CURRIE HOUSE INVESTMENTS LIMITED
🏛️Establishedactive
SC565705 · ltd · incorporated 2017-05-12
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
- · Oldest live charge 7.4y old — refinance window within 12 months
🔒Estimated value
—
Upgrade to see
Turnover
—
not disclosed
Net worth
—
book net assets
Opportunity
78/100
Strong
What this business does
Primary activity: Activities of open-ended investment companies
Sector: Financial & insurance
Investor take
PursueActive trading company with a 69-year-old founder — textbook succession opportunity.
Opportunity 78/100 (strong), bankability 80/100. Strong seller-intent signal (60/100, director aged 69). Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (73/100).
🏦
Refinance opportunity
2 live charges · oldest 7.4y
85/100
ready
Refinance conversation should be productive — structure clean and timing right.
- · Oldest live charge is 7.4 years old — likely at or near maturity.
- · Single lender — cleanest path to refinance.
- · Legal-friction score 15/100 — clean.
Data confidence
Overall: medium (59/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
No iXBRL financials extracted
0
Lenders & charges
2 charges (2/2 with lender, 2/2 with type)
90
Directors & officers
2 officers (2 active, 2 linked, 2 with DOB)
90
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
6 connected companies via shared directors
63
Filing history
24 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
78/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
65
Adequate — check latest filings for context.
Acquirability
70
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.
Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
0
filings
Counts from Companies House filing history.
Corporate timeline (21 events)Click to expand
- 2025-03-05📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2024-11-08📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2024-02-29📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-03-10📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-01-31📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-04-28📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2020-02-14📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2019-02-04📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2018-12-22📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2018-12-07📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2018-12-05🔒Charge registered #2Lender: The Royal Bank of Scotland PLC
- 2018-11-19🔒Charge registered #1Lender: The Royal Bank of Scotland PLC
- 2018-07-17📍move-registers-to-sail-company-with-new-addressaddress · AD03
- 2018-07-17📍change-sail-address-company-with-new-addressaddress · AD02
- 2018-07-17📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2018-07-17📄capital-allotment-sharescapital · SH01
- 2018-05-14📄resolutionresolution · RESOLUTIONS
- 2017-05-12🏢Company incorporatedAs CURRIE HOUSE INVESTMENTS LIMITED
- 2017-05-12➕SHEPHERD, Alison appointeddirector
- 2017-05-12➕SHEPHERD, John Inglis appointeddirector
- 2017-05-12📄incorporation-companyincorporation · NEWINC
Owner dependency
86/100
Critical — business is the founderThe business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Founder age: Director aged approximately 69 — succession pressure is live.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
- +No director turnover: Company is 9 years old with no director changes — suggests a very tight-knit founder team never broadened.
Succession & seller-readiness
56/100
Strong succession signalMultiple signals suggest succession is on the horizon. Candidate for proactive outreach.
SIGNALS
- primaryFounder aged 63+: Senior director is approximately 69. Approaching typical UK retirement age — succession thinking likely.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Shareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr John Inglis Shepherd Individual · British · DOB 07/1957 · age 69 | 50–75% | 50–75% | 50-75% shares · 50-75% voting | 12/05/2017 |
Mrs Alison Shepherd Individual · British · DOB 06/1958 · age 68 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 12/05/2017 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
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|---|---|---|---|---|---|---|---|
| EAL FINANCE LIMITED→ SC659356 · est 2020 · no financials extracted | — | — | — | — | 6y | — | — |
| ECI 10 FP LIMITED→ SC474729 · est 2014 · no financials extracted | — | — | — | — | 12y | — | — |
| ECI 10 GP LIMITED→ SC474728 · est 2014 · no financials extracted | — | — | — | — | 12y | — | — |
| ECI GP SCOTLAND LIMITED→ SC163704 · est 1996 · no financials extracted | — | — | — | — | 30y | — | — |
| EDINBURGH ALTERNATIVE FINANCE LIMITED→ SC468392 · est 2014 · no financials extracted | — | — | — | — | 12y | — | — |
| EDINBURGH CITY LTD.→ SC403324 · est 2011 · no financials extracted | — | — | — | — | 14y | — | — |
| EDINBURGH MA LTD→ SC710099 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
| EDINBURGH MC LTD→ SC681437 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| EDINBURGH RISK MANAGEMENT (GENERAL) LIMITED→ SC222279 · est 2001 · no financials extracted | — | — | — | — | 24y | — | — |
| EDINBURGH RISK MANAGEMENT LIMITED→ SC456730 · est 2013 · no financials extracted | — | — | — | — | 12y | — | — |
| ELLIOT CORPORATE FINANCE LTD→ SC496933 · est 2015 · no financials extracted | — | — | — | — | 11y | — | — |
| ELYSIAN CAPITAL GP (SCOTLAND) LIMITED→ SC337589 · est 2008 · no financials extracted | — | — | — | — | 18y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2017-05-12
Jurisdictionscotland
Primary SIC64304 — Activities of open-ended investment companies
Registered office
Level 4,9 Haymarket Square
Edinburgh
EH3 8RY
Scotland
Filing status
Accounts
Next due: 2026-05-31
Last made up to: 2024-05-31
Confirmation statement
Next due: 2026-05-25
Last: 2025-05-11
Officers (2 active · 0 resigned)
SHEPHERD, Alison→
Activedirector · ~68y · appointed 2017-05-12
View their other companies + combined net worth →
SHEPHERD, John Inglis→
Activedirector · ~69y · appointed 2017-05-12
View their other companies + combined net worth →
Click a director name to see their full track record across all companies.
Mortgages & charges
2
Total charges
2
Outstanding
1
Active lenders
Status:Lender:2 of 2 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Lloyds Banking Group The Royal Bank of Scotland PLC | A registered charge | 1 property | 05/12/2018 | — | |
| outstanding | Lloyds Banking Group The Royal Bank of Scotland PLC | A registered charge | — | 19/11/2018 | — |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (24 total)
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-05-13
accounts-with-accounts-type-micro-entity
accounts · AA
2025-03-05
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2024-11-08
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-05-13
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-02-29
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-05-12
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-03-10
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-05-18
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-01-31
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-05-12
accounts-with-accounts-type-total-exemption-full
accounts · AA
2021-04-28
confirmation-statement-with-no-updates
confirmation-statement · CS01
2020-05-11
accounts-with-accounts-type-total-exemption-full
accounts · AA
2020-02-14
confirmation-statement-with-updates
confirmation-statement · CS01
2019-05-24
accounts-with-accounts-type-total-exemption-full
accounts · AA
2019-02-04