QUEBEC FOUR EIGHTY LTD
Opportunity 66/100 (strong), bankability 52/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 3 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (58/100).
Refinance opportunity
9 live charges · 3 lenders · oldest 1.9y
Refinance would be pressure-driven, not opportunity-driven. Expect tighter margins and covenant scrutiny.
- · Newest facility, 1.9 years old — likely still in initial term.
- · 3 lenders named — inter-creditor friction likely.
- · Distress signals active — lender appetite narrows.
Data confidence
Overall: medium (73/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Sector-multiple EBITDA, turnover, and NAV-proxy valuation range with confidence tier — derived from extracted iXBRL financials.
Available from the Pro tier upwards.
See pricing →Solid opportunity signal. Worth a dedicated memo and management meeting.
Signals from accounts
Derived from iXBRL accounts · FRS 105 (micro)Key financials
1 year extracted from filed iXBRL accountsFinancials
Extracted from Companies House accounts · FRS 105 (micro)| Metric | 2025-03-31 |
|---|---|
| Total assets | £15.0k |
| Current assets | £10.0k |
| Net assets | £15.0k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
- • 3 mortgage
- • 3 mortgage
- • 9 mortgage
- • 1 incorporation
- • 1 resolution
Corporate timeline (33 events)Click to expand
- 2026-05-07📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2026-05-05🔒Charge registered #9Lender: The Mortgage Works (UK) PLC
- 2026-04-30📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2026-04-30📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2026-04-20🔒Charge registered #8Lender: Godiva Mortgages Limited
- 2026-04-20🔒Charge registered #7Lender: Godiva Mortgages Limited
- 2026-01-22📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2026-01-20📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2026-01-20📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2026-01-19📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2026-01-19📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2026-01-09🔒Charge registered #6Lender: Godiva Mortgages Limited
- 2026-01-09🔒Charge registered #5Lender: Godiva Mortgages Limited
- 2026-01-09🔒Charge registered #4Lender: Godiva Mortgages Limited
- 2026-01-09🔒Charge registered #3Lender: Godiva Mortgages Limited
- 2026-01-09🔒Charge registered #2Lender: Godiva Mortgages Limited
- 2026-01-06📄memorandum-articlesincorporation · MA
- 2026-01-06📄resolutionresolution · RESOLUTIONS
- 2025-12-29📄mortgage-satisfy-charge-fullmortgage · MR04
- 2025-12-29🔓Charge satisfied #1
- 2025-09-24📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2025-08-22📄change-person-director-company-with-change-dateofficers · CH01
- 2025-08-22📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2025-05-20📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2024-06-24📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2024-06-11🔒Charge registered #1Lender: Aldermore Bank PLC
- 2024-04-29📄change-account-reference-date-company-current-extendedaccounts · AA01
- 2024-04-26📄accounts-with-accounts-type-dormantaccounts · AA
- 2024-04-25📄change-account-reference-date-company-previous-shortenedaccounts · AA01
- 2024-04-25📄accounts-with-accounts-type-dormantaccounts · AA
- 2023-08-18📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2022-08-09🏢Company incorporatedAs QUEBEC FOUR EIGHTY LTD
- 2022-08-09➕JEFFREY, Scott Munro appointeddirector
Owner dependency
Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
- +Sole director: Only one active director — all governance concentrated on one person.
Succession & seller-readiness
Some succession indicators present. Worth watching; approach if sector/strategy fits.
- primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.
Red flags
1 med · 1 lowHeavy recent charge activity can indicate refinancing pressure, aggressive leverage, or multiple lender rotation.
Evidence: 2026-05-05: A registered charge; 2026-04-20: A registered charge; 2026-04-20: A registered charge
Heavily leveraged with multiple live security positions — understand the capital structure before proceeding.
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Scott Munro Jeffrey Individual · British · DOB 08/1988 · age 38 | 75–100% | 75–100% | board control75-100% shares · 75-100% voting · board control | 09/08/2022 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Property · G postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| SR PROPERTIES AND INVESTMENTS LIMITED→ SC867772 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| SSMCG LTD→ SC823523 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| ST ANDREWS ESTATES (SCOTLAND) LIMITED→ SC271716 · est 2004 · no financials extracted | — | — | — | — | 21y | — | — |
| STAG PROPERTIES LTD.→ SC232325 · est 2002 · no financials extracted | — | — | — | — | 23y | — | — |
| STAR MANAGEMENT LTD→ SC725606 · est 2022 · no financials extracted | — | — | — | — | 4y | — | — |
| STATION HOUSE GLASGOW LTD→ SC210000 · est 2000 · no financials extracted | — | — | — | — | 25y | — | — |
| STEYNE PROPERTY MANAGEMENT LTD→ SC705959 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
| STG HOMES LTD→ SC796496 · est 2024 · no financials extracted | — | — | — | — | 2y | — | — |
| STIRLING PROPERTY SURVEY LTD→ SC847779 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| STONEFIELD ROOMS LTD→ SC611102 · est 2018 · no financials extracted | — | — | — | — | 7y | — | — |
| STORAGE WARZ LIMITED→ SC866171 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| STOW BRAE PROPERTIES LTD→ SC798498 · est 2024 · no financials extracted | — | — | — | — | 2y | — | — |
10 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (1 active · 0 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | The Mortgage Works (UK) The Mortgage Works (UK) PLC | A registered charge | 1 property | 05/05/2026 | — | |
| outstanding | Godiva Mortgages Godiva Mortgages Limited | A registered charge | 1 property | 20/04/2026 | — | |
| outstanding | Godiva Mortgages Godiva Mortgages Limited | A registered charge | 1 property | 20/04/2026 | — | |
| outstanding | Godiva Mortgages Godiva Mortgages Limited | A registered charge | 1 property | 09/01/2026 | — | |
| outstanding | Godiva Mortgages Godiva Mortgages Limited | A registered charge | 1 property | 09/01/2026 | — | |
| outstanding | Godiva Mortgages Godiva Mortgages Limited | A registered charge | 1 property | 09/01/2026 | — | |
| outstanding | Godiva Mortgages Godiva Mortgages Limited | A registered charge | 1 property | 09/01/2026 | — | |
| outstanding | Godiva Mortgages Godiva Mortgages Limited | A registered charge | 1 property | 09/01/2026 | — | |
| satisfied | Aldermore Aldermore Bank PLC | A registered charge | 7 properties | 11/06/2024 | 29/12/2025 |