GLOAG INVESTMENTS LIMITED
🏛️Establishedactive
SC637445 · ltd · incorporated 2019-07-30
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
- · Oldest live charge 6.6y old — refinance window within 12 months
🔒Estimated value
—
Upgrade to see
Turnover
—
not disclosed
Net worth
—
book net assets
Opportunity
78/100
Strong
What this business does
Primary activity: Activities of other holding companies n.e.c.
Sector: Financial & insurance
Investor take
PursueAsset-holding vehicle with a 84-year-old founder — textbook succession opportunity.
Opportunity 78/100 (strong), bankability 80/100. Strong seller-intent signal (60/100, director aged 84). Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (73/100).
🏦
Refinance opportunity
1 live charge · oldest 6.6y
85/100
ready
Refinance conversation should be productive — structure clean and timing right.
- · Oldest live charge is 6.6 years old — likely at or near maturity.
- · Single lender — cleanest path to refinance.
- · Legal-friction score 15/100 — clean.
Data confidence
Overall: medium (60/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
No iXBRL financials extracted
0
Lenders & charges
1 charges (1/1 with lender, 1/1 with type)
90
Directors & officers
2 officers (2 active, 2 linked, 2 with DOB)
90
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
10 connected companies via shared directors
75
Filing history
19 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
78/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
65
Adequate — check latest filings for context.
Acquirability
70
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.
Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
0
filings
Counts from Companies House filing history.
Corporate timeline (17 events)Click to expand
- 2025-10-21📄accounts-with-accounts-type-smallaccounts · AA
- 2024-12-09📄accounts-with-accounts-type-smallaccounts · AA
- 2023-12-08📄accounts-with-accounts-type-smallaccounts · AA
- 2022-11-07📄accounts-with-accounts-type-smallaccounts · AA
- 2021-12-21📄accounts-with-accounts-type-smallaccounts · AA
- 2021-03-02📄accounts-with-accounts-type-smallaccounts · AA
- 2020-09-04📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2020-06-18📄change-account-reference-date-company-previous-shortenedaccounts · AA01
- 2020-06-16📄change-person-director-company-with-change-dateofficers · CH01
- 2019-10-11📄capital-allotment-sharescapital · SH01
- 2019-10-10📄resolutionresolution · RESOLUTIONS
- 2019-10-10📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2019-10-08🔒Charge registered #1Lender: The Royal Bank of Scotland PLC
- 2019-07-30🏢Company incorporatedAs GLOAG INVESTMENTS LIMITED
- 2019-07-30➕BRADLEY, Pauline Anne appointeddirector
- 2019-07-30➕GLOAG, Ann Heron, Dame appointeddirector
- 2019-07-30📄incorporation-companyincorporation · NEWINC
Owner dependency
93/100
Critical — business is the founderThe business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Founder name in company name: Company name contains director surname "GLOAG" — strong identity link between founder and business.
- +Founder age: Director aged approximately 84 — succession pressure is live.
- +No director turnover: Company is 7 years old with no director changes — suggests a very tight-knit founder team never broadened.
Succession & seller-readiness
66/100
Strong succession signalMultiple signals suggest succession is on the horizon. Candidate for proactive outreach.
SIGNALS
- primaryFounder aged 70+: Senior director is approximately 84 years old. Natural succession window is now.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Group structure
Gloag Investments Group Limited is the ultimate parent — holding 75%+ shares. This company sits inside their group.
🏛️ultimate parent
Gloag Investments Group Limited
Corporate parent · holds 75-100% shares · board control
⬇
GLOAG INVESTMENTS LIMITED
This company · SC637445
Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).
Shareholders & ownership
2 active beneficial owners · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Gloag Investments Group Limited Corporate entity | 75–100% | 75–100% | board control75-100% shares · 75-100% voting · board control | 30/07/2019 |
Dame Ann Heron Gloag Individual · British · DOB 12/1942 · age 84 | — | — | sig. influencesignificant influence | 14/02/2020 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Holding company · EH postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| FORBES BR HOLDINGS LTD→ SC880777 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
| FORBES SIMMERS LIMITED→ SC016168 · est 1930 · no financials extracted | — | — | — | — | 95y | — | — |
| FOUR BROTHERS EDIN LIMITED→ SC842999 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| FRASER MADDOX GROUP LIMITED→ SC866511 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| GARDEN STIRLING BURNET TRUSTEES LIMITED→ SC509915 · est 2015 · no financials extracted | — | — | — | — | 10y | — | — |
| GLASS GLOVER (EDINBURGH) LIMITED→ SC027278 · est 1949 · no financials extracted | — | — | — | — | 76y | — | — |
| GLEN EARRACH (HOLDING) LIMITED→ SC777132 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| GLENSPIRE LTD→ SC825562 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| GRAINFAX LIMITED→ SC066615 · est 1978 · no financials extracted | — | — | — | — | 47y | — | — |
| GRASSDRUM MANAGEMENT LTD→ SC644154 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
| GRASSMARKET HOLDINGS LTD→ SC471465 · est 2014 · no financials extracted | — | — | — | — | 12y | — | — |
| GREEN INVESTMENT GROUP LIMITED→ SC574147 · est 2017 · no financials extracted | — | — | — | — | 8y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2019-07-30
Jurisdictionscotland
Primary SIC64209 — Activities of other holding companies n.e.c.
Registered office
56 George Street
Edinburgh
EH2 2LR
Scotland
Filing status
Accounts
Next due: 2026-12-31
Last made up to: 2025-03-31
Confirmation statement
Next due: 2026-08-12
Last: 2025-07-29
Officers (2 active · 0 resigned)
BRADLEY, Pauline Anne→
Activedirector · ~65y · appointed 2019-07-30
View their other companies + combined net worth →
GLOAG, Ann Heron, Dame→
Activedirector · ~84y · appointed 2019-07-30
View their other companies + combined net worth →
Click a director name to see their full track record across all companies.
Mortgages & charges
1
Total charges
1
Outstanding
1
Active lenders
Status:Lender:1 of 1 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Lloyds Banking Group The Royal Bank of Scotland PLC | A registered charge | 1 property | 08/10/2019 | — |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (19 total)
accounts-with-accounts-type-small
accounts · AA
2025-10-21
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-07-29
accounts-with-accounts-type-small
accounts · AA
2024-12-09
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-07-29
accounts-with-accounts-type-small
accounts · AA
2023-12-08
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-07-31
accounts-with-accounts-type-small
accounts · AA
2022-11-07
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-08-01
accounts-with-accounts-type-small
accounts · AA
2021-12-21
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-07-29
accounts-with-accounts-type-small
accounts · AA
2021-03-02
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC01
2020-09-04
confirmation-statement-with-updates
confirmation-statement · CS01
2020-07-29
change-account-reference-date-company-previous-shortened
accounts · AA01
2020-06-18
change-person-director-company-with-change-date
officers · CH01
2020-06-16