ECI 10 GP LIMITED
🌳Matureactive
SC474728 · ltd · incorporated 2014-04-08
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
🔒Estimated value
—
Upgrade to see
Turnover
—
not disclosed
Net worth
—
book net assets
Opportunity
68/100
Strong
What this business does
Primary activity: Financial intermediation not elsewhere classified
Sector: Financial & insurance
Investor take
PursueActive trading company. Reasonable fundamentals — worth a memo before deciding.
Opportunity 68/100 (strong), bankability 57/100. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 3 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (58/100).
🏦
Refinance opportunity
18 live charges · 3 lenders · oldest 11.1y
35/100
too messy
Refinance path is blocked by complexity. Rethink structure or expect bespoke, expensive terms.
- · Oldest live charge is 11.1 years old — likely at or near maturity.
- · 3 lenders named — inter-creditor friction likely.
- · Legal-friction score 40/100 — workable, but lender will want more DD.
Data confidence
Overall: medium (60/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
No iXBRL financials extracted
0
Lenders & charges
18 charges (18/18 with lender, 18/18 with type)
90
Directors & officers
7 officers (2 active, 7 linked, 6 with DOB)
87
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
10 connected companies via shared directors
75
Filing history
60 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
68/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
60
Adequate — check latest filings for context.
Acquirability
50
Some acquirability indicators.
Risk profile
74
Few red flags.
Signal strength
100
Good data coverage for analysis.
Recent activity
Last 30 days
1
filing
- • 1 confirmation-statement
Last 90 days
2
filings
- • 1 confirmation-statement
- • 1 officers
Last 180 days
2
filings
- • 1 confirmation-statement
- • 1 officers
Counts from Companies House filing history.
Corporate timeline (58 events)Click to expand
- 2026-02-03📄termination-director-company-with-name-termination-dateofficers · TM01
- 2026-01-31➖SHUTTLEWORTH, Philip resigneddirector
- 2025-10-22📄appoint-person-director-company-with-name-dateofficers · AP01
- 2025-10-13➕GRIFFITH, Christopher Neal appointeddirector
- 2025-04-29📄accounts-with-accounts-type-smallaccounts · AA
- 2024-08-12📄accounts-with-accounts-type-smallaccounts · AA
- 2024-07-19📄change-person-director-company-with-change-dateofficers · CH01
- 2024-07-18📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC05
- 2023-09-08📄accounts-with-accounts-type-smallaccounts · AA
- 2023-07-03📄change-corporate-director-company-with-change-dateofficers · CH02
- 2022-09-01📄accounts-with-accounts-type-smallaccounts · AA
- 2022-08-02📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2022-08-02📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2022-07-22🔒Charge registered #18Lender: Silicon Valley Bank
- 2022-07-22🔒Charge registered #17Lender: Silicon Valley Bank
- 2021-12-24📄mortgage-satisfy-charge-fullmortgage · MR04
- 2021-12-24📄mortgage-satisfy-charge-fullmortgage · MR04
- 2021-12-24📄mortgage-satisfy-charge-fullmortgage · MR04
- 2021-12-24📄mortgage-satisfy-charge-fullmortgage · MR04
- 2021-12-24📄mortgage-satisfy-charge-fullmortgage · MR04
- 2021-12-24🔓Charge satisfied #12
- 2021-12-24🔓Charge satisfied #11
- 2021-12-24🔓Charge satisfied #6
- 2021-12-24🔓Charge satisfied #4
- 2021-12-24🔓Charge satisfied #3
- 2021-12-22📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2021-12-22📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2021-12-22📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2021-12-22📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2021-12-17🔒Charge registered #16Lender: Silicon Valley Bank
- 2021-12-17🔒Charge registered #15Lender: Silicon Valley Bank
- 2021-12-17🔒Charge registered #14Lender: Silicon Valley Bank
- 2021-12-17🔒Charge registered #13Lender: Eci Management Limited
- 2021-07-23🔒Charge registered #12Lender: Silicon Valley Bank
- 2021-07-23🔒Charge registered #11Lender: Silicon Valley Bank
- 2021-04-01🔒Charge registered #10Lender: Silicon Valley Bank
- 2021-02-24🔒Charge registered #9Lender: Silicon Valley Bank
- 2021-02-24🔒Charge registered #8Lender: Silicon Valley Bank
- 2021-02-24🔒Charge registered #7Lender: Silicon Valley Bank
- 2021-02-24🔒Charge registered #6Lender: Eci Partners LLP
- 2019-10-16🔓Charge satisfied #2
- 2019-10-16🔓Charge satisfied #1
- 2019-09-04🔒Charge registered #5Lender: Silicon Valley Bank
- 2019-09-04🔒Charge registered #4Lender: Silicon Valley Bank
- 2019-09-04🔒Charge registered #3Lender: Silicon Valley Bank
- 2015-05-20🔒Charge registered #2Lender: Silicon Valley Bank
- 2015-03-31🔒Charge registered #1Lender: Silicon Valley Bank
- 2014-07-14➖EWING, David Harry resigneddirector
- 2014-07-14➖RAFFLE, Timothy David resigneddirector
- 2014-07-14➖TUDGE, Stephen John resigneddirector
Showing most recent 50 of 58 events
Owner dependency
58/100
Moderate — manageable with handoverSome founder dependency, but not acute. A structured handover period should cover most risk.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
Succession & seller-readiness
41/100
Moderate signalSome succession indicators present. Worth watching; approach if sector/strategy fits.
SIGNALS
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
1 med · 1 lowCharge satisfaction-then-recreation pattern
mediumMultiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.
11 live charges
lowHeavily leveraged with multiple live security positions — understand the capital structure before proceeding.
Group structure
Eci Group Limited is the ultimate parent — holding 75%+ shares. This company sits inside their group.
🏛️ultimate parent
Eci Group Limited
Corporate parent · holds 75-100% shares
⬇
ECI 10 GP LIMITED
This company · SC474728
Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Eci Group Limited Corporate entity | 75–100% | — | 75-100% shares | 30/06/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
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|---|---|---|---|---|---|---|---|
| PLAN IT AND PROSPER LTD→ SC866683 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| PROSPER SOCIAL FINANCE CIC→ SC588686 · est 2018 · no financials extracted | — | — | — | — | 8y | — | — |
| RAUDS MORTGAGE SOLUTIONS LTD→ SC753447 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| RBS COLLECTIVE INVESTMENT FUNDS LIMITED→ SC046694 · est 1969 · no financials extracted | — | — | — | — | 56y | — | — |
| RENTON WEALTH MANAGEMENT LTD→ SC666842 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| REPEL LTD→ SC689351 · est 2021 · no financials extracted | — | — | — | — | 5y | — | — |
| RIO PRECIOUS METALS LTD→ SC595536 · est 2018 · no financials extracted | — | — | — | — | 7y | — | — |
| SARAH PHILLIPS ASSOCIATES LIMITED→ SC377947 · est 2010 · no financials extracted | — | — | — | — | 15y | — | — |
| SCOTSURE MBI LIMITED→ SC352229 · est 2008 · no financials extracted | — | — | — | — | 17y | — | — |
| SCOTTISH FUTURES TRUST INVESTMENTS LIMITED→ SC381388 · est 2010 · no financials extracted | — | — | — | — | 15y | — | — |
| SCOTTISH WIDOWS' FUND AND LIFE ASSURANCE SOCIETY→ SZ000002 · est 1983 · no financials extracted | — | — | — | — | 43y | — | — |
| SEEDCAMP V (SCOT) LIMITED→ SC673465 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2014-04-08
Jurisdictionscotland
Primary SIC64999 — Financial intermediation not elsewhere classified
Registered office
50 Lothian Road
Festival Square
Edinburgh
EH3 9WJ
Filing status
Accounts
Next due: 2026-09-30
Last made up to: 2024-12-31
Confirmation statement
Next due: 2027-04-22
Last: 2026-04-08
Officers (2 active · 5 resigned)
GRIFFITH, Christopher Neal→
Activedirector · ~40y · appointed 2025-10-13
View their other companies + combined net worth →
ECI PARTNERS LLP→
Activecorporate-director · appointed 2014-07-11
View their other companies + combined net worth →
EWING, David Harry→
Resigneddirector · ~56y · appointed 2014-04-08 · resigned 2014-07-14
RAFFLE, Timothy David→
Resigneddirector · ~64y · appointed 2014-04-08 · resigned 2014-07-14
SHUTTLEWORTH, Philip→
Resigneddirector · ~59y · appointed 2014-04-08 · resigned 2026-01-31
TUDGE, Stephen John→
Resigneddirector · ~61y · appointed 2014-04-08 · resigned 2014-07-14
WHELAN, Sean Patrick→
Resigneddirector · ~59y · appointed 2014-04-08 · resigned 2014-07-14
Click a director name to see their full track record across all companies.
Mortgages & charges
18
Total charges
11
Outstanding
2
Active lenders
Status:Lender:18 of 18 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Silicon Valley Bank | A registered charge | — | 22/07/2022 | — | |
| outstanding | Silicon Valley Bank | A registered charge | — | 22/07/2022 | — | |
| outstanding | Silicon Valley Bank | A registered charge | 1 property | 17/12/2021 | — | |
| outstanding | Silicon Valley Bank | A registered charge | 1 property | 17/12/2021 | — | |
| outstanding | Silicon Valley Bank | A registered charge | 1 property | 17/12/2021 | — | |
| outstanding | Eci Management Eci Management Limited | A registered charge | 1 property | 17/12/2021 | — | |
| satisfied | Silicon Valley Bank | A registered charge | — | 23/07/2021 | 24/12/2021 | |
| satisfied | Silicon Valley Bank | A registered charge | — | 23/07/2021 | 24/12/2021 | |
| outstanding | Silicon Valley Bank | A registered charge | — | 01/04/2021 | — | |
| outstanding | Silicon Valley Bank | A registered charge | — | 24/02/2021 | — | |
| outstanding | Silicon Valley Bank | A registered charge | — | 24/02/2021 | — | |
| outstanding | Silicon Valley Bank | A registered charge | — | 24/02/2021 | — | |
| satisfied | Eci Partners Eci Partners LLP | A registered charge | — | 24/02/2021 | 24/12/2021 | |
| outstanding | Silicon Valley Bank | A registered charge | — | 04/09/2019 | — | |
| satisfied | Silicon Valley Bank | A registered charge | — | 04/09/2019 | 24/12/2021 | |
| satisfied | Silicon Valley Bank | A registered charge | — | 04/09/2019 | 24/12/2021 | |
| satisfied | Silicon Valley Bank | A registered charge | — | 20/05/2015 | 16/10/2019 | |
| satisfied | Silicon Valley Bank | A registered charge | — | 31/03/2015 | 16/10/2019 |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (60 total)
confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-04-17
termination-director-company-with-name-termination-date
officers · TM01
2026-02-03
appoint-person-director-company-with-name-date
officers · AP01
2025-10-22
accounts-with-accounts-type-small
accounts · AA
2025-04-29
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-04-22
accounts-with-accounts-type-small
accounts · AA
2024-08-12
change-person-director-company-with-change-date
officers · CH01
2024-07-19
change-to-a-person-with-significant-control
persons-with-significant-control · PSC05
2024-07-18
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-04-22
accounts-with-accounts-type-small
accounts · AA
2023-09-08
change-corporate-director-company-with-change-date
officers · CH02
2023-07-03
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-04-21
accounts-with-accounts-type-small
accounts · AA
2022-09-01
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2022-08-02
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2022-08-02