WEDDING SERVICES SCOTLAND LTD
Opportunity 75/100 (strong), bankability 80/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Broaden director team. Sole director creates succession risk and reduces buyer comfort. Appoint a second director or strong #2. Most likely exit: share sale to pe / searcher (58/100).
Refinance opportunity
1 live charge · oldest 5.5y
Refinance would be pressure-driven, not opportunity-driven. Expect tighter margins and covenant scrutiny.
- · Oldest live charge is 5.5 years old — likely at or near maturity.
- · Single lender — cleanest path to refinance.
- · Distress signals active — lender appetite narrows.
Data confidence
Overall: high (80/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Solid opportunity signal. Worth a dedicated memo and management meeting.
Signals from accounts
Derived from iXBRL accounts · accounting standard not declaredKey financials
2 years extracted from filed iXBRL accountsHover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2024-11-30 | 2023-11-30 |
|---|---|---|
| Total assets | £69.8k | £24.5k |
| Current assets | £70.1k | £25.1k |
| Net assets | £69.8k | £14.4k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
Recent activity
- • 1 confirmation-statement
Corporate timeline (20 events)Click to expand
- 2025-08-31📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2024-11-30📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2023-08-22📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2022-08-30📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2021-08-31📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2020-12-18📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2020-12-16🔒Charge registered #1Lender: Atom Bank PLC
- 2020-08-31📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2019-08-31📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2018-07-31📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2017-08-22📄accounts-with-accounts-type-total-exemption-smallaccounts · AA
- 2016-09-02📄accounts-with-accounts-type-total-exemption-smallaccounts · AA
- 2016-08-30📄termination-director-company-with-name-termination-dateofficers · TM01
- 2016-08-17📄accounts-with-accounts-type-dormantaccounts · AA
- 2016-08-17📄change-account-reference-date-company-current-shortenedaccounts · AA01
- 2015-12-30📄annual-return-company-with-made-up-date-full-list-shareholdersannual-return · AR01
- 2015-11-24➖MCCARTHY, Neil Fraser resigneddirector
- 2014-11-25🏢Company incorporatedAs WEDDING SERVICES SCOTLAND LTD
- 2014-11-25➕MCCARTHY, Kareth Helen appointeddirector
- 2014-11-25➕MCCARTHY, Neil Fraser appointeddirector
Owner dependency
Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
- +Sole director: Only one active director — all governance concentrated on one person.
Succession & seller-readiness
Some succession indicators present. Worth watching; approach if sector/strategy fits.
- primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
cleanShareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mrs Kareth Helen Mccarthy Individual · British · DOB 10/1976 · age 50 | 75–100% | — | 75-100% shares | 06/04/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
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7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (1 active · 1 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Atom Bank Atom Bank PLC | A registered charge | — | 16/12/2020 | — |