LM PROPERTIES (SCOTLAND) LTD
🏛️Establishedactive
SC684764 · ltd · incorporated 2020-12-30
Investment thesis
Property vehicle with leveraged stack — refinance / partial-release angle.
Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.
Why risky: Multiple lenders to manage; inter-creditor friction and partial-release cost possible.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
- · Oldest live charge 5.1y old — refinance window within 12 months
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Dec 2025
Net worth
£-19.2k
book net assets
Opportunity
70/100
Strong
What this business does
Primary activity: Other letting and operating of own or leased real estate
Sector: Real estate
Investor take
Pass (distressed without resilience)Distressed property-backed borrower — structural issues outweigh the discount.
Opportunity 70/100 (strong), bankability 70/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Most likely exit: distressed disposal / insolvency (65/100).
🏦
Refinance opportunity
7 live charges · oldest 5.1y
85/100
ready
Refinance conversation should be productive — structure clean and timing right.
- · Oldest live charge is 5.1 years old — likely at or near maturity.
- · Single lender — cleanest path to refinance.
- · Legal-friction score 15/100 — clean.
Data confidence
Overall: high (80/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
7 charges (7/7 with lender, 7/7 with type)
90
Directors & officers
2 officers (2 active, 2 linked, 2 with DOB)
90
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
1 connected companies via shared directors
48
Filing history
27 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
70/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
55
Adequate — check latest filings for context.
Acquirability
55
Some acquirability indicators.
Risk profile
82
Few red flags.
Signal strength
100
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · accounting standard not declaredNegative net assets
Liabilities exceed assets by £19,208
Key financials
2 years extracted from filed iXBRL accountsCash
—
Net Worth
-£19k
↓ 21% YoY
Current Assets
£4k
↓ 46% YoY
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2025-12-31 | 2024-12-31 |
|---|---|---|
| Total assets | £-19.2k | £909.1k |
| Current assets | £4.0k | £7.5k |
| Net assets | £-19.2k | £-15.8k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
1
filing
- • 1 accounts
Last 180 days
2
filings
- • 1 accounts
- • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (30 events)Click to expand
- 2026-02-04📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2025-06-18📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2025-06-18📄change-person-director-company-with-change-dateofficers · CH01
- 2025-01-24📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2024-09-30📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2023-01-03📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2022-09-26📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2022-09-02📄change-person-director-company-with-change-dateofficers · CH01
- 2022-09-02📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2022-09-02📄change-person-director-company-with-change-dateofficers · CH01
- 2022-09-02📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2022-09-02📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2022-04-28📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2021-04-15📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2021-04-13📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2021-04-13📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2021-04-13📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2021-04-13📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2021-04-13📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2021-04-13📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2021-03-31🔒Charge registered #7Lender: Shawbrook Bank Limited
- 2021-03-30🔒Charge registered #6Lender: Shawbrook Bank Limited
- 2021-03-30🔒Charge registered #5Lender: Shawbrook Bank Limited
- 2021-03-30🔒Charge registered #4Lender: Shawbrook Bank Limited
- 2021-03-30🔒Charge registered #3Lender: Shawbrook Bank Limited
- 2021-03-30🔒Charge registered #2Lender: Shawbrook Bank Limited
- 2021-03-30🔒Charge registered #1Lender: Shawbrook Bank Limited
- 2020-12-30🏢Company incorporatedAs LM PROPERTIES (SCOTLAND) LTD
- 2020-12-30➕DOLBY, Colin Jordan appointeddirector
- 2020-12-30➕DOLBY, Fiona appointeddirector
Owner dependency
71/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
- +No director turnover: Company is 5 years old with no director changes — suggests a very tight-knit founder team never broadened.
Succession & seller-readiness
36/100
Weak signalLimited succession signal. Not a near-term off-market candidate.
SIGNALS
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
Red flags
1 low7 live charges
lowHeavily leveraged with multiple live security positions — understand the capital structure before proceeding.
Shareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mrs Fiona Dolby Individual · British · DOB 11/1987 · age 39 | 25–50% | 25–50% | board control25-50% shares · 25-50% voting · board control | 30/12/2020 |
Mr Colin Jordan Dolby Individual · British · DOB 12/1987 · age 39 | 25–50% | 25–50% | board control25-50% shares · 25-50% voting · board control | 30/12/2020 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Property · PH postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| JBLETS&STAYS LTD→ SC818422 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| LOCHABER APARTMENTS LTD→ SC588660 · est 2018 · no financials extracted | — | — | — | — | 8y | — | — |
| LOCHABERNOMORE LTD→ SC759773 · est 2023 · no financials extracted | — | — | — | — | 3y | — | — |
| M J & J MCLAREN (DEVELOPMENTS) LIMITED→ SC264762 · est 2004 · no financials extracted | — | — | — | — | 22y | — | — |
| M&RC LTD→ SC880936 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
| MARDUN LIMITED→ SC776057 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| MATTHEW BRADLEY RESIDENTIAL LTD→ SC870234 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| MBB ESTATE LTD→ SC883739 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
| MC PROPERTIES AND DEVELOPMENTS LTD→ SC836849 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| MCINTOSH TRADING LIMITED→ SC740939 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| MCKEOWN AND SMITH PROPERTY LIMITED→ SC821268 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| MCKERCHAR & MACNAUGHTON LIMITED→ SC033621 · est 1959 · no financials extracted | — | — | — | — | 67y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2020-12-30
Jurisdictionscotland
Primary SIC68209 — Other letting and operating of own or leased real estate
Registered office
The Courtyard
Broadfold
Auchterarder
PH3 1DR
Scotland
Filing status
Accounts
Next due: 2027-09-30
Last made up to: 2025-12-31
Confirmation statement
Next due: 2027-01-17
Last: 2026-01-03
Officers (2 active · 0 resigned)
DOLBY, Colin Jordan→
Activedirector · ~39y · appointed 2020-12-30
View their other companies + combined net worth →
DOLBY, Fiona→
Activedirector · ~39y · appointed 2020-12-30
View their other companies + combined net worth →
Click a director name to see their full track record across all companies.
Mortgages & charges
7
Total charges
7
Outstanding
1
Active lenders
Status:Lender:7 of 7 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Shawbrook Shawbrook Bank Limited | A registered charge | 1 property | 31/03/2021 | — | |
| outstanding | Shawbrook Shawbrook Bank Limited | A registered charge | 1 property | 30/03/2021 | — | |
| outstanding | Shawbrook Shawbrook Bank Limited | A registered charge | 1 property | 30/03/2021 | — | |
| outstanding | Shawbrook Shawbrook Bank Limited | A registered charge | 1 property | 30/03/2021 | — | |
| outstanding | Shawbrook Shawbrook Bank Limited | A registered charge | 1 property | 30/03/2021 | — | |
| outstanding | Shawbrook Shawbrook Bank Limited | A registered charge | 1 property | 30/03/2021 | — | |
| outstanding | Shawbrook Shawbrook Bank Limited | A registered charge | 1 property | 30/03/2021 | — |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (27 total)
accounts-with-accounts-type-micro-entity
accounts · AA
2026-02-04
confirmation-statement-with-updates
confirmation-statement · CS01
2026-01-05
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2025-06-18
change-person-director-company-with-change-date
officers · CH01
2025-06-18
accounts-with-accounts-type-micro-entity
accounts · AA
2025-01-24
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-01-20
accounts-with-accounts-type-micro-entity
accounts · AA
2024-09-30
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-01-17
accounts-with-accounts-type-micro-entity
accounts · AA
2023-01-03
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-01-03
accounts-with-accounts-type-micro-entity
accounts · AA
2022-09-26
change-person-director-company-with-change-date
officers · CH01
2022-09-02
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2022-09-02
change-person-director-company-with-change-date
officers · CH01
2022-09-02
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2022-09-02