PLATINUM DEVELOPMENTS (SCOTLAND) LTD.
🏛️Establishedactive
SC549847 · ltd · incorporated 2016-11-10
Investment thesis
Property vehicle with leveraged stack — refinance / partial-release angle.
Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.
Why risky: Multiple lenders to manage; inter-creditor friction and partial-release cost possible.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
- · Oldest live charge 5.1y old — refinance window within 12 months
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Apr 2025
Net worth
—
book net assets
Opportunity
74/100
Strong
What this business does
Primary activity: Buying and selling of own real estate
Sector: Real estate
ALSO REGISTERED FOR
- 68209Other letting and operating of own or leased real estate
- 68320Management of real estate on a fee or contract basis
Investor take
PursueStrong opportunity: property-backed borrower with strong profile and bankable structure.
Opportunity 74/100 (strong), bankability 75/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (58/100).
🏦
Refinance opportunity
3 live charges · 2 lenders · oldest 5.1y
70/100
ready
Refinance conversation should be productive — structure clean and timing right.
- · Oldest live charge is 5.1 years old — likely at or near maturity.
- · Two lenders — manageable, but coordination required.
- · Legal-friction score 15/100 — clean.
Data confidence
Overall: high (81/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Company profile
address, 3 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
3 charges (3/3 with lender, 3/3 with type)
90
Directors & officers
2 officers (2 active, 2 linked, 2 with DOB)
90
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
3 connected companies via shared directors
54
Filing history
27 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
74/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
65
Adequate — check latest filings for context.
Acquirability
55
Some acquirability indicators.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.
Key financials
2 years extracted from filed iXBRL accountsCash
—
Net Worth
—
Current Assets
—
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2025-04-30 | 2024-04-30 |
|---|---|---|
| Total assets | — | £120.6k |
| Current assets | — | £53.1k |
| Cash | — | £42.6k |
| Debtors | — | £10.6k |
| Net assets | — | £44.6k |
| Average employees | 2 | — |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
1
filing
- • 1 confirmation-statement
Last 180 days
2
filings
- • 1 confirmation-statement
- • 1 accounts
Counts from Companies House filing history.
Corporate timeline (22 events)Click to expand
- 2026-01-30📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2025-11-06📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2025-10-30🔒Charge registered #3Lender: Kensington Mortgage Company Limited
- 2025-05-13📄mortgage-satisfy-charge-fullmortgage · MR04
- 2025-05-13🔓Charge satisfied #2
- 2025-01-29📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-02-06📄accounts-amended-with-accounts-type-total-exemption-fullaccounts · AAMD
- 2024-01-30📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-01-28📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-12-11📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2021-12-02🔒Charge registered #2Lender: The Mortgage Works (UK) PLC
- 2021-11-22📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-04-20📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2021-04-02🔒Charge registered #1Lender: The Mortgage Works (UK) PLC
- 2021-01-27📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2020-01-27📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2019-01-27📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2018-01-30📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2018-01-26📄change-account-reference-date-company-previous-shortenedaccounts · AA01
- 2016-11-10🏢Company incorporatedAs PLATINUM DEVELOPMENTS (SCOTLAND) LTD.
- 2016-11-10➕COPE, Gregor Findlay appointeddirector
- 2016-11-10➕SMITH, Craig Albert appointeddirector
Owner dependency
63/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +No director turnover: Company is 10 years old with no director changes — suggests a very tight-knit founder team never broadened.
Succession & seller-readiness
36/100
Weak signalLimited succession signal. Not a near-term off-market candidate.
SIGNALS
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Shareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Gregor Findlay Cope Individual · British · DOB 02/1971 · age 55 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 10/11/2016 |
Mr Craig Albert Smith Individual · British · DOB 11/1977 · age 49 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 10/11/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Property · G postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| PHBP INVESTMENTS LTD→ SC547543 · est 2016 · no financials extracted | — | — | — | — | 9y | — | — |
| PROPERTY BY FAB LIMITED→ SC678732 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| PROPEX INVESTMENTS LTD→ SC434309 · est 2012 · no financials extracted | — | — | — | — | 13y | — | — |
| PSRJ PROPERTIES LIMITED→ SC865454 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| QPB DEVELOPMENTS LTD→ SC659898 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| QUARTZ GROUP SCOTLAND LTD→ SC204996 · est 2000 · no financials extracted | — | — | — | — | 26y | — | — |
| QUEBEC FOUR EIGHTY LTD→ SC740741 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| QUEEN'S CROSS WORKSPACE LIMITED→ SC081390 · est 1983 · no financials extracted | — | — | — | — | 43y | — | — |
| QUERCUS PROPERTY SOLUTIONS LTD→ SC777154 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| R&A RESIDENTIALS LTD→ SC868799 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| RAEIN DWELLINGS LIMITED→ SC777396 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| RAJPOOT PROPERTY LTD→ SC752626 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2016-11-10
Jurisdictionscotland
Primary SIC68100 — Buying and selling of own real estate
Registered office
157 Kilmarnock Road
Glasgow
G41 3JE
Scotland
Filing status
Accounts
Next due: 2027-01-31
Last made up to: 2025-04-30
Confirmation statement
Next due: 2027-03-03
Last: 2026-02-17
Officers (2 active · 0 resigned)
COPE, Gregor Findlay→
Activedirector · ~55y · appointed 2016-11-10
View their other companies + combined net worth →
SMITH, Craig Albert→
Activedirector · ~49y · appointed 2016-11-10
View their other companies + combined net worth →
Click a director name to see their full track record across all companies.
Mortgages & charges
3
Total charges
2
Outstanding
2
Active lenders
Status:Lender:3 of 3 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Kensington Mortgage Company Kensington Mortgage Company Limited | A registered charge | 1 property | 30/10/2025 | — | |
| satisfied | The Mortgage Works (UK) The Mortgage Works (UK) PLC | A registered charge | 1 property | 02/12/2021 | 13/05/2025 | |
| outstanding | The Mortgage Works (UK) The Mortgage Works (UK) PLC | A registered charge | 1 property | 02/04/2021 | — |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (27 total)
confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-02-17
accounts-with-accounts-type-total-exemption-full
accounts · AA
2026-01-30
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2025-11-06
mortgage-satisfy-charge-full
mortgage · MR04
2025-05-13
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-02-28
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-01-29
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-02-23
accounts-amended-with-accounts-type-total-exemption-full
accounts · AAMD
2024-02-06
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-01-30
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-02-17
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-01-28
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-03-02
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2021-12-11
accounts-with-accounts-type-total-exemption-full
accounts · AA
2021-11-22
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2021-04-20