KAYA INVESTMENTS LTD
🏛️Establishedactive
SC619711 · ltd · incorporated 2019-01-30
Investment thesis
Property vehicle with leveraged stack — refinance / partial-release angle.
Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.
Why risky: Multiple lenders to manage; inter-creditor friction and partial-release cost possible.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
- · Oldest live charge 3.5y old — refinance window within 12 months
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Jan 2025
Net worth
£234.0k
book net assets
Opportunity
74/100
Strong
What this business does
Primary activity: Buying and selling of own real estate
Sector: Real estate
ALSO REGISTERED FOR
- 68201Renting and operating of Housing Association real estate
- 68209Other letting and operating of own or leased real estate
- 68320Management of real estate on a fee or contract basis
Investor take
PursueStrong opportunity: property-backed borrower with strong profile and acceptable with review structure.
Opportunity 74/100 (strong), bankability 65/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (73/100).
🏦
Refinance opportunity
7 live charges · 2 lenders · oldest 3.5y
60/100
clean up first
Refinance viable after a tidy-up — address the highlighted items first.
- · Charge age ~3.5 years — mid-life; refi window approaching.
- · Two lenders — manageable, but coordination required.
- · Legal-friction score 15/100 — clean.
Data confidence
Overall: medium (71/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 4 SIC codes, incorporation date
100
Financials
1 year of iXBRL accounts extracted (no YoY comparison) + narrative notes parsed
50
Lenders & charges
7 charges (7/7 with lender, 7/7 with type)
90
Directors & officers
3 officers (2 active, 3 linked, 3 with DOB)
90
Ownership & PSC
2 active PSC(s) of 3 total, 3 with control declared
90
Director network
Network not yet resolved
30
Filing history
37 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
🔒Estimated company valuation
Sector-multiple EBITDA, turnover, and NAV-proxy valuation range with confidence tier — derived from extracted iXBRL financials.
Available from the Pro tier upwards.
See pricing →Opportunity Score
74/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
55
Adequate — check latest filings for context.
Acquirability
70
Strong succession / seller-readiness signals.
Risk profile
82
Few red flags.
Signal strength
100
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · FRS 105 (micro)Positive net assets
Net assets £234,007
Key financials
1 year extracted from filed iXBRL accountsCash
—
Net Worth
£234k
Current Assets
£363k
Current Liabilities
—
Financials
Extracted from Companies House accounts · FRS 105 (micro)| Metric | 2025-01-31 |
|---|---|
| Total assets | £1.57M |
| Current assets | £363.4k |
| Net assets | £234.0k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
1
filing
- • 1 confirmation-statement
Last 180 days
1
filing
- • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (31 events)Click to expand
- 2025-10-28📄accounts-amended-with-accounts-type-total-exemption-fullaccounts · AAMD
- 2025-10-23📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2025-06-06📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2025-05-29🔒Charge registered #7Lender: Shawbrook Bank Limited
- 2025-04-11📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2025-04-11📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2025-04-07🔒Charge registered #6Lender: Shawbrook Bank Limited
- 2025-04-07🔒Charge registered #5Lender: Shawbrook Bank Limited
- 2024-10-02📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2024-04-22📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2024-04-22📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2024-04-18🔒Charge registered #3Lender: Shawbrook Bank Limited
- 2024-04-16🔒Charge registered #4Lender: Shawbrook Bank Limited
- 2023-09-22📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2023-03-10📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2023-03-10📄change-person-director-company-with-change-dateofficers · CH01
- 2022-11-22📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2022-11-21🔒Charge registered #2Lender: Allica Bank Limited
- 2022-11-18📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2022-11-17🔒Charge registered #1Lender: Allica Bank Limited
- 2022-11-04📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2022-02-11➕KAYA, Haci Ahmet appointeddirector
- 2022-02-11➖KAYA, Cagla resigneddirector
- 2022-02-11📄change-person-director-company-with-change-dateofficers · CH01
- 2022-02-11📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2022-02-11📄appoint-person-director-company-with-name-dateofficers · AP01
- 2022-02-11📄termination-director-company-with-name-termination-dateofficers · TM01
- 2022-02-11📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2020-08-01➕KAYA, Cagla appointeddirector
- 2019-01-30🏢Company incorporatedAs KAYA INVESTMENTS LTD
- 2019-01-30➕KAYA, Ali-Efkan appointeddirector
Owner dependency
89/100
Critical — business is the founderThe business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Founder name in company name: Company name contains director surname "KAYA" — strong identity link between founder and business.
- +Senior director age: Director aged approximately 59 — approaching natural succession window.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
Succession & seller-readiness
46/100
Moderate signalSome succession indicators present. Worth watching; approach if sector/strategy fits.
SIGNALS
- secondaryFounder aged 58+: Senior director is approximately 59. Early succession window.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
Red flags
1 low7 live charges
lowHeavily leveraged with multiple live security positions — understand the capital structure before proceeding.
Shareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Haci Ahmet Kaya Individual · British · DOB 01/1967 · age 59 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 11/02/2022 |
Mr Ali-Efkan Kaya Individual · British · DOB 11/1996 · age 30 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 30/01/2019 |
1 historic (ceased) PSC
- Ms Cagla Kayaceased 11/02/2022· 25-50% shares · 25-50% voting
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
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|---|---|---|---|---|---|---|---|
| RAVELRIG PROPERTY LTD→ SC344744 · est 2008 · no financials extracted | — | — | — | — | 17y | — | — |
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| RCH PROPERTY SOLUTIONS LIMITED→ SC469465 · est 2014 · no financials extracted | — | — | — | — | 12y | — | — |
| RE-GROUP BUILD LTD→ SC814368 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| REEVES TOWN & COUNTRY LIMITED→ SC630330 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
| RENTON SCOTLAND LTD.→ SC444457 · est 2013 · no financials extracted | — | — | — | — | 13y | — | — |
| RETTIE & COMPANY TRUSTEE LIMITED→ SC254125 · est 2003 · no financials extracted | — | — | — | — | 22y | — | — |
| REYNOLDS ENTERPRISES LIMITED→ SC204048 · est 2000 · no financials extracted | — | — | — | — | 26y | — | — |
| RIM RESIDENTIALS LIMITED→ SC829823 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| RISE PROPERTY INVESTMENT LIMITED→ SC584052 · est 2017 · no financials extracted | — | — | — | — | 8y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2019-01-30
Jurisdictionscotland
Primary SIC68100 — Buying and selling of own real estate
Registered office
2 Shiel Hall Crescent
Rosewell
EH24 9DD
Scotland
Filing status
Accounts
Next due: 2026-10-31
Last made up to: 2025-01-31
Confirmation statement
Next due: 2027-03-24
Last: 2026-03-10
Officers (2 active · 1 resigned)
KAYA, Ali-Efkan→
Activedirector · ~30y · appointed 2019-01-30
View their other companies + combined net worth →
KAYA, Haci Ahmet→
Activedirector · ~59y · appointed 2022-02-11
View their other companies + combined net worth →
KAYA, Cagla→
Resigneddirector · ~32y · appointed 2020-08-01 · resigned 2022-02-11
Click a director name to see their full track record across all companies.
Mortgages & charges
7
Total charges
7
Outstanding
2
Active lenders
Status:Lender:7 of 7 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Shawbrook Shawbrook Bank Limited | A registered charge | 1 property | 29/05/2025 | — | |
| outstanding | Shawbrook Shawbrook Bank Limited | A registered charge | 1 property | 07/04/2025 | — | |
| outstanding | Shawbrook Shawbrook Bank Limited | A registered charge | 1 property | 07/04/2025 | — | |
| outstanding | Shawbrook Shawbrook Bank Limited | A registered charge | 1 property | 18/04/2024 | — | |
| outstanding | Shawbrook Shawbrook Bank Limited | A registered charge | 1 property | 16/04/2024 | — | |
| outstanding | Allica Bank Allica Bank Limited | A registered charge | 1 property | 21/11/2022 | — | |
| outstanding | Allica Bank Allica Bank Limited | A registered charge | — | 17/11/2022 | — |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (37 total)
confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-03-12
accounts-amended-with-accounts-type-total-exemption-full
accounts · AAMD
2025-10-28
accounts-with-accounts-type-micro-entity
accounts · AA
2025-10-23
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2025-06-06
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2025-04-11
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2025-04-11
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-03-10
accounts-with-accounts-type-micro-entity
accounts · AA
2024-10-02
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2024-04-22
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2024-04-22
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-03-12
accounts-with-accounts-type-micro-entity
accounts · AA
2023-09-22
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2023-03-10
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-03-10
change-person-director-company-with-change-date
officers · CH01
2023-03-10