JP MAXWELL WEALTH MANAGEMENT LTD
🏛️Establishedactive
SC574312 · ltd · incorporated 2017-08-22
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Aug 2025
Net worth
£292.5k
book net assets
Opportunity
72/100
Strong
What this business does
Primary activity: Financial intermediation not elsewhere classified
Sector: Financial & insurance
Investor take
PursueStrong opportunity: asset-holding vehicle with strong profile and bankable structure.
Opportunity 72/100 (strong), bankability 75/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Most likely exit: strategic trade sale (65/100).
Data confidence
Overall: high (81/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
Confirmed no charges registered
85
Directors & officers
2 officers (2 active, 2 linked, 2 with DOB)
90
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
6 connected companies via shared directors
63
Filing history
18 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
72/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
65
Adequate — check latest filings for context.
Acquirability
55
Some acquirability indicators.
Risk profile
85
Few red flags.
Signal strength
90
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · accounting standard not declaredPositive net assets
Net assets £292,505
Key financials
2 years extracted from filed iXBRL accountsCash
—
Net Worth
£293k
Current Assets
£294k
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2025-08-31 | 2024-08-31 |
|---|---|---|
| Turnover | — | £263.6k |
| Operating profit | — | £93.9k |
| Profit before tax | — | £93.9k |
| Total assets | £292.5k | — |
| Current assets | £294.4k | — |
| Net assets | £292.5k | — |
| Average employees | — | 200 |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
Recent activity
Last 30 days
0
filings
Last 90 days
1
filing
- • 1 accounts
Last 180 days
1
filing
- • 1 accounts
Counts from Companies House filing history.
Corporate timeline (13 events)Click to expand
- 2026-02-25📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2025-04-25📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-02-27📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2022-11-23📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2022-05-31📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2021-02-27📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2020-04-20📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2019-03-29📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2017-08-30➕MCCRUDDEN, Simon William appointeddirector
- 2017-08-30📄appoint-person-director-company-with-name-dateofficers · AP01
- 2017-08-22🏢Company incorporatedAs JP MAXWELL WEALTH MANAGEMENT LTD
- 2017-08-22➕MCCRUDDEN, Sara Kate appointeddirector
- 2017-08-22📄incorporation-companyincorporation · NEWINC
Owner dependency
71/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
- +No director turnover: Company is 9 years old with no director changes — suggests a very tight-knit founder team never broadened.
Succession & seller-readiness
36/100
Weak signalLimited succession signal. Not a near-term off-market candidate.
SIGNALS
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mrs Sara Kate Mccrudden Individual · British · DOB 02/1980 · age 46 | 75–100% | 75–100% | board control75-100% shares · 75-100% voting · board control | 22/08/2017 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Financial services · DD postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| FLATS 4 U LIMITED→ SC145404 · est 1993 · no financials extracted | — | — | — | — | 32y | — | — |
| GARRY HAY INSURE LTD→ SC650095 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
| JP MAXWELL FINANCIAL MANAGEMENT LTD→ SC565531 · est 2017 · no financials extracted | — | — | — | — | 8y | — | — |
| L P PROPERTIES (2008) LIMITED→ SC333716 · est 2007 · no financials extracted | — | — | — | — | 18y | — | — |
| LAND MANAGEMENT (SCOTLAND) LTD.→ SC250200 · est 2003 · no financials extracted | — | — | — | — | 22y | — | — |
| MAKER DBPH LIMITED→ SC790301 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| MDLC PROPERTY SERVICES LTD→ SC870858 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| MGA FINANCIAL MANAGEMENT LIMITED→ SC189425 · est 1998 · no financials extracted | — | — | — | — | 27y | — | — |
| MLM FINANCIAL SERVICES LTD→ SC724143 · est 2022 · no financials extracted | — | — | — | — | 4y | — | — |
| MORTGAGE MANAGERS LIMITED→ SC375517 · est 2010 · no financials extracted | — | — | — | — | 16y | — | — |
| MORTGAGES & FINANCIAL SERVICES FOR ALL (SCOTLAND) LTD.→ SC241899 · est 2003 · no financials extracted | — | — | — | — | 23y | — | — |
| MORVADA LIMITED→ SC682212 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2017-08-22
Jurisdictionscotland
Primary SIC64999 — Financial intermediation not elsewhere classified
Registered office
8 Balmossie Road
Broughty Ferry
Dundee
DD5 3GF
United Kingdom
Filing status
Accounts
Next due: 2027-05-31
Last made up to: 2025-08-31
Confirmation statement
Next due: 2026-09-03
Last: 2025-08-20
Officers (2 active · 0 resigned)
MCCRUDDEN, Sara Kate→
Activedirector · ~46y · appointed 2017-08-22
View their other companies + combined net worth →
MCCRUDDEN, Simon William→
Activedirector · ~55y · appointed 2017-08-30
View their other companies + combined net worth →
Click a director name to see their full track record across all companies.
Recent filings (18 total)
accounts-with-accounts-type-micro-entity
accounts · AA
2026-02-25
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-08-22
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-04-25
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-08-22
accounts-with-accounts-type-micro-entity
accounts · AA
2024-02-27
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-08-21
accounts-with-accounts-type-micro-entity
accounts · AA
2022-11-23
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-08-22
accounts-with-accounts-type-micro-entity
accounts · AA
2022-05-31
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-08-20
accounts-with-accounts-type-micro-entity
accounts · AA
2021-02-27
confirmation-statement-with-no-updates
confirmation-statement · CS01
2020-08-20
accounts-with-accounts-type-micro-entity
accounts · AA
2020-04-20
confirmation-statement-with-no-updates
confirmation-statement · CS01
2019-09-04
accounts-with-accounts-type-total-exemption-full
accounts · AA
2019-03-29