MI ARCHITECTS LTD

🏛️Establishedactive
SC614418 · ltd · incorporated 2018-11-22
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
🔒Estimated value
Upgrade to see
Turnover
year to Mar 2025
Net worth
£12.1k
book net assets
Opportunity
76/100
Strong
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What this business does
Primary activity: Architectural activities
Sector: Professional, scientific & technical
Investor take
Pursue
Strong opportunity: asset-holding vehicle with strong profile and bankable structure.

Opportunity 76/100 (strong), bankability 75/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Cash flow review and working-capital discipline. Cash down -55% YoY — forensic review of receivables, stock turns, and creditor days. Most likely exit: share sale to pe / searcher (73/100).

Data confidence

Overall: medium (79/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
Confirmed no charges registered
85
Directors & officers
2 officers (2 active, 2 linked, 2 with DOB)
90
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
1 connected companies via shared directors
48
Filing history
20 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
76/100Strong
PassWatchWorth a lookStrongExceptional 

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality
65
Adequate — check latest filings for context.
Acquirability
75
Strong succession / seller-readiness signals.
Risk profile
82
Few red flags.
Signal strength
90
Good data coverage for analysis.

Signals from accounts

Derived from iXBRL accounts · accounting standard not declared
Positive net assets
Net assets £12,105
Net assets shrinking
Down £13,462 YoY
Cash draining
Cash down 55% YoY
Cash YoY
-55%
Year on year

Key financials

2 years extracted from filed iXBRL accounts
Cash
£22k
↓ 55% YoY
Net Worth
£12k
↓ 53% YoY
Current Assets
£39k
↓ 39% YoY
Current Liabilities
£0£13k£26k£39k£51k£64kMar 2024Mar 2025

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · accounting standard unknown
Metric2025-03-312024-03-31
Total assets£12.1k£25.6k
Current assets£39.5k£64.3k
Cash£21.9k£48.8k
Debtors£17.6k£15.5k
Net assets£12.1k£25.6k

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
1
filing
  • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (16 events)Click to expand
  1. 2025-05-27
    📄
    accounts-with-accounts-type-unaudited-abridged
    accounts · AA
  2. 2024-05-29
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  3. 2024-05-23
    📄
    change-person-director-company-with-change-date
    officers · CH01
  4. 2024-05-23
    📄
    change-to-a-person-with-significant-control
    persons-with-significant-control · PSC04
  5. 2024-05-23
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  6. 2024-05-07
    📄
    accounts-with-accounts-type-unaudited-abridged
    accounts · AA
  7. 2023-06-15
    📄
    accounts-with-accounts-type-unaudited-abridged
    accounts · AA
  8. 2022-11-25
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  9. 2022-06-24
    📄
    accounts-with-accounts-type-unaudited-abridged
    accounts · AA
  10. 2021-06-10
    📄
    accounts-with-accounts-type-unaudited-abridged
    accounts · AA
  11. 2020-05-20
    📄
    accounts-with-accounts-type-unaudited-abridged
    accounts · AA
  12. 2020-05-18
    📄
    change-account-reference-date-company-previous-extended
    accounts · AA01
  13. 2018-11-22
    🏢
    Company incorporated
    As MI ARCHITECTS LTD
  14. 2018-11-22
    CURRIE, Iona appointed
    director
  15. 2018-11-22
    STODDART, Margot appointed
    director
  16. 2018-11-22
    📄
    incorporation-company
    incorporation · NEWINC

Owner dependency

71/100
High — earn-out structure required

Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.

FACTORS
  • +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
  • +Senior director age: Director aged approximately 58 — approaching natural succession window.
  • +No director turnover: Company is 7 years old with no director changes — suggests a very tight-knit founder team never broadened.

Succession & seller-readiness

46/100
Moderate signal

Some succession indicators present. Worth watching; approach if sector/strategy fits.

SIGNALS
  • secondaryFounder aged 58+: Senior director is approximately 58. Early succession window.
  • secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.

Red flags

1 low
Multiple registered office changes
low

Multiple address changes in a short period can indicate operational instability or admin disorder.

Shareholders & ownership

2 active beneficial owners
NameSharesVoting rightsNature of controlNotified
Mrs Margot Stoddart
Individual · Scottish · DOB 04/1969 · age 57
2550%
25–50%25-50% shares · 25-50% voting22/11/2018
Mrs Iona Currie
Individual · Scottish · DOB 03/1968 · age 58
2550%
25–50%25-50% shares · 25-50% voting22/11/2018

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated2018-11-22
Jurisdictionscotland
Primary SIC71111 — Architectural activities

Registered office

Dornoch Hub
Argyle Street
Dornoch
IV25 3LA
Scotland

Filing status

Accounts
Next due: 2026-12-31
Last made up to: 2025-03-31
Confirmation statement
Next due: 2026-11-19
Last: 2025-11-05

Officers (2 active · 0 resigned)

CURRIE, Iona
director · ~58y · appointed 2018-11-22
View their other companies + combined net worth →
Active
STODDART, Margot
director · ~57y · appointed 2018-11-22
View their other companies + combined net worth →
Active

Click a director name to see their full track record across all companies.

Recent filings (20 total)

confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-11-05
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2025-05-27
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-11-11
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2024-05-29
change-person-director-company-with-change-date
officers · CH01
2024-05-23
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2024-05-23
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2024-05-23
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2024-05-07
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-11-15
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2023-06-15
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2022-11-25
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-11-08
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2022-06-24
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-11-22
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2021-06-10