UCM PROPERTY DEVELOPMENT LTD
Opportunity 73/100 (strong), bankability 80/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Cash flow review and working-capital discipline. Cash down -50% YoY — forensic review of receivables, stock turns, and creditor days. Most likely exit: share sale to pe / searcher (58/100).
Refinance opportunity
2 live charges · oldest 2.6y
Refinance would be pressure-driven, not opportunity-driven. Expect tighter margins and covenant scrutiny.
- · Newest facility, 2.6 years old — likely still in initial term.
- · Single lender — cleanest path to refinance.
- · Distress signals active — lender appetite narrows.
Data confidence
Overall: medium (78/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Sector-multiple EBITDA, turnover, and NAV-proxy valuation range with confidence tier — derived from extracted iXBRL financials.
Available from the Pro tier upwards.
See pricing →Solid opportunity signal. Worth a dedicated memo and management meeting.
Signals from accounts
Derived from iXBRL accounts · FRS 102Key financials
2 years extracted from filed iXBRL accountsHover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2024-08-31 | 2023-08-31 |
|---|---|---|
| Total assets | £156.0k | £158.5k |
| Current assets | £240 | £484 |
| Cash | £240 | £484 |
| Net assets | £64.2k | £67.3k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Corporate timeline (17 events)Click to expand
- 2025-05-30📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-05-31📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-10-04📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2023-10-04📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2023-10-02🔒Charge registered #2Lender: Bank of Scotland PLC
- 2023-10-02🔒Charge registered #1Lender: Bank of Scotland PLC
- 2023-05-21📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2022-05-29📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2021-06-12📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2020-07-30📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2020-07-30📄withdrawal-of-a-person-with-significant-control-statementpersons-with-significant-control · PSC09
- 2020-05-23📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2019-04-22📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2018-07-19📄change-person-director-company-with-change-dateofficers · CH01
- 2017-08-03🏢Company incorporatedAs UCM PROPERTY DEVELOPMENT LTD
- 2017-08-03➕MCINTOSH, Alvaro appointeddirector
- 2017-08-03📄incorporation-companyincorporation · NEWINC
Owner dependency
The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
- +Sole director: Only one active director — all governance concentrated on one person.
- +No director turnover: Company is 9 years old with no director changes — suggests a very tight-knit founder team never broadened.
Succession & seller-readiness
Some succession indicators present. Worth watching; approach if sector/strategy fits.
- primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.
Red flags
cleanShareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Alvaro Mcintosh Individual · British · DOB 03/1989 · age 37 | 75–100% | — | 75-100% shares | 01/01/2020 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
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7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (1 active · 0 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Lloyds Banking Group Bank of Scotland PLC | A registered charge | 1 property | 02/10/2023 | — | |
| outstanding | Lloyds Banking Group Bank of Scotland PLC | A registered charge | 1 property | 02/10/2023 | — |