CARE SOLUTIONS HOMECARE LTD

🌳Matureactive
SC508883 · ltd · incorporated 2015-06-19
Investment thesis
Well-run mature business — low negotiation leverage; premium likely.
Why interesting: Textbook target; clean filings, stable trading.
Why risky: No pressure on seller; any deal likely at full price.
Why now
Window steady · low confidence
Steady and tidy — no seller pressure yet. Approach only if an angle opens.
Opportunity decay
hardening · 12-months
Already tight — no obvious softening catalysts on the horizon.
  • · Thesis: well-run, low negotiation leverage
What changed my view
Last 30 days

No material changes in the last 30 days.

Last 90 days

No snapshot from 90 days ago — start tracking from today.

Last 180 days

No snapshot from 180 days ago — start tracking from today.

🔒Estimated value
—
Upgrade to see
Turnover
—
year to Jun 2025
Net worth
—
book net assets
Opportunity
80/100
Exceptional
🔔
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What this business does
Primary activity: Other social work activities without accommodation n.e.c.
Sector: Human health & social work
Investor take
Pursue
Strong opportunity: active trading company with exceptional profile and bankable structure.

Opportunity 80/100 (exceptional), bankability 80/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (73/100).

🏦

Refinance opportunity

2 live charges · oldest 2.2y

50/100
clean up first

Refinance viable after a tidy-up — address the highlighted items first.

  • · Newest facility, 2.2 years old — likely still in initial term.
  • · Single lender — cleanest path to refinance.
  • · Legal-friction score 15/100 — clean.

Data confidence

Overall: high (81/100)

Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
2 charges (2/2 with lender, 2/2 with type)
90
Directors & officers
2 officers (2 active, 2 linked, 2 with DOB)
90
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
4 connected companies via shared directors
57
Filing history
34 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
80/100Exceptional
PassWatchWorth a lookStrongExceptional 

Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.

Business quality
70
Active, clean filings, stable charge profile.
Acquirability
75
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.

Key financials

2 years extracted from filed iXBRL accounts
Cash
—
Net Worth
—
Current Assets
—
Current Liabilities
—
£0£122k£244k£367k£489k£611kJun 2024Jun 2025

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · FRS 102
Metric2025-06-302024-06-30
Total assets—£646.8k
Current assets—£611.1k
Cash—£611.1k
Net assets—£409.3k
Average employees177—

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
1
filing
  • • 1 accounts
Counts from Companies House filing history.
Corporate timeline (22 events)Click to expand
  1. 2026-03-24
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  2. 2025-06-30
    📄
    change-to-a-person-with-significant-control
    persons-with-significant-control · PSC04
  3. 2025-03-17
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  4. 2024-05-17
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  5. 2024-05-08
    🔒
    Charge registered #2
    Lender: The Royal Bank of Scotland PLC
  6. 2024-04-15
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  7. 2024-04-09
    🔒
    Charge registered #1
    Lender: The Royal Bank of Scotland PLC
  8. 2024-03-15
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  9. 2023-06-08
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  10. 2023-01-31
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  11. 2023-01-31
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  12. 2022-04-29
    📄
    legacy
    miscellaneous · RPCH01
  13. 2022-03-15
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  14. 2021-06-10
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  15. 2020-07-10
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  16. 2019-03-28
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  17. 2018-06-29
    📄
    change-to-a-person-with-significant-control
    persons-with-significant-control · PSC04
  18. 2018-06-29
    📄
    change-person-director-company-with-change-date
    officers · CH01
  19. 2018-03-28
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  20. 2015-06-19
    🏢
    Company incorporated
    As CARE SOLUTIONS HOMECARE LTD
  21. 2015-06-19
    ➕
    HAY, Nicola Jane appointed
    director
  22. 2015-06-19
    ➕
    KAY, Marion Elizabeth Margaret appointed
    director

Owner dependency

71/100
High — earn-out structure required

Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.

FACTORS
  • +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
  • +Senior director age: Director aged approximately 58 — approaching natural succession window.
  • +No director turnover: Company is 11 years old with no director changes — suggests a very tight-knit founder team never broadened.

Succession & seller-readiness

51/100
Moderate signal

Some succession indicators present. Worth watching; approach if sector/strategy fits.

SIGNALS
  • secondaryFounder aged 58+: Senior director is approximately 58. Early succession window.
  • secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
  • supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

clean
No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Shareholders & ownership

2 active beneficial owners
NameSharesVoting rightsNature of controlNotified
Mrs Nicola Jane Hay
Individual · British · DOB 08/1974 · age 52
25–50%
25–50%board control25-50% shares · 25-50% voting · board control06/04/2016
Ms Marion Elizabeth Margaret Kay
Individual · British · DOB 08/1974 · age 52
25–50%
25–50%board control25-50% shares · 25-50% voting · board control06/04/2016

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

Similar companies

Active · Healthcare & medical · G postcode area
CompanyEst. valueTurnoverNet worthStaffAgeOppDirector
OPTICAL EXPRESS LIMITED→
SC161469 · est 1995
£80.82M
£58.19M–£103.45M
——5490030y8558y
GP MATTERS LIMITED→
SC424457 · est 2012
£3.46M
£2.49M–£4.43M
——50014y8561y
GATE HEALTHCARE LIMITED→
SC106549 · est 1987
£2.91M
£2.09M–£3.72M
——17838y8260y
LORIMER CARE HOMES LIMITED→
SC412450 · est 2011
£2.26M
£1.63M–£2.89M
——014y8260y
GLENFAIRN LIMITED→
SC087540 · est 1984
£1.83M
£1.32M–£2.34M
——8442y8260y
ASPIRE HOUSING & PERSONAL DEVELOPMENT SERVICES LIMITED→
SC231773 · est 2002
——£354.7k—24y8377y
BCERTA LTD.→
SC355831 · est 2009
————17y8367y
COMMONWEALTH DENTAL PRACTICE LTD.→
SC381148 · est 2010 · no financials extracted
————15y8358y
DAVID LIVINGSTONE INTERNATIONAL LIMITED→
SC118899 · est 1989
——£150.4k—36y8390y
DOON CARE LTD.→
SC262088 · est 2004
——£1.46M—22y8387y
DUNDONALD HOUSE NURSING HOME LIMITED→
SC296431 · est 2006
————20y8364y
FORWARD STEPS NURSERY LTD.→
SC235287 · est 2002
——£59.0k—23y8359y
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated2015-06-19
Jurisdictionscotland
Primary SIC88990 — Other social work activities without accommodation n.e.c.

Registered office

6th Floor, Gordon Chambers
90 Mitchell Street
Glasgow
G1 3NQ
United Kingdom

Filing status

Accounts
Next due: 2027-03-31
Last made up to: 2025-06-30
Confirmation statement
Next due: 2026-07-13
Last: 2025-06-29

Officers (2 active · 0 resigned)

HAY, Nicola Jane→
director · ~52y · appointed 2015-06-19
View their other companies + combined net worth →
Active
KAY, Marion Elizabeth Margaret→
director · ~58y · appointed 2015-06-19
View their other companies + combined net worth →
Active

Click a director name to see their full track record across all companies.

Mortgages & charges

2
Total charges
2
Outstanding
1
Active lenders
Status:Lender:2 of 2 shown
TypeProperties
outstanding
Lloyds Banking Group
The Royal Bank of Scotland PLC
A registered charge1 property08/05/2024—
outstanding
Lloyds Banking Group
The Royal Bank of Scotland PLC
A registered charge—09/04/2024—
Click column headers to sort. Use filters above to narrow by status and lender.

Recent filings (34 total)

accounts-with-accounts-type-total-exemption-full
accounts · AA
2026-03-24
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-06-30
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2025-06-30
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-03-17
confirmation-statement-with-updates
confirmation-statement · CS01
2024-07-04
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2024-05-17
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2024-04-15
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-03-15
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-06-29
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-06-08
appoint-person-director-company-with-name-date
officers · AP01
2023-01-31
appoint-person-director-company-with-name-date
officers · AP01
2023-01-31
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-06-29
legacy
miscellaneous · RPCH01
2022-04-29
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-03-15