AQUILER PROPERTY LIMITED
🏛️Establishedactive
SC590195 · ltd · incorporated 2018-03-02
Investment thesis
Property vehicle with leveraged stack — refinance / partial-release angle.
Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.
Why risky: Multiple lenders to manage; inter-creditor friction and partial-release cost possible.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Mar 2025
Net worth
—
book net assets
Opportunity
72/100
Strong
What this business does
Primary activity: Buying and selling of own real estate
Sector: Real estate
Investor take
PursueProperty-backed borrower with a 65-year-old founder — textbook succession opportunity.
Opportunity 72/100 (strong), bankability 57/100. Strong seller-intent signal (60/100, director aged 65). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 4 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (73/100).
🏦
Refinance opportunity
23 live charges · 4 lenders · oldest 6.4y
35/100
too messy
Refinance path is blocked by complexity. Rethink structure or expect bespoke, expensive terms.
- · Oldest live charge is 6.4 years old — likely at or near maturity.
- · 4 lenders named — inter-creditor friction likely.
- · Legal-friction score 40/100 — workable, but lender will want more DD.
Data confidence
Overall: high (82/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
23 charges (23/23 with lender, 23/23 with type)
90
Directors & officers
3 officers (2 active, 3 linked, 3 with DOB)
90
Ownership & PSC
2 active PSC(s) of 3 total, 3 with control declared
90
Director network
6 connected companies via shared directors
63
Filing history
51 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
72/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
55
Adequate — check latest filings for context.
Acquirability
75
Strong succession / seller-readiness signals.
Risk profile
74
Few red flags.
Signal strength
100
Good data coverage for analysis.
Key financials
2 years extracted from filed iXBRL accountsCash
—
Net Worth
—
Current Assets
—
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2025-03-31 | 2024-03-31 |
|---|---|---|
| Total assets | — | £1.95M |
| Current assets | — | £52.1k |
| Cash | — | £5.9k |
| Debtors | — | £46.2k |
| Net assets | — | £36.9k |
| Average employees | 2 | — |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
3 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
1
filing
- • 1 accounts
Last 90 days
1
filing
- • 1 accounts
Last 180 days
1
filing
- • 1 accounts
Counts from Companies House filing history.
Corporate timeline (54 events)Click to expand
- 2026-03-31📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2025-07-16📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2025-07-16📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2025-07-08🔒Charge registered #23Lender: Shawbrook Bank Limited
- 2025-07-08🔒Charge registered #22Lender: Shawbrook Bank Limited
- 2025-04-29📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2024-12-18📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-12-21📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-09-08📄mortgage-satisfy-charge-fullmortgage · MR04
- 2023-09-08📄mortgage-satisfy-charge-fullmortgage · MR04
- 2023-09-08📄mortgage-satisfy-charge-fullmortgage · MR04
- 2023-09-08📄mortgage-satisfy-charge-fullmortgage · MR04
- 2023-09-08🔓Charge satisfied #8
- 2023-09-08🔓Charge satisfied #6
- 2023-09-08🔓Charge satisfied #3
- 2023-09-08🔓Charge satisfied #1
- 2023-06-08📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2023-06-08📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2023-06-08📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2023-06-08📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2023-06-08📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2023-06-08📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2023-05-25🔒Charge registered #21Lender: Paragon Bank PLC
- 2023-05-25🔒Charge registered #20Lender: Paragon Bank PLC
- 2023-05-25🔒Charge registered #19Lender: Paragon Bank PLC
- 2023-05-25🔒Charge registered #18Lender: Paragon Bank PLC
- 2023-05-25🔒Charge registered #17Lender: Paragon Bank PLC
- 2023-05-25🔒Charge registered #16Lender: Paragon Bank PLC
- 2023-02-19📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2023-02-16🔒Charge registered #15Lender: Paragon Bank PLC
- 2022-12-22📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-07-28📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2022-07-28📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2022-07-28📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2022-07-28📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2022-07-12🔒Charge registered #14Lender: Paragon Bank PLC (Company Number 05390593)
- 2022-07-12🔒Charge registered #13Lender: Paragon Bank PLC (Company Number 05390593)
- 2022-07-12🔒Charge registered #12Lender: Paragon Bank PLC (Company Number 05390593)
- 2022-07-12🔒Charge registered #11Lender: Paragon Bank PLC (Company Number 05390593)
- 2022-07-12🔒Charge registered #10Lender: Paragon Bank PLC (Company Number 05390593)
- 2021-09-08🔒Charge registered #9Lender: Lendinvest Security Trustees Limited
- 2021-09-02🔒Charge registered #8Lender: Lendinvest Security Trustees Limited
- 2021-03-25🔒Charge registered #7Lender: Lendinvest Security Trustees Limited
- 2021-03-12🔒Charge registered #6Lender: Lendinvest Security Trustees Limited
- 2021-01-27🔒Charge registered #5Lender: Paragon Bank PLC
- 2020-05-29🔒Charge registered #4Lender: Lendinvest Security Trustees Limited
- 2020-05-20🔒Charge registered #3Lender: Lendinvest Security Trustees Limited
- 2020-01-17➕COLE, James Richard Buxton appointeddirector
- 2019-12-03🔒Charge registered #2Lender: Lendinvest Security Trustees Limited
- 2019-11-29🔒Charge registered #1Lender: Lendinvest Security Trustees Limited
Showing most recent 50 of 54 events
Owner dependency
73/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Founder age: Director aged approximately 65 — succession pressure is live.
Succession & seller-readiness
56/100
Strong succession signalMultiple signals suggest succession is on the horizon. Candidate for proactive outreach.
SIGNALS
- primaryFounder aged 63+: Senior director is approximately 65. Approaching typical UK retirement age — succession thinking likely.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
Red flags
1 med · 1 lowCharge satisfaction-then-recreation pattern
mediumMultiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.
19 live charges
lowHeavily leveraged with multiple live security positions — understand the capital structure before proceeding.
Shareholders & ownership
2 active beneficial owners · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Stuart James Buchanan Individual · British · DOB 07/1961 · age 65 | 75–100% | 75–100% | 75-100% shares · 75-100% voting | 02/03/2018 |
Mr James Richard Buxton Cole Individual · British · DOB 12/1964 · age 62 | 25–50% | — | 25-50% shares | 22/06/2020 |
1 historic (ceased) PSC
- Mr James Richard Buxton Coleceased 01/06/2019· 25-50% shares · 25-50% voting
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Property · G postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| ANDERSON DOE PROPERTY LIMITED→ SC641112 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
| ANGUS PROPERTY INVESTMENTS LTD→ SC764272 · est 2023 · no financials extracted | — | — | — | — | 3y | — | — |
| ANIMUS PROPERTIES LTD→ SC767800 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| AP1 BUSINESS LTD→ SC874636 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
| APX PROPERTY LIMITED→ SC821488 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| AQAAR LTD→ SC605100 · est 2018 · no financials extracted | — | — | — | — | 7y | — | — |
| ARCA BUSINESS CENTRES LIMITED→ SC288589 · est 2005 · no financials extracted | — | — | — | — | 20y | — | — |
| ARCHIE INVESTMENTS LIMITED→ SC474472 · est 2014 · no financials extracted | — | — | — | — | 12y | — | — |
| ARDEER REGENERATION LIMITED→ SC269486 · est 2004 · no financials extracted | — | — | — | — | 21y | — | — |
| ARDENLEA LTD→ SC672700 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| ARDFIN PROPERTY HOLDINGS LIMITED→ SC845259 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| ARDJ PROPERTIES LTD→ SC627915 · est 2019 · no financials extracted | — | — | — | — | 7y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
9 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2018-03-02
Jurisdictionscotland
Primary SIC68100 — Buying and selling of own real estate
Registered office
168 Bath Street
Glasgow
G2 4TP
Scotland
Filing status
Accounts
Next due: 2026-12-31
Last made up to: 2025-03-31
Confirmation statement
Next due: 2026-06-26
Last: 2025-06-12
Officers (2 active · 1 resigned)
BUCHANAN, Stuart James→
Activedirector · ~65y · appointed 2018-03-02
View their other companies + combined net worth →
COLE, James Richard Buxton→
Activedirector · ~62y · appointed 2020-01-17
View their other companies + combined net worth →
COLE, James Richard Buxton→
Resigneddirector · ~62y · appointed 2018-03-02 · resigned 2019-06-01
Click a director name to see their full track record across all companies.
Mortgages & charges
23
Total charges
19
Outstanding
3
Active lenders
Status:Lender:23 of 23 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Shawbrook Shawbrook Bank Limited | A registered charge | 1 property | 08/07/2025 | — | |
| outstanding | Shawbrook Shawbrook Bank Limited | A registered charge | 1 property | 08/07/2025 | — | |
| outstanding | Paragon Paragon Bank PLC | A registered charge | 1 property | 25/05/2023 | — | |
| outstanding | Paragon Paragon Bank PLC | A registered charge | 1 property | 25/05/2023 | — | |
| outstanding | Paragon Paragon Bank PLC | A registered charge | 1 property | 25/05/2023 | — | |
| outstanding | Paragon Paragon Bank PLC | A registered charge | 1 property | 25/05/2023 | — | |
| outstanding | Paragon Paragon Bank PLC | A registered charge | 1 property | 25/05/2023 | — | |
| outstanding | Paragon Paragon Bank PLC | A registered charge | 1 property | 25/05/2023 | — | |
| outstanding | Paragon Paragon Bank PLC | A registered charge | 1 property | 16/02/2023 | — | |
| outstanding | Paragon Paragon Bank PLC (Company Number 05390593) | A registered charge | 4 properties | 12/07/2022 | — | |
| outstanding | Paragon Paragon Bank PLC (Company Number 05390593) | A registered charge | 2 properties | 12/07/2022 | — | |
| outstanding | Paragon Paragon Bank PLC (Company Number 05390593) | A registered charge | 2 properties | 12/07/2022 | — | |
| outstanding | Paragon Paragon Bank PLC (Company Number 05390593) | A registered charge | 1 property | 12/07/2022 | — | |
| outstanding | Paragon Paragon Bank PLC (Company Number 05390593) | A registered charge | 2 properties | 12/07/2022 | — | |
| outstanding | LendInvest Lendinvest Security Trustees Limited | A registered charge | 7 properties | 08/09/2021 | — | |
| satisfied | LendInvest Lendinvest Security Trustees Limited | A registered charge | — | 02/09/2021 | 08/09/2023 | |
| outstanding | LendInvest Lendinvest Security Trustees Limited | A registered charge | 3 properties | 25/03/2021 | — | |
| satisfied | LendInvest Lendinvest Security Trustees Limited | A registered charge | — | 12/03/2021 | 08/09/2023 | |
| outstanding | Paragon Paragon Bank PLC | A registered charge | 1 property | 27/01/2021 | — | |
| outstanding | LendInvest Lendinvest Security Trustees Limited | A registered charge | 2 properties | 29/05/2020 | — | |
| satisfied | LendInvest Lendinvest Security Trustees Limited | A registered charge | — | 20/05/2020 | 08/09/2023 | |
| outstanding | LendInvest Lendinvest Security Trustees Limited | A registered charge | 1 property | 03/12/2019 | — | |
| satisfied | LendInvest Lendinvest Security Trustees Limited | A registered charge | — | 29/11/2019 | 08/09/2023 |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (51 total)
accounts-with-accounts-type-total-exemption-full
accounts · AA
2026-03-31
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2025-07-16
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2025-07-16
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-07-08
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2025-04-29
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-12-18
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-06-26
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-12-21
mortgage-satisfy-charge-full
mortgage · MR04
2023-09-08
mortgage-satisfy-charge-full
mortgage · MR04
2023-09-08
mortgage-satisfy-charge-full
mortgage · MR04
2023-09-08
mortgage-satisfy-charge-full
mortgage · MR04
2023-09-08
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-07-03
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2023-06-08
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2023-06-08