FINDHORN HOLDINGS LTD

🌳Matureactive
SC525599 · ltd · incorporated 2016-02-01
Investment thesis
Unencumbered property vehicle — clean asset-backed target with refinance headroom.
Why interesting: Property-holding entity with no live charges; straightforward asset-backed case.
Why risky: Values depend on title and valuation; property-specific market exposure.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Feb 2025
Net worth
£10.6k
book net assets
Opportunity
79/100
Strong
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What this business does
Primary activity: Development of building projects
Sector: Construction
Investor take
Pursue
Asset-holding vehicle with a 78-year-old founder — textbook succession opportunity.

Opportunity 79/100 (strong), bankability 75/100. Strong seller-intent signal (68/100, director aged 78). Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (65/100).

Data confidence

Overall: medium (79/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
Confirmed no charges registered
85
Directors & officers
6 officers (3 active, 6 linked, 4 with DOB)
83
Ownership & PSC
1 active PSC(s) of 2 total, 2 with control declared
90
Director network
4 connected companies via shared directors
57
Filing history
34 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
79/100Strong
PassWatchWorth a lookStrongExceptional 

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality
70
Active, clean filings, stable charge profile.
Acquirability
75
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
90
Good data coverage for analysis.

Signals from accounts

Derived from iXBRL accounts · accounting standard not declared
Positive net assets
Net assets £10,602

Key financials

2 years extracted from filed iXBRL accounts
Cash
—
Net Worth
£11k
↑ 6.2% YoY
Current Assets
£13k
↑ 28% YoY
Current Liabilities
—
£0£3k£5k£8k£10k£13kFeb 2024Feb 2025

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · accounting standard unknown
Metric2025-02-282024-02-29
Total assets£12.7k£11.6k
Current assets£12.5k£9.8k
Net assets£10.6k£10.0k

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

Recent activity

Last 30 days
0
filings
Last 90 days
2
filings
  • • 1 confirmation-statement
  • • 1 accounts
Last 180 days
2
filings
  • • 1 confirmation-statement
  • • 1 accounts
Counts from Companies House filing history.
Corporate timeline (26 events)Click to expand
  1. 2026-02-20
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  2. 2025-09-29
    ➕
    SUTHERLAND MCCOOK, Ian appointed
    director
  3. 2025-09-29
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  4. 2025-02-27
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  5. 2024-02-22
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  6. 2023-01-09
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  7. 2021-12-22
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  8. 2021-09-03
    📄
    change-person-secretary-company-with-change-date
    officers · CH03
  9. 2021-09-03
    📄
    change-person-director-company-with-change-date
    officers · CH01
  10. 2021-09-03
    📄
    change-to-a-person-with-significant-control
    persons-with-significant-control · PSC04
  11. 2021-02-26
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  12. 2019-11-15
    📄
    accounts-with-accounts-type-dormant
    accounts · AA
  13. 2019-02-06
    📄
    resolution
    resolution · RESOLUTIONS
  14. 2018-11-05
    📄
    accounts-with-accounts-type-dormant
    accounts · AA
  15. 2018-05-04
    📄
    cessation-of-a-person-with-significant-control
    persons-with-significant-control · PSC07
  16. 2018-05-04
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  17. 2018-04-23
    ➖
    FERNANDINO, Jose Manuel resigned
    director
  18. 2018-02-20
    📄
    gazette-filings-brought-up-to-date
    gazette · DISS40
  19. 2016-11-07
    ➕
    MCCOOK, Sophie Eryl appointed
    secretary
  20. 2016-11-07
    ➖
    SUTHERLAND MCCOOK, Ian resigned
    secretary
  21. 2016-11-07
    ➖
    SUTHERLAND MCCOOK, Ian resigned
    director
  22. 2016-02-01
    🏢
    Company incorporated
    As FINDHORN HOLDINGS LTD
  23. 2016-02-01
    ➕
    MCCOOK, Sophie Eryl appointed
    director
  24. 2016-02-01
    ➕
    SUTHERLAND MCCOOK, Ian appointed
    secretary
  25. 2016-02-01
    ➕
    FERNANDINO, Jose Manuel appointed
    director
  26. 2016-02-01
    ➕
    SUTHERLAND MCCOOK, Ian appointed
    director

Owner dependency

73/100
High — earn-out structure required

Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.

FACTORS
  • +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
  • +Founder age: Director aged approximately 78 — succession pressure is live.

Succession & seller-readiness

71/100
Strong succession signal

Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.

SIGNALS
  • primaryFounder aged 70+: Senior director is approximately 78 years old. Natural succession window is now.
  • secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
  • supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

clean
No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Shareholders & ownership

1 active beneficial owner · dominant holder ≥75%
NameSharesVoting rightsNature of controlNotified
Mrs Sophie Eryl Mccook
Individual · Scottish · DOB 04/1973 · age 53
75–100%
—75-100% shares06/04/2016
1 historic (ceased) PSC
  • Mr Jose Manuel Fernandino Sotoceased 22/04/2018· 25-50% shares

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated2016-02-01
Jurisdictionscotland
Primary SIC41100 — Development of building projects

Registered office

C/O Morris & Young
6 Atholl Crescent
Perth
PH1 5JN
Scotland

Filing status

Accounts
Next due: 2026-11-30
Last made up to: 2025-02-28
Confirmation statement
Next due: 2027-02-14
Last: 2026-01-31

Officers (3 active · 3 resigned)

MCCOOK, Sophie Eryl→
secretary · appointed 2016-11-07
View their other companies + combined net worth →
Active
MCCOOK, Sophie Eryl→
director · ~53y · appointed 2016-02-01
View their other companies + combined net worth →
Active
SUTHERLAND MCCOOK, Ian→
director · ~78y · appointed 2025-09-29
View their other companies + combined net worth →
Active
SUTHERLAND MCCOOK, Ian→
secretary · appointed 2016-02-01 · resigned 2016-11-07
Resigned
FERNANDINO, Jose Manuel→
director · ~43y · appointed 2016-02-01 · resigned 2018-04-23
Resigned
SUTHERLAND MCCOOK, Ian→
director · ~78y · appointed 2016-02-01 · resigned 2016-11-07
Resigned

Click a director name to see their full track record across all companies.

Recent filings (34 total)

confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-02-25
accounts-with-accounts-type-micro-entity
accounts · AA
2026-02-20
appoint-person-director-company-with-name-date
officers · AP01
2025-09-29
accounts-with-accounts-type-micro-entity
accounts · AA
2025-02-27
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-02-04
accounts-with-accounts-type-micro-entity
accounts · AA
2024-02-22
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-02-02
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-02-01
accounts-with-accounts-type-micro-entity
accounts · AA
2023-01-09
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-01-31
accounts-with-accounts-type-micro-entity
accounts · AA
2021-12-22
change-person-secretary-company-with-change-date
officers · CH03
2021-09-03
change-person-director-company-with-change-date
officers · CH01
2021-09-03
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2021-09-03
accounts-with-accounts-type-micro-entity
accounts · AA
2021-02-26