MULLIGANS PROPERTIES LIMITED

🌱Startupactive
SC830406 · ltd · incorporated 2024-11-28
Investment thesis
Property vehicle with leveraged stack — refinance / partial-release angle.
Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.
Why risky: Multiple lenders to manage; inter-creditor friction and partial-release cost possible.
🔒Estimated value
Upgrade to see
Turnover
not disclosed
Net worth
book net assets
Opportunity
69/100
Strong
🔔
Follow this company (free)
Email alerts on filings, charges, director changes, gazette notices. No account needed.

Unsubscribe any time from any email. GDPR-respectful.

What this business does
Primary activity: Buying and selling of own real estate
Sector: Real estate
Investor take
Pursue
Property-backed borrower. Reasonable fundamentals — worth a memo before deciding.

Opportunity 69/100 (strong), bankability 47/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 3 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (58/100).

🏦

Refinance opportunity

4 live charges · 3 lenders · oldest 1.3y

0/100
too messy

Refinance path is blocked by complexity. Rethink structure or expect bespoke, expensive terms.

  • · Newest facility, 1.3 years old — likely still in initial term.
  • · 3 lenders named — inter-creditor friction likely.
  • · Legal-friction score 25/100 — workable, but lender will want more DD.

Data confidence

Overall: medium (55/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
No iXBRL financials extracted
0
Lenders & charges
4 charges (4/4 with lender, 4/4 with type)
90
Directors & officers
1 officers (1 active, 1 linked, 1 with DOB)
90
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
Network not yet resolved
30
Filing history
7 filings
60
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
69/100Strong
PassWatchWorth a lookStrongExceptional 

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality
60
Adequate — check latest filings for context.
Acquirability
50
Some acquirability indicators.
Risk profile
77
Few red flags.
Signal strength
100
Good data coverage for analysis.

Recent activity

Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
5
filings
  • 3 mortgage
  • 1 confirmation-statement
  • 1 address
Counts from Companies House filing history.
Corporate timeline (12 events)Click to expand
  1. 2026-02-11
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  2. 2026-02-10
    🔒
    Charge registered #4
    Lender: The Mortgage Works (UK) PLC
  3. 2026-01-20
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  4. 2026-01-16
    🔒
    Charge registered #3
    Lender: Mortgage Works (UK) PLC
  5. 2025-12-30
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  6. 2025-12-22
    🔒
    Charge registered #2
    Lender: Mortgage Works (UK) PLC
  7. 2025-12-02
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  8. 2025-01-27
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  9. 2025-01-23
    🔒
    Charge registered #1
    Lender: Paragon Bank PLC
  10. 2024-11-28
    🏢
    Company incorporated
    As MULLIGANS PROPERTIES LIMITED
  11. 2024-11-28
    MULLIGAN, Josh appointed
    director
  12. 2024-11-28
    📄
    incorporation-company
    incorporation · NEWINC

Owner dependency

95/100
Critical — business is the founder

The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.

FACTORS
  • +Sole director: Only one active director — all governance concentrated on one person.
  • +Founder name in company name: Company name contains director surname "MULLIGAN" — strong identity link between founder and business.
  • +Young company: Only 1.5 years old — management layer unlikely to be developed.

Succession & seller-readiness

45/100
Moderate signal

Some succession indicators present. Worth watching; approach if sector/strategy fits.

SIGNALS
  • primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.

Red flags

1 med ·
3 new charges in last 12 months
medium

Heavy recent charge activity can indicate refinancing pressure, aggressive leverage, or multiple lender rotation.

Evidence: 2026-02-10: A registered charge; 2026-01-16: A registered charge; 2025-12-22: A registered charge

Shareholders & ownership

1 active beneficial owner · dominant holder ≥75%
NameSharesVoting rightsNature of controlNotified
Mr Josh Mulligan
Individual · Scottish · DOB 11/2002 · age 24
75100%
75–100%board control75-100% shares · 75-100% voting · board control28/11/2024

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

Similar companies

Active · Property · EH postcode area
CompanyEst. valueTurnoverNet worthStaffAgeOppDirector
PZ PROPERTY LTD
SC717712 · est 2021 · no financials extracted
4y
QUAY HOUSE PROPERTY LIMITED
SC402840 · est 2011 · no financials extracted
14y
QUEENSBERRY PROPERTIES (BONNINGTON) LTD
SC528686 · est 2016 · no financials extracted
10y
R-AYE LIVING LIMITED
SC835907 · est 2025 · no financials extracted
1y
R.B.G. PROPERTIES LIMITED
SC218743 · est 2001 · no financials extracted
24y
RAB AND MORIA’S LET LIMITED
SC804631 · est 2024 · no financials extracted
2y
RACHAEL STUBBS LTD
SC760784 · est 2023 · no financials extracted
3y
RAE HOMES LTD
SC743147 · est 2022 · no financials extracted
3y
RAFFAELLI WINES LIMITED
SC093175 · est 1985 · no financials extracted
40y
RAFSKI COMPANY LTD
SC848363 · est 2025 · no financials extracted
RAINE-FRASER LTD
SC819386 · est 2024 · no financials extracted
1y
RAISED LAND LIMITED
SC549256 · est 2016 · no financials extracted
9y
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

10 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated2024-11-28
Jurisdictionscotland
Primary SIC68100 — Buying and selling of own real estate

Registered office

2 Affleck Way
Edinburgh
EH17 8YW
Scotland

Filing status

Accounts
Next due: 2026-08-28
Last made up to:
Confirmation statement
Next due: 2026-12-11
Last: 2025-11-27

Officers (1 active · 0 resigned)

MULLIGAN, Josh
director · ~24y · appointed 2024-11-28
View their other companies + combined net worth →
Active

Click a director name to see their full track record across all companies.

Mortgages & charges

4
Total charges
4
Outstanding
3
Active lenders
Status:Lender:4 of 4 shown
TypeProperties
outstanding
The Mortgage Works (UK)
The Mortgage Works (UK) PLC
A registered charge1 property10/02/2026
outstanding
Mortgage Works (UK)
Mortgage Works (UK) PLC
A registered charge1 property16/01/2026
outstanding
Mortgage Works (UK)
Mortgage Works (UK) PLC
A registered charge1 property22/12/2025
outstanding
Paragon
Paragon Bank PLC
A registered charge1 property23/01/2025
Click column headers to sort. Use filters above to narrow by status and lender.

Recent filings (7 total)

mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2026-02-11
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2026-01-20
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2025-12-30
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-12-17
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2025-12-02
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2025-01-27
incorporation-company
incorporation · NEWINC
2024-11-28