HIGHLAND INSURANCE BROKERS LTD

💤Zombieactive
SC482684 · ltd · incorporated 2014-07-22
Investment thesis
Zombie company — trading but stalled; unlikely mover.
Why interesting: Quiet, steady; could be a succession or carve-out candidate with the right conversation.
Why risky: No growth signal; thin margin for error on price.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Dec 2024
Net worth
£196
book net assets
Opportunity
74/100
Strong
🔔
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What this business does
Primary activity: Activities of insurance agents and brokers
Sector: Financial & insurance
Investor take
Pursue
Strong opportunity: asset-holding vehicle with strong profile and bankable structure.

Opportunity 74/100 (strong), bankability 75/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Broaden director team. Sole director creates succession risk and reduces buyer comfort. Appoint a second director or strong #2. Most likely exit: strategic trade sale (65/100).

Data confidence

Overall: high (82/100)

Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
Confirmed no charges registered
85
Directors & officers
8 officers (1 active, 8 linked, 7 with DOB)
88
Ownership & PSC
1 active PSC(s) of 5 total, 5 with control declared
90
Director network
10 connected companies via shared directors
75
Filing history
56 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
74/100Strong
PassWatchWorth a lookStrongExceptional 

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality
70
Active, clean filings, stable charge profile.
Acquirability
55
Some acquirability indicators.
Risk profile
85
Few red flags.
Signal strength
90
Good data coverage for analysis.

Signals from accounts

Derived from iXBRL accounts · FRS 102
Positive net assets
Net assets £196
Net assets shrinking
Down £34,310 YoY

Key financials

2 years extracted from filed iXBRL accounts
Cash
—
Net Worth
£196
↓ 99% YoY
Current Assets
—
Current Liabilities
—
£0£11k£23k£34k£46k£57kDec 2023Dec 2024

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · FRS 102
Metric2024-12-312023-12-31
Total assets£196£34.5k
Current assets—£57.0k
Debtors£196£57.0k
Net assets£196£34.5k

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

2 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
1
filing
  • • 1 accounts
Counts from Companies House filing history.
Corporate timeline (38 events)Click to expand
  1. 2025-12-23
    📄
    accounts-with-accounts-type-small
    accounts · AA
  2. 2025-02-26
    📄
    termination-secretary-company-with-name-termination-date
    officers · TM02
  3. 2025-02-25
    ➖
    SWANN, Andrew resigned
    secretary
  4. 2024-09-30
    📄
    accounts-with-accounts-type-small
    accounts · AA
  5. 2024-03-21
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  6. 2024-03-21
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  7. 2024-03-20
    ➕
    TAILOR, Ajay appointed
    director
  8. 2024-03-20
    ➖
    CAMPBELL, Donald Fraser resigned
    director
  9. 2024-01-18
    ➖
    ALLORI, David Gabriel resigned
    director
  10. 2024-01-18
    ➕
    CAMPBELL, Donald Fraser appointed
    director
  11. 2024-01-18
    ➖
    TAILOR, Ajay resigned
    director
  12. 2024-01-18
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  13. 2024-01-18
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  14. 2024-01-18
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  15. 2023-12-13
    📄
    resolution
    resolution · RESOLUTIONS
  16. 2023-12-05
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  17. 2023-12-05
    📄
    notification-of-a-person-with-significant-control
    persons-with-significant-control · PSC02
  18. 2023-12-05
    📄
    appoint-person-secretary-company-with-name-date
    officers · AP03
  19. 2023-12-05
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  20. 2023-12-05
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  21. 2023-12-05
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  22. 2023-12-05
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  23. 2023-12-05
    📄
    cessation-of-a-person-with-significant-control
    persons-with-significant-control · PSC07
  24. 2023-12-05
    📄
    cessation-of-a-person-with-significant-control
    persons-with-significant-control · PSC07
  25. 2023-11-30
    ➕
    SWANN, Andrew appointed
    secretary
  26. 2023-11-30
    ➕
    ALLORI, David Gabriel appointed
    director
  27. 2023-11-30
    ➖
    CAMPBELL, Donald Fraser resigned
    director
  28. 2023-11-30
    ➖
    CAMPBELL, Kirsten Mary resigned
    director
  29. 2023-11-30
    ➕
    TAILOR, Ajay appointed
    director
  30. 2023-03-08
    📄
    change-to-a-person-with-significant-control
    persons-with-significant-control · PSC04
  31. 2023-03-08
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  32. 2023-03-08
    📄
    notification-of-a-person-with-significant-control
    persons-with-significant-control · PSC01
  33. 2023-03-08
    📄
    cessation-of-a-person-with-significant-control
    persons-with-significant-control · PSC07
  34. 2023-03-06
    ➖
    STANGER, Adam Balfour resigned
    director
  35. 2021-12-15
    ➕
    STANGER, Adam Balfour appointed
    director
  36. 2018-08-22
    ➕
    CAMPBELL, Kirsten Mary appointed
    director
  37. 2014-07-22
    🏢
    Company incorporated
    As HIGHLAND INSURANCE BROKERS LTD
  38. 2014-07-22
    ➕
    CAMPBELL, Donald Fraser appointed
    director

Owner dependency

75/100
High — earn-out structure required

Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.

FACTORS
  • +Sole director: Only one active director — all governance concentrated on one person.

Succession & seller-readiness

45/100
Moderate signal

Some succession indicators present. Worth watching; approach if sector/strategy fits.

SIGNALS
  • primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.

Red flags

clean
No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Group structure

Seventeen Group Limited is the ultimate parent — holding 75%+ shares. This company sits inside their group.

🏛️
Seventeen Group Limited
Corporate parent · holds 75-100% shares · board control
ultimate parent
⬇
HIGHLAND INSURANCE BROKERS LTD
This company · SC482684

Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).

Shareholders & ownership

1 active beneficial owner · dominant holder ≥75%
NameSharesVoting rightsNature of controlNotified
Seventeen Group Limited
Corporate entity
75–100%
75–100%board control75-100% shares · 75-100% voting · board control30/11/2023
4 historic (ceased) PSCs
  • Mrs Kirsten Mary Campbellceased 30/11/2023· 25-50% shares · 25-50% voting
  • Mr Adam Balfour Stangerceased 06/03/2023· 25-50% shares · 25-50% voting
  • Mrs Kirsten Mary Campbellceased 25/11/2022· 25-50% shares · 25-50% voting
  • Mr Donald Fraser Campbellceased 30/11/2023· 50-75% shares · 50-75% voting

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

Similar companies

Active · Financial services · DG postcode area
CompanyEst. valueTurnoverNet worthStaffAgeOppDirector
BESPOKE HOME FINANCE LTD→
SC493767 · est 2014
£193.7k
£140.8k–£246.5k
——111y7860y
DALBEATTIE FINANCE COMPANY LIMITED→
SC031300 · est 1956 · no financials extracted
————70y8265y
HESTAN ASSET FINANCE LIMITED→
SC258322 · est 2003
——£950.9k—22y8068y
KENNEDY FINANCE LIMITED→
SC287955 · est 2005
———10020y8065y
ANNANDALE TRUSTEES LIMITED→
SC155060 · est 1994
——£1.1k—31y7965y
CARSPHAIRN RENEWABLE ENERGY FUND LIMITED→
SC359237 · est 2009
———016y7982y
J & CO BROKERS LTD→
SC487325 · est 2014
——£8.4k—11y7864y
ARLA FOODS GP LIMITED→
SC550037 · est 2016 · no financials extracted
————9y7764y
ALASTAIR PATERSON LIMITED→
SC867953 · est 2025 · no financials extracted
—————7674y
BORDER FINANCE LIMITED→
SC366555 · est 2009
——£4.98M—16y7654y
CJJ RASCAL LTD→
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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated2014-07-22
Jurisdictionscotland
Primary SIC66220 — Activities of insurance agents and brokers

Registered office

Queen Of The South Arena
Lochfield Road
Dumfries
DG2 9BG
Scotland

Filing status

Accounts
Next due: 2026-09-30
Last made up to: 2024-12-31
Confirmation statement
Next due: 2026-08-05
Last: 2025-07-22

Officers (1 active · 7 resigned)

TAILOR, Ajay→
director · ~42y · appointed 2024-03-20
View their other companies + combined net worth →
Active
SWANN, Andrew→
secretary · appointed 2023-11-30 · resigned 2025-02-25
Resigned
ALLORI, David Gabriel→
director · ~57y · appointed 2023-11-30 · resigned 2024-01-18
Resigned
CAMPBELL, Donald Fraser→
director · ~56y · appointed 2024-01-18 · resigned 2024-03-20
Resigned
CAMPBELL, Donald Fraser→
director · ~56y · appointed 2014-07-22 · resigned 2023-11-30
Resigned
CAMPBELL, Kirsten Mary→
director · ~57y · appointed 2018-08-22 · resigned 2023-11-30
Resigned
STANGER, Adam Balfour→
director · ~44y · appointed 2021-12-15 · resigned 2023-03-06
Resigned
TAILOR, Ajay→
director · ~42y · appointed 2023-11-30 · resigned 2024-01-18
Resigned

Click a director name to see their full track record across all companies.

Recent filings (56 total)

accounts-with-accounts-type-small
accounts · AA
2025-12-23
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-07-29
termination-secretary-company-with-name-termination-date
officers · TM02
2025-02-26
accounts-with-accounts-type-small
accounts · AA
2024-09-30
confirmation-statement-with-updates
confirmation-statement · CS01
2024-07-23
appoint-person-director-company-with-name-date
officers · AP01
2024-03-21
termination-director-company-with-name-termination-date
officers · TM01
2024-03-21
termination-director-company-with-name-termination-date
officers · TM01
2024-01-18
termination-director-company-with-name-termination-date
officers · TM01
2024-01-18
appoint-person-director-company-with-name-date
officers · AP01
2024-01-18
resolution
resolution · RESOLUTIONS
2023-12-13
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2023-12-05
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC02
2023-12-05
appoint-person-secretary-company-with-name-date
officers · AP03
2023-12-05
appoint-person-director-company-with-name-date
officers · AP01
2023-12-05