MCGOWAN HIGHLAND PROPERTIES LTD
- · Oldest live charge 7.1y old — refinance window within 12 months
Opportunity 69/100 (strong), bankability 85/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (58/100).
Refinance opportunity
1 live charge · oldest 7.1y
Refinance conversation should be productive — structure clean and timing right.
- · Oldest live charge is 7.1 years old — likely at or near maturity.
- · Single lender — cleanest path to refinance.
- · Legal-friction score 15/100 — clean.
Data confidence
Overall: high (82/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Sector-multiple EBITDA, turnover, and NAV-proxy valuation range with confidence tier — derived from extracted iXBRL financials.
Available from the Pro tier upwards.
See pricing →Solid opportunity signal. Worth a dedicated memo and management meeting.
Signals from accounts
Derived from iXBRL accounts · accounting standard not declaredKey financials
2 years extracted from filed iXBRL accountsHover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2025-03-31 | 2024-03-31 |
|---|---|---|
| Total assets | £1.16M | £454.9k |
| Current assets | £416.9k | £658.3k |
| Cash | £139.4k | — |
| Debtors | £277.5k | — |
| Net assets | £1.16M | £450.8k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
- • 1 accounts
- • 1 confirmation-statement
- • 1 accounts
- • 1 confirmation-statement
Corporate timeline (24 events)Click to expand
- 2026-03-26📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2025-08-06📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2025-08-06📄change-person-director-company-with-change-dateofficers · CH01
- 2025-08-06📄change-person-director-company-with-change-dateofficers · CH01
- 2025-08-06📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2025-08-06📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2025-03-18📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2024-11-29📄appoint-person-director-company-with-name-dateofficers · AP01
- 2024-11-29✏️certificate-change-of-name-companychange-of-name · CERTNM
- 2024-11-28➕MCGOWAN, Emma Audrey appointeddirector
- 2024-11-20✏️certificate-change-of-name-companychange-of-name · CERTNM
- 2024-10-21📄change-person-director-company-with-change-dateofficers · CH01
- 2024-10-21📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2024-08-29📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2024-08-28📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2024-04-17📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2023-12-04📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2023-03-20📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-06-08✏️certificate-change-of-name-companychange-of-name · CERTNM
- 2022-03-18📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2019-07-24🔓Charge satisfied #1
- 2019-04-05🔒Charge registered #1Lender: Bank of Scotland PLC
- 2017-03-02🏢Company incorporatedAs MCGOWAN HIGHLAND PROPERTIES LTD
- 2017-03-02➕MCGOWAN, Ross Alan Foster appointeddirector
Owner dependency
The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Founder name in company name: Company name contains director surname "MCGOWAN" — strong identity link between founder and business.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
- +No director turnover: Company is 9 years old with no director changes — suggests a very tight-knit founder team never broadened.
Succession & seller-readiness
Limited succession signal. Not a near-term off-market candidate.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
Red flags
1 med · 1 lowName changes can be benign (rebrand) but can also precede distress, phoenix activity, or buyer concealment.
Evidence: 2024-11-29: certificate-change-of-name-company; 2024-11-20: certificate-change-of-name-company
Multiple address changes in a short period can indicate operational instability or admin disorder.
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Ross Alan Foster Mcgowan Individual · British · DOB 01/1983 · age 43 | 75–100% | 75–100% | 75-100% shares · 75-100% voting | 02/03/2017 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
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6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (2 active · 0 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| satisfied | Lloyds Banking Group Bank of Scotland PLC | A registered charge | — | 05/04/2019 | 24/07/2019 |