FLATS 4 U LIMITED
Opportunity 79/100 (strong), bankability 77/100. Strong seller-intent signal (80/100, director aged 64). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 6 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (73/100).
Refinance opportunity
182 live charges · 6 lenders · oldest 32.1y
Structure is too messy for a clean refinance right now — clean up first or expect bespoke terms.
- · Oldest live charge is 32.1 years old — likely at or near maturity.
- · 6 lenders named — inter-creditor friction likely.
- · Legal-friction score 45/100 (high).
Data confidence
Overall: medium (79/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Solid opportunity signal. Worth a dedicated memo and management meeting.
Key financials
2 years extracted from filed iXBRL accountsHover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2025-04-05 | 2024-04-05 |
|---|---|---|
| Average employees | 200 | 200 |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
2 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Corporate timeline (411 events)Click to expand
- 2025-08-29📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-10-25📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-06-17📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2023-07-04📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-12-06📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-12-01📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2020-09-01📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2019-10-04📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2018-12-06📄change-account-reference-date-company-current-extendedaccounts · AA01
- 2018-06-22📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2018-05-18📄mortgage-satisfy-charge-fullmortgage · MR04
- 2018-05-18📄mortgage-satisfy-charge-fullmortgage · MR04
- 2018-05-18📄mortgage-satisfy-charge-fullmortgage · MR04
- 2018-05-18📄mortgage-satisfy-charge-fullmortgage · MR04
- 2018-05-18📄mortgage-satisfy-charge-fullmortgage · MR04
- 2018-05-18🔓Charge satisfied #105
- 2018-05-18🔓Charge satisfied #104
- 2018-05-18🔓Charge satisfied #103
- 2018-05-18🔓Charge satisfied #93
- 2018-05-18🔓Charge satisfied #77
- 2017-10-12📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2017-09-14➕FORBES, Karen appointeddirector
- 2017-09-14➖DALE, Lyndsey resigneddirector
- 2017-09-14➖KEAN, Terri Patricia resigneddirector
- 2017-07-31🔓Charge satisfied #163
- 2017-07-31🔓Charge satisfied #149
- 2017-07-26🔓Charge satisfied #185
- 2017-07-26🔓Charge satisfied #184
- 2017-07-26🔓Charge satisfied #183
- 2017-07-26🔓Charge satisfied #182
- 2017-07-26🔓Charge satisfied #180
- 2017-07-26🔓Charge satisfied #179
- 2017-07-26🔓Charge satisfied #178
- 2017-07-26🔓Charge satisfied #177
- 2017-07-26🔓Charge satisfied #176
- 2017-07-26🔓Charge satisfied #175
- 2017-07-26🔓Charge satisfied #174
- 2017-07-26🔓Charge satisfied #173
- 2017-07-26🔓Charge satisfied #172
- 2017-07-26🔓Charge satisfied #171
- 2017-07-26🔓Charge satisfied #170
- 2017-07-26🔓Charge satisfied #169
- 2017-07-26🔓Charge satisfied #168
- 2017-07-26🔓Charge satisfied #167
- 2017-07-26🔓Charge satisfied #166
- 2017-07-26🔓Charge satisfied #165
- 2017-07-26🔓Charge satisfied #164
- 2017-07-26🔓Charge satisfied #162
- 2017-07-26🔓Charge satisfied #161
- 2017-07-26🔓Charge satisfied #160
Owner dependency
The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Long-tenure founder: Senior director has been in place 23 years — deep operational knowledge concentrated in one person.
- +Senior director age: Director aged approximately 64 — approaching natural succession window.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
Succession & seller-readiness
Strong acquirability signals converging. Worth approaching directly — this is how off-market deals start.
- primaryFounder aged 63+: Senior director is approximately 64. Approaching typical UK retirement age — succession thinking likely.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
- primary20+ year tenure: Director in role 23 years. Very long tenure is a classic succession signal.
- secondaryStable-but-static management: Company is 33 years old and no new directors in the last 3 years — succession not yet being planned internally.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
1 med ·Multiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.
Shareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mrs Karen Forbes Individual · British · DOB 05/1963 · age 63 | 25–50% | — | 25-50% shares | 14/09/2017 |
Mr Mark Andrew Forbes Individual · British · DOB 10/1962 · age 64 | 25–50% | — | 25-50% shares | 06/04/2016 |
1 historic (ceased) PSC
- Sig Number 2 Limitedceased 20/10/2016· 25-50% shares
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Financial services · DD postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| CAMERON FINANCIAL LIMITED→ SC329254 · est 2007 | — | — | — | — | 18y | 82 | 59y |
| MGA FINANCIAL MANAGEMENT LIMITED→ SC189425 · est 1998 | — | — | — | 300 | 27y | 82 | 63y |
| MORTGAGE MANAGERS LIMITED→ SC375517 · est 2010 | — | — | £51.9k | — | 16y | 81 | 63y |
| SCOTTISH CANADIAN TRUST. LIMITED→ SC006394 · est 1907 | — | — | — | 0 | 119y | 81 | 84y |
| ANGUS M WATSON LTD.→ SC336578 · est 2008 | — | — | £100.2k | — | 18y | 80 | 75y |
| COMMERCIAL RISK SOLUTIONS LTD→ SC368285 · est 2009 | — | — | — | 100 | 16y | 80 | 63y |
| EP WEALTH MANAGEMENT LIMITED→ SC252642 · est 2003 | — | — | £36.0k | — | 22y | 80 | 70y |
| FORTH FINANCIAL SERVICES (FIFE) LIMITED→ SC241029 · est 2002 | — | — | — | 300 | 23y | 80 | 74y |
| JP MAXWELL FINANCIAL MANAGEMENT LTD→ SC565531 · est 2017 · no financials extracted | — | — | — | — | 8y | — | — |
| L P PROPERTIES (2008) LIMITED→ SC333716 · est 2007 · no financials extracted | — | — | — | — | 18y | — | — |
| ROBSON MACINTOSH & COMPANY LTD.→ SC232903 · est 2002 · no financials extracted | — | — | — | — | 23y | — | — |
| S N HENDERSON LTD→ SC814478 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (2 active · 14 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| satisfied | Aldermore Aldermore Bank PLC | A registered charge | 2 properties | 20/02/2017 | 26/07/2017 | |
| satisfied | Aldermore Aldermore Bank PLC | A registered charge | 1 property | 26/10/2016 | 26/07/2017 | |
| satisfied | Aldermore Aldermore Bank PLC | A registered charge | 1 property | 26/10/2016 | 26/07/2017 | |
| satisfied | Aldermore Aldermore Bank PLC | A registered charge | 1 property | 26/10/2016 | 26/07/2017 | |
| satisfied | Aldermore Aldermore Bank PLC | A registered charge | 1 property | 26/10/2016 | 03/03/2017 | |
| satisfied | Aldermore Aldermore Bank PLC | A registered charge | 1 property | 26/10/2016 | 26/07/2017 | |
| satisfied | Aldermore Aldermore Bank PLC | A registered charge | 2 properties | 26/10/2016 | 26/07/2017 | |
| satisfied | Aldermore Aldermore Bank PLC | A registered charge | 1 property | 26/10/2016 | 26/07/2017 | |
| satisfied | Aldermore Aldermore Bank PLC | A registered charge | 3 properties | 26/10/2016 | 26/07/2017 | |
| satisfied | Aldermore Aldermore Bank PLC | A registered charge | 1 property | 26/10/2016 | 26/07/2017 | |
| satisfied | Aldermore Aldermore Bank PLC | A registered charge | 1 property | 26/10/2016 | 26/07/2017 | |
| satisfied | Aldermore Aldermore Bank PLC | A registered charge | 1 property | 26/10/2016 | 26/07/2017 | |
| satisfied | Aldermore Aldermore Bank PLC | A registered charge | 1 property | 26/10/2016 | 26/07/2017 | |
| satisfied | Aldermore Aldermore Bank PLC | A registered charge | 1 property | 26/10/2016 | 26/07/2017 | |
| satisfied | Aldermore Aldermore Bank PLC | A registered charge | 1 property | 26/10/2016 | 26/07/2017 | |
| satisfied | Aldermore Aldermore Bank PLC | A registered charge | 1 property | 26/10/2016 | 26/07/2017 | |
| satisfied | Aldermore Aldermore Bank PLC | A registered charge | 1 property | 26/10/2016 | 26/07/2017 | |
| satisfied | Aldermore Aldermore Bank PLC | A registered charge | 1 property | 26/10/2016 | 26/07/2017 | |
| satisfied | Aldermore Aldermore Bank PLC | A registered charge | 1 property | 26/10/2016 | 26/07/2017 | |
| satisfied | Aldermore Aldermore Bank PLC | A registered charge | 1 property | 26/10/2016 | 26/07/2017 | |
| satisfied | Aldermore Aldermore Bank PLC | A registered charge | 1 property | 26/10/2016 | 26/07/2017 | |
| satisfied | Aldermore Aldermore Bank PLC | A registered charge | 1 property | 26/10/2016 | 26/07/2017 | |
| satisfied | Aldermore Aldermore Bank PLC | A registered charge | 1 property | 26/10/2016 | 31/07/2017 | |
| satisfied | Aldermore Aldermore Bank PLC | A registered charge | 1 property | 26/10/2016 | 26/07/2017 | |
| satisfied | Aldermore Aldermore Bank PLC | A registered charge | 1 property | 26/10/2016 | 26/07/2017 | |
| satisfied | Aldermore Aldermore Bank PLC | A registered charge | 1 property | 26/10/2016 | 26/07/2017 | |
| satisfied | Aldermore Aldermore Bank PLC | A registered charge | 1 property | 26/10/2016 | 26/07/2017 | |
| satisfied | Aldermore Aldermore Bank PLC | A registered charge | 1 property | 26/10/2016 | 26/07/2017 | |
| satisfied | Aldermore Aldermore Bank PLC | A registered charge | 3 properties | 26/10/2016 | 26/07/2017 | |
| satisfied | Aldermore Aldermore Bank PLC | A registered charge | 2 properties | 26/10/2016 | 26/07/2017 | |
| satisfied | Aldermore Aldermore Bank PLC | A registered charge | 1 property | 26/10/2016 | 26/07/2017 | |
| satisfied | Aldermore Aldermore Bank PLC | A registered charge | 2 properties | 26/10/2016 | 26/07/2017 | |
| satisfied | Aldermore Aldermore Bank PLC | A registered charge | 1 property | 26/10/2016 | 26/07/2017 | |
| satisfied | Aldermore Aldermore Bank PLC | A registered charge | 3 properties | 26/10/2016 | 26/07/2017 | |
| satisfied | Aldermore Aldermore Bank PLC | A registered charge | 1 property | 26/10/2016 | 26/07/2017 | |
| satisfied | Aldermore Aldermore Bank PLC | A registered charge | 1 property | 26/10/2016 | 26/07/2017 | |
| satisfied | Aldermore Aldermore Bank PLC | A registered charge | — | 20/10/2016 | 31/07/2017 | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | Standard security | 1 property | 11/02/2008 | 25/07/2017 | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | Standard security | 1 property | 11/02/2008 | 25/07/2017 | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | Standard security | 1 property | 11/02/2008 | 25/07/2017 | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | Standard security | 1 property | 11/02/2008 | 25/07/2017 | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | Standard security | 1 property | 11/02/2008 | 25/07/2017 | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | Standard security | 2 properties | 11/02/2008 | 25/07/2017 | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | Standard security | 1 property | 11/02/2008 | 25/08/2015 | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | Standard security | 1 property | 11/02/2008 | 25/07/2017 | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | Standard security | 1 property | 11/02/2008 | 25/07/2017 | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | Standard security | 1 property | 11/02/2008 | 25/07/2017 | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | Standard security | 1 property | 11/02/2008 | 25/07/2017 | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | Standard security | 1 property | 11/02/2008 | 26/07/2017 | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | Standard security | 1 property | 11/02/2008 | 25/07/2017 | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | Standard security | 1 property | 11/02/2008 | 25/07/2017 | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | Standard security | 1 property | 11/02/2008 | 25/07/2017 | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | Standard security | 1 property | 11/02/2008 | 25/07/2017 | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | Standard security | 1 property | 11/02/2008 | 25/07/2017 | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | Standard security | 1 property | 11/02/2008 | 25/07/2017 | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | Standard security | 1 property | 11/02/2008 | 25/07/2017 | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | Standard security | 1 property | 11/02/2008 | 08/08/2013 | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | Standard security | 1 property | 11/02/2008 | 25/07/2017 | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | Standard security | 2 properties | 11/02/2008 | 25/07/2017 | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | Standard security | 1 property | 11/02/2008 | 25/07/2017 | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | Standard security | 1 property | 11/02/2008 | 25/07/2017 | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | Standard security | 1 property | 11/02/2008 | 25/07/2017 | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | Standard security | 1 property | 11/02/2008 | 25/07/2017 | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | Standard security | 1 property | 11/02/2008 | 26/07/2017 | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | Standard security | 1 property | 11/02/2008 | 25/07/2017 | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | Standard security | 1 property | 11/02/2008 | 25/07/2017 | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | Standard security | 1 property | 11/02/2008 | 26/07/2017 | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | Standard security | 1 property | 11/02/2008 | 14/01/2014 | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | Standard security | 1 property | 11/02/2008 | 26/07/2017 | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | Standard security | 1 property | 11/02/2008 | 25/07/2017 | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | Standard security | 1 property | 11/02/2008 | 25/08/2015 | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | Standard security | 1 property | 11/02/2008 | 04/09/2015 | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | Standard security | 1 property | 11/02/2008 | 25/07/2017 | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | Standard security | 1 property | 11/02/2008 | 25/07/2017 | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | Standard security | 1 property | 11/02/2008 | 25/07/2017 | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | Standard security | 1 property | 11/02/2008 | 26/07/2017 | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | Standard security | 1 property | 11/02/2008 | 25/07/2017 | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | Standard security | 1 property | 11/02/2008 | 25/07/2017 | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | Standard security | 1 property | 07/02/2008 | 25/07/2017 | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | Bond & floating charge | 1 property | 01/02/2008 | 28/10/2016 | |
| satisfied | Paragon Paragon Mortgages Limited | Standard security | 1 property | 05/04/2007 | 18/05/2018 | |
| satisfied | Paragon Paragon Mortgages Limited | Standard security | 1 property | 29/03/2007 | 18/05/2018 | |
| satisfied | Paragon Paragon Mortgages Limited | Standard security | 1 property | 15/03/2007 | 18/05/2018 | |
| satisfied | Paragon Paragon Mortgages Limited | Standard security | 1 property | 24/11/2006 | 08/03/2008 | |
| satisfied | Paragon Paragon Mortgages Limited | Standard security | 1 property | 04/07/2006 | 08/03/2008 | |
| satisfied | Paragon Paragon Mortgages Limited | Standard security | 1 property | 03/02/2006 | 08/03/2008 | |
| satisfied | Paragon Paragon Mortgages Limited | Standard security | 1 property | 16/05/2005 | 08/03/2008 | |
| satisfied | Paragon Paragon Mortgages Limited | Standard security | 1 property | 13/05/2005 | 08/03/2008 | |
| satisfied | Paragon Paragon Mortgages Limited | Standard security | 2 properties | 12/05/2005 | 08/03/2008 | |
| satisfied | Paragon Paragon Mortgages Limited | Floating charge | 1 property | 21/04/2005 | 30/05/2013 | |
| satisfied | Paragon Paragon Mortgages Limited | Standard security | 1 property | 15/02/2005 | 08/03/2008 | |
| satisfied | Paragon Paragon Mortgages Limited | Standard security | 1 property | 10/02/2005 | 08/03/2008 | |
| satisfied | Paragon Paragon Mortgages Limited | Standard security | 1 property | 29/09/2004 | 18/05/2018 | |
| satisfied | Paragon Paragon Mortgages Limited | Standard security | 1 property | 29/09/2004 | 08/03/2008 | |
| satisfied | Paragon Paragon Mortgages Limited | Standard security | 1 property | 29/09/2004 | 08/03/2008 | |
| satisfied | Paragon Paragon Mortgages Limited | Standard security | 1 property | 29/09/2004 | 08/03/2008 | |
| satisfied | Paragon Paragon Mortgages Limited | Standard security | 1 property | 29/09/2004 | 08/03/2008 | |
| satisfied | Paragon Paragon Mortgages Limited | Standard security | 1 property | 07/09/2004 | 08/03/2008 | |
| satisfied | Paragon Paragon Mortgages Limited | Standard security | 1 property | 07/09/2004 | 08/03/2008 | |
| satisfied | Paragon Paragon Mortgages Limited | Standard security | 1 property | 07/09/2004 | 08/03/2008 | |
| satisfied | Paragon Paragon Mortgages Limited | Standard security | 1 property | 07/09/2004 | 08/03/2008 | |
| satisfied | Paragon Paragon Mortgages Limited | Standard security | 1 property | 07/09/2004 | 08/03/2008 | |
| satisfied | Paragon Paragon Mortgages Limited | Standard security | 1 property | 07/09/2004 | 08/03/2008 | |
| satisfied | Paragon Paragon Mortgages Limited | Standard security | 1 property | 07/09/2004 | 08/03/2008 | |
| satisfied | Paragon Paragon Mortgages Limited | Standard security | 1 property | 07/09/2004 | 08/03/2008 | |
| satisfied | Paragon Paragon Mortgages Limited | Standard security | 1 property | 07/09/2004 | 08/03/2008 | |
| satisfied | Paragon Paragon Mortgages Limited | Floating charge | 1 property | 10/08/2004 | 30/05/2013 | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | Standard security | 1 property | 24/10/2003 | 08/03/2008 | |
| satisfied | Angus William Cruickshank | Standard security | 1 property | 21/08/2003 | 18/05/2018 | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | Standard security | 1 property | 26/05/2003 | 08/03/2008 | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | Standard security | 1 property | 26/05/2003 | 08/03/2008 | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | Standard security | 1 property | 26/05/2003 | 08/03/2008 | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | Standard security | 1 property | 26/02/2003 | 08/03/2008 | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | Standard security | 1 property | 04/11/2002 | 08/03/2008 | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | Standard security | 1 property | 23/10/2002 | 08/03/2008 | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | Standard security | 2 properties | 30/09/2002 | 08/03/2008 | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | Standard security | 1 property | 30/09/2002 | 25/07/2017 | |
| satisfied | Sun Bank Sun Bank PLC | Standard security | 1 property | 23/01/2002 | 08/03/2008 | |
| satisfied | Sun Bank Sun Bank PLC | Standard security | 1 property | 07/11/2000 | 08/03/2008 | |
| satisfied | Sun Bank Sun Bank PLC | Standard security | 1 property | 07/11/2000 | 08/03/2008 | |
| satisfied | Sun Bank Sun Bank PLC | Standard security | 1 property | 07/11/2000 | 25/07/2017 | |
| satisfied | Sun Bank Sun Bank PLC | Standard security | 1 property | 07/11/2000 | 08/03/2008 | |
| satisfied | Sun Bank Sun Bank PLC | Standard security | 1 property | 07/11/2000 | 08/03/2008 | |
| satisfied | Sun Bank Sun Bank PLC | Standard security | 1 property | 07/11/2000 | 08/03/2008 | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | Standard security | 1 property | 24/07/2000 | 25/07/2017 | |
| satisfied | Sun Bank Sun Bank PLC | Standard security | 1 property | 10/04/2000 | 08/03/2008 | |
| satisfied | Sun Bank Sun Bank PLC | Standard security | 1 property | 10/04/2000 | 08/03/2008 | |
| satisfied | Sun Bank Sun Bank PLC | Standard security | 1 property | 10/04/2000 | 08/03/2008 | |
| satisfied | Sun Bank Sun Bank PLC | Standard security | 1 property | 10/04/2000 | 25/07/2017 | |
| satisfied | Sun Bank Sun Bank PLC | Standard security | 1 property | 10/04/2000 | 25/07/2017 | |
| satisfied | Sun Bank Sun Bank PLC | Standard security | 1 property | 10/04/2000 | 25/07/2017 | |
| satisfied | Sun Bank Sun Bank PLC | Standard security | 1 property | 10/04/2000 | 08/03/2008 | |
| satisfied | Sun Bank Sun Bank PLC | Standard security | 1 property | 10/04/2000 | 25/07/2017 | |
| satisfied | Sun Bank Sun Bank PLC | Standard security | 1 property | 10/04/2000 | 08/03/2008 | |
| satisfied | Sun Bank Sun Bank PLC | Standard security | 1 property | 10/04/2000 | 25/07/2017 | |
| satisfied | Sun Bank Sun Bank PLC | Standard security | 1 property | 10/04/2000 | 25/07/2017 | |
| satisfied | Sun Bank Sun Bank PLC | Standard security | 1 property | 10/04/2000 | 25/07/2017 | |
| satisfied | Sun Bank Sun Bank PLC | Standard security | 1 property | 10/04/2000 | 08/03/2008 | |
| satisfied | Sun Bank Sun Bank PLC | Standard security | 1 property | 10/04/2000 | 08/03/2008 | |
| satisfied | Sun Bank Sun Bank PLC | Standard security | 1 property | 10/04/2000 | 25/07/2017 | |
| satisfied | Sun Bank Sun Bank PLC | Standard security | 1 property | 10/04/2000 | 25/07/2017 | |
| satisfied | Sun Bank Sun Bank PLC | Standard security | 1 property | 10/04/2000 | 25/07/2017 | |
| satisfied | Sun Bank Sun Bank PLC | Standard security | 1 property | 10/04/2000 | 08/03/2008 | |
| satisfied | Sun Bank Sun Bank PLC | Standard security | 1 property | 10/04/2000 | 08/03/2008 | |
| satisfied | Sun Bank Sun Bank PLC | Standard security | 1 property | 10/04/2000 | 08/03/2008 | |
| satisfied | Sun Bank Sun Bank PLC | Standard security | 1 property | 10/04/2000 | 08/03/2008 | |
| satisfied | Sun Bank Sun Bank PLC | Standard security | 1 property | 10/04/2000 | 25/07/2017 | |
| satisfied | Sun Bank Sun Bank PLC | Standard security | 1 property | 10/04/2000 | 25/07/2017 | |
| satisfied | Sun Bank Sun Bank PLC | Standard security | 1 property | 10/04/2000 | 08/03/2008 | |
| satisfied | Sun Bank Sun Bank PLC | Standard security | 1 property | 10/04/2000 | 25/07/2017 | |
| satisfied | Sun Bank Sun Bank PLC | Standard security | 1 property | 10/04/2000 | 25/07/2017 | |
| satisfied | Sun Bank Sun Bank PLC | Standard security | 1 property | 10/04/2000 | 25/07/2017 | |
| satisfied | Sun Bank Sun Bank PLC | Standard security | 1 property | 10/04/2000 | 25/07/2017 | |
| satisfied | Sun Bank Sun Bank PLC | Standard security | 1 property | 10/04/2000 | 25/07/2017 | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | Standard security | 1 property | 30/08/1999 | 25/07/2017 | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | Standard security | 1 property | 17/08/1999 | 08/03/2008 | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | Standard security | 1 property | 17/08/1999 | 08/03/2008 | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | Standard security | 1 property | 17/08/1999 | 25/07/2017 | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | Standard security | 1 property | 17/08/1999 | 08/03/2008 | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | Standard security | 1 property | 17/08/1999 | 25/07/2017 | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | Standard security | 1 property | 17/08/1999 | 25/07/2017 | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | Standard security | 1 property | 19/02/1999 | 25/07/2017 | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | Standard security | 1 property | 27/03/1998 | 25/07/2017 | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | Standard security | 1 property | 15/05/1997 | 25/07/2017 | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | Standard security | 1 property | 29/04/1997 | 25/07/2017 | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | Standard security | 1 property | 22/04/1997 | 25/07/2017 | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | Standard security | 1 property | 22/04/1997 | 25/07/2017 | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | Standard security | 1 property | 22/04/1997 | 25/07/2017 | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | Standard security | 1 property | 22/04/1997 | 25/07/2017 | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | Standard security | 1 property | 21/04/1997 | 25/07/2017 | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | Standard security | 1 property | 21/04/1997 | 25/07/2017 | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | Standard security | 1 property | 21/04/1997 | 25/07/2017 | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | Standard security | 1 property | 21/04/1997 | 25/07/2017 | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | Standard security | 1 property | 21/04/1997 | 25/07/2017 | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | Standard security | 1 property | 21/04/1997 | 25/07/2017 | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | Bond & floating charge | 1 property | 27/03/1997 | 06/09/2004 | |
| satisfied | Lloyds Banking Group The Governor and Company of the Bank of Scotland | Standard security | 1 property | 14/07/1995 | 25/07/2017 | |
| satisfied | Lloyds Banking Group The Governor and Company of the Bank of Scotland | Standard security | 1 property | 13/04/1995 | 25/07/2017 | |
| satisfied | Lloyds Banking Group The Governor and Company of the Bank of Scotland | Standard security | 1 property | 13/02/1995 | 25/07/2017 | |
| satisfied | Lloyds Banking Group The Governor and Company of the Bank of Scotland | Standard security | 1 property | 05/09/1994 | 25/07/2017 | |
| satisfied | Lloyds Banking Group The Governor and Company of the Bank of Scotland | Standard security | 6 properties | 22/07/1994 | 01/08/1995 | |
| satisfied | Lloyds Banking Group The Governor and Company of the Bank of Scotland | Standard security | 1 property | 17/03/1994 | 25/07/2017 |