-05
    📄
    accounts-with-accounts-type-small
    accounts · AA
  17. 2019-11-12
    📄
    accounts-with-accounts-type-small
    accounts · AA
  18. 2018-12-17
    ROXBURGH, Stewart appointed
    secretary
  19. 2018-11-16
    GILLEN, Jane Mcphail resigned
    secretary
  20. 2018-11-16
    GILLEN, Jane Mcphail resigned
    director
  21. 2018-11-12
    ELLIOT, Graeme Douglas appointed
    director
  22. 2013-03-31
    ROXBURGH, James Cook resigned
    director
  23. 2013-03-31
    ROXBURGH, Mary Jane Jarvie resigned
    director
  24. 2012-11-01
    GILLEN, Jane Mcphail appointed
    secretary
  25. 2012-02-16
    🏢
    Company incorporated
    As J C ROXBURGH (INSURANCE BROKERS) LTD
  26. 2012-02-16
    ROXBURGH, Stewart appointed
    director
  27. 2012-02-16
    GILLEN, Jane Mcphail appointed
    director
  28. 2012-02-16
    HILL, Graham Alexander appointed
    director
  29. 2012-02-16
    MCKEEN, John appointed
    director
  30. 2012-02-16
    ROXBURGH, James Cook appointed
    director
  31. 2012-02-16
    ROXBURGH, Mary Jane Jarvie appointed
    director

Owner dependency

80/100
Critical — business is the founder

The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.

FACTORS
  • +Founder name in company name: Company name contains director surname "ROXBURGH" — strong identity link between founder and business.
  • +Founder age: Director aged approximately 68 — succession pressure is live.

Succession & seller-readiness

63/100
Strong succession signal

Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.

SIGNALS
  • primaryFounder aged 63+: Senior director is approximately 68. Approaching typical UK retirement age — succession thinking likely.
  • secondary12+ year tenure: Director in role 14 years.
  • supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

clean
No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Shareholders & ownership

1 active beneficial owner
NameSharesVoting rightsNature of controlNotified
Mr Stewart Roxburgh
Individual · British · DOB 02/1958 · age 68
5075%
50–75%board control50-75% shares · 50-75% voting · board control06/04/2016

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
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Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

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Company details

Statusactive
Typeltd
Incorporated2012-02-16
Jurisdictionscotland
Primary SIC66220 — Activities of insurance agents and brokers

Registered office

151 Glasgow Road
Clydebank
Dunbartonshire
G81 1LQ

Filing status

Accounts
Next due: 2026-12-31
Last made up to: 2025-03-31
Confirmation statement
Next due: 2026-10-14
Last: 2025-09-30

Officers (4 active · 6 resigned)

ROXBURGH, Stewart
secretary · appointed 2018-12-17
View their other companies + combined net worth →
Active
ELLIOT, Graeme Douglas
director · ~50y · appointed 2018-11-12
View their other companies + combined net worth →
Active
HAMILTON, Michael Gordon
director · ~57y · appointed 2026-02-01
View their other companies + combined net worth →
Active
ROXBURGH, Stewart
director · ~68y · appointed 2012-02-16
View their other companies + combined net worth →
Active
GILLEN, Jane Mcphail
secretary · appointed 2012-11-01 · resigned 2018-11-16
Resigned
GILLEN, Jane Mcphail
director · ~68y · appointed 2012-02-16 · resigned 2018-11-16
Resigned
HILL, Graham Alexander
director · ~59y · appointed 2012-02-16 · resigned 2026-03-31
Resigned
MCKEEN, John
director · ~67y · appointed 2012-02-16 · resigned 2021-07-31
Resigned
ROXBURGH, James Cook
director · ~98y · appointed 2012-02-16 · resigned 2013-03-31
Resigned
ROXBURGH, Mary Jane Jarvie
director · ~98y · appointed 2012-02-16 · resigned 2013-03-31
Resigned

Click a director name to see their full track record across all companies.

Recent filings (53 total)

change-person-director-company-with-change-date
officers · CH01
2026-04-10
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2026-04-10
termination-director-company-with-name-termination-date
officers · TM01
2026-04-02
appoint-person-director-company-with-name-date
officers · AP01
2026-02-06
confirmation-statement-with-updates
confirmation-statement · CS01
2025-09-30
accounts-with-accounts-type-small
accounts · AA
2025-07-03
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-02-21
memorandum-articles
incorporation · MA
2024-10-22
resolution
resolution · RESOLUTIONS
2024-10-18
accounts-with-accounts-type-small
accounts · AA
2024-07-16
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-02-21
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-02-14
accounts-with-accounts-type-small
accounts · AA
2023-10-09
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-02-24
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-02-22