INSPIRATION PROPERTY SERVICES LTD
🌳Matureactive
SC441284 · ltd · incorporated 2013-01-28
Investment thesis
Property vehicle with leveraged stack — refinance / partial-release angle.
Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.
Why risky: Multiple lenders to manage; inter-creditor friction and partial-release cost possible.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Jul 2024
Net worth
—
book net assets
Opportunity
79/100
Strong
What this business does
Primary activity: Other specialised construction activities n.e.c.
Sector: Construction
ALSO REGISTERED FOR
- 68209Other letting and operating of own or leased real estate
Investor take
PursueActive trading company with a 69-year-old founder — textbook succession opportunity.
Opportunity 79/100 (strong), bankability 57/100. Strong seller-intent signal (68/100, director aged 69). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 3 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (73/100).
🏦
Refinance opportunity
4 live charges · 3 lenders · oldest 9.6y
35/100
too messy
Refinance path is blocked by complexity. Rethink structure or expect bespoke, expensive terms.
- · Oldest live charge is 9.6 years old — likely at or near maturity.
- · 3 lenders named — inter-creditor friction likely.
- · Legal-friction score 25/100 — workable, but lender will want more DD.
Data confidence
Overall: high (81/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Company profile
address, 2 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
4 charges (4/4 with lender, 4/4 with type)
90
Directors & officers
3 officers (2 active, 3 linked, 3 with DOB)
90
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
5 connected companies via shared directors
60
Filing history
36 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
79/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
70
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.
Key financials
2 years extracted from filed iXBRL accountsCash
—
Net Worth
—
Current Assets
—
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2024-07-31 | 2023-07-31 |
|---|
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
2 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
0
filings
Counts from Companies House filing history.
Corporate timeline (24 events)Click to expand
- 2025-04-22📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-04-30📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-04-29📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-09-21📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2022-09-14🔒Charge registered #4Lender: Lendinvest Btl Limited
- 2022-02-02📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-11-05📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2021-10-26🔒Charge registered #3Lender: Shawbrook Bank Limited
- 2021-04-09📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2020-02-18📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2019-02-21📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2018-04-30📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2017-10-05📄change-account-reference-date-company-previous-extendedaccounts · AA01
- 2016-11-15📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2016-11-14📄accounts-with-accounts-type-dormantaccounts · AA
- 2016-11-14📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2016-11-01🔒Charge registered #2Lender: Aldermore Bank PLC
- 2016-10-25📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2016-10-06🔒Charge registered #1Lender: Aldermore Bank PLC
- 2015-10-29➖BADENOCH MCINALLY, Stuart John resigneddirector
- 2014-02-18➕BADENOCH MCINALLY, Stuart John appointeddirector
- 2013-01-28🏢Company incorporatedAs INSPIRATION PROPERTY SERVICES LTD
- 2013-01-28➕CRAWLEY, Avril Marie appointeddirector
- 2013-01-28➕CRAWLEY, John Paul appointeddirector
Owner dependency
81/100
Critical — business is the founderThe business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Founder age: Director aged approximately 69 — succession pressure is live.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
Succession & seller-readiness
69/100
Strong succession signalMultiple signals suggest succession is on the horizon. Candidate for proactive outreach.
SIGNALS
- primaryFounder aged 63+: Senior director is approximately 69. Approaching typical UK retirement age — succession thinking likely.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
- secondary12+ year tenure: Director in role 13 years.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Shareholders & ownership
1 active beneficial owner| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr John Paul Crawley Individual · British · DOB 10/1957 · age 69 | 25–50% | — | 25-50% shares | 01/07/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Construction · AB postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| J. STRACHAN JOINERY SERVICES LTD→ SC383666 · est 2010 · no financials extracted | — | — | — | — | 15y | — | — |
| JOHN MORGAN JOINERY LTD→ SC461438 · est 2013 · no financials extracted | — | — | — | — | 12y | — | — |
| JOHN R EWAN (ABERDEEN) LIMITED→ SC371324 · est 2010 · no financials extracted | — | — | — | — | 16y | — | — |
| JOHN R. CRAIG (KINTORE) LIMITED→ SC280097 · est 2005 · no financials extracted | — | — | — | — | 21y | — | — |
| JOHN ROBERTSON ( NORTH ) LIMITED→ SC211462 · est 2000 · no financials extracted | — | — | — | — | 25y | — | — |
| JOINERFORCE CONSTRUCTION LTD.→ SC161107 · est 1995 · no financials extracted | — | — | — | — | 30y | — | — |
| JOSHCONSTRUCTION&METAL LIMITED→ SC880594 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
| JOSS JOINERY AND LOCK SECURITY LTD→ SC814925 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| JP LIFTING SOLUTIONS LIMITED→ SC542227 · est 2016 · no financials extracted | — | — | — | — | 9y | — | — |
| JPS ENGINEERING SOLUTIONS LTD→ SC575574 · est 2017 · no financials extracted | — | — | — | — | 8y | — | — |
| JR GLAZING &LOCKS LTD→ SC844134 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| JR-23 SPRAYING LTD→ SC818451 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2013-01-28
Jurisdictionscotland
Primary SIC43999 — Other specialised construction activities n.e.c.
Registered office
1 The Smiddy
1 Smiddy Lane
Ellon
AB41 9ZB
Scotland
Filing status
Accounts
Next due: 2026-07-31
Last made up to: 2024-07-31
Confirmation statement
Next due: 2026-11-10
Last: 2025-10-27
Officers (2 active · 1 resigned)
CRAWLEY, Avril Marie→
Activedirector · ~62y · appointed 2013-01-28
View their other companies + combined net worth →
CRAWLEY, John Paul→
Activedirector · ~69y · appointed 2013-01-28
View their other companies + combined net worth →
BADENOCH MCINALLY, Stuart John→
Resigneddirector · ~47y · appointed 2014-02-18 · resigned 2015-10-29
Click a director name to see their full track record across all companies.
Mortgages & charges
4
Total charges
4
Outstanding
3
Active lenders
Status:Lender:4 of 4 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | LendInvest Lendinvest Btl Limited | A registered charge | 1 property | 14/09/2022 | — | |
| outstanding | Shawbrook Shawbrook Bank Limited | A registered charge | 1 property | 26/10/2021 | — | |
| outstanding | Aldermore Aldermore Bank PLC | A registered charge | 1 property | 01/11/2016 | — | |
| outstanding | Aldermore Aldermore Bank PLC | A registered charge | — | 06/10/2016 | — |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (36 total)
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-10-27
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-04-22
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-11-20
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-04-30
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-11-14
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-04-29
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-11-11
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2022-09-21
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-02-02
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-12-01
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2021-11-05
accounts-with-accounts-type-total-exemption-full
accounts · AA
2021-04-09
confirmation-statement-with-no-updates
confirmation-statement · CS01
2020-11-06
accounts-with-accounts-type-total-exemption-full
accounts · AA
2020-02-18
confirmation-statement-with-no-updates
confirmation-statement · CS01
2019-11-05