FRASER PROPERTIES LIMITED
No material changes in the last 30 days.
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No snapshot from 180 days ago — start tracking from today.
Opportunity 68/100 (strong), bankability 57/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 5 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (58/100).
Refinance opportunity
8 live charges · 5 lenders · oldest 6.6y
Refinance would be pressure-driven, not opportunity-driven. Expect tighter margins and covenant scrutiny.
- · Oldest live charge is 6.6 years old — likely at or near maturity.
- · 5 lenders named — inter-creditor friction likely.
- · Distress signals active — lender appetite narrows.
Data confidence
Overall: high (82/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Sector-multiple EBITDA, turnover, and NAV-proxy valuation range with confidence tier — derived from extracted iXBRL financials.
Available from the Pro tier upwards.
See pricing →Solid opportunity signal. Worth a dedicated memo and management meeting.
Signals from accounts
Derived from iXBRL accounts · accounting standard not declaredKey financials
2 years extracted from filed iXBRL accountsHover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2024-12-31 | 2023-12-31 |
|---|---|---|
| Total assets | £601.7k | £352.0k |
| Current assets | £21.1k | £171.4k |
| Net assets | £334.9k | £158.2k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
Recent activity
- • 1 accounts
- • 1 confirmation-statement
Corporate timeline (32 events)Click to expand
- 2025-12-18📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2025-10-07📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2025-10-03🔒Charge registered #8Lender: Paratus Amc Limited
- 2025-10-02📄mortgage-satisfy-charge-fullmortgage · MR04
- 2025-10-02📄mortgage-satisfy-charge-fullmortgage · MR04
- 2025-10-02🔓Charge satisfied #5
- 2025-10-02🔓Charge satisfied #4
- 2025-09-22📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2025-09-05🔒Charge registered #7Lender: Paratus Amc Limited
- 2025-07-10📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2025-06-27🔒Charge registered #6Lender: Paratus Amc Limited
- 2025-02-13📄mortgage-satisfy-charge-fullmortgage · MR04
- 2025-02-13📄mortgage-satisfy-charge-fullmortgage · MR04
- 2025-02-13🔓Charge satisfied #2
- 2025-02-13🔓Charge satisfied #1
- 2024-11-26📄memorandum-articlesincorporation · MA
- 2024-11-18📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2024-11-14🔒Charge registered #5Lender: Spf Bridging LTD
- 2024-11-13📄resolutionresolution · RESOLUTIONS
- 2024-11-13📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2024-11-06🔒Charge registered #4Lender: Spf Bridging LTD
- 2024-10-23📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2023-12-31📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2022-12-31📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2021-12-31📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2020-12-31📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2020-07-29📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2020-07-15🔒Charge registered #3Lender: Paragon Bank PLC
- 2019-10-25🔒Charge registered #2Lender: Santander UK PLC
- 2019-10-21🔒Charge registered #1Lender: Santander UK PLC, as Security Trustee
- 2017-12-11🏢Company incorporatedAs FRASER PROPERTIES LIMITED
- 2017-12-11➕FRASER, Blair appointeddirector
Owner dependency
The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
- +Sole director: Only one active director — all governance concentrated on one person.
- +Founder name in company name: Company name contains director surname "FRASER" — strong identity link between founder and business.
- +No director turnover: Company is 8 years old with no director changes — suggests a very tight-knit founder team never broadened.
Succession & seller-readiness
Some succession indicators present. Worth watching; approach if sector/strategy fits.
- primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.
Red flags
2 med ·Heavy recent charge activity can indicate refinancing pressure, aggressive leverage, or multiple lender rotation.
Evidence: 2025-10-03: A registered charge; 2025-09-05: A registered charge; 2025-06-27: A registered charge
Multiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Blair Fraser Individual · British · DOB 01/1991 · age 35 | 75–100% | 75–100% | 75-100% shares · 75-100% voting | 11/12/2017 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
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9 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (1 active · 0 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Paratus Amc Paratus Amc Limited | A registered charge | 1 property | 03/10/2025 | — | |
| outstanding | Paratus Amc Paratus Amc Limited | A registered charge | 1 property | 05/09/2025 | — | |
| outstanding | Paratus Amc Paratus Amc Limited | A registered charge | 1 property | 27/06/2025 | — | |
| satisfied | Spf Bridging Spf Bridging LTD | A registered charge | 1 property | 14/11/2024 | 02/10/2025 | |
| satisfied | Spf Bridging Spf Bridging LTD | A registered charge | — | 06/11/2024 | 02/10/2025 | |
| outstanding | Paragon Paragon Bank PLC | A registered charge | 1 property | 15/07/2020 | — | |
| satisfied | Santander Santander UK PLC | A registered charge | 2 properties | 25/10/2019 | 13/02/2025 | |
| satisfied | Santander Santander UK PLC, as Security Trustee | A registered charge | — | 21/10/2019 | 13/02/2025 |