KINTAIL (PROPERTIES) LTD
🏛️Establishedactive
SC636974 · ltd · incorporated 2019-07-24
Investment thesis
Property vehicle with leveraged stack — refinance / partial-release angle.
Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.
Why risky: Multiple lenders to manage; inter-creditor friction and partial-release cost possible.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
- · Oldest live charge 6.6y old — refinance window within 12 months
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Sept 2025
Net worth
—
book net assets
Opportunity
76/100
Strong
What this business does
Primary activity: Other letting and operating of own or leased real estate
Sector: Real estate
Investor take
PursueStrong opportunity: property-backed borrower with strong profile and bankable structure.
Opportunity 76/100 (strong), bankability 75/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (73/100).
🏦
Refinance opportunity
4 live charges · 2 lenders · oldest 6.6y
70/100
ready
Refinance conversation should be productive — structure clean and timing right.
- · Oldest live charge is 6.6 years old — likely at or near maturity.
- · Two lenders — manageable, but coordination required.
- · Legal-friction score 15/100 — clean.
Data confidence
Overall: high (80/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
4 charges (4/4 with lender, 4/4 with type)
90
Directors & officers
2 officers (2 active, 2 linked, 2 with DOB)
90
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
1 connected companies via shared directors
48
Filing history
22 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
76/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
65
Adequate — check latest filings for context.
Acquirability
75
Strong succession / seller-readiness signals.
Risk profile
77
Few red flags.
Signal strength
100
Good data coverage for analysis.
Key financials
2 years extracted from filed iXBRL accountsCash
—
Net Worth
—
Current Assets
—
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2025-09-30 | 2024-09-30 |
|---|
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
3
filings
- • 2 mortgage
- • 1 accounts
Last 90 days
3
filings
- • 2 mortgage
- • 1 accounts
Last 180 days
3
filings
- • 2 mortgage
- • 1 accounts
Counts from Companies House filing history.
Corporate timeline (25 events)Click to expand
- 2026-04-16📄mortgage-satisfy-charge-fullmortgage · MR04
- 2026-04-16📄mortgage-satisfy-charge-fullmortgage · MR04
- 2026-04-16🔓Charge satisfied #2
- 2026-04-16🔓Charge satisfied #1
- 2026-04-13📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2025-05-24📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2024-06-27📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2023-08-18📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2023-08-09🔒Charge registered #4Lender: Barclays Security Trustee Limited
- 2023-05-15📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2023-05-04🔒Charge registered #3Lender: Barclays Security Trustee Limited
- 2022-10-16📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2022-05-17📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2021-01-11📄accounts-amended-with-accounts-type-micro-entityaccounts · AAMD
- 2020-11-25📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2020-05-21📄change-account-reference-date-company-current-extendedaccounts · AA01
- 2019-11-18📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2019-10-10📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2019-10-09🔒Charge registered #2Lender: Together Commercial Finance Limited
- 2019-10-08📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2019-10-06🔒Charge registered #1Lender: Together Commercial Finance Limited
- 2019-07-24🏢Company incorporatedAs KINTAIL (PROPERTIES) LTD
- 2019-07-24➕MACRAE, Ann Beatrice appointeddirector
- 2019-07-24➕MACRAE, Kenneth Stewart appointeddirector
- 2019-07-24📄incorporation-companyincorporation · NEWINC
Owner dependency
79/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Senior director age: Director aged approximately 58 — approaching natural succession window.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
- +No director turnover: Company is 7 years old with no director changes — suggests a very tight-knit founder team never broadened.
Succession & seller-readiness
46/100
Moderate signalSome succession indicators present. Worth watching; approach if sector/strategy fits.
SIGNALS
- secondaryFounder aged 58+: Senior director is approximately 58. Early succession window.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
Red flags
1 med ·Charge satisfaction-then-recreation pattern
mediumMultiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.
Shareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Kenneth Stewart Macrae Individual · British · DOB 08/1974 · age 52 | 25–50% | 25–50% | board control25-50% shares · 25-50% voting · board control | 24/07/2019 |
Ms Ann Beatrice Macrae Individual · British · DOB 01/1968 · age 58 | 25–50% | 25–50% | board control25-50% shares · 25-50% voting · board control | 24/07/2019 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
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|---|---|---|---|---|---|---|---|
| KEY INVESTMENT SOLUTION LTD→ SC466633 · est 2014 · no financials extracted | — | — | — | — | 12y | — | — |
| KRM SKYE LTD→ SC806000 · est 2024 · no financials extracted | — | — | — | — | 2y | — | — |
| KYLE & LOCHALSH COMMUNITY TRUST→ SC430036 · est 2012 · no financials extracted | — | — | — | — | 13y | — | — |
| KYLEAKIN FEUS, LIMITED→ SC028292 · est 1951 · no financials extracted | — | — | — | — | 74y | — | — |
| LASHLEY HOMES LIMITED→ SC546666 · est 2016 · no financials extracted | — | — | — | — | 9y | — | — |
| LAWNMARKET LIMITED→ SC547525 · est 2016 · no financials extracted | — | — | — | — | 9y | — | — |
| LAWSON PROPERTY ENTERPRISES LIMITED→ SC855244 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| LEEM PROPERTY LIMITED→ SC678145 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| LETTING-IN-SCOTLAND LTD.→ SC231382 · est 2002 · no financials extracted | — | — | — | — | 23y | — | — |
| LETTINGS INVERNESS LTD→ SC471619 · est 2014 · no financials extracted | — | — | — | — | 12y | — | — |
| LEUVEN SERVICES (ABERDEEN) LIMITED→ SC088094 · est 1984 · no financials extracted | — | — | — | — | 41y | — | — |
| LGS HIGHLAND PROPERTY LIMITED→ SC801146 · est 2024 · no financials extracted | — | — | — | — | 2y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2019-07-24
Jurisdictionscotland
Primary SIC68209 — Other letting and operating of own or leased real estate
Registered office
3 Young Street
Inverness
IV3 5BL
Scotland
Filing status
Accounts
Next due: 2027-06-30
Last made up to: 2025-09-30
Confirmation statement
Next due: 2026-08-06
Last: 2025-07-23
Officers (2 active · 0 resigned)
MACRAE, Ann Beatrice→
Activedirector · ~58y · appointed 2019-07-24
View their other companies + combined net worth →
MACRAE, Kenneth Stewart→
Activedirector · ~52y · appointed 2019-07-24
View their other companies + combined net worth →
Click a director name to see their full track record across all companies.
Mortgages & charges
4
Total charges
2
Outstanding
1
Active lenders
Status:Lender:4 of 4 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Barclays Barclays Security Trustee Limited | A registered charge | 1 property | 09/08/2023 | — | |
| outstanding | Barclays Barclays Security Trustee Limited | A registered charge | — | 04/05/2023 | — | |
| satisfied | Together Money Together Commercial Finance Limited | A registered charge | 2 properties | 09/10/2019 | 16/04/2026 | |
| satisfied | Together Money Together Commercial Finance Limited | A registered charge | — | 06/10/2019 | 16/04/2026 |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (22 total)
mortgage-satisfy-charge-full
mortgage · MR04
2026-04-16
mortgage-satisfy-charge-full
mortgage · MR04
2026-04-16
accounts-with-accounts-type-micro-entity
accounts · AA
2026-04-13
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-08-11
accounts-with-accounts-type-micro-entity
accounts · AA
2025-05-24
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-08-08
accounts-with-accounts-type-micro-entity
accounts · AA
2024-06-27
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2023-08-18
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-08-03
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2023-05-15
accounts-with-accounts-type-micro-entity
accounts · AA
2022-10-16
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-07-25
accounts-with-accounts-type-micro-entity
accounts · AA
2022-05-17
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-08-04
accounts-amended-with-accounts-type-micro-entity
accounts · AAMD
2021-01-11