AQUILER PROPERTY LIMITED

🏛️Establishedactive
SC590195 · ltd · incorporated 2018-03-02
Investment thesis
Property vehicle with leveraged stack — refinance / partial-release angle.
Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.
Why risky: Multiple lenders to manage; inter-creditor friction and partial-release cost possible.
Why now
Window steady · low confidence
Stable recent picture — watch for any upcoming trigger event.
What changed my view
Last 30 days

No material changes in the last 30 days.

Last 90 days

No material changes in the last 90 days.

Last 180 days

No snapshot from 180 days ago — start tracking from today.

🔒Estimated value
Upgrade to see
Turnover
year to Mar 2025
Net worth
book net assets
Opportunity
72/100
Strong
🔔
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What this business does
Primary activity: Buying and selling of own real estate
Sector: Real estate
Investor take
Pursue
Property-backed borrower with a 65-year-old founder — textbook succession opportunity.

Opportunity 72/100 (strong), bankability 57/100. Strong seller-intent signal (60/100, director aged 65). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 4 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (73/100).

🏦

Refinance opportunity

23 live charges · 4 lenders · oldest 6.7y

35/100
too messy

Refinance path is blocked by complexity. Rethink structure or expect bespoke, expensive terms.

  • · Oldest live charge is 6.7 years old — likely at or near maturity.
  • · 4 lenders named — inter-creditor friction likely.
  • · Legal-friction score 40/100 — workable, but lender will want more DD.

Data confidence

Overall: high (82/100)

Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
23 charges (23/23 with lender, 23/23 with type)
90
Directors & officers
3 officers (2 active, 3 linked, 3 with DOB)
90
Ownership & PSC
2 active PSC(s) of 3 total, 3 with control declared
90
Director network
6 connected companies via shared directors
63
Filing history
54 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
72/100Strong
PassWatchWorth a lookStrongExceptional 

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality
55
Adequate — check latest filings for context.
Acquirability
75
Strong succession / seller-readiness signals.
Risk profile
74
Few red flags.
Signal strength
100
Good data coverage for analysis.

Key financials

2 years extracted from filed iXBRL accounts
Cash
Net Worth
Current Assets
Current Liabilities
£0£10k£21k£31k£42k£52kMar 2024Mar 2025

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · FRS 102
Metric2025-03-312024-03-31
Total assets£1.95M
Current assets£52.1k
Cash£5.9k
Debtors£46.2k
Net assets£36.9k
Average employees2

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

3 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
0
filings
Last 90 days
3
filings
  • 2 officers
  • 1 confirmation-statement
Last 180 days
4
filings
  • 2 officers
  • 1 confirmation-statement
  • 1 accounts
Counts from Companies House filing history.
Corporate timeline (53 events)Click to expand
  1. 2026-06-10
    📄
    change-person-director-company-with-change-date
    officers · CH01
  2. 2026-06-10
    📄
    change-person-director-company-with-change-date
    officers · CH01
  3. 2026-03-31
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  4. 2025-07-16
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  5. 2025-07-16
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  6. 2025-07-08
    🔒
    Charge registered #23
    Lender: Shawbrook Bank Limited
  7. 2025-07-08
    🔒
    Charge registered #22
    Lender: Shawbrook Bank Limited
  8. 2025-04-29
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  9. 2024-12-18
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  10. 2023-12-21
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  11. 2023-09-08
    📄
    mortgage-satisfy-charge-full
    mortgage · MR04
  12. 2023-09-08
    📄
    mortgage-satisfy-charge-full
    mortgage · MR04
  13. 2023-09-08
    📄
    mortgage-satisfy-charge-full
    mortgage · MR04
  14. 2023-09-08
    📄
    mortgage-satisfy-charge-full
    mortgage · MR04
  15. 2023-09-08
    🔓
    Charge satisfied #8
  16. 2023-09-08
    🔓
    Charge satisfied #6
  17. 2023-09-08
    🔓
    Charge satisfied #3
  18. 2023-09-08
    🔓
    Charge satisfied #1
  19. 2023-06-08
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  20. 2023-06-08
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  21. 2023-06-08
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  22. 2023-06-08
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  23. 2023-06-08
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  24. 2023-06-08
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  25. 2023-05-25
    🔒
    Charge registered #21
    Lender: Paragon Bank PLC
  26. 2023-05-25
    🔒
    Charge registered #20
    Lender: Paragon Bank PLC
  27. 2023-05-25
    🔒
    Charge registered #19
    Lender: Paragon Bank PLC
  28. 2023-05-25
    🔒
    Charge registered #18
    Lender: Paragon Bank PLC
  29. 2023-05-25
    🔒
    Charge registered #17
    Lender: Paragon Bank PLC
  30. 2023-05-25
    🔒
    Charge registered #16
    Lender: Paragon Bank PLC
  31. 2023-02-19
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  32. 2023-02-16
    🔒
    Charge registered #15
    Lender: Paragon Bank PLC
  33. 2022-12-22
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  34. 2022-07-28
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  35. 2022-07-12
    🔒
    Charge registered #14
    Lender: Paragon Bank PLC (Company Number 05390593)
  36. 2022-07-12
    🔒
    Charge registered #13
    Lender: Paragon Bank PLC (Company Number 05390593)
  37. 2022-07-12
    🔒
    Charge registered #12
    Lender: Paragon Bank PLC (Company Number 05390593)
  38. 2022-07-12
    🔒
    Charge registered #11
    Lender: Paragon Bank PLC (Company Number 05390593)
  39. 2022-07-12
    🔒
    Charge registered #10
    Lender: Paragon Bank PLC (Company Number 05390593)
  40. 2021-09-08
    🔒
    Charge registered #9
    Lender: Lendinvest Security Trustees Limited
  41. 2021-09-02
    🔒
    Charge registered #8
    Lender: Lendinvest Security Trustees Limited
  42. 2021-03-25
    🔒
    Charge registered #7
    Lender: Lendinvest Security Trustees Limited
  43. 2021-03-12
    🔒
    Charge registered #6
    Lender: Lendinvest Security Trustees Limited
  44. 2021-01-27
    🔒
    Charge registered #5
    Lender: Paragon Bank PLC
  45. 2020-05-29
    🔒
    Charge registered #4
    Lender: Lendinvest Security Trustees Limited
  46. 2020-05-20
    🔒
    Charge registered #3
    Lender: Lendinvest Security Trustees Limited
  47. 2020-01-17
    COLE, James Richard Buxton appointed
    director
  48. 2019-12-03
    🔒
    Charge registered #2
    Lender: Lendinvest Security Trustees Limited
  49. 2019-11-29
    🔒
    Charge registered #1
    Lender: Lendinvest Security Trustees Limited
  50. 2019-06-01
    COLE, James Richard Buxton resigned
    director
Showing most recent 50 of 53 events

Owner dependency

73/100
High — earn-out structure required

Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.

FACTORS
  • +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
  • +Founder age: Director aged approximately 65 — succession pressure is live.

Succession & seller-readiness

56/100
Strong succession signal

Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.

SIGNALS
  • primaryFounder aged 63+: Senior director is approximately 65. Approaching typical UK retirement age — succession thinking likely.
  • secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.

Red flags

1 med · 1 low
Charge satisfaction-then-recreation pattern
medium

Multiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.

19 live charges
low

Heavily leveraged with multiple live security positions — understand the capital structure before proceeding.

Shareholders & ownership

2 active beneficial owners · dominant holder ≥75%
NameSharesVoting rightsNature of controlNotified
Mr Stuart James Buchanan
Individual · British · DOB 07/1961 · age 65
75100%
75–100%75-100% shares · 75-100% voting02/03/2018
Mr James Richard Buxton Cole
Individual · British · DOB 12/1964 · age 62
2550%
25-50% shares22/06/2020
1 historic (ceased) PSC
  • Mr James Richard Buxton Coleceased 01/06/2019· 25-50% shares · 25-50% voting

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

9 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated2018-03-02
Jurisdictionscotland
Primary SIC68100 — Buying and selling of own real estate

Registered office

168 Bath Street
Glasgow
G2 4TP
Scotland

Filing status

Accounts
Next due: 2026-12-31
Last made up to: 2025-03-31
Confirmation statement
Next due: 2027-06-26
Last: 2026-06-12

Officers (2 active · 1 resigned)

BUCHANAN, Stuart James
director · ~65y · appointed 2018-03-02
View their other companies + combined net worth →
Active
COLE, James Richard Buxton
director · ~62y · appointed 2020-01-17
View their other companies + combined net worth →
Active
COLE, James Richard Buxton
director · ~62y · appointed 2018-03-02 · resigned 2019-06-01
Resigned

Click a director name to see their full track record across all companies.

Mortgages & charges

23
Total charges
19
Outstanding
3
Active lenders
Status:Lender:23 of 23 shown
TypeProperties
outstanding
Shawbrook
Shawbrook Bank Limited
A registered charge1 property08/07/2025
outstanding
Shawbrook
Shawbrook Bank Limited
A registered charge1 property08/07/2025
outstanding
Paragon
Paragon Bank PLC
A registered charge1 property25/05/2023
outstanding
Paragon
Paragon Bank PLC
A registered charge1 property25/05/2023
outstanding
Paragon
Paragon Bank PLC
A registered charge1 property25/05/2023
outstanding
Paragon
Paragon Bank PLC
A registered charge1 property25/05/2023
outstanding
Paragon
Paragon Bank PLC
A registered charge1 property25/05/2023
outstanding
Paragon
Paragon Bank PLC
A registered charge1 property25/05/2023
outstanding
Paragon
Paragon Bank PLC
A registered charge1 property16/02/2023
outstanding
Paragon
Paragon Bank PLC (Company Number 05390593)
A registered charge4 properties12/07/2022
outstanding
Paragon
Paragon Bank PLC (Company Number 05390593)
A registered charge2 properties12/07/2022
outstanding
Paragon
Paragon Bank PLC (Company Number 05390593)
A registered charge2 properties12/07/2022
outstanding
Paragon
Paragon Bank PLC (Company Number 05390593)
A registered charge1 property12/07/2022
outstanding
Paragon
Paragon Bank PLC (Company Number 05390593)
A registered charge2 properties12/07/2022
outstanding
LendInvest
Lendinvest Security Trustees Limited
A registered charge7 properties08/09/2021
satisfied
LendInvest
Lendinvest Security Trustees Limited
A registered charge02/09/202108/09/2023
outstanding
LendInvest
Lendinvest Security Trustees Limited
A registered charge3 properties25/03/2021
satisfied
LendInvest
Lendinvest Security Trustees Limited
A registered charge12/03/202108/09/2023
outstanding
Paragon
Paragon Bank PLC
A registered charge1 property27/01/2021
outstanding
LendInvest
Lendinvest Security Trustees Limited
A registered charge2 properties29/05/2020
satisfied
LendInvest
Lendinvest Security Trustees Limited
A registered charge20/05/202008/09/2023
outstanding
LendInvest
Lendinvest Security Trustees Limited
A registered charge1 property03/12/2019
satisfied
LendInvest
Lendinvest Security Trustees Limited
A registered charge29/11/201908/09/2023
Click column headers to sort. Use filters above to narrow by status and lender.

Recent filings (54 total)

confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-06-19
change-person-director-company-with-change-date
officers · CH01
2026-06-10
change-person-director-company-with-change-date
officers · CH01
2026-06-10
accounts-with-accounts-type-total-exemption-full
accounts · AA
2026-03-31
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2025-07-16
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2025-07-16
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-07-08
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2025-04-29
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-12-18
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-06-26
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-12-21
mortgage-satisfy-charge-full
mortgage · MR04
2023-09-08
mortgage-satisfy-charge-full
mortgage · MR04
2023-09-08
mortgage-satisfy-charge-full
mortgage · MR04
2023-09-08
mortgage-satisfy-charge-full
mortgage · MR04
2023-09-08