REAM PROPERTY SALES LTD

🏛️Establishedactive
SC619251 · ltd · incorporated 2019-01-25
Investment thesis
Property vehicle with a workable charge structure — clean refinance potential.
Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.
Why risky: Dependent on title and valuation due diligence; standard property risks.
Why now
Window steady · low confidence
Stable recent picture — watch for any upcoming trigger event.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
  • · Oldest live charge 4.2y old — refinance window within 12 months
What changed my view
Last 30 days

No material changes in the last 30 days.

Last 90 days

No snapshot from 90 days ago — start tracking from today.

Last 180 days

No snapshot from 180 days ago — start tracking from today.

🔒Estimated value
Upgrade to see
Turnover
year to Jan 2025
Net worth
book net assets
Opportunity
74/100
Strong
🔔
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What this business does
Primary activity: Real estate agencies
Sector: Real estate
ALSO REGISTERED FOR
  • 68320Management of real estate on a fee or contract basis
Investor take
Pursue
Strong opportunity: property-backed borrower with strong profile and bankable structure.

Opportunity 74/100 (strong), bankability 80/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (58/100).

🏦

Refinance opportunity

2 live charges · oldest 4.2y

75/100
ready

Refinance conversation should be productive — structure clean and timing right.

  • · Charge age ~4.2 years — mid-life; refi window approaching.
  • · Single lender — cleanest path to refinance.
  • · Legal-friction score 15/100 — clean.

Data confidence

Overall: high (81/100)

Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.

Company profile
address, 2 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
2 charges (2/2 with lender, 2/2 with type)
90
Directors & officers
2 officers (2 active, 2 linked, 2 with DOB)
90
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
3 connected companies via shared directors
54
Filing history
24 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
74/100Strong
PassWatchWorth a lookStrongExceptional 

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality
65
Adequate — check latest filings for context.
Acquirability
55
Some acquirability indicators.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.

Key financials

2 years extracted from filed iXBRL accounts
Cash
Net Worth
Current Assets
Current Liabilities
£0£0£0£0£0£0Jan 2024Jan 2025

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · accounting standard unknown
Metric2025-01-312024-01-31

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
0
filings
Counts from Companies House filing history.
Corporate timeline (22 events)Click to expand
  1. 2025-06-11
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  2. 2025-04-11
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  3. 2024-09-13
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  4. 2023-08-17
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  5. 2023-04-26
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  6. 2022-10-31
    📄
    change-to-a-person-with-significant-control
    persons-with-significant-control · PSC04
  7. 2022-10-31
    📄
    change-to-a-person-with-significant-control
    persons-with-significant-control · PSC04
  8. 2022-10-31
    📄
    change-person-director-company-with-change-date
    officers · CH01
  9. 2022-10-31
    📄
    change-person-director-company-with-change-date
    officers · CH01
  10. 2022-10-31
    📄
    change-to-a-person-with-significant-control
    persons-with-significant-control · PSC04
  11. 2022-05-10
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  12. 2022-05-09
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  13. 2022-05-06
    🔒
    Charge registered #2
    Lender: Together Commercial Finance Limited
  14. 2022-05-04
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  15. 2022-04-29
    🔒
    Charge registered #1
    Lender: Together Commercial Finance Limited
  16. 2022-01-31
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  17. 2021-01-25
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  18. 2019-05-06
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  19. 2019-01-25
    🏢
    Company incorporated
    As REAM PROPERTY SALES LTD
  20. 2019-01-25
    EDWARDS, Ross appointed
    director
  21. 2019-01-25
    MACKENZIE, Alexandra Anne appointed
    director
  22. 2019-01-25
    📄
    incorporation-company
    incorporation · NEWINC

Owner dependency

63/100
High — earn-out structure required

Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.

FACTORS
  • +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
  • +No director turnover: Company is 7 years old with no director changes — suggests a very tight-knit founder team never broadened.

Succession & seller-readiness

36/100
Weak signal

Limited succession signal. Not a near-term off-market candidate.

SIGNALS
  • secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.

Red flags

clean
No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Shareholders & ownership

2 active beneficial owners
NameSharesVoting rightsNature of controlNotified
Ms Alexandra Anne Mackenzie
Individual · British · DOB 09/1987 · age 39
2550%
25-50% shares25/01/2019
Mr Ross Edwards
Individual · British · DOB 02/1980 · age 46
2550%
25-50% shares25/01/2019

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated2019-01-25
Jurisdictionscotland
Primary SIC68310 — Real estate agencies

Registered office

6 Bank Street
Inverness
IV1 1QY
Scotland

Filing status

Accounts
Next due: 2026-10-31
Last made up to: 2025-01-31
Confirmation statement
Next due: 2026-08-18
Last: 2025-08-04

Officers (2 active · 0 resigned)

EDWARDS, Ross
director · ~46y · appointed 2019-01-25
View their other companies + combined net worth →
Active
MACKENZIE, Alexandra Anne
director · ~39y · appointed 2019-01-25
View their other companies + combined net worth →
Active

Click a director name to see their full track record across all companies.

Mortgages & charges

2
Total charges
2
Outstanding
1
Active lenders
Status:Lender:2 of 2 shown
TypeProperties
outstanding
Together Money
Together Commercial Finance Limited
A registered charge1 property06/05/2022
outstanding
Together Money
Together Commercial Finance Limited
A registered charge29/04/2022
Click column headers to sort. Use filters above to narrow by status and lender.

Recent filings (24 total)

confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-08-04
accounts-with-accounts-type-micro-entity
accounts · AA
2025-06-11
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2025-04-11
accounts-with-accounts-type-micro-entity
accounts · AA
2024-09-13
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-08-06
accounts-with-accounts-type-micro-entity
accounts · AA
2023-08-17
confirmation-statement-with-updates
confirmation-statement · CS01
2023-08-04
accounts-with-accounts-type-micro-entity
accounts · AA
2023-04-26
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-01-25
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2022-10-31
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2022-10-31
change-person-director-company-with-change-date
officers · CH01
2022-10-31
change-person-director-company-with-change-date
officers · CH01
2022-10-31
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2022-10-31
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2022-05-10