JP MAXWELL FINANCIAL MANAGEMENT LTD

🏛️Establishedactive

SC565531 · ltd · incorporated 2017-05-10

Investment thesis

Established operating company — standard diligence applies, no dominant angle.

Why interesting: Live, filing, normal profile.

Why risky: No standout signals in either direction.

🔒Estimated value

—

Upgrade to see

Turnover

—

year to May 2025

Net worth

£381.1k

book net assets

Opportunity

72/100

Strong

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What this business does

Primary activity: Financial intermediation not elsewhere classified

Sector: Financial & insurance

Investor take

Pursue

Strong opportunity: asset-holding vehicle with strong profile and bankable structure.

Opportunity 72/100 (strong), bankability 75/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Most likely exit: strategic trade sale (65/100).

Data confidence

Overall: high (81/100)

Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.

Company profile

address, 1 SIC codes, incorporation date

100

Financials

2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed

Lenders & charges

Confirmed no charges registered

Directors & officers

2 officers (2 active, 2 linked, 2 with DOB)

Ownership & PSC

1 active PSC(s) of 1 total, 1 with control declared

Director network

6 connected companies via shared directors

Filing history

19 filings on record

Gazette notices

No matching gazette notices (standard for active companies)

Opportunity Score

72/100Strong

PassWatchWorth a lookStrongExceptional

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality

Adequate — check latest filings for context.

Acquirability

Some acquirability indicators.

Risk profile

Few red flags.

Signal strength

Good data coverage for analysis.

Signals from accounts

Derived from iXBRL accounts · accounting standard not declared

Positive net assets

Net assets £381,073

Net assets shrinking

Down £5,888 YoY

Key financials

2 years extracted from filed iXBRL accounts

Cash

—

Net Worth

£381k

↓ 1.5% YoY

Current Assets

£398k

↓ 1.9% YoY

Current Liabilities

—

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · accounting standard unknown

Metric	2025-05-31	2024-05-31
Total assets	£381.1k	£387.0k
Current assets	£397.9k	£405.8k
Net assets	£381.1k	£387.0k

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

Recent activity

Last 30 days

filings

Last 90 days

filing

• 1 accounts

Last 180 days

filing

• 1 accounts

Counts from Companies House filing history.

Corporate timeline (14 events)Click to expand

2026-02-25
📄
accounts-with-accounts-type-micro-entity
accounts · AA
2025-02-28
📄
accounts-with-accounts-type-micro-entity
accounts · AA
2024-02-27
📄
accounts-with-accounts-type-micro-entity
accounts · AA
2022-11-23
📄
accounts-with-accounts-type-micro-entity
accounts · AA
2022-02-28
📄
accounts-with-accounts-type-micro-entity
accounts · AA
2021-02-27
📄
accounts-with-accounts-type-micro-entity
accounts · AA
2020-02-28
📄
accounts-with-accounts-type-micro-entity
accounts · AA
2019-02-08
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2018-10-03
➕
MCCRUDDEN, Sara Kate appointed
director
2018-10-03
📄
appoint-person-director-company-with-name-date
officers · AP01
2017-08-23
📍
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2017-05-10
🏢
Company incorporated
As JP MAXWELL FINANCIAL MANAGEMENT LTD
2017-05-10
➕
MCCRUDDEN, Simon William appointed
director
2017-05-10
📄
incorporation-company
incorporation · NEWINC

Owner dependency

71/100

High — earn-out structure required

Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.

FACTORS

+Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
+Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
+No director turnover: Company is 9 years old with no director changes — suggests a very tight-knit founder team never broadened.

Succession & seller-readiness

36/100

Weak signal

Limited succession signal. Not a near-term off-market candidate.

SIGNALS

secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.

Red flags

clean

No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Shareholders & ownership

1 active beneficial owner · dominant holder ≥75%

Name	Shares	Voting rights	Nature of control	Notified
Mr Simon William Mccrudden Individual · British · DOB 08/1971 · age 55	75–100%	75–100%	board control75-100% shares · 75-100% voting · board control	10/05/2017

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

Similar companies

Active · Financial services · DD postcode area

Company	Est. value	Turnover	Net worth	Staff	Age	Opp	Director
CAMERON FINANCIAL LIMITED→ SC329254 · est 2007	—	—	—	—	18y	82	59y
MGA FINANCIAL MANAGEMENT LIMITED→ SC189425 · est 1998	—	—	—	300	27y	82	63y
MORTGAGE MANAGERS LIMITED→ SC375517 · est 2010	—	—	£51.9k	—	16y	81	63y
SCOTTISH CANADIAN TRUST. LIMITED→ SC006394 · est 1907	—	—	—	0	119y	81	84y
ANGUS M WATSON LTD.→ SC336578 · est 2008	—	—	£100.2k	—	18y	80	75y
COMMERCIAL RISK SOLUTIONS LTD→ SC368285 · est 2009	—	—	—	100	16y	80	63y
EP WEALTH MANAGEMENT LIMITED→ SC252642 · est 2003	—	—	£36.0k	—	22y	80	70y
FORTH FINANCIAL SERVICES (FIFE) LIMITED→ SC241029 · est 2002	—	—	—	300	23y	80	74y
GLENABER LIMITED→ SC242360 · est 2003	—	—	£1.02M	—	23y	80	68y
HILLEROD LIMITED→ SC127178 · est 1990	—	—	£2	—	35y	80	74y
L P PROPERTIES (2008) LIMITED→ SC333716 · est 2007 · no financials extracted	—	—	—	—	18y	—	—
S N HENDERSON LTD→ SC814478 · est 2024 · no financials extracted	—	—	—	—	1y	—	—

Peers ranked by estimated value, then turnover, then opportunity score.See all →

🔒Tailored diligence questions

6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →

🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

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Company details

Statusactive

Typeltd

Incorporated2017-05-10

Jurisdictionscotland

Primary SIC64999 — Financial intermediation not elsewhere classified

Registered office

8 Balmossie Road

Broughty Ferry

Dundee

DD5 3GF

Scotland

Filing status

Accounts

Next due: 2027-02-28

Last made up to: 2025-05-31

Confirmation statement

Next due: 2026-05-23

Last: 2025-05-09

Officers (2 active · 0 resigned)

MCCRUDDEN, Sara Kate→

director · ~46y · appointed 2018-10-03

View their other companies + combined net worth →

Active

MCCRUDDEN, Simon William→

director · ~55y · appointed 2017-05-10

View their other companies + combined net worth →

Active

Click a director name to see their full track record across all companies.