HAZELL CARR (AT) SERVICES LIMITED
🌳Matureactive
SC420031 · ltd · incorporated 2012-03-21
Investment thesis
Well-run mature business — low negotiation leverage; premium likely.
Why interesting: Textbook target; clean filings, stable trading.
Why risky: No pressure on seller; any deal likely at full price.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
- · Oldest live charge 13.2y old — refinance window within 12 months
🔒Estimated value
—
Upgrade to see
Turnover
—
not disclosed
Net worth
—
book net assets
Opportunity
80/100
Exceptional
What this business does
Primary activity: Financial intermediation not elsewhere classified
Sector: Financial & insurance
ALSO REGISTERED FOR
- 82990Other business support service activities n.e.c.
Investor take
PursueStrong opportunity: active trading company with exceptional profile and bankable structure.
Opportunity 80/100 (exceptional), bankability 85/100. Strong seller-intent signal (65/100, director aged 59). Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (73/100).
🏦
Refinance opportunity
2 live charges · oldest 13.2y
85/100
ready
Refinance conversation should be productive — structure clean and timing right.
- · Oldest live charge is 13.2 years old — likely at or near maturity.
- · Single lender — cleanest path to refinance.
- · Legal-friction score 23/100 — clean.
Data confidence
Overall: medium (61/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 2 SIC codes, incorporation date
100
Financials
No iXBRL financials extracted
0
Lenders & charges
2 charges (2/2 with lender, 2/2 with type)
90
Directors & officers
13 officers (2 active, 13 linked, 12 with DOB)
88
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
12 connected companies via shared directors
81
Filing history
76 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
80/100Exceptional
PassWatchWorth a lookStrongExceptional
Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
75
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.
Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
0
filings
Counts from Companies House filing history.
Corporate timeline (50 events)Click to expand
- 2025-10-14📄accounts-with-accounts-type-audit-exemption-subsiduaryaccounts · AA
- 2025-09-30📄legacyaccounts · PARENT_ACC
- 2025-09-10📄legacyother · AGREEMENT2
- 2025-09-10📄legacyother · GUARANTEE2
- 2025-04-04📄termination-director-company-with-name-termination-dateofficers · TM01
- 2025-04-04📄termination-director-company-with-name-termination-dateofficers · TM01
- 2025-04-04📄termination-director-company-with-name-termination-dateofficers · TM01
- 2025-04-04📄appoint-person-director-company-with-name-dateofficers · AP01
- 2025-04-04📄appoint-person-director-company-with-name-dateofficers · AP01
- 2025-04-03➕BOWSHER, Andrew Charles appointeddirector
- 2025-04-03➕FENNING, Benjamin Thomas appointeddirector
- 2025-04-03➖BRAMHALL, Benjamin Oliver resigneddirector
- 2025-04-03➖CUFF, Paul Gareth resigneddirector
- 2025-04-03➖SHAH, Snehal resigneddirector
- 2024-11-18📄legacyother · GUARANTEE2
- 2024-11-13📄accounts-with-accounts-type-audit-exemption-subsiduaryaccounts · AA
- 2024-11-01📄legacyaccounts · PARENT_ACC
- 2024-11-01📄legacyother · AGREEMENT2
- 2024-11-01📄legacyother · GUARANTEE2
- 2024-01-09📄accounts-with-accounts-type-audit-exemption-subsiduaryaccounts · AA
- 2024-01-09📄legacyaccounts · PARENT_ACC
- 2024-01-09📄legacyother · AGREEMENT2
- 2023-12-01📄legacyother · GUARANTEE2
- 2023-11-14📄legacyother · GUARANTEE2
- 2022-10-17📄accounts-with-accounts-type-fullaccounts · AA
- 2022-03-04📄termination-director-company-with-name-termination-dateofficers · TM01
- 2022-02-28➖BERNSTEIN, Jonathan Samuel resigneddirector
- 2019-07-15➕SHAH, Snehal appointeddirector
- 2019-06-27➖AINSLIE, Michael Robert Arthur resigneddirector
- 2017-03-27➕BERNSTEIN, Jonathan Samuel appointeddirector
- 2017-03-27➖BIRMINGHAM, Robert James resigneddirector
- 2017-03-27➕CUFF, Paul Gareth appointeddirector
- 2017-03-27➖HUNT, Jeffrey Peter resigneddirector
- 2016-04-27➕BRAMHALL, Benjamin Oliver appointeddirector
- 2016-04-04🔓Charge satisfied #2
- 2016-04-04🔓Charge satisfied #1
- 2015-11-21➖NOBLE, Catherine Anne resigneddirector
- 2015-11-01➕AINSLIE, Michael Robert Arthur appointeddirector
- 2013-07-01➕HUNT, Jeffrey Peter appointeddirector
- 2013-02-21🔒Charge registered #2Lender: Lloyds Tsb Bank PLC
- 2013-02-21🔒Charge registered #1Lender: Lloyds Tsb Bank PLC
- 2012-06-08➖MCPHERSON, Donald James resignedsecretary
- 2012-06-08➕BIRMINGHAM, Robert James appointeddirector
- 2012-06-08➖KINLOCH, James Jeffrey resigneddirector
- 2012-06-08➕NOBLE, Catherine Anne appointeddirector
- 2012-06-08➖TROTTER, Alan John resigneddirector
- 2012-03-21🏢Company incorporatedAs HAZELL CARR (AT) SERVICES LIMITED
- 2012-03-21➕MCPHERSON, Donald James appointedsecretary
- 2012-03-21➕KINLOCH, James Jeffrey appointeddirector
- 2012-03-21➕TROTTER, Alan John appointeddirector
Owner dependency
66/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Senior director age: Director aged approximately 59 — approaching natural succession window.
Succession & seller-readiness
46/100
Moderate signalSome succession indicators present. Worth watching; approach if sector/strategy fits.
SIGNALS
- secondaryFounder aged 58+: Senior director is approximately 59. Early succession window.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Group structure
Xps Sipp Services Limited is the ultimate parent — holding 75%+ shares. This company sits inside their group.
🏛️ultimate parent
Xps Sipp Services Limited
Corporate parent · holds 75-100% shares · board control
⬇
HAZELL CARR (AT) SERVICES LIMITED
This company · SC420031
Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Xps Sipp Services Limited Corporate entity | 75–100% | 75–100% | board control75-100% shares · 75-100% voting · board control | 06/04/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Financial services · FK postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| RUSSEL + AITKEN NOMINEES LIMITED→ SC052053 · est 1972 | — | — | — | 5 | 53y | 83 | 69y |
| FULCRUM INSURED EMPLOYEE BENEFITS LIMITED→ SC335390 · est 2007 | — | — | £89.8k | — | 18y | 82 | 65y |
| GEORGE GILL FINANCIAL SERVICES LTD.→ SC299207 · est 2006 | — | — | £110.3k | — | 20y | 82 | 61y |
| FRASER TENNANT FINANCIAL SOLUTIONS LIMITED→ SC249345 · est 2003 · no financials extracted | — | — | — | — | 22y | 81 | 61y |
| A.R.D. CONSULTANCY LIMITED→ SC334089 · est 2007 | — | — | — | 900 | 18y | 80 | 64y |
| ASM RECOVERY LIMITED→ SC340517 · est 2008 | — | — | — | 100 | 18y | 80 | 65y |
| ASSET & GENERAL FINANCE LTD→ SC308532 · est 2006 | — | — | £1.6k | — | 19y | 80 | 63y |
| FALKIRK MORTGAGE ADVICE CENTRE (SCOTLAND) LTD→ SC358034 · est 2009 | — | — | £16.8k | — | 17y | 80 | 59y |
| GT MORTGAGES LTD.→ SC298635 · est 2006 | — | — | — | 200 | 20y | 80 | 67y |
| KINGS PARK FINANCIAL MANAGEMENT (SCOTLAND) LIMITED→ SC264618 · est 2004 · no financials extracted | — | — | — | — | 22y | 80 | 64y |
| MCARTHUR SMITH FINANCIAL MANAGEMENT LTD→ SC221244 · est 2001 · no financials extracted | — | — | — | — | 24y | 80 | 61y |
| MORTGAGE CENTRAL (SCOTLAND) LIMITED→ SC340125 · est 2008 | — | — | £37.9k | — | 18y | 80 | 66y |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2012-03-21
Jurisdictionscotland
Primary SIC64999 — Financial intermediation not elsewhere classified
Registered office
Scotia House
The Castle Business Park
Stirling
FK9 4TZ
Filing status
Accounts
Next due: 2026-12-31
Last made up to: 2025-03-31
Confirmation statement
Next due: 2026-06-27
Last: 2025-06-13
Officers (2 active · 11 resigned)
BOWSHER, Andrew Charles→
Activedirector · ~59y · appointed 2025-04-03
View their other companies + combined net worth →
FENNING, Benjamin Thomas→
Activedirector · ~49y · appointed 2025-04-03
View their other companies + combined net worth →
MCPHERSON, Donald James→
Resignedsecretary · appointed 2012-03-21 · resigned 2012-06-08
AINSLIE, Michael Robert Arthur→
Resigneddirector · ~65y · appointed 2015-11-01 · resigned 2019-06-27
BERNSTEIN, Jonathan Samuel→
Resigneddirector · ~58y · appointed 2017-03-27 · resigned 2022-02-28
BIRMINGHAM, Robert James→
Resigneddirector · ~76y · appointed 2012-06-08 · resigned 2017-03-27
BRAMHALL, Benjamin Oliver→
Resigneddirector · ~49y · appointed 2016-04-27 · resigned 2025-04-03
CUFF, Paul Gareth→
Resigneddirector · ~50y · appointed 2017-03-27 · resigned 2025-04-03
HUNT, Jeffrey Peter→
Resigneddirector · ~55y · appointed 2013-07-01 · resigned 2017-03-27
KINLOCH, James Jeffrey→
Resigneddirector · ~64y · appointed 2012-03-21 · resigned 2012-06-08
NOBLE, Catherine Anne→
Resigneddirector · ~67y · appointed 2012-06-08 · resigned 2015-11-21
SHAH, Snehal→
Resigneddirector · ~51y · appointed 2019-07-15 · resigned 2025-04-03
TROTTER, Alan John→
Resigneddirector · ~58y · appointed 2012-03-21 · resigned 2012-06-08
Click a director name to see their full track record across all companies.
Mortgages & charges
2
Total charges
0
Outstanding
0
Active lenders
Status:Lender:2 of 2 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| satisfied | Lloyds Banking Group Lloyds Tsb Bank PLC | Floating charge | 1 property | 21/02/2013 | 04/04/2016 | |
| satisfied | Lloyds Banking Group Lloyds Tsb Bank PLC | Accession deed | 1 property | 21/02/2013 | 04/04/2016 |
Recent filings (76 total)
accounts-with-accounts-type-audit-exemption-subsiduary
accounts · AA
2025-10-14
legacy
accounts · PARENT_ACC
2025-09-30
legacy
other · AGREEMENT2
2025-09-10
legacy
other · GUARANTEE2
2025-09-10
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-06-18
termination-director-company-with-name-termination-date
officers · TM01
2025-04-04
termination-director-company-with-name-termination-date
officers · TM01
2025-04-04
termination-director-company-with-name-termination-date
officers · TM01
2025-04-04
appoint-person-director-company-with-name-date
officers · AP01
2025-04-04
appoint-person-director-company-with-name-date
officers · AP01
2025-04-04
legacy
other · GUARANTEE2
2024-11-18
accounts-with-accounts-type-audit-exemption-subsiduary
accounts · AA
2024-11-13
legacy
accounts · PARENT_ACC
2024-11-01
legacy
other · AGREEMENT2
2024-11-01
legacy
other · GUARANTEE2
2024-11-01