HENDERSON STONE ASSET MANAGEMENT LIMITED

🏛️Establishedactive
SC585359 · ltd · incorporated 2018-01-11
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Sept 2024
Net worth
—
book net assets
Opportunity
78/100
Strong
🔔
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What this business does
Primary activity: Financial intermediation not elsewhere classified
Sector: Financial & insurance
Investor take
Pursue
Active trading company with a 78-year-old founder — textbook succession opportunity.

Opportunity 78/100 (strong), bankability 80/100. Strong seller-intent signal (60/100, director aged 78). Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (73/100).

🏦

Refinance opportunity

1 live charge · oldest 2.5y

50/100
clean up first

Refinance viable after a tidy-up — address the highlighted items first.

  • · Newest facility, 2.5 years old — likely still in initial term.
  • · Single lender — cleanest path to refinance.
  • · Legal-friction score 15/100 — clean.

Data confidence

Overall: medium (74/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
1 year of iXBRL accounts extracted (no YoY comparison) + narrative notes parsed
50
Lenders & charges
1 charges (1/1 with lender, 1/1 with type)
90
Directors & officers
5 officers (2 active, 5 linked, 5 with DOB)
90
Ownership & PSC
1 active PSC(s) of 3 total, 3 with control declared
90
Director network
5 connected companies via shared directors
60
Filing history
38 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
78/100Strong
PassWatchWorth a lookStrongExceptional 

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality
65
Adequate — check latest filings for context.
Acquirability
70
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.

Key financials

1 year extracted from filed iXBRL accounts
Cash
—
Net Worth
—
Current Assets
—
Current Liabilities
—

Financials

Extracted from Companies House accounts · FRS 102
Metric2024-09-30
Average employees1100

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

3 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
1
filing
  • • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (29 events)Click to expand
  1. 2025-06-30
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  2. 2025-06-30
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  3. 2025-06-30
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  4. 2025-06-27
    ➕
    SZULC, Sebastian Alfred appointed
    director
  5. 2025-06-27
    ➖
    SAGLAR, Janice Gardner resigned
    director
  6. 2024-11-22
    📄
    change-account-reference-date-company-previous-shortened
    accounts · AA01
  7. 2024-09-20
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  8. 2024-07-31
    📄
    change-person-director-company-with-change-date
    officers · CH01
  9. 2024-07-31
    📄
    change-person-director-company-with-change-date
    officers · CH01
  10. 2024-07-31
    📄
    change-to-a-person-with-significant-control
    persons-with-significant-control · PSC05
  11. 2024-07-31
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  12. 2023-11-16
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  13. 2023-11-14
    🔒
    Charge registered #1
    Lender: Quilter Financial Planning Limited
  14. 2023-09-18
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  15. 2022-11-02
    📄
    change-to-a-person-with-significant-control
    persons-with-significant-control · PSC05
  16. 2022-11-02
    📄
    change-person-director-company-with-change-date
    officers · CH01
  17. 2022-09-27
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  18. 2021-12-17
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  19. 2021-08-25
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  20. 2020-12-07
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  21. 2020-07-02
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  22. 2020-07-02
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  23. 2020-06-19
    ➖
    COLQUHOUN, David John resigned
    director
  24. 2020-06-19
    ➖
    FYFFE, Scott Stewart resigned
    director
  25. 2018-05-30
    ➕
    COLQUHOUN, David John appointed
    director
  26. 2018-05-30
    ➕
    FYFFE, Scott Stewart appointed
    director
  27. 2018-05-30
    ➕
    SAGLAR, Janice Gardner appointed
    director
  28. 2018-01-11
    🏢
    Company incorporated
    As HENDERSON STONE ASSET MANAGEMENT LIMITED
  29. 2018-01-11
    ➕
    HENDERSON, Samuel Edward Johnston appointed
    director

Owner dependency

88/100
Critical — business is the founder

The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.

FACTORS
  • +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
  • +Founder name in company name: Company name contains director surname "HENDERSON" — strong identity link between founder and business.
  • +Founder age: Director aged approximately 78 — succession pressure is live.

Succession & seller-readiness

66/100
Strong succession signal

Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.

SIGNALS
  • primaryFounder aged 70+: Senior director is approximately 78 years old. Natural succession window is now.
  • secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.

Red flags

clean
No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Group structure

Henderson Stone Holdings Limited is the ultimate parent — holding 75%+ shares. This company sits inside their group.

🏛️
Henderson Stone Holdings Limited
Corporate parent · holds 75-100% shares · board control
ultimate parent
⬇
HENDERSON STONE ASSET MANAGEMENT LIMITED
This company · SC585359

Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).

Shareholders & ownership

1 active beneficial owner · dominant holder ≥75%
NameSharesVoting rightsNature of controlNotified
Henderson Stone Holdings Limited
Corporate entity
75–100%
75–100%board control75-100% shares · 75-100% voting · board control11/01/2018
2 historic (ceased) PSCs
  • Mr Samuel Edward Johnston Hendersonceased 11/01/2018· significant influence
  • Tc Trustees Limitedceased 11/01/2018· 75-100% shares · 75-100% voting · board control

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated2018-01-11
Jurisdictionscotland
Primary SIC64999 — Financial intermediation not elsewhere classified

Registered office

Suite 16, Firhill Business Centre
74 Firhill Road
Glasgow
G20 7BA
Scotland

Filing status

Accounts
Next due: 2026-06-30
Last made up to: 2024-09-30
Confirmation statement
Next due: 2026-11-25
Last: 2025-11-11

Officers (2 active · 3 resigned)

HENDERSON, Samuel Edward Johnston→
director · ~78y · appointed 2018-01-11
View their other companies + combined net worth →
Active
SZULC, Sebastian Alfred→
director · ~43y · appointed 2025-06-27
View their other companies + combined net worth →
Active
COLQUHOUN, David John→
director · ~64y · appointed 2018-05-30 · resigned 2020-06-19
Resigned
FYFFE, Scott Stewart→
director · ~59y · appointed 2018-05-30 · resigned 2020-06-19
Resigned
SAGLAR, Janice Gardner→
director · ~64y · appointed 2018-05-30 · resigned 2025-06-27
Resigned

Click a director name to see their full track record across all companies.

Mortgages & charges

1
Total charges
1
Outstanding
1
Active lenders
Status:Lender:1 of 1 shown
TypeProperties
outstanding
Quilter Financial Planning
Quilter Financial Planning Limited
A registered charge1 property14/11/2023—
Click column headers to sort. Use filters above to narrow by status and lender.

Recent filings (38 total)

confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-11-11
appoint-person-director-company-with-name-date
officers · AP01
2025-06-30
termination-director-company-with-name-termination-date
officers · TM01
2025-06-30
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-06-30
change-account-reference-date-company-previous-shortened
accounts · AA01
2024-11-22
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-11-11
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-09-20
change-person-director-company-with-change-date
officers · CH01
2024-07-31
change-person-director-company-with-change-date
officers · CH01
2024-07-31
change-to-a-person-with-significant-control
persons-with-significant-control · PSC05
2024-07-31
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2024-07-31
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-11-22
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2023-11-16
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-09-18
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-11-14