MS PROPERTIES (EDINBURGH) LIMITED
Opportunity 68/100 (strong), bankability 57/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 4 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (73/100).
Refinance opportunity
28 live charges · 4 lenders · oldest 9.5y
Refinance would be pressure-driven, not opportunity-driven. Expect tighter margins and covenant scrutiny.
- · Oldest live charge is 9.5 years old — likely at or near maturity.
- · 4 lenders named — inter-creditor friction likely.
- · Distress signals active — lender appetite narrows.
Data confidence
Overall: high (81/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Solid opportunity signal. Worth a dedicated memo and management meeting.
Key financials
2 years extracted from filed iXBRL accountsHover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2025-05-31 | 2024-05-31 |
|---|---|---|
| Average employees | 200 | 200 |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
Recent activity
- • 1 address
- • 1 accounts
- • 2 mortgage
- • 1 address
- • 1 accounts
Corporate timeline (59 events)Click to expand
- 2026-03-26📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2026-02-19📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2026-01-20📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2026-01-19📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2026-01-14🔒Charge registered #28Lender: Scotlend (Sb) Limited
- 2026-01-12🔒Charge registered #27Lender: Scotlend (Sb) Limited
- 2025-09-10📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2025-09-03🔒Charge registered #26Lender: Scotlend (Sb) Limited
- 2025-08-22📄termination-director-company-with-name-termination-dateofficers · TM01
- 2025-08-18➖SINGH, Mahinder resigneddirector
- 2025-07-24📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2025-04-24📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2025-04-23🔒Charge registered #25Lender: Handelsbanken PLC
- 2024-10-16📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-06-21📄mortgage-satisfy-charge-fullmortgage · MR04
- 2024-06-21🔓Charge satisfied #8
- 2024-03-18📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-05-31📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-11-25📄mortgage-satisfy-charge-fullmortgage · MR04
- 2022-11-25📄mortgage-satisfy-charge-fullmortgage · MR04
- 2022-11-25📄mortgage-satisfy-charge-fullmortgage · MR04
- 2022-11-25📄mortgage-satisfy-charge-fullmortgage · MR04
- 2022-11-25📄mortgage-satisfy-charge-fullmortgage · MR04
- 2022-11-25📄mortgage-satisfy-charge-fullmortgage · MR04
- 2022-11-25🔓Charge satisfied #7
- 2022-11-25🔓Charge satisfied #6
- 2022-11-25🔓Charge satisfied #5
- 2022-11-25🔓Charge satisfied #3
- 2022-11-25🔓Charge satisfied #2
- 2022-11-25🔓Charge satisfied #1
- 2022-05-30📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-06-09🔒Charge registered #24Lender: Handelsbanken PLC
- 2021-06-08🔒Charge registered #23Lender: Handelsbanken PLC
- 2019-07-04🔒Charge registered #22Lender: Handelsbanken PLC
- 2019-05-29🔒Charge registered #21Lender: Handelsbanken PLC
- 2018-11-27🔒Charge registered #20Lender: Svenska Handelsbanken Ab (Publ)
- 2018-04-19🔒Charge registered #19Lender: Svenska Handelsbanken Ab (Publ)
- 2018-04-19🔒Charge registered #18Lender: Svenska Handelsbanken Ab (Publ)
- 2018-04-19🔒Charge registered #17Lender: Svenska Handelsbanken Ab (Publ)
- 2018-04-19🔒Charge registered #16Lender: Svenska Handelsbanken Ab (Publ)
- 2018-04-19🔒Charge registered #15Lender: Svenska Handelsbanken Ab (Publ)
- 2018-04-19🔒Charge registered #14Lender: Svenska Handelsbanken Ab (Publ)
- 2018-04-19🔒Charge registered #13Lender: Svenska Handelsbanken Ab (Publ)
- 2018-04-19🔒Charge registered #12Lender: Svenska Handelsbanken Ab (Publ)
- 2018-04-19🔒Charge registered #11Lender: Svenska Handelsbanken Ab (Publ)
- 2018-04-19🔒Charge registered #10Lender: Svenska Handelsbanken Ab (Publ)
- 2018-04-13🔒Charge registered #9Lender: Svenska Handelsbanken Ab (Publ)
- 2018-04-13🔒Charge registered #8Lender: Svenska Handelsbanken Ab (Publ)
- 2017-03-13🔒Charge registered #7Lender: Assetz Capital Trust Company Limited
- 2017-03-03🔒Charge registered #6Lender: Assetz Capital Trust Company Limited
Owner dependency
The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
- +Sole director: Only one active director — all governance concentrated on one person.
- +Senior director age: Director aged approximately 59 — approaching natural succession window.
Succession & seller-readiness
Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.
- secondaryFounder aged 58+: Senior director is approximately 59. Early succession window.
- primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.
Red flags
2 med · 2 lowHeavy recent charge activity can indicate refinancing pressure, aggressive leverage, or multiple lender rotation.
Evidence: 2026-01-14: A registered charge; 2026-01-12: A registered charge; 2025-09-03: A registered charge
Multiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.
Heavily leveraged with multiple live security positions — understand the capital structure before proceeding.
Multiple address changes in a short period can indicate operational instability or admin disorder.
Shareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Jagjeet Singh Individual · British · DOB 02/1967 · age 59 | 50–75% | — | 50-75% shares | 01/12/2016 |
Mrs Mahinder Singh Individual · British · DOB 02/1946 · age 80 | 50–75% | — | 50-75% shares | 01/12/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
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|---|---|---|---|---|---|---|---|
| MIMI HENRY LTD→ SC858531 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
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| MORGAN PROPERTY (SCOTLAND) LTD→ SC702555 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
| MR TED & CO LTD→ SC251515 · est 2003 · no financials extracted | — | — | — | — | 22y | — | — |
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9 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (1 active · 1 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Scotlend (Sb) Scotlend (Sb) Limited | A registered charge | 1 property | 14/01/2026 | — | |
| outstanding | Scotlend (Sb) Scotlend (Sb) Limited | A registered charge | — | 12/01/2026 | — | |
| outstanding | Scotlend (Sb) Scotlend (Sb) Limited | A registered charge | 1 property | 03/09/2025 | — | |
| outstanding | Handelsbanken Handelsbanken PLC | A registered charge | 1 property | 23/04/2025 | — | |
| outstanding | Handelsbanken Handelsbanken PLC | A registered charge | 1 property | 09/06/2021 | — | |
| outstanding | Handelsbanken Handelsbanken PLC | A registered charge | 2 properties | 08/06/2021 | — | |
| outstanding | Handelsbanken Handelsbanken PLC | A registered charge | 1 property | 04/07/2019 | — | |
| outstanding | Handelsbanken Handelsbanken PLC | A registered charge | 2 properties | 29/05/2019 | — | |
| outstanding | Svenska Handelsbanken Ab (Publ) | A registered charge | 1 property | 27/11/2018 | — | |
| outstanding | Svenska Handelsbanken Ab (Publ) | A registered charge | 2 properties | 19/04/2018 | — | |
| outstanding | Svenska Handelsbanken Ab (Publ) | A registered charge | 1 property | 19/04/2018 | — | |
| outstanding | Svenska Handelsbanken Ab (Publ) | A registered charge | 1 property | 19/04/2018 | — | |
| outstanding | Svenska Handelsbanken Ab (Publ) | A registered charge | 2 properties | 19/04/2018 | — | |
| outstanding | Svenska Handelsbanken Ab (Publ) | A registered charge | 1 property | 19/04/2018 | — | |
| outstanding | Svenska Handelsbanken Ab (Publ) | A registered charge | 1 property | 19/04/2018 | — | |
| outstanding | Svenska Handelsbanken Ab (Publ) | A registered charge | 1 property | 19/04/2018 | — | |
| outstanding | Svenska Handelsbanken Ab (Publ) | A registered charge | 1 property | 19/04/2018 | — | |
| outstanding | Svenska Handelsbanken Ab (Publ) | A registered charge | 1 property | 19/04/2018 | — | |
| outstanding | Svenska Handelsbanken Ab (Publ) | A registered charge | 2 properties | 19/04/2018 | — | |
| outstanding | Svenska Handelsbanken Ab (Publ) | A registered charge | 1 property | 13/04/2018 | — | |
| satisfied | Svenska Handelsbanken Ab (Publ) | A registered charge | 1 property | 13/04/2018 | 21/06/2024 | |
| satisfied | Assetz Capital Trust Company Assetz Capital Trust Company Limited | A registered charge | 2 properties | 13/03/2017 | 25/11/2022 | |
| satisfied | Assetz Capital Trust Company Assetz Capital Trust Company Limited | A registered charge | 1 property | 03/03/2017 | 25/11/2022 | |
| satisfied | Assetz Capital Trust Company Assetz Capital Trust Company Limited | A registered charge | 2 properties | 12/01/2017 | 25/11/2022 | |
| satisfied | Assetz Capital Trust Company Assetz Capital Trust Company Limited | A registered charge | 2 properties | 29/11/2016 | 01/02/2017 | |
| satisfied | Assetz Capital Trust Company Assetz Capital Trust Company Limited | A registered charge | 1 property | 29/11/2016 | 25/11/2022 | |
| satisfied | Assetz Capital Trust Company Assetz Capital Trust Company Limited | A registered charge | 1 property | 29/11/2016 | 25/11/2022 | |
| satisfied | Assetz Capital Trust Company Assetz Capital Trust Company Limited | A registered charge | — | 11/11/2016 | 25/11/2022 |