ECI 10 FP LIMITED
🌳Matureactive
SC474729 · ltd · incorporated 2014-04-08
Investment thesis
Well-run mature business — low negotiation leverage; premium likely.
Why interesting: Textbook target; clean filings, stable trading.
Why risky: No pressure on seller; any deal likely at full price.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
- · Oldest live charge 5.1y old — refinance window within 12 months
🔒Estimated value
—
Upgrade to see
Turnover
—
not disclosed
Net worth
—
book net assets
Opportunity
74/100
Strong
What this business does
Primary activity: Financial intermediation not elsewhere classified
Sector: Financial & insurance
Investor take
PursueStrong opportunity: active trading company with strong profile and bankable structure.
Opportunity 74/100 (strong), bankability 85/100. Share purchase looks the cleaner deal structure. Most likely exit: strategic trade sale (65/100).
🏦
Refinance opportunity
2 live charges · oldest 5.1y
85/100
ready
Refinance conversation should be productive — structure clean and timing right.
- · Oldest live charge is 5.1 years old — likely at or near maturity.
- · Single lender — cleanest path to refinance.
- · Legal-friction score 15/100 — clean.
Data confidence
Overall: medium (60/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
No iXBRL financials extracted
0
Lenders & charges
2 charges (2/2 with lender, 2/2 with type)
90
Directors & officers
7 officers (2 active, 7 linked, 6 with DOB)
87
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
10 connected companies via shared directors
75
Filing history
43 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
74/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
50
Some acquirability indicators.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.
Recent activity
Last 30 days
1
filing
- • 1 confirmation-statement
Last 90 days
2
filings
- • 1 confirmation-statement
- • 1 officers
Last 180 days
2
filings
- • 1 confirmation-statement
- • 1 officers
Counts from Companies House filing history.
Corporate timeline (36 events)Click to expand
- 2026-02-03📄termination-director-company-with-name-termination-dateofficers · TM01
- 2026-01-31➖SHUTTLEWORTH, Philip resigneddirector
- 2025-10-22📄appoint-person-director-company-with-name-dateofficers · AP01
- 2025-10-13➕GRIFFITH, Christopher Neal appointeddirector
- 2025-04-29📄accounts-with-accounts-type-smallaccounts · AA
- 2024-08-12📄accounts-with-accounts-type-smallaccounts · AA
- 2024-07-18📄change-person-director-company-with-change-dateofficers · CH01
- 2024-06-03📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC05
- 2024-04-12📄second-filing-of-confirmation-statement-with-made-up-dateconfirmation-statement · RP04CS01
- 2023-09-21📄accounts-with-accounts-type-smallaccounts · AA
- 2023-07-03📄change-corporate-director-company-with-change-dateofficers · CH02
- 2022-09-12📄mortgage-satisfy-charge-fullmortgage · MR04
- 2022-09-12📄mortgage-satisfy-charge-fullmortgage · MR04
- 2022-09-12🔓Charge satisfied #2
- 2022-09-12🔓Charge satisfied #1
- 2022-09-05📄accounts-with-accounts-type-fullaccounts · AA
- 2021-10-19📄accounts-with-accounts-type-fullaccounts · AA
- 2021-06-10📄second-filing-of-confirmation-statement-with-made-up-dateconfirmation-statement · RP04CS01
- 2021-04-16📄memorandum-articlesincorporation · MA
- 2021-04-16📄resolutionresolution · RESOLUTIONS
- 2021-03-26📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2021-03-26📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2021-03-24🔒Charge registered #2Lender: Silicon Valley Bank
- 2021-03-24🔒Charge registered #1Lender: Silicon Valley Bank
- 2020-06-01📄accounts-with-accounts-type-fullaccounts · AA
- 2014-07-14➖EWING, David Harry resigneddirector
- 2014-07-14➖RAFFLE, Timothy David resigneddirector
- 2014-07-14➖TUDGE, Stephen John resigneddirector
- 2014-07-14➖WHELAN, Sean Patrick resigneddirector
- 2014-07-11➕ECI PARTNERS LLP appointedcorporate-director
- 2014-04-08🏢Company incorporatedAs ECI 10 FP LIMITED
- 2014-04-08➕EWING, David Harry appointeddirector
- 2014-04-08➕RAFFLE, Timothy David appointeddirector
- 2014-04-08➕SHUTTLEWORTH, Philip appointeddirector
- 2014-04-08➕TUDGE, Stephen John appointeddirector
- 2014-04-08➕WHELAN, Sean Patrick appointeddirector
Owner dependency
58/100
Moderate — manageable with handoverSome founder dependency, but not acute. A structured handover period should cover most risk.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
Succession & seller-readiness
41/100
Moderate signalSome succession indicators present. Worth watching; approach if sector/strategy fits.
SIGNALS
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Group structure
Eci Group Limited is the ultimate parent — holding 75%+ shares. This company sits inside their group.
🏛️ultimate parent
Eci Group Limited
Corporate parent · holds 75-100% shares
⬇
ECI 10 FP LIMITED
This company · SC474729
Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Eci Group Limited Corporate entity | 75–100% | — | 75-100% shares | 06/04/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Financial services · EH postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| FINANCE4RENTALS LTD→ SC707666 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
| FIRSTFUND LIMITED→ SC687663 · est 2021 · no financials extracted | — | — | — | — | 5y | — | — |
| FOMCAP IV (SCOTLAND) LIMITED→ SC575444 · est 2017 · no financials extracted | — | — | — | — | 8y | — | — |
| FORESIGHT EUROPEAN SOLAR FUND CIP GP LIMITED→ SC340909 · est 2008 · no financials extracted | — | — | — | — | 18y | — | — |
| FORTH FINANCIAL PLANNING LTD→ SC877266 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
| FP FINANCE LIMITED→ SC881584 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
| GATEWAY INSURANCE SERVICES LIMITED→ SC499166 · est 2015 · no financials extracted | — | — | — | — | 11y | — | — |
| GBCP VII (GENERAL PARTNER) LIMITED→ SC253395 · est 2003 · no financials extracted | — | — | — | — | 22y | — | — |
| GCP III FP LIMITED→ SC377347 · est 2010 · no financials extracted | — | — | — | — | 15y | — | — |
| GEFM EDINBURGH I LIMITED→ SC415585 · est 2012 · no financials extracted | — | — | — | — | 14y | — | — |
| GENERAL PARTNER UMI SCOTLAND LIMITED→ SC606306 · est 2018 · no financials extracted | — | — | — | — | 7y | — | — |
| GEORGE C FRANK LIMITED→ SC507907 · est 2015 · no financials extracted | — | — | — | — | 10y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2014-04-08
Jurisdictionscotland
Primary SIC64999 — Financial intermediation not elsewhere classified
Registered office
50 Lothian Road
Festival Square
Edinburgh
EH3 9WJ
Filing status
Accounts
Next due: 2026-09-30
Last made up to: 2024-12-31
Confirmation statement
Next due: 2027-04-22
Last: 2026-04-08
Officers (2 active · 5 resigned)
GRIFFITH, Christopher Neal→
Activedirector · ~40y · appointed 2025-10-13
View their other companies + combined net worth →
ECI PARTNERS LLP→
Activecorporate-director · appointed 2014-07-11
View their other companies + combined net worth →
EWING, David Harry→
Resigneddirector · ~56y · appointed 2014-04-08 · resigned 2014-07-14
RAFFLE, Timothy David→
Resigneddirector · ~64y · appointed 2014-04-08 · resigned 2014-07-14
SHUTTLEWORTH, Philip→
Resigneddirector · ~59y · appointed 2014-04-08 · resigned 2026-01-31
TUDGE, Stephen John→
Resigneddirector · ~61y · appointed 2014-04-08 · resigned 2014-07-14
WHELAN, Sean Patrick→
Resigneddirector · ~59y · appointed 2014-04-08 · resigned 2014-07-14
Click a director name to see their full track record across all companies.
Mortgages & charges
2
Total charges
0
Outstanding
0
Active lenders
Status:Lender:2 of 2 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| satisfied | Silicon Valley Bank | A registered charge | — | 24/03/2021 | 12/09/2022 | |
| satisfied | Silicon Valley Bank | A registered charge | — | 24/03/2021 | 12/09/2022 |
Recent filings (43 total)
confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-04-17
termination-director-company-with-name-termination-date
officers · TM01
2026-02-03
appoint-person-director-company-with-name-date
officers · AP01
2025-10-22
accounts-with-accounts-type-small
accounts · AA
2025-04-29
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-04-17
accounts-with-accounts-type-small
accounts · AA
2024-08-12
change-person-director-company-with-change-date
officers · CH01
2024-07-18
change-to-a-person-with-significant-control
persons-with-significant-control · PSC05
2024-06-03
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-04-22
second-filing-of-confirmation-statement-with-made-up-date
confirmation-statement · RP04CS01
2024-04-12
accounts-with-accounts-type-small
accounts · AA
2023-09-21
change-corporate-director-company-with-change-date
officers · CH02
2023-07-03
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-04-21
mortgage-satisfy-charge-full
mortgage · MR04
2022-09-12
mortgage-satisfy-charge-full
mortgage · MR04
2022-09-12