JDNC (SCOTLAND) LTD

🏛️Establishedactive
SC616545 · ltd · incorporated 2018-12-19
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
🔒Estimated value
Upgrade to see
Turnover
year to Dec 2024
Net worth
£44.4k
book net assets
Opportunity
73/100
Strong
🔔
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What this business does
Primary activity: Other service activities n.e.c.
Sector: Other service activities
Investor take
Pursue
Strong opportunity: asset-holding vehicle with strong profile and bankable structure.

Opportunity 73/100 (strong), bankability 85/100. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Cash flow review and working-capital discipline. Cash down -75% YoY — forensic review of receivables, stock turns, and creditor days. Most likely exit: strategic trade sale (63/100).

🏦

Refinance opportunity

1 live charge · oldest 5.2y

45/100
under pressure

Refinance would be pressure-driven, not opportunity-driven. Expect tighter margins and covenant scrutiny.

  • · Oldest live charge is 5.2 years old — likely at or near maturity.
  • · Single lender — cleanest path to refinance.
  • · Cashflow trend is negative — lender view likely cautious.

Data confidence

Overall: medium (73/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
1 charges (1/1 with lender, 1/1 with type)
90
Directors & officers
4 officers (3 active, 4 linked, 4 with DOB)
90
Ownership & PSC
No PSCs filed (unusual — worth investigating)
35
Director network
4 connected companies via shared directors
57
Filing history
20 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
73/100Strong
PassWatchWorth a lookStrongExceptional 

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality
65
Adequate — check latest filings for context.
Acquirability
50
Some acquirability indicators.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.

Signals from accounts

Derived from iXBRL accounts · accounting standard not declared
Positive net assets
Net assets £44,449
Cash draining
Cash down 75% YoY
Cash YoY
-75%
Year on year

Key financials

2 years extracted from filed iXBRL accounts
Cash
£9k
↓ 75% YoY
Net Worth
£44k
↑ 7.6% YoY
Current Assets
£59k
↓ 12% YoY
Current Liabilities
£0£13k£27k£40k£54k£67kDec 2023Dec 2024

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · accounting standard unknown
Metric2024-12-312023-12-31
Total assets£46.1k£47.0k
Current assets£59.0k£67.3k
Cash£9.0k£36.5k
Debtors£50.0k£30.7k
Net assets£44.4k£41.3k

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
1
filing
  • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (20 events)Click to expand
  1. 2025-09-12
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  2. 2024-10-25
    📄
    change-person-director-company-with-change-date
    officers · CH01
  3. 2024-09-25
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  4. 2024-07-10
    📄
    mortgage-satisfy-charge-full
    mortgage · MR04
  5. 2024-07-10
    🔓
    Charge satisfied #1
  6. 2024-04-11
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  7. 2024-03-31
    COCHRANE, Cassie resigned
    director
  8. 2023-12-21
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  9. 2022-12-21
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  10. 2021-12-23
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  11. 2021-03-15
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  12. 2021-02-25
    🔒
    Charge registered #1
    Lender: James Bernard Murray
  13. 2020-12-18
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  14. 2020-08-24
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  15. 2018-12-19
    🏢
    Company incorporated
    As JDNC (SCOTLAND) LTD
  16. 2018-12-19
    BOYD, Nikki appointed
    director
  17. 2018-12-19
    COCHRANE, Daren John appointed
    director
  18. 2018-12-19
    COCHRANE, Julie appointed
    director
  19. 2018-12-19
    COCHRANE, Cassie appointed
    director
  20. 2018-12-19
    📄
    incorporation-company
    incorporation · NEWINC

Owner dependency

58/100
Moderate — manageable with handover

Some founder dependency, but not acute. A structured handover period should cover most risk.

FACTORS
  • +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.

Succession & seller-readiness

30/100
Weak signal

Limited succession signal. Not a near-term off-market candidate.

Red flags

clean
No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

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Company details

Statusactive
Typeltd
Incorporated2018-12-19
Jurisdictionscotland
Primary SIC96090 — Other service activities n.e.c.

Registered office

6 Miller Road
Ayr
KA7 2AY
Scotland

Filing status

Accounts
Next due: 2026-09-30
Last made up to: 2024-12-31
Confirmation statement
Next due: 2027-02-12
Last: 2026-01-29

Officers (3 active · 1 resigned)

BOYD, Nikki
director · ~32y · appointed 2018-12-19
View their other companies + combined net worth →
Active
COCHRANE, Daren John
director · ~33y · appointed 2018-12-19
View their other companies + combined net worth →
Active
COCHRANE, Julie
director · ~57y · appointed 2018-12-19
View their other companies + combined net worth →
Active
COCHRANE, Cassie
director · ~27y · appointed 2018-12-19 · resigned 2024-03-31
Resigned

Click a director name to see their full track record across all companies.

Mortgages & charges

1
Total charges
0
Outstanding
0
Active lenders
Status:Lender:1 of 1 shown
TypeProperties
satisfied
James Bernard Murray
A registered charge25/02/202110/07/2024

Recent filings (20 total)

confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-01-30
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-09-12
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-04-02
change-person-director-company-with-change-date
officers · CH01
2024-10-25
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-09-25
mortgage-satisfy-charge-full
mortgage · MR04
2024-07-10
confirmation-statement-with-updates
confirmation-statement · CS01
2024-04-11
termination-director-company-with-name-termination-date
officers · TM01
2024-04-11
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-12-21
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-12-18
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-12-21
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-12-19
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-01-05
accounts-with-accounts-type-total-exemption-full
accounts · AA
2021-12-23
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2021-03-15