IN-WORK ENTERPRISES LTD.
🌳Matureactive
SC495974 · ltd · incorporated 2015-01-26
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
- · Oldest live charge 9.9y old — refinance window within 12 months
🔒Estimated value
—
Upgrade to see
Turnover
—
not disclosed
Net worth
—
book net assets
Opportunity
80/100
Exceptional
What this business does
Primary activity: Landscape service activities
Sector: Administrative & support services
Investor take
PursueActive trading company with a 75-year-old founder — textbook succession opportunity.
Opportunity 80/100 (exceptional), bankability 80/100. Strong seller-intent signal (68/100, director aged 75). Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (65/100).
🏦
Refinance opportunity
1 live charge · oldest 9.9y
85/100
ready
Refinance conversation should be productive — structure clean and timing right.
- · Oldest live charge is 9.9 years old — likely at or near maturity.
- · Single lender — cleanest path to refinance.
- · Legal-friction score 15/100 — clean.
Data confidence
Overall: low (49/100)Sparse data coverage. Treat AI-generated outputs as preliminary. Manual diligence essential.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
No iXBRL financials extracted
0
Lenders & charges
1 charges (1/1 with lender, 1/1 with type)
90
Directors & officers
5 officers (3 active, 5 linked, 4 with DOB)
86
Ownership & PSC
No PSCs filed (unusual — worth investigating)
35
Director network
1 connected companies via shared directors
48
Filing history
34 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
80/100Exceptional
PassWatchWorth a lookStrongExceptional
Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
75
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.
Recent activity
Last 30 days
0
filings
Last 90 days
1
filing
- • 1 confirmation-statement
Last 180 days
2
filings
- • 1 confirmation-statement
- • 1 accounts
Counts from Companies House filing history.
Corporate timeline (25 events)Click to expand
- 2025-12-16📄accounts-with-accounts-type-smallaccounts · AA
- 2024-12-18📄accounts-with-accounts-type-smallaccounts · AA
- 2023-11-08📄accounts-with-accounts-type-smallaccounts · AA
- 2022-10-28📄accounts-with-accounts-type-smallaccounts · AA
- 2022-08-19📄appoint-person-director-company-with-name-dateofficers · AP01
- 2022-08-18➕FITZPATRICK, Brian appointeddirector
- 2022-07-05➕MCCOWAN, Fraser Scott appointedsecretary
- 2022-07-05📄appoint-person-secretary-company-with-name-dateofficers · AP03
- 2022-05-31📄termination-director-company-with-name-termination-dateofficers · TM01
- 2022-05-23➖MEDINELLI, Elaine resigneddirector
- 2022-04-23📄gazette-filings-brought-up-to-dategazette · DISS40
- 2022-04-19📄gazette-notice-compulsorygazette · GAZ1
- 2021-12-13📄accounts-with-accounts-type-smallaccounts · AA
- 2020-12-30📄accounts-with-accounts-type-smallaccounts · AA
- 2020-01-27📄termination-director-company-with-name-termination-dateofficers · TM01
- 2020-01-17➖MCGRANAGHAN, Diane Mary resigneddirector
- 2019-12-16📄accounts-with-accounts-type-smallaccounts · AA
- 2019-02-26📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2018-12-12📄accounts-with-accounts-type-smallaccounts · AA
- 2017-11-28📄accounts-with-accounts-type-smallaccounts · AA
- 2016-06-04🔒Charge registered #1Lender: Big Lottery Fund
- 2015-05-19➕COLLINS, Irene appointeddirector
- 2015-01-26🏢Company incorporatedAs IN-WORK ENTERPRISES LTD.
- 2015-01-26➕MCGRANAGHAN, Diane Mary appointeddirector
- 2015-01-26➕MEDINELLI, Elaine appointeddirector
Owner dependency
73/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Founder age: Director aged approximately 75 — succession pressure is live.
Succession & seller-readiness
71/100
Strong succession signalMultiple signals suggest succession is on the horizon. Candidate for proactive outreach.
SIGNALS
- primaryFounder aged 70+: Senior director is approximately 75 years old. Natural succession window is now.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Trade services · PA postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| INDEPENDENT FINANCIAL ADVICE CENTRE (GLASGOW) LIMITED→ SC317059 · est 2007 · no financials extracted | — | — | — | — | 19y | — | — |
| INSIGHT PROJECT CONTROLS LIMITED→ SC632762 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
| J1WVS LTD→ SC666678 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| JAC-G VENTURES LTD→ SC826526 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| JORDAN MCKIM CLEANING LTD→ SC787009 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| JUDY BARBER LTD→ SC826002 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| KALI AESTHETICS LIMITED→ SC755336 · est 2023 · no financials extracted | — | — | — | — | 3y | — | — |
| KATY HAIR & BEAUTY LIMITED→ SC622146 · est 2019 · no financials extracted | — | — | — | — | 7y | — | — |
| LA STUDIOS SCOTLAND LIMITED→ SC277600 · est 2004 · no financials extracted | — | — | — | — | 21y | — | — |
| LAB AESTHETICS AND BEAUTY LTD→ SC843791 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| LAB EXTRA LTD→ SC860070 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| LAMONT FINANCIAL PLANNERS LTD→ SC584012 · est 2017 · no financials extracted | — | — | — | — | 8y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2015-01-26
Jurisdictionscotland
Primary SIC81300 — Landscape service activities
Registered office
46 Mearns Street
Greenock
PA15 4QD
Scotland
Filing status
Accounts
Next due: 2026-12-31
Last made up to: 2025-03-31
Confirmation statement
Next due: 2027-02-09
Last: 2026-01-26
Officers (3 active · 2 resigned)
MCCOWAN, Fraser Scott→
Activesecretary · appointed 2022-07-05
View their other companies + combined net worth →
COLLINS, Irene→
Activedirector · ~75y · appointed 2015-05-19
View their other companies + combined net worth →
FITZPATRICK, Brian→
Activedirector · ~65y · appointed 2022-08-18
View their other companies + combined net worth →
MCGRANAGHAN, Diane Mary→
Resigneddirector · ~69y · appointed 2015-01-26 · resigned 2020-01-17
MEDINELLI, Elaine→
Resigneddirector · ~59y · appointed 2015-01-26 · resigned 2022-05-23
Click a director name to see their full track record across all companies.
Mortgages & charges
1
Total charges
1
Outstanding
1
Active lenders
Status:Lender:1 of 1 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Big Lottery Fund | A registered charge | 1 property | 04/06/2016 | — |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (34 total)
confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-02-03
accounts-with-accounts-type-small
accounts · AA
2025-12-16
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-03-05
accounts-with-accounts-type-small
accounts · AA
2024-12-18
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-02-29
accounts-with-accounts-type-small
accounts · AA
2023-11-08
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-02-15
accounts-with-accounts-type-small
accounts · AA
2022-10-28
appoint-person-director-company-with-name-date
officers · AP01
2022-08-19
appoint-person-secretary-company-with-name-date
officers · AP03
2022-07-05
termination-director-company-with-name-termination-date
officers · TM01
2022-05-31
gazette-filings-brought-up-to-date
gazette · DISS40
2022-04-23
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-04-22
gazette-notice-compulsory
gazette · GAZ1
2022-04-19
accounts-with-accounts-type-small
accounts · AA
2021-12-13